48655 Zip Code (St. Charles, MI) Detailed Profile

Estimated zip code population in 2022: 5,759
Zip code population in 2010: 6,460
Zip code population in 2000: 6,657

Houses and condos: 2,497
Renter-occupied apartments: 269
March 2022 cost of living index in zip code 48655: 80.4 (low, U.S. average is 100)

Land area: 94.6 sq. mi.
Water area: 1.6 sq. mi.

Population density: 61 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,217 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,008 (1.3%)

For population 25 years and over in 48655:

• High school or higher: 92.4%
• Bachelor's degree or higher: 16.9%
• Graduate or professional degree: 5.8%
• Unemployed: 2.3%
• Mean travel time to work (commute): 31.8 minutes

For population 15 years and over in 48655:

• Never married: 22.4%
• Now married: 58.7%
• Separated: 1.0%
• Widowed: 5.9%
• Divorced: 12.0%

• 
• • 4,96986.3%White
  • 4457.7%Hispanic or Latino
  • 1743.0%Black
  • 1332.3%Two or more races
  • 210.4%Asian
  • 130.2%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 48655, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $53,102 (Individual Income Tax Returns)

Here:	$53,102
State:	$68,945

Salary/wage: $47,649 (reported on 74.8% of returns)

Here:	$47,649
State:	$57,142

(% of AGI for various income ranges: 854.5% for AGIs below $25k, 3093.1% for AGIs $25k-50k, 5623.9% for AGIs $50k-75k, 8552.4% for AGIs $75k-100k, 15212.9% for AGIs $100k-200k, 50550.0% for AGIs over 200k)

Taxable interest for individuals: $1,040 (reported on 31.1% of returns)

This zip code:	$1,040
Michigan:	$1,630

(% of AGI for various income ranges: 16.8% for AGIs below $25k, 44.5% for AGIs $25k-50k, 51.8% for AGIs $50k-75k, 52.4% for AGIs $75k-100k, 86.7% for AGIs $100k-200k, 495.0% for AGIs over 200k)

Ordinary dividends: $2,162 (reported on 14.8% of returns)

Here:	$2,162
State:	$6,972

(% of AGI for various income ranges: 14.6% for AGIs below $25k, 40.6% for AGIs $25k-50k, 43.6% for AGIs $50k-75k, 84.8% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 255.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,168 (reported on 13.1% of returns)

Here:	+$6,168
State:	+$20,064

(% of AGI for various income ranges: 8.1% for AGIs below $25k, 30.2% for AGIs $25k-50k, 81.2% for AGIs $50k-75k, 211.9% for AGIs $75k-100k, 225.8% for AGIs $100k-200k, 4825.0% for AGIs over 200k)

Profit/loss from business: +$8,542 (reported on 11.8% of returns)

Here:	+$8,542
State:	+$11,172

(% of AGI for various income ranges: 77.7% for AGIs below $25k, 85.5% for AGIs $25k-50k, 82.4% for AGIs $50k-75k, 199.5% for AGIs $75k-100k, 532.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,532 (reported on 11.1% of returns)

48655:	$16,532
Michigan:	$19,803

(% of AGI for various income ranges: 64.1% for AGIs below $25k, 100.2% for AGIs $25k-50k, 273.0% for AGIs $50k-75k, 398.6% for AGIs $75k-100k, 1161.7% for AGIs $100k-200k)

Total itemized deductions: $28,590 (reported on 3.3% of returns)

Here:	$28,590
State:	$34,117

(% of AGI for various income ranges: 98.5% for AGIs below $25k, 232.7% for AGIs $50k-75k, 567.5% for AGIs $100k-200k)

Charity contributions: $5,317 (reported on 2.0% of returns)

Here:	$5,317
State:	$13,548

(% of AGI for various income ranges: 14.5% for AGIs $25k-50k, 95.4% for AGIs $100k-200k)

Taxes paid: $6,089 (reported on 3.0% of returns)

48655:	$6,089
State:	$7,972

(% of AGI for various income ranges: 11.4% for AGIs below $25k, 45.5% for AGIs $50k-75k, 130.8% for AGIs $100k-200k)

Earned income credit: $2,108 (reported on 12.1% of returns)

Here:	$2,108
State:	$2,251

(% of AGI for various income ranges: 61.8% for AGIs below $25k, 52.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.7%

