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Originally Posted by mysticaltyger
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I've considered reading that book but it doesn't sound like a good answer.
It's basically proposing that employers give their employees the money that they would spend on health care so the employees can go out and buy their own health care.
That would mean everyone is capable of making a sound financial decision.
I would worry about consumer protection considering those in the individual health care market don't get the consumer protections that those in group plans get.
It sounds like the ideas proposed by those who like high deductible plans: If they're spending their own money, they'll make better decisions. Uhm....not necessarily.
I don't like the idea of federal funds being used to line the pockets of CEOs which is exactly what this plan would do.
The author also assumes that insurance companies actually care about people and we know this isn't true. They just want you to pay your premium and pray you don't get sick or need to see a doctor.