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28465 Zip Code (Oak Island, NC) Detailed Profile




Cities: Oak Island, NC (58.12%), Caswell Beach, NC (28.71%)
County: Brunswick County, NC
Estimated zip code population in 2022: 8,407
Zip code population in 2010: 6,531
Zip code population in 2000: 6,782

Houses and condos: 10,295
Renter-occupied apartments: 529
% of renters here:

13%
State:

33%
March 2022 cost of living index in zip code 28465: 94.5 (less than average, U.S. average is 100)

Land area: 10.6 sq. mi.
Water area: 3.4 sq. mi.
Population density: 794 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 28465
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Real estate property taxes paid for housing units in 2022:
This zip code:

0.6% ($2,798)
North Carolina:

0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,631 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,141 (0.7%)

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Males: 4,036  (48.0%)
Females: 4,371  (52.0%)

For population 25 years and over in 28465:

  • High school or higher: 97.6%
  • Bachelor's degree or higher: 46.1%
  • Graduate or professional degree: 17.9%
  • Unemployed: 2.6%
  • Mean travel time to work (commute): 25.7 minutes

For population 15 years and over in 28465:

  • Never married: 15.0%
  • Now married: 66.2%
  • Separated: 0.6%
  • Widowed: 5.3%
  • Divorced: 12.8%

Zip code 28465 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • House age below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 28465 (2022)
    • 8,00395.2%White
    • 1982.4%Two or more races
    • 1151.4%Hispanic or Latino
    • 450.5%Asian
    • 370.4%Black
    • 70.08%American Indian
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Urban population: 7,897
Rural population: 509

Estimated median house/condo value in 2022: $456,916
28465:

$456,916
North Carolina:

$280,600



According to our research of North Carolina and other state lists, there were 13 registered sex offenders living in 28465 zip code as of May 08, 2024.
The ratio of all residents to sex offenders in zip code 28465 is 540 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.


Median resident age:
This zip code:

60.2 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

2.1 people
North Carolina:

2.4 people

Averages for the 2020 tax year for zip code 28465, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $85,120 (Individual Income Tax Returns)
Here:

$85,120
State:

$70,020

Salary/wage: $65,907 (reported on 63.7% of returns)
Here:

$65,907
State:

$58,387
(% of AGI for various income ranges: 1000.1% for AGIs below $25k, 3003.0% for AGIs $25k-50k, 5745.0% for AGIs $50k-75k, 6521.0% for AGIs $75k-100k, 16157.0% for AGIs $100k-200k, 82832.5% for AGIs over 200k)

Taxable interest for individuals: $1,432 (reported on 50.2% of returns)
This zip code:

$1,432
North Carolina:

$1,479
(% of AGI for various income ranges: 40.0% for AGIs below $25k, 51.4% for AGIs $25k-50k, 92.5% for AGIs $50k-75k, 131.7% for AGIs $75k-100k, 257.5% for AGIs $100k-200k, 1233.8% for AGIs over 200k)

Ordinary dividends: $5,875 (reported on 34.3% of returns)
Here:

$5,875
State:

$7,888
(% of AGI for various income ranges: 80.2% for AGIs below $25k, 108.4% for AGIs $25k-50k, 325.0% for AGIs $50k-75k, 359.3% for AGIs $75k-100k, 782.5% for AGIs $100k-200k, 3517.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$23,127 (reported on 30.2% of returns)
Here:

+$23,127
State:

+$23,652
(% of AGI for various income ranges: 15.9% for AGIs below $25k, 108.4% for AGIs $25k-50k, 298.1% for AGIs $50k-75k, 436.6% for AGIs $75k-100k, 1342.0% for AGIs $100k-200k, 29778.8% for AGIs over 200k)

Profit/loss from business: +$18,987 (reported on 18.3% of returns)
Here:

+$18,987
State:

+$11,710
(% of AGI for various income ranges: 166.0% for AGIs below $25k, 255.7% for AGIs $25k-50k, 279.4% for AGIs $50k-75k, 494.1% for AGIs $75k-100k, 836.8% for AGIs $100k-200k, 9372.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $25,702 (reported on 23.5% of returns)
28465:

$25,702
North Carolina:

$20,247
(% of AGI for various income ranges: 181.1% for AGIs below $25k, 466.2% for AGIs $25k-50k, 896.2% for AGIs $50k-75k, 1481.4% for AGIs $75k-100k, 2734.2% for AGIs $100k-200k, 6973.8% for AGIs over 200k)