Here:	96%
State:	93%

(% for various income ranges: 96.2% for AGIs below $25k, 95.0% for AGIs $25k-50k, 95.5% for AGIs $50k-75k, 96.8% for AGIs $75k-100k, 94.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 48655, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,965 (Individual Income Tax Returns)

Here:	$45,965
State:	$55,609

Salary/wage: $36,554 (reported on 81.8% of returns)

Here:	$36,554
State:	$46,782

(% of AGI for various income ranges: 61.6% for AGIs below $25k, 64.3% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 71.4% for AGIs $75k-100k, 73.8% for AGIs $100k-200k, 30.4% for AGIs over 200k)

Taxable interest for individuals: $958 (reported on 37.4% of returns)

This zip code:	$958
Michigan:	$1,491

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $2,048 (reported on 16.6% of returns)

Here:	$2,048
State:	$6,225

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,613 (reported on 10.3% of returns)

Here:	+$2,613
State:	+$9,326

(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Profit/loss from business: +$10,909 (reported on 10.6% of returns)

Here:	+$10,909
State:	+$11,523

(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 5.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,529 (reported on 11.6% of returns)

48655:	$9,529
Michigan:	$15,298

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Total itemized deductions: $18,122 (21% of AGI, reported on 22.5% of returns)

Here:	$18,122
State:	$21,628

Here:	20.9% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 6.5% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 10.6% for AGIs $100k-200k, 12.2% for AGIs over 200k)

Charity contributions: $2,845 (reported on 16.2% of returns)

Here:	$2,845
State:	$4,225

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $6,041 (reported on 22.5% of returns)

48655:	$6,041
State:	$8,327

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Earned income credit: $2,009 (reported on 15.2% of returns)

Here:	$2,009
State:	$2,306

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.2%

Here:	64%
State:	57%

(% for various income ranges: 60.2% for AGIs below $25k, 63.5% for AGIs $25k-50k, 70.2% for AGIs $50k-75k, 65.5% for AGIs $75k-100k, 72.0% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 48655, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,850 (Individual Income Tax Returns)

Here:	$39,850
State:	$48,204

Salary/wage: $35,142 (reported on 86.3% of returns)

Here:	$35,142
State:	$42,791

(% of AGI for various income ranges: 93.0% for AGIs below $10k, 66.5% for AGIs $10k-25k, 70.1% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 82.6% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Taxable interest for individuals: $1,152 (reported on 50.9% of returns)

This zip code:	$1,152
Michigan:	$1,725

(% of AGI for various income ranges: 5.6% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $1,270 (reported on 22.0% of returns)

Here:	$1,270
State:	$3,420

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$2,684 (reported on 15.3% of returns)

Here:	+$2,684
State:	+$8,532

(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Profit/loss from business: +$4,485 (reported on 12.6% of returns)

Here:	+$4,485
State:	+$9,547

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Profit/loss from farming: +$1,162 (reported on 3.3% of returns)

Here:	+$1,162
State:	-$4,492

(% of AGI for various income ranges: -1.9% for AGIs below $10k, -0.1% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k)

IRA payment deduction: $2,587 (reported on 2.5% of returns)

48655:	$2,587
Michigan:	$2,875

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Total itemized deductions: $14,301 (20% of AGI, reported on 28.7% of returns)

Here:	$14,301
State:	$18,509

Here:	19.6% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 7.8% for AGIs below $10k, 5.8% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 10.4% for AGIs over 100k)

Charity contributions deductions: $1,966 (3% of AGI, reported on 24.9% of returns)

Here:	$1,966
State:	$3,365

Here:	2.6% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $5,284 (reported on 73.4% of returns)

48655:	$5,284
State:	$7,691

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Earned income credit: $1,701 (reported on 13.6% of returns)

Here:	$1,701
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 66.0%

Here:	66%
State:	60%

(% for various income ranges: 59.5% for AGIs below $10k, 64.8% for AGIs $10k-25k, 63.8% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 76.6% for AGIs $75k-100k, 74.3% for AGIs over 100k)

Nearest zip codes: 48616, 48609, 48626, 48614, 48649, 48638.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.5% of all households
• Gay men: 0.2% of all households

