Seeking (urgent!) advice - Student in Need of Traffic Court Advice (insurance, get credit)

[L_L]

I received my first speeding ticket with 4 allegations (worth a deduction of 12 points) January of 2008. My court date is set for the first week of March so people please reply ASAP! I had my Class 5 for 4 years before this incident, and I filed for a dispute of fine. Recently, I talked to some friends about this, and they said I should have disputed the allegations because it would have been easier to defend my case that way (instead of admitting to the offences).

Should I have filed for a dispute of allegations rather than a dispute of fine?
Should I ask for evidence from the police station? What kind of information should I obtain?
What is my chance that the judge will be sympathetic to my clean record, and give me back some points?

Please help! I’m a student and I can’t possibly afford to pay the Driver Risk Premium, on top of my existing Insurance premium! I’ve learnt my lesson.

[Cornerguy1]

An internet forum is hardly the place to seek advice on a matter you obviously feel is so important.

Many lawyers and paralegals offer a free initial consultation; get out the phone book and find one.

Oh.......it's even harder to get creditable advice if you omit to tell folks what jurisdiction your offence occurred in; the rules do differ from province to province