Self-employed (Keogh) retirement plans: $28,233 (reported on 0.7% of returns)
28465:

$28,233
North Carolina:

$26,749
(% of AGI for various income ranges: 211.8% for AGIs $100k-200k)

Total itemized deductions: $29,819 (reported on 14.8% of returns)
Here:

$29,819
State:

$34,549
(% of AGI for various income ranges: 126.2% for AGIs below $25k, 277.7% for AGIs $25k-50k, 788.4% for AGIs $50k-75k, 994.8% for AGIs $75k-100k, 1563.2% for AGIs $100k-200k, 7548.8% for AGIs over 200k)

Charity contributions: $6,604 (reported on 12.4% of returns)
Here:

$6,604
State:

$13,360
(% of AGI for various income ranges: 8.8% for AGIs below $25k, 24.8% for AGIs $25k-50k, 81.9% for AGIs $50k-75k, 132.4% for AGIs $75k-100k, 308.2% for AGIs $100k-200k, 2093.8% for AGIs over 200k)

Taxes paid: $7,857 (reported on 14.1% of returns)
28465:

$7,857
State:

$7,586
(% of AGI for various income ranges: 22.7% for AGIs below $25k, 56.2% for AGIs $25k-50k, 171.6% for AGIs $50k-75k, 235.9% for AGIs $75k-100k, 463.5% for AGIs $100k-200k, 1901.2% for AGIs over 200k)

Earned income credit: $1,732 (reported on 8.3% of returns)
Here:

$1,732
State:

$2,337
(% of AGI for various income ranges: 57.3% for AGIs below $25k, 34.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.0%
Here:

92%
State:

93%
(% for various income ranges: 90.9% for AGIs below $25k, 89.8% for AGIs $25k-50k, 91.8% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 93.5% for AGIs $100k-200k, 97.1% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28465, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,815 (Individual Income Tax Returns)
Here:

$53,815
State:

$54,937

Salary/wage: $41,828 (reported on 69.0% of returns)
Here:

$41,828
State:

$46,336
(% of AGI for various income ranges: 61.0% for AGIs below $25k, 57.0% for AGIs $25k-50k, 46.9% for AGIs $50k-75k, 50.8% for AGIs $75k-100k, 57.4% for AGIs $100k-200k, 48.3% for AGIs over 200k)

Taxable interest for individuals: $1,239 (reported on 45.6% of returns)
This zip code:

$1,239
North Carolina:

$1,298
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $5,647 (reported on 29.2% of returns)
Here:

$5,647
State:

$6,213
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,138 (reported on 24.0% of returns)
Here:

+$4,138
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 6.0% for AGIs over 200k)

Profit/loss from business: +$10,508 (reported on 18.8% of returns)
Here:

+$10,508
State:

+$10,311
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 4.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,516 (reported on 20.4% of returns)
28465:

$17,516
North Carolina:

$15,575
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.8% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 7.4% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Total itemized deductions: $21,721 (25% of AGI, reported on 41.9% of returns)
Here:

$21,721
State:

$23,438

Here:

24.8% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 21.2% for AGIs below $25k, 16.7% for AGIs $25k-50k, 16.8% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 16.3% for AGIs $100k-200k, 13.6% for AGIs over 200k)

Charity contributions: $3,092 (reported on 35.3% of returns)
Here:

$3,092
State:

$4,687
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $7,701 (reported on 41.6% of returns)
28465:

$7,701
State:

$8,823
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 3.9% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 6.3% for AGIs $75k-100k, 7.1% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Earned income credit: $1,906 (reported on 14.9% of returns)
Here:

$1,906
State:

$2,376
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 53.5%
Here:

53%
State:

53%
(% for various income ranges: 46.2% for AGIs below $25k, 52.7% for AGIs $25k-50k, 56.8% for AGIs $50k-75k, 65.6% for AGIs $75k-100k, 61.5% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28465, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,752 (Individual Income Tax Returns)
Here:

$47,752
State:

$45,376

Salary/wage: $36,078 (reported on 70.8% of returns)
Here:

$36,078
State:

$39,442
(% of AGI for various income ranges: 82.4% for AGIs below $10k, 57.8% for AGIs $10k-25k, 57.6% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 60.5% for AGIs $75k-100k, 45.1% for AGIs over 100k)

