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Hmm, I wonder if most people are "poor people marrying rich people," or if most people are really just average earners marrying other average earners. My SO and I don't have a large income discrepancy. I'm guessing we don't represent something rare and strange.
I made the question because I remembered this thread where I asked how would women feel if they were going out with a rich man and he talked about a prenup and separate bank account and lots of women felt insulted, disgusted, and thought a man like that was just terrible. But when it was the other way around, they were all about protecting their hard earned money and not marrying a loser (man that doesn’t make much, doesn’t have a car, lives with the parents, and so on and on).
P.S. For the coward who gave me reps with a nasty message. Why not have the ovaries to tell me here why you agree or disagree? If you can't, then just let it go and move on.
Hmmm, I don't recall that. I actually recall that most women who were against pre-nups, were against them across the board. I'll have to go find that thread.
Hmm, I wonder if most people are "poor people marrying rich people," or if most people are really just average earners marrying other average earners. My SO and I don't have a large income discrepancy. I'm guessing we don't represent something rare and strange.
When we met and married the income discrepency was negligible. Now however, he is the only one with an income. If I do go back to work, the difference in income would be vast unless I go back to school and change my career.
What are your thoughts on separate vs. joint accounts in marriage?
Me and my DH differ so much on how we manage money that it's causing a lot of strife. He has a lot of debt and recently surprised me with 5k in credit debt which I had to go into our savings to pay off. Also, he is not bringing in a lot of money, he makes less than 30k a year and is almost 30 years old and we live in one of the highest cost of living cities in the country. I was reading a Suze Orman article today in which she suggests, having both separate and joint accounts.
What are your thoughts on separate vs. joint accounts in marriage?
Me and my DH differ so much on how we manage money that it's causing a lot of strife. He has a lot of debt and recently surprised me with 5k in credit debt which I had to go into our savings to pay off. Also, he is not bringing in a lot of money, he makes less than 30k a year and is almost 30 years old and we live in one of the highest cost of living cities in the country. I was reading a Suze Orman article today in which she suggests, having both separate and joint accounts.
5k credit card debt when he is only making less than 30k a year, that sounds like suicide.
If you don't want to turn this marriage into a murder-suicide, please DO get yourself a separate account.
We maintain seperate accounts which has worked fine for us. We do split bills, etc, and cover each other if something is needed. However, we do not try to manage each other's spending. For us, it is a mutually agreed to situation where we work together to pay for common needs, save for common goals, etc, while maintaining some income and spending autonomy to pursue our own interests and hobbies.
Our only real rules are that we both contribute to the operation of the household, to savings, and that we do not deficit spend (rack up credit card debts, etc). We talk and adjust when and where needed, and definately have long term goals spelled out with plans to save and afford them.
My wife and I have been sharing accounts since the days when we were just dating and living together in college. We never have any issue about money.
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5k credit card debt when he is only making less than 30k a year, that sounds like suicide.
