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I still write a few paper checks on rare occasions (such as the one I just wrote to tip my pet sitter), but most of my bills are paid via credit cards and online banking. I never use a debit card to do anything other than withdraw cash from an ATM.
My parents still write checks, though. They're not comfortable with online banking, and my mother isn't comfortable with computers at all.
I know people who make their retail purchases with cash. They have checking accounts and maybe one credit card that they use for hotels and online purchases. But they prefer cash and carry at least $500 with them at all times.
I know people who make their retail purchases with cash. They have checking accounts and maybe one credit card that they use for hotels and online purchases. But they prefer cash and carry at least $500 with them at all times.
My wife is old-fashioned and she still insists on writing checks at the supermarket and sending bills in via snail mail. Wondering how prevalent this is.
I would NEVER use a debit card. I told my banks not to send a debit card, just a plain atm card. I use reward credit cards to pay for things like gas, supermarkets,Target, Walmart etc and write one check to the credit card company. I have gotten a lot of free hotels and airline flights using reward cards. I could also use cash back rebate cards and probably get even a better deal.
Debit cards do not have the protection of credit cards.
"Debit cards are not protected like credit cards, which means if your debit card is compromised, the potential damage can be pretty severe.
Since a debit card is linked to your bank account, anyone with your card information can get instant access to all your funds. With a credit card, you’re billed for transactions later, so the damage of theft is handled differently. "
"Long called ‘piece of trash fake Visas and fake MasterCards’ by Clark, debit cards are overwhelmingly inferior to credit cards for several reasons."
I also use a credit card for everything so I get my airline points. Then I pay the bill of course. I have checks, but couldn't tell you the last time I used one!
Very few checks.
I use my banks bill pay system for most bills.
I would never use a debit card. Less secure than a credit card. Use credit card all the time. If you have a problem paying in full each month then I would use the debit card.
In my 18 years as an adult, I've never used a debit card. I use a credit card for about 90% of my transactions, but I still write checks for contractors, gifts, and my landscaper. I was always told the dangers of using your debit card and the risk of overdraft, fees, and declined transaction if someone fraudulently drains your account. A credit card, on the other hand, limits your liability and protects your current funds sitting in your checking account.
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