Taxable interest for individuals: $1,655 (reported on 54.7% of returns)
This zip code:

$1,655
North Carolina:

$1,515
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.1% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $4,243 (reported on 33.4% of returns)
Here:

$4,243
State:

$4,016
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 2.4% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$14,149 (reported on 28.6% of returns)
Here:

+$14,149
State:

+$11,152
(% of AGI for various income ranges: -0.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Profit/loss from business: +$13,613 (reported on 21.6% of returns)
Here:

+$13,613
State:

+$9,490
(% of AGI for various income ranges: 7.0% for AGIs below $10k, 9.8% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 8.1% for AGIs over 100k)

IRA payment deduction: $3,425 (reported on 3.3% of returns)
28465:

$3,425
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $17,724 (reported on 0.9% of returns)
Here:

$17,724
North Carolina:

$14,754

Total itemized deductions: $17,959 (23% of AGI, reported on 44.4% of returns)
Here:

$17,959
State:

$19,464

Here:

23.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 28.3% for AGIs below $10k, 19.5% for AGIs $10k-25k, 18.3% for AGIs $25k-50k, 18.6% for AGIs $50k-75k, 18.6% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Charity contributions deductions: $2,792 (3% of AGI, reported on 38.7% of returns)
Here:

$2,792
State:

$4,035

Here:

3.5% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 2.0% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $7,215 (reported on 78.7% of returns)
28465:

$7,215
State:

$7,257
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.4% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,544 (reported on 12.1% of returns)
Here:

$1,544
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 61.2%
Here:

61%
State:

62%
(% for various income ranges: 52.3% for AGIs below $10k, 63.9% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 58.7% for AGIs $75k-100k, 68.4% for AGIs over 100k)

Estimated median household income in 2022:
This zip code:

$88,133
North Carolina:

$67,481
Oak Island, NC (28465) map Nearest zip codes: 28461, 28422, 28449, 28479, 28462, 28428.
Oak Island Zip Code Map

Percentage of family households:
This zip code:

33.5%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

7.4%
North Carolina:

47.9%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 172
Household did not receive Food Stamps/SNAP in the past 12 months: 3,830


Women who had a birth in the past 12 months: 66 (9 now married, 54 unmarried)
Women who did not have a birth in the past 12 months: 919 (514 now married, 407 unmarried)


Housing units in zip code 28465 with a mortgage: 2,159 (211 second mortgage, 200 both second mortgage and home equity loan)
Houses without a mortgage: 152

Median monthly owner costs for units with a mortgage: $1,823
Median monthly owner costs for units without a mortgage: $722

Residents with income below the poverty level in 2022:
This zip code:

8.6%
Whole state:

12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:

4.0%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

5.8
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28465: Oak Island Lighthouse (A), Oak Island Police Department (B), Yaupon Police Department (C), Caswell Beach Police Department (D). Display/hide their locations on the map

    Rivers and creeks: Elizabeth River (A), Dutchman Creek (B), Doshers Creek (C), Coward Creek (D), Boathouse Creek (E), Smokehouse Creek (F), Piney Point Creek (G), Molasses Creek (H), Lockwoods Folly River (I). Display/hide their locations on the map

    Park in zip code 28465: Robin Schusta Park (1). Display/hide its location on the map

    Beach: Long Beach (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 1422020 or later
  • 1,9532010 to 2019
  • 2,1442000 to 2009
  • 1,7221990 to 1999
  • 2,4511980 to 1989
  • 1,1171970 to 1979
  • 4761960 to 1969
  • 1651950 to 1959
  • 201940 to 1949
  • 71939 or earlier

Zip code 28465 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Oak Island, NC (28465)
  • Bedrooms in owner-occupied houses and condos in Oak Island, NC (28465)
  • 0no bedroom
  • 201 bedroom
  • 5912 bedrooms
  • 2,0403 bedrooms
  • 6574 bedrooms
  • 2115+ bedrooms
Bedrooms in renter-occupied apartments in Oak Island, NC (28465)
  • Bedrooms in renter-occupied apartments in Oak Island, NC (28465)
  • 51no bedroom
  • 01 bedroom
  • 2362 bedrooms
  • 2023 bedrooms
  • 114 bedrooms
  • 265+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Oak Island, NC (28465) in owner-occupied houses/condos
  • Cars and other vehicles available in Oak Island, NC (28465) in owner-occupied houses/condos
  • 55no vehicle
  • 9711 vehicle
  • 1,6212 vehicles
  • 5773 vehicles
  • 2344 vehicles
  • 755+ vehicles
Cars and other vehicles available in Oak Island, NC (28465) in renter-occupied apartments
  • Cars and other vehicles available in Oak Island, NC (28465) in renter-occupied apartments
  • 44no vehicle
  • 1991 vehicle
  • 2222 vehicles
  • 343 vehicles
  • 304 vehicles
  • 05+ vehicles

