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They don't allow pre-existing conditions eh? Translation: the moment you actually need their coverage, you're booted off the plan.
Maybe you're fine with just an externally caused injury, but good luck if you're ever diagnosed with anything other than the common cold.
And it sounds like no actual preventative care is covered either. Why spend money ensuring that people are in track to stay healthy when they could be forced to wait for issues to bloom into messy conditions that just so conveniently would qualify as a pre-existing condition or violation of "the rules?"
If you think that's "true Christian charity", then you must think terribly of Christianity.
Is it really fair to have cancer, then go to a company and ask them to pay everything for it? That's not what insurance is. But once you're on the plan, Samaritan pays for every physical ailment you acquire after you join.
Why do you need insurance to pay for preventative care? Does your car insurance pay for oil changes? People don't need check ups paid for. They need the catastrophic paid for.
The rules are few and explicit. If you violate them, there isn't any mystery about what you did.
A crap plan that excludes pretty much everyone and every type of medical need outside a scraped knee. This would never work on a large scale. That's why there are restrictions to the point of it being virtually unusable for real medical issues.
But it is allowed.....and it sounds as though it really upsets you that it is allowed.
So no oral? Again, we're learning so much about why the OP is the way he is! I feel sorry for him.
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