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Eh, I don't find it shocking at all. I've been there before; barely had a $1 in my savings account. I was living paycheck to paycheck at $4.75 per hour. Ah, those were the days.
My sibling who is finishing residency can't even afford a flight home and living paycheck to paycheck.
So it's not surprising for me that a lot of people can't come up with $2k. Of course, that does not mean they will always be living paycheck to paycheck.
Dating Sites? You are kidding me? There are so many free ones.
Well if you have to pay for dates a lot then you can tell she is a Gold digger.
Eating out? Why? You can cook at home and get fresh and healthy food.
I do use the free sites but it's LESS compeition on the PAY Sites. I use both. As a single person who lives alone ho often are they going to cook when they come home from work?
Dave Ramsey assumes you can attack both sides of personal finance: conserving money (frugality) AND earning money (multiple jobs, delivering pizzas, etc). This isn't exactly a great economy for getting extra jobs.
Eh, I don't find it shocking at all. I've been there before; barely had a $1 in my savings account. I was living paycheck to paycheck at $4.75 per hour. Ah, those were the days.
My sibling who is finishing residency can't even afford a flight home and living paycheck to paycheck.
So it's not surprising for me that a lot of people can't come up with $2k. Of course, that does not mean they will always be living paycheck to paycheck.
Exactly. People who find this shocking have never been broke.
Actually if the got enough cross sections of each demographic (race/ethnicity age, city/suburban/rural) 1900 is more than enough people.
But they aren't telling us that. So they could have skewed this to find what they wanted to prove.
Honestly, I don't like broad sweeping generalizations. They usually aren't really true.
Look at my life -- among the people I know well, the vast majority of them use credit cards wisely, and pay off their credit cards monthly, or at least in 2-3 months for bigger purchases. The vast majority of them save a little money monthly, and invest in their retirement accounts. And the vast majority of them make over 100K a year -- not much over, but over.
I know this isn't true for the rest of the country.
And I know a couple of people who have no credit cards because they've run their financial life horribly, with charge offs and BKs and car repos.... who also make just over 100K a year....
I know this isn't true for the rest of of the country. Just like I'm pretty sure someone will be gobsmacked that people that make over 100K a year can be bankrupt -- but you live out here, too so you know as well as I do; 100K with 5 kids and renting a house isn't a lot of money.
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