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If the wife won't work outside the home it's time she start watching others kids in her own home for money. Watching 3 kids full time would net the family over 1k extra a month that could be put towards the debt.
I hate to be blunt, but grow a freaking pair. It's not much of a wonder you are in serious debt, you can't tell your wife when you can't afford things.
Plus, she could still work. When you get off work you could watch the kids, and she could go to work. It happens everyday in America.
Well... for those suggesting he boot his wife out - if he gets charged alimony and child support (which is a 50% possibility) - I don't think that's going to help.
Plus - maybe they're a good family, and he's just a bit stressed?
Stick with the TCA plan. Usually the payment is for a finite time (like 5 years). Then *DONE*. In the mean time, cut whatever you can to make your money go further. Shop at lower priced supermarkets, clip coupons, whatever. If possible, look at new sources of income (her working in the evenings, or selling items on ebay or recyling scrap metal -- whatever..)
Just hang on. It can be done.
In the mean time - vent away. Just remember, if you ask for advice here, you will get it. If you start with "This is a Rant, or Vent" - people will be slightly more likely not to jump on you for making decisions they disagree with.
That's not totally fair. A little bit of venting is ok. But if that's all you do, then I agree.
He has made more than one thread about this subject and does nothing to change his situation. Ranting and venting is all he is doing. Don't encourage him.
That's not totally fair. A little bit of venting is ok. But if that's all you do, then I agree.
Agreed. We all need to "vent" or release and talk about inner frustrations or issues, often by doing so we find solutions.
However the people I can't stand are people that vent and go on and on and despite advice asked for and then offered to them, they just go back to same old, same old and just keep repeating the behavior over and over again. To me venting then is just a waste of time if you never bother to correct any of the issues related to the venting.
He has made more than one thread about this subject and does nothing to change his situation. Ranting and venting is all he is doing. Don't encourage him.
Yes I thought the story sounded familiar and it was.
I think for a lot of people they just want the good times and when it comes time to pay up they don't want to hear about it. Lots of times in my childhood and adulthood, I had to wear old clothes, have no TV and exist on peanut butter, I think for a lot of people they are unwilling to make those sacrifices to further themselves down the road.
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