  • Zip code 28465 household income distribution in 2022

  • Zip code 28465 household income distribution in 2022
  • 250Less than $10,000
  • 143$10,000 to $14,999
  • 40$15,000 to $19,999
  • 118$20,000 to $24,999
  • 105$25,000 to $29,999
  • 117$30,000 to $34,999
  • 88$35,000 to $39,999
  • 136$40,000 to $44,999
  • 70$45,000 to $49,999
  • 269$50,000 to $59,999
  • 358$60,000 to $74,999
  • 559$75,000 to $99,999
  • 454$100,000 to $124,999
  • 281$125,000 to $149,999
  • 476$150,000 to $199,999
  • 602$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28465

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28465
  • 31Less than $10,000
  • 5$20,000 to $24,999
  • 20$25,000 to $29,999
  • 33$40,000 to $49,999
  • 6$50,000 to $59,999
  • 9$80,000 to $89,999
  • 55$125,000 to $149,999
  • 103$150,000 to $174,999
  • 78$175,000 to $199,999
  • 333$200,000 to $249,999
  • 425$250,000 to $299,999
  • 755$300,000 to $399,999
  • 593$400,000 to $499,999
  • 932$500,000 to $749,999
  • 553$750,000 to $999,999
  • 82$1,000,000 to $1,499,999
  • 47$1,500,000 to $1,999,999
  • 44$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 28465

  • Rent paid by renters in 2022 in zip code 28465
  • 19$500 to $549
  • 40$550 to $599
  • 5$600 to $649
  • 51$650 to $699
  • 14$700 to $749
  • 7$750 to $799
  • 16$800 to $899
  • 52$900 to $999
  • 143$1,000 to $1,249
  • 16$1,250 to $1,499
  • 23$1,500 to $1,999
  • 63$2,000 to $2,499
  • 2$3,500 or more
  • 69No cash rent

Median gross rent in 2022: $1,306.


Median price asked for vacant for-sale houses and condos in 2022: $410,259.

Estimated median house (or condo) value in 2022 for:

  • White Non-Hispanic householders: $463,607
  • Black or African American householders: $511,195
  • American Indian or Alaska Native householders: $102,239
  • Asian householders: $641,317
  • Two or more races householders: $845,795
  • Hispanic or Latino householders: $241,655

Estimated median house or condo value in 2022: $456,916
28465:

$456,916
North Carolina:

$280,600
Lower value quartile - upper value quartile: $304,160 - $709,049

Mean price in 2022:

Detached houses: $515,491
Here:

$515,491
State:

$375,326

Townhouses or other attached units: $427,895
Here:

$427,895
State:

$317,935

In 3-to-4-unit structures: $443,487
Here:

$443,487
State:

$254,939

In 5-or-more-unit structures: $632,439
Here:

$632,439
State:

$329,290

Mobile homes: $238,750
Here:

$238,750
State:

$124,933
Owners and renters by unit type in zip code 28465

Housing units in structures:

  • One, detached: 8,623
  • One, attached: 143
  • Two: 100
  • 3 or 4: 84
  • 5 to 9: 158
  • 10 to 19: 253
  • 20 to 49: 216
  • 50 or more: 65
  • Mobile homes: 648

Unemployment: 2.6%

  • Means of transportation to work in zip code 28465

  • Means of transportation to work in zip code 28465
  • 67.9%2,523Drove a car alone
  • 2.2%81Carpooled
  • 1.4%51Ferryboat
  • 0.2%6Motorcycle
  • 0.7%27Bicycle
  • 0.9%34Walked
  • 0.8%31Other means
  • 29.8%1,108Worked at home
  • Travel time to work (commute) in zip code 28465

