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Too bad the web site is so screwed or we would know just how wonderful these insurance policies that make people pay up to 400% more is for them, huh?
Well Janelle, many of the prices for the plans have been published in local news papers. I know what the plans are in my exchange thanks to our local newspaper The Morning Call. And, I can tell you that in my state the plan prices are LESS than they were prior to Obamacare's implementation.
State exchanges, as well , are running just fine. I did get into the national site, but I didn't fill it out yet simply because i need to sit down and figure out what my income will be (I'm self employed) to fill out the paperwork.
Simply because you say it's 400% more doesn't make it so. Just because you heard someone claim that there's was 400% more doesn't make it true. Many "horror stories" about Obamacare have been debunked already.
However, I would be willing to have you compare the plan you have now (one you had prior to Obamacare) and then compare it to one on the exchange to show us how different it is.. first in what is covered and secondly the cost to you. Because if you had a real world example, and shared it with the rest of us showing us and illustrating to us with actual FACTS.. we might be willing to listen..
I am aware that prices are not as great in every state or in every market as they ended up being for me in my state and my market. I shopped insuance years ago and looked at the prices now.. and I can tell you that they are FAR LESS than they were just a few years back on the private individual market.
One of the many faults I find with the ACA (and there are a few I have, even though I support it) is that it didn't open up insurance across state lines...
I believe this is temporary.. as many will need to accept insurance plans in order to have patients. As with any change, there is always a little discomfort, but over time adjustments will and are made as they figure out how to get along.
I believe this is temporary.. as many will need to accept insurance plans in order to have patients. As with any change, there is always a little discomfort, but over time adjustments will and are made as they figure out how to get along.
Then why didn't they just delay the individual mandate so those of us with individual plans wouldn't bear the onus of these so-called growing pains?
I believe this is temporary.. as many will need to accept insurance plans in order to have patients. As with any change, there is always a little discomfort, but over time adjustments will and are made as they figure out how to get along.
Will it be temporary though? Unlike employer-sponsored plans where they are selling to groups, Medicare plans where the government pays more for sicker people, or pre-ACA individual plans where insurers were free to vary prices and refuse to make some sales, you have a situation where the insurers are guaranteed to make money hand over fist on groups of young and healthy people and bleed gushers of red ink on groups of older and sick people. Ultra narrow networks will give exchange insurers a continual way to keep costs and prices down while making their plans unattractive for the people they don't want. Without reform or repeal of the ACA why would that change, even if hospitals and specialists want to play ball the insurers won't let all of them into the game if the rules stay as they are.
The incredibly narrow networks Obamacare has caused is a change - not a good one. So, it's NOT business as usual.
Yes, it is. Think about what you say. The people in the cheapest plans are people who either did not have any insurance at all, or had a plan which was even worse, so do you really think they frequented at these elite hospitals? Of course they didn't. It was not a narrow path, it was no path at all.
Everyone on this thread who is complaining about everyone not getting treated at elite hospitals are proponents of single payer system, and they don't even know it. All they can do is jammer against ACA and they have no idea what they are saying.
I am guessing if you are on Medicare or Tricare you can still go to the hospitals. This was about affordable care. If you are a Tea Partying Republican would you really want leeches going to the most expensive hospitals around. Why not thank Obama for your Medicare or Tricare instead of going after poor people and the ACA? Your covered so give it a rest.
Do you get paid for every time you write out, "Medicare" and "Tricare"? Because that card is ripped, tattered, and ready for the garbage.
Yes, it is. Think about what you say. The people in the cheapest plans are people who either did not have any insurance at all, or had a plan which was even worse, so do you really think they frequented at these elite hospitals? Of course they didn't. It was not a narrow path, it was no path at all.
Uh - as I said before, I was one of those people. My network included both hospitals in my area - one a top notch university hospital and the other a great private hospital. I wasn't in a cheap plan either. The only thing that Obamacare policies is adding to my coverage is maternity - something I do not need in any way shape or form since I can't have any more children. In fact, my previous policy was FAR superior to even the best offered Obamacare policies in my state (better co-pays, benefits, lower out of pocket).
Now, I get to pay more money for less coverage and less choice. Awesome.
What's with "low information voters"? I keep seeing republitards tossing that around - is that what their little bumper stickers tell them to say now? Is Jesus whispering in their ear again?
Then why didn't they just delay the individual mandate so those of us with individual plans wouldn't bear the onus of these so-called growing pains?
They shouldn't have delayed any part of it.
And simply because you would also have to delay the pre-existing condition clause.. because you can't have one without the other.
Basically, overtime the networks will probably get bigger.
No matter what was or is delayed, with any change comes some discomfort.. BUT that discomfort is not nearly as painful as the collapsing system of healthcare we already had.
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