Water heater pipe burst in rental apartment: tenant and landlord responsibilities?

[Mr_Geek]

Originally Posted by jaredC

Considering I've had my insurance through this company for over a year and zero claims, I wasn't worried. Well, some months later and no increase.

Wow, a whole year??!!??

[jaredC]

Originally Posted by Mr_Geek

Wow, a whole year??!!??

Yes! A WHOLE year! Lol. I switched from State Farm, to which I had consistent coverage for around ten years to GEICO a bit over a year ago. Still, when I was with SF I claimed glass a number of times in that ten year period and never seen an increase from glass claims.

[JONOV]

Originally Posted by jaredC

I remember when I needed to get my windshield replaced and some people would tell me to pay out of pocket, otherwise risk my insurance premiums going up filing a claim. Considering I've had my insurance through this company for over a year and zero claims, I wasn't worried. Well, some months later and no increase.

Yeah...Insurance companies handle glass claims differently. I know in MN for example the law was that they had to provide no deductible replacement or repair for windshield cracks.

Originally Posted by highlanderfil

Just got a text and e-mail from my insurance agent. We are getting back almost $390: $85.xx for meals and $304.xx for the hotel stay. For the hotel, he just used the market rate instead of the points value. No complaints there. The weird thing is that they are going to come loaded on a Citi card rather than a check, but who cares.

Glad that it worked out for you! You can probably setup a PIN and withdraw the money from the Citi as cash. I think it is odd that they didn't pay it in a check though.

[highlanderfil]

Yep, my rep told me exactly that - I can use it as a true debit card.