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Daycare: $1800 - This seems excessively high
Food: $700 - I can do $100/mo being cheap in Manhattan and $300 is splurging for me, I think $700 is excessive.
Entertainment: $300 - I've seen this figure thrown around a lot. It depends on what you like to do. I'm close to $100/mo given past trends in my expenses.
Utility bills: $300 - Wow, mine are 65~70+35(internet) = $100~105 in Manhattan
Rent: $700
Transportation: $120
My expenses are about $2k/mo and that's with eating out for lunch everyday and doing drop off/pick up laundry + student loans + amazon card (yay 0% credit), and rent 2x as much as the OP. I think she'll be okay given Crown Heights is likely cheaper than where I'm at.
Daycare: $1800 - This seems excessively high
Food: $700 - I can do $100/mo being cheap in Manhattan and $300 is splurging for me, I think $700 is excessive.
Entertainment: $300 - I've seen this figure thrown around a lot. It depends on what you like to do. I'm close to $100/mo given past trends in my expenses.
Utility bills: $300 - Wow, mine are 65~70+35(internet) = $100~105 in Manhattan
Rent: $700
Transportation: $120
My expenses are about $2k/mo and that's with eating out for lunch everyday and doing drop off/pick up laundry + student loans + amazon card (yay 0% credit), and rent 2x as much as the OP. I think she'll be okay given Crown Heights is likely cheaper than where I'm at.
So 2000 + daycare. $3800.
She also has another mouth to feed. People keep forgetting that. Plus diapers, wipes, Aquaphor, etc.
OP..... This is an outdated guide (2009), but there may still be some really good info. It's a parenting guide for Crown Heights, specifically. I would suggest cold calling some of the daycares listed on google to get Crown Heights tuition prices so you know the price range. I know on the other side of the park, you'd absolutely be spending $2000+ for 1 kid in daycare, but in Crown Heights, I think it will be cheaper. How much cheaper, I'm not sure.
That food estimate is very high. Entertainment is probably also high considering this is a single mom. Utilities may or may not be high depending on what's included in that number.
I'll just add, if this wasn't already mentioned, get a lease from your aunt because the last thing you need is someone to get greedy after you get settled and raise your rent. Family can be funny sometimes.
If your apt is easy walking distance to the Metro, get rid of your car. If not, insurance will be higher here, but not prohibitively so. You can park on the streets in Brooklyn, though you probably will have to go to the other side of the street M-F.
You should be able to put more $$ in savings unless you go nuts on child care & later on schooling.
Good luck.
Last edited by TotalKaos; 03-04-2016 at 04:31 AM..
Reason: Typo
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