Household received Food Stamps/SNAP in the past 12 months: 360
Household did not receive Food Stamps/SNAP in the past 12 months: 2,063

Women who had a birth in the past 12 months: 48 (23 now married, 24 unmarried)
Women who did not have a birth in the past 12 months: 1,079 (574 now married, 501 unmarried)

Housing units in zip code 48655 with a mortgage: 1,260 (96 second mortgage, 80 both second mortgage and home equity loan)
Houses without a mortgage: 50

Median monthly owner costs for units with a mortgage: $1,142
Median monthly owner costs for units without a mortgage: $500

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 48655 household income distribution in 2022

• 73Less than $10,000
• 69$10,000 to $14,999
• 128$15,000 to $19,999
• 149$20,000 to $24,999
• 83$25,000 to $29,999
• 137$30,000 to $34,999
• 79$35,000 to $39,999
• 75$40,000 to $44,999
• 145$45,000 to $49,999
• 190$50,000 to $59,999
• 267$60,000 to $74,999
• 346$75,000 to $99,999
• 299$100,000 to $124,999
• 128$125,000 to $149,999
• 179$150,000 to $199,999
• 55$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 48655

• 12Less than $10,000
• 9$20,000 to $24,999
• 19$25,000 to $29,999
• 2$30,000 to $34,999
• 11$35,000 to $39,999
• 13$40,000 to $49,999
• 91$50,000 to $59,999
• 73$60,000 to $69,999
• 86$70,000 to $79,999
• 83$80,000 to $89,999
• 104$90,000 to $99,999
• 372$100,000 to $124,999
• 105$125,000 to $149,999
• 234$150,000 to $174,999
• 134$175,000 to $199,999
• 241$200,000 to $249,999
• 116$250,000 to $299,999
• 213$300,000 to $399,999
• 72$400,000 to $499,999
• 22$500,000 to $749,999
• 11$750,000 to $999,999
• 3$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 48655

• 37$150 to $199
• 17$200 to $249
• 29$300 to $349
• 4$350 to $399
• 34$400 to $449
• 12$450 to $499
• 7$500 to $549
• 7$550 to $599
• 23$600 to $649
• 44$650 to $699
• 9$700 to $749
• 17$750 to $799
• 17$900 to $999
• 1$1,250 to $1,499
• 12No cash rent

Median gross rent in 2022: $681.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $145,484
• American Indian or Alaska Native householders: $131,389
• Asian householders: $262,275
• Some other race householders: $159,412
• Two or more races householders: $57,724
• Hispanic or Latino householders: $158,909

Estimated median house or condo value in 2022: $154,882 Lower value quartile - upper value quartile: $105,816 - $241,945

Mean price in 2022:

Detached houses: $171,549

Here:	$171,549
State:	$280,038

Townhouses or other attached units: $213,146

Here:	$213,146
State:	$239,520

In 2-unit structures: $165,772

Here:	$165,772
State:	$219,481

In 3-to-4-unit structures: $154,505

Here:	$154,505
State:	$207,067

In 5-or-more-unit structures: $150,327

Here:	$150,327
State:	$192,733

Mobile homes: $96,214

Here:	$96,214
State:	$72,868

Housing units in structures:

• One, detached: 2,221
• One, attached: 23
• Two: 46
• 3 or 4: 31
• 5 to 9: 60
• 10 to 19: 6
• 20 to 49: 19
• 50 or more: 5
• Mobile homes: 74

Unemployment: 2.3%

• Means of transportation to work in zip code 48655

• 76.8%1,876Drove a car alone
• 9.1%222Carpooled
• 0.2%5Taxi
• 1.4%34Walked
• 0.9%22Other means
• 10.9%267Worked at home

• Travel time to work (commute) in zip code 48655

• 56Less than 5 minutes
• 925 to 9 minutes
• 20710 to 14 minutes
• 19315 to 19 minutes
• 16020 to 24 minutes
• 19425 to 29 minutes
• 46630 to 34 minutes
• 9535 to 39 minutes
• 16040 to 44 minutes
• 30645 to 59 minutes
• 17760 to 89 minutes
• 4790 or more minutes

Percentage of zip code residents living and working in this county: 78.3%

Household type by relationship:

Households: 5,759

• Male householders: 1,264 (263 living alone), Female householders: 1,155 (292 living alone)

