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Home Mortgage Disclosure Act and Private Mortgage Insurance Companies Statistics for Southeast Bret Harte, Zip Code 95358, Stanislaus County, California (CA), Tract 0024.00

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    Home Mortgage Disclosure Act Aggregated Statistics

    • 5670 Loans originated: 441 FHA, FSA/RHS & VA Loans for an average of $103,619, 1629 Conventional Home Purchase Loans for an average of $128,506, 2781 Refinancings for an average of $146,634, 255 Home Improvement Loans for an average of $119,922, 2 Loans on Dwellings For 5+ Families for an average of $91,500, 556 Non-occupant Loans on < 5 Family Dwellings for an average of $128,829, 6 Loans On Manufactured Home Dwelling for an average of $150,667
    • 1139 Approved - not accepted: 28 FHA, FSA/RHS & VA Loans for an average of $123,500, 313 Conventional Home Purchase Loans for an average of $137,703, 611 Refinancings for an average of $156,118, 69 Home Improvement Loans for an average of $95,406, 118 Non-occupant Loans on < 5 Family Dwellings for an average of $145,212
    • 3016 Applications denied: 58 FHA, FSA/RHS & VA Loans for an average of $105,672, 672 Conventional for an average of $136,634, 1715 Refinancings for an average of $153,521, 319 Home Improvement for an average of $80,881, 245 Non-occupant Loans on < 5 Family Dwellings for an average of $146,233, 7 Loans On Manufactured Home Dwelling for an average of $98,000
    • 1519 Withdrawn applications: 51 FHA, FSA/RHS & VA for an average of $106,569, 246 Conventional Home Purchase Loans for an average of $133,520, 992 Refinancings for an average of $147,462, 93 Home Improvement Loans for an average of $101,667, 1 Loan on Dwelling For 5+ Families for $830,000, 133 Non-occupant Loans on < 5 Family Dwellings for an average of $136,414, 3 Loans On Manufactured Home Dwelling for an average of $56,667
    • 437 Files closed for incompleteness: 7 FHA, FSA/RHS & VA for an average of $129,714, 49 Conventional Home Purchase Loans for an average of $161,000, 315 Refinancings for an average of $164,867, 14 Home Improvement Loans for an average of $161,286, 52 Non-occupant Loans on < 5 Family Dwellings for an average of $149,731

    Compared to the state average:

    • The number of loans originated per 1000 residents (586) is comparable to CA average (566). The average loan value for this tract ($135,118) is significantly below the state average ($267,254).
    • The number of loans not accepted per 1000 residents (118) is comparable to CA average (99). The average loan value for this tract ($145,448) is significantly below the state average ($260,545).
    • The number of loans denied per 1000 residents (312) is significantly above CA average (195). The average loan value for this tract ($140,434) is significantly below the state average ($255,164).
    • The number of loans withdrawn per 1000 residents (157) is above CA average (124). The average loan value for this tract ($140,330) is significantly below the state average ($255,431).
    • The number of loans closed per 1000 residents (45) is above CA average (34). The average loan value for this tract ($161,954) is significantly below the state average ($270,003).

    HMDA - Loans Count

    HMDA - Average Loan Value ($)


    Private Mortgage Insurance Companies Aggregated Statistics

    • 467 Originated: 279 Conventional Home Purchase Loans for an average of $132,613, 161 Refinancings for an average of $167,006, 26 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $111,077, 1 Loan On Manufactured Home Dwelling (A & B) for $144,000
    • 109 Approved applications, not accepted: 56 Conventional Home Purchase Loans for an average of $122,179, 48 Refinancings for an average of $209,646, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $106,600
    • 30 Loans denied: 18 Conventional for an average of $113,611, 7 Refinancings for an average of $235,857, 5 Non-occupant Loans on < 5 Family Dwellings (A & B) for an average of $188,400
    • 17 Loans withdrawn: 7 Conventional Home Purchase Loans for an average of $133,143, 9 Refinancings for an average of $173,667, 1 Non-occupant Loan on < 5 Family Dwelling (A & B) for $225,000
    • 2 Conventional Home Purchase Loans Closed for incompleteness for an average of $121,500

    PMIC - Loans Count

    PMIC - Average Loan Value ($)


    Private Mortgage Insurance Companies Disclosure Statistics

      Radian Guaranty:
    • 4 Originated: 3 Conventional Home Purchase Loans for an average of $65,000, Refinancing for $74,000
      Genworth Financial:
    • 10 Loans originated: 5 Conventional Home Purchase Loans for an average of $67,200, 5 Refinancings for an average of $96,000
    • 2 Approved but not accepted: Conventional Home Purchase Loan for $64,000, Refinancing for $115,000
      Mortgage Guaranty Insurance:
    • 5 Loans originated: 3 Conventional Home Purchase Loans for an average of $87,000, 2 Refinancings for an average of $65,500
    • Conventional Home Purchase Loan denied for $55,000
      PMI Mortgage Insurance:
    • 6 Originated: 4 Conventional Home Purchase Loans for an average of $92,250, 2 Refinancings for an average of $105,000
    • Conventional Home Purchase Loan Applications approved - not accepted for $64,000
      Republic Mortgage Insurance:
    • Refinancing Originated for $116,000
      United Guaranty Corporation:
    • 3 Loans originated: 2 Conventional Home Purchase Loans for an average of $53,500, Refinancing for $52,000
      Triad Guaranty Insurance:
    • Conventional Home Purchase Loan Approved but not accepted for $87,000


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