  • Travel time to work (commute) in zip code 28465
  • 135Less than 5 minutes
  • 3265 to 9 minutes
  • 37210 to 14 minutes
  • 51715 to 19 minutes
  • 44720 to 24 minutes
  • 27325 to 29 minutes
  • 12430 to 34 minutes
  • 935 to 39 minutes
  • 12040 to 44 minutes
  • 22645 to 59 minutes
  • 4260 to 89 minutes
  • 15390 or more minutes

Percentage of zip code residents living and working in this county: 83.6%

Household type by relationship:

Households: 8,407
  • Male householders: 2,001 (381 living alone), Female householders: 2,036 (694 living alone)
  • 2,415 spouses (2,390 opposite-sex spouses), 270 unmarried partners, (238 opposite-sex unmarried partners), 1,084 children (1,041 natural, 17 adopted, 25 stepchildren), 253 grandchildren, 26 brothers or sisters, 99 parents, 0 foster children, 114 other relatives, 202 non-relatives
  • In group quarters: 4 (-1 institutionalized population)

Size of family households: 2,065 2-persons, 376 3-persons, 170 4-persons, 104 5-persons, 4 6-persons, 10 7-or-more-persons

Size of nonfamily households: 1,074 1-person, 257 2-persons

346 married couples with children.
151 single-parent households (75 men, 76 women).

98.8% of residents of 28465 zip code speak English at home.
0.9% of residents speak Spanish at home (51% very well, 33% well, 16% not at all).
0.5% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (7% very well, 93% well).

Foreign born population: 174 (2.1%)
(80.7% of them are naturalized citizens)
This zip code:

2.1%
Whole state:

8.6%
Most common places of birth for foreign-born residents
  • 17%Ecuador
  • 16%Singapore
  • 15%Peru
  • 8%Sweden
  • 8%England
  • 8%Thailand
  • 6%France
Most common first ancestries reported in 28465
  • 20%German
  • 19%English
  • 16%Irish
  • 11%American
  • 6%Italian
  • 3%European
  • 3%Scotch-Irish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 882010 or later
  • 482000 to 2009
  • 281990 to 1999
  • 130Before 1990

Zip code 28465 marital status for males
Zip code 28465 marital status for females

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 0.7%

Most commonly used house heating fuel
  • 89.6%Electricity
  • 5.7%Bottled, tank, or LP gas
  • 2.7%Utility gas
  • 1.7%Fuel oil, kerosene, etc.

Population in 1990: 4,752. Population change in the 1990s: +2,030 (+42.7%).

Place of birth for U.S.-born residents:

  • This state: 3,422
  • Northeast: 1,664
  • Midwest: 1,000
  • South: 1,723
  • West: 344

44% of the 28465 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 28% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

88% of the 28465 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 11% moved from this county.
   Out of people who lived in different houses, 64% moved from different county within same state.
   Out of people who lived in different houses, 31% moved from different state.

Year householders moved into unit in Oak Island, NC (28465)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 150
Here:

34.2%
North Carolina:

13.8%
Students in private schools in grades 9 to 12 (high school): 114
Here:

52.8%
North Carolina:

11.9%
Students in private undergraduate colleges: 20
Here:

15.8%
North Carolina:

19.3%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 115,554Management occupations
  • 113,729Computer and mathematical occupations
  • 94,385Installation, maintenance, and repair occupations
  • 72,552Health diagnosing and treating practitioners and other technical occupations
  • 68,481Business and financial operations occupations
  • 68,372Health technologists and technicians

Companies with federal contracts located in this zip code (OAK ISLAND, NC):

  • MARGARET RUDD & ASSOCIATES (210 COUNTRY CLUB DR; small business) : $790,273 in 8 contracts from 2001 to 2006
    Contracts for Lease or Rental of Facilities -- Family Housing Facilities, Lodging - Hotel/Motel by Air Force, Navy
    Signed by year: 2000: $0; 2001: $152,928; 2002: $338,629; 2003: $514,621; 2004: $0; 2005: -$177,316; 2006: -$38,589.