• 1,311 spouses (1,282 opposite-sex spouses), 130 unmarried partners, (114 opposite-sex unmarried partners), 1,495 children (1,346 natural, 103 adopted, 42 stepchildren), 142 grandchildren, 27 brothers or sisters, 12 parents, 0 foster children, 107 other relatives, 95 non-relatives

• In group quarters: 35 (-1 institutionalized population)

Size of family households: 911 2-persons, 340 3-persons, 305 4-persons, 111 5-persons, 24 6-persons, 28 7-or-more-persons

Size of nonfamily households: 554 1-person, 121 2-persons, 18 3-persons

817 married couples with children.
216 single-parent households (85 men, 131 women).

98.5% of residents of 48655 zip code speak English at home.
0.2% of residents speak Spanish at home (100% very well).
0.3% of residents speak other Indo-European language at home (69% very well, 31% well).
0.5% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ANNA M. THURSTON MIDDLE SCHOOL (893 W. WALNUT STREET in ST. CHARLES, MI)

  (National Center for Education Statistics) - STATE ID-05693
  Organizations: ST. CHARLES COMMUNITY SCHOOLS (SCHOOL DISTRICT)
  

• BERGER AND CO (5811 W ALICIA in SAINT CHARLES, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: CON AGRA (CONTACT/OWNER)
  

• BORDEN CHEMICAL SMITH-DOUGLASS DIV (10540 S BISHOP RD in SAINT CHARLES, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• EGGERS EXCAVATING (M-52 PIT in ST. CHARLES, MI)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  Organizations: RUSSELL EGGERS (CONTACT/OWNER)
  Alternative names: RUSSELL EGGERS

• ABLE WELDING INC (5265 S GRAHAM RD in SAINT CHARLES, MI)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: TRANSPORTATION EQUIPMENT
  

• MI DEPT/TRANSPORTATION BRIDGE B02-73031 (M-52 OVER S. BR BAD RIVER in SAINT CHARLES, MI)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: MI DEPARTMENT OF TRANSPORTATION (CONTACT/OPERATOR)
  

• MI DEPT/TRANSPORTATION BRIDGE B07-73031 (M-52 OVER MARSH CREEK in SAINT CHARLES, MI)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: MI DEPARTMENT OF TRANSPORTATION (CONTACT/OPERATOR)
  

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.9%

Population in 1990: 6,272. Population change in the 1990s: +385 (+6.1%).

Place of birth for U.S.-born residents:

• This state: 5,077
• Northeast: 212
• Midwest: 131
• South: 214
• West: 67

67% of the 48655 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 74% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

97% of the 48655 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 54% moved from this county.
   Out of people who lived in different houses, 29% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 7% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 39
Students in private schools in grades 9 to 12 (high school): 17 Students in private undergraduate colleges: 31

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Commercial Banking (20-49 employees: 2 establishments, 5-9 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
• Health Care and Social Assistance: Residential Mental Retardation Facilities (10-19: 2)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (10-19: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Offices of Lawyers (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 43. The highest number of fires - 81 took place in 2003, and the least - 23 in 2007. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (47.2%), and Outside Fires (38.9%).


• Fire incident types reported to NFIRS in Zip Code 48655
• 34847.2%Structure Fires
• 28738.9%Outside Fires
• 8411.4%Mobile Property/Vehicle Fires
• 182.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 48655, Michigan

Most common first names in zip code 48655 among deceased individuals
Name	Count	Lived (average)
John	53	77.1 years
Mary	44	78.4 years
William	38	74.3 years
Robert	36	71.6 years
Joseph	32	75.1 years
Charles	31	73.5 years
James	28	67.8 years
Frank	25	79.8 years
Arthur	20	75.8 years
Donald	20	72.5 years

Most common last names in zip code 48655 among deceased individuals
Last name	Count	Lived (average)
Sweatland	17	62.2 years
Miller	13	76.6 years
Thomas	10	70.1 years
Wend	10	77.4 years
Allen	10	69.4 years
Hafner	9	75.4 years
Cramton	8	77.0 years
Clark	8	79.5 years
Kushion	8	70.5 years
Wenzel	7	65.7 years

Businesses in zip code 48655

• La-Z-Boy: 1
• McDonald's: 1
• Subway: 1