Would you rent to a tenant with 600 credit score? (renters, credit report, renew)
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I have not read all the posts, but my feeling is that I’m going to take care of #1, that being myself. I’m not running a charity, so I’m going to have stringent guidelines.
There are places that deal with every level of renter, but that’s not me.
Get a credit card (secured if you must). Use it to buy gas and groceries, or other everyday expenses. Pay it off in full every month. Instant good credit score.
But I don't have a job with a monthly paycheck. Without an income, I can't get a credit card even though I have money. No proof of income, no credit card.
But I don't have a job with a monthly paycheck. Without an income, I can't get a credit card even though I have money. No proof of income, no credit card.
Well maybe you need to start with a job first .
To get a capital one secured card you need to earn 425 a month more than your rent
But I don't have a job with a monthly paycheck. Without an income, I can't get a credit card even though I have money. No proof of income, no credit card.
But you have an income and I assume tax returns that prove your income... unless you’re 100% cash and don’t file taxes.
Your auto insurance is likely priced based on credit score , an employer may screen you for a job , You at some point may need a loan , you may decide to sell , relocate and rent at some point .
Nothing is ever a problem for us , until it’s a problem
Your auto insurance is likely priced based on credit score , an employer may screen you for a job , You at some point may need a loan , you may decide to sell , relocate and rent at some point .
Nothing is ever a problem for us , until it’s a problem
You are right and I am scared of the unknown. An emergency trip to the hospital can wipe out even a millionaire.
So far, I am getting along fine without a credit card. What problem will I face down the road?
Oh, no one ‘needs’ a credit card... but, you should at least have a debit card.
Your lack of credit could become problematic down the road, but when you have enough cash, you don’t ‘need’ credit... however, no one here can really answer that for you.
You don’t need the credit as much as you may a good score .
If you want to rent most landlords go by that
What you pay for auto insurance is tied to your score
Opening utilities needs a good score
You may be evaluated by that score for a job
There are loads of reasons you can end up being judged by that scorer your report
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