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A lot of people think a smart phone with unlimited text and calls is a necessity, or their cable television subscription, or meals out. They save nothing because all they know how to do is spend.
Aha! That is an interesting point. I almost don't know how to - or at least I live like that. (Hey, we could all go to Louis Vuitton - even Target - and max out credit cards. That takes no skill.)
I had (and have) lots of money saved up because I could always talk myself out of anything I could think of buying. Even when I did spend, I spent smartly -- a camera which doesn't "go out of fashion" and actually makes me money, travel: buy plane tickets at the right time, don't blow money on a hotel unnecessarily (you didn't fly 10 hours to analyze a hotel's decor, did you?), etc.
Actually no ,as i said we don't need to lower the bar. Burger flippers need to get jobs that pay real money.
The need to stop chasing ghosts,they need to move where the food is and they need to get marketable skills.
If they can't then they have failed financially and failure has no rewards.
You're making a value judgment; I do not accept your premise. We didn't need to erect a high bar in the first place, so lowering the bar is the right thing to do in order to correct our earlier error which persists out of inertia and classism.
Subsidy kids can get marketable skills without having to work to pay for it, can you really credit them with "succeeding" if others paid their way?
A lot of people think a smart phone with unlimited text and calls is a necessity, or their cable television subscription, or meals out. They save nothing because all they know how to do is spend.
Burger flippers could spend less and save more if they could buy homes and stop paying a premium to make their landlords wealthy.
Aha! That is an interesting point. I almost don't know how to - or at least I live like that. (Hey, we could all go to Louis Vuitton - even Target - and max out credit cards. That takes no skill.)
I had (and have) lots of money saved up because I could always talk myself out of anything I could think of buying. Even when I did spend, I spent smartly -- a camera which doesn't "go out of fashion" and actually makes me money, travel: buy plane tickets at the right time, don't blow money on a hotel unnecessarily (you didn't fly 10 hours to analyze a hotel's decor, did you?), etc.
If you made $15K, and paid 40% of income on rent, how much would you be saving?
You're not supposed to save making $15,000 a year. You're only supposed to survive.
If you make $15,000 a year its time for some serious work on yourself.
What's stopping them other then they're not earning enough? I bought a house while I was still in college.
Burger flippers making $15,000 a year can afford a 400-sf house on a 2,500-sf piece of land. Minimum lot size requirements exist pretty much everywhere except Unashack territory. How can they buy a house today?
In other words government is stopping burger flippers from buying homes.
??? How does someone without marketable job skills, and without two X chromosomes (and the appealing features that go with them), and without the financial resources for education or training, earn $40k a year?
01-12-2014, 05:25 PM
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Quote:
Originally Posted by freemkt
Burger flippers making $15,000 a year can afford a 400-sf house on a 2,500-sf piece of land. Minimum lot size requirements exist pretty much everywhere except Unashack territory. How can they buy a house today?
In other words government is stopping burger flippers from buying homes.
??? How does someone without marketable job skills, and without two X chromosomes (and the appealing features that go with them), and without the financial resources for education or training, earn $40k a year?
They don't, of course.
I love how people act as is people want to earn crap wages at terrible jobs with awful hours. People in that situation would love to get out, but the reality is that they have no practical way to do so.
You can take two people with different mindsets and motivation and stick them in the same situation and one will find a way to prosper regardless. They always do.
You're making a value judgment; I do not accept your premise. We didn't need to erect a high bar in the first place, so lowering the bar is the right thing to do in order to correct our earlier error which persists out of inertia and classism.
Subsidy kids can get marketable skills without having to work to pay for it, can you really credit them with "succeeding" if others paid their way?
Everyone was at one point dependent on others. Human babies are helpless.
Any age of majority you invent is arbitrary.
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