    Biggest contracts:
    $382,080 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-06-04. Completion date: 2003-10-31.
    $338,629 with Navy for Lodging - Hotel/Motel. Signed on 2002-05-17. Completion date: 2002-10-31.
    $169,181 with Air Force for Lease or Rental of Facilities -- Family Housing Facilities. Signed on 2003-08-26. Completion date: 2003-12-31.
    $152,928 with Navy for Lodging - Hotel/Motel. Taking place in IA. Signed on 2001-01-08. Completion date: 2001-03-15.
  • CAROLINA MAP INC (300 COUNTRY CLUB DRIVE; small business)
    $308,610 with Army for Other Housekeeping Services. Signed on 2000-10-12. Completion date: 2001-07-14.
  • THE SOUTHWINDS INC (700 OCEAN DRIVE; small business) : $53,381 in 11 contracts from 2003 to 2004
    Contracts for Lodging - Hotel/Motel by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $4,640; 2004: $48,741; 2005: $0; 2006: $0.

    Biggest contracts:
    $10,920 with Army for Lodging - Hotel/Motel. Signed on 2004-03-11. Completion date: 2004-06-30.
    $9,912, same as above. Signed on 2004-02-05. Completion date: 2004-06-03.
    $7,280, same as above. Signed on 2004-01-21. Completion date: 2004-04-10.
    $5,460, same as above. Signed on 2004-02-18. Completion date: 2004-05-07.
  • KELLETT SERVICES (5414 EAST OAK ISLAND DR; small business)
    $4,600 with Army for Insect and Rodent Control Services. Signed on 2001-11-13. Completion date: 2001-11-13.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 6 establishments, 5-9 employees: 2 establishments, 1-4 employees: 7 establishments)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 3, 10-19: 1, 5-9: 1, 1-4: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 2, 5-9: 3, 1-4: 10)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 5-9: 3, 1-4: 2)
  • Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 2, 1-4: 21)
  • Real Estate and Rental and Leasing: Nonresidential Property Managers (20-49: 1, 1-4: 1)
  • Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1, 5-9: 1, 1-4: 3)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 4 people in military barracks and dormitories (nondisciplinary)

People in group quarters in 2000:

  • 5 people in military barracks, etc.

Fatal accident statistics in 2012:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$164,954287$196,657717$216,07021$111,136637$207,0755$112,710
APPLICATIONS APPROVED, NOT ACCEPTED0$021$318,95160$221,3375$96,48051$242,2160$0
APPLICATIONS DENIED9$158,12842$170,174281$262,4239$72,636197$266,2023$89,167
APPLICATIONS WITHDRAWN3$132,74748$178,833132$237,2833$41,07792$232,8360$0
FILES CLOSED FOR INCOMPLETENESS3$143,2676$207,63753$210,9025$101,28839$184,1120$0

Detailed HMDA statistics for the following Tracts: 0203.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$204,1309$198,87015$198,269
APPLICATIONS APPROVED, NOT ACCEPTED14$197,6183$234,93712$205,258
APPLICATIONS DENIED5$233,2343$223,4172$108,200
APPLICATIONS WITHDRAWN2$118,7202$102,1902$118,720
FILES CLOSED FOR INCOMPLETENESS2$228,4250$02$228,425

Detailed PMIC statistics for the following Tracts: 0203.02

Conventional Home Purchase Loans in zip code 28465
Conventional Home Purchase Loans in zip code 28465 - Value

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

    Fire incident distribution by year Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 40. The highest number of fire incidents - 72 took place in 2011, and the least - 4 in 2003. The data has an increasing trend.
    Fire incident types in Zip Code 28465 When looking into fire subcategories, the most reports belonged to: Structure Fires (52.9%), and Outside Fires (34.7%).

    • Fire incident types reported to NFIRS in Zip Code 28465
    • 34252.9%Structure Fires
    • 22434.7%Outside Fires
    • 446.8%Mobile Property/Vehicle Fires
    • 365.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28465, North Carolina

Most common first names in zip code 28465 among deceased individuals
NameCountLived (average)
William4175.1 years
Robert3270.1 years
James2771.4 years
John2574.3 years
Mary2477.4 years
Charles2274.8 years
Thomas1466.6 years
Donald1372.9 years
Richard1179.0 years
Margaret1178.4 years
Most common last names in zip code 28465 among deceased individuals
Last nameCountLived (average)
Smith1477.4 years
Thomas775.3 years
Jones772.0 years
Miller771.6 years
Lewis683.0 years
King580.6 years
Davis573.8 years
Brooks566.0 years
Walker570.4 years
Williams564.8 years

Businesses in zip code 28465

  • Dairy Queen: 1
  • FedEx: 1
  • UPS: 3

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