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OP. I know that your wife is home and that you had gotten to talk to her, but that insecurity and paranoia will kill your marriage faster than any perceived decline in your youth/looks. Recognizing that you are insecure is one thing; doing something productive about it is another issue altogether.
WRT technology: yes, it's a great thing, but I think that people read too much into it if they don't get an instant reply to their phone call/text. There are dead zones, delays in receiving messages, and so on. Technology is going to be imperfect, just like the people who invented it, and those who work with it. Not to mention that there are other legitimate reason not to answer one's phone.
I also understand what you said about car accidents and highway robberies, but the majority of us go about our day without being robbed or crashing our cars. Look at it another way; when you got in touch with the co-worker, they were all in cars, en route to somewhere, right? For all the scenarios that crossed your mind, how would you feel if she were driving, saw your missed calls, and then got into an accident trying to get back to you, thinking that something bad had happened at home? Just another thing to consider.
I don't think for a second this is about your wife ending up as a victim of a car crash or carjacking. This is your insecurity and paranoia masking as concern, and it's a huge reason that I'm single now. Three years of it was bad enough, but 33? No way!