97106 Zip Code (Banks, OR) Detailed Profile

Estimated zip code population in 2022: 4,782
Zip code population in 2010: 4,550
Zip code population in 2000: 4,182

Houses and condos: 1,925
Renter-occupied apartments: 239
March 2022 cost of living index in zip code 97106: 94.6 (less than average, U.S. average is 100)

Land area: 46.7 sq. mi.
Water area: 0.0 sq. mi.

Population density: 102 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,258 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,285 (0.8%)

For population 25 years and over in 97106:

• High school or higher: 94.4%
• Bachelor's degree or higher: 41.6%
• Graduate or professional degree: 15.8%
• Unemployed: 3.9%
• Mean travel time to work (commute): 27.8 minutes

For population 15 years and over in 97106:

• Never married: 20.9%
• Now married: 63.2%
• Separated: 1.0%
• Widowed: 2.2%
• Divorced: 12.6%

• 
• • 4,08185.4%White
  • 2545.3%Hispanic or Latino
  • 2144.5%Two or more races
  • 982.1%Some other race
  • 962.0%Asian
  • 200.4%Black
  • 170.4%Native Hawaiian and Other
    Pacific Islander

100% rural population.

Averages for the 2020 tax year for zip code 97106, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $92,143 (Individual Income Tax Returns)

Here:	$92,143
State:	$76,001

Salary/wage: $79,987 (reported on 81.3% of returns)

Here:	$79,987
State:	$61,959

(% of AGI for various income ranges: 1235.0% for AGIs below $25k, 3572.2% for AGIs $25k-50k, 6571.7% for AGIs $50k-75k, 10182.8% for AGIs $75k-100k, 23026.8% for AGIs $100k-200k, 89412.0% for AGIs over 200k)

Taxable interest for individuals: $1,412 (reported on 38.7% of returns)

This zip code:	$1,412
Oregon:	$1,628

(% of AGI for various income ranges: 15.0% for AGIs below $25k, 46.9% for AGIs $25k-50k, 62.2% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 102.8% for AGIs $100k-200k, 1120.0% for AGIs over 200k)

Ordinary dividends: $5,422 (reported on 25.5% of returns)

Here:	$5,422
State:	$7,165

(% of AGI for various income ranges: 45.3% for AGIs below $25k, 62.2% for AGIs $25k-50k, 109.1% for AGIs $50k-75k, 112.2% for AGIs $75k-100k, 386.8% for AGIs $100k-200k, 2910.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$20,353 (reported on 24.7% of returns)

Here:	+$20,353
State:	+$23,403

(% of AGI for various income ranges: 20.9% for AGIs below $25k, 45.8% for AGIs $25k-50k, 164.8% for AGIs $50k-75k, 374.4% for AGIs $75k-100k, 714.8% for AGIs $100k-200k, 17458.0% for AGIs over 200k)

Profit/loss from business: +$16,723 (reported on 14.9% of returns)

Here:	+$16,723
State:	+$16,511

(% of AGI for various income ranges: 94.4% for AGIs below $25k, 172.2% for AGIs $25k-50k, 393.5% for AGIs $50k-75k, 519.4% for AGIs $75k-100k, 722.8% for AGIs $100k-200k, 2530.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $20,969 (reported on 11.1% of returns)

97106:	$20,969
Oregon:	$20,730

(% of AGI for various income ranges: 97.4% for AGIs below $25k, 132.2% for AGIs $25k-50k, 257.0% for AGIs $50k-75k, 277.2% for AGIs $75k-100k, 902.8% for AGIs $100k-200k, 2596.0% for AGIs over 200k)

Total itemized deductions: $31,102 (reported on 17.4% of returns)

Here:	$31,102
State:	$31,050

(% of AGI for various income ranges: 396.7% for AGIs $25k-50k, 507.4% for AGIs $50k-75k, 765.6% for AGIs $75k-100k, 1796.0% for AGIs $100k-200k, 8578.0% for AGIs over 200k)

Charity contributions: $9,200 (reported on 11.9% of returns)

Here:	$9,200
State:	$8,791

(% of AGI for various income ranges: 13.5% for AGIs below $25k, 72.2% for AGIs $50k-75k, 56.7% for AGIs $75k-100k, 256.4% for AGIs $100k-200k, 3242.0% for AGIs over 200k)

Taxes paid: $8,741 (reported on 17.4% of returns)

97106:	$8,741
State:	$8,487

(% of AGI for various income ranges: 78.6% for AGIs $25k-50k, 153.5% for AGIs $50k-75k, 242.8% for AGIs $75k-100k, 606.4% for AGIs $100k-200k, 1990.0% for AGIs over 200k)

Earned income credit: $1,794 (reported on 7.2% of returns)

Here:	$1,794
State:	$1,977

(% of AGI for various income ranges: 44.1% for AGIs below $25k, 43.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.3%

Here:	92%
State:	93%

(% for various income ranges: 88.9% for AGIs below $25k, 89.4% for AGIs $25k-50k, 93.9% for AGIs $50k-75k, 92.6% for AGIs $75k-100k, 96.3% for AGIs $100k-200k, 95.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 97106, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $71,131 (Individual Income Tax Returns)

Here:	$71,131
State:	$57,845

Salary/wage: $62,219 (reported on 84.2% of returns)

Here:	$62,219
State:	$47,723

(% of AGI for various income ranges: 71.8% for AGIs below $25k, 77.9% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 78.7% for AGIs $75k-100k, 80.4% for AGIs $100k-200k, 57.5% for AGIs over 200k)

Taxable interest for individuals: $1,366 (reported on 36.4% of returns)

This zip code:	$1,366
Oregon:	$1,848

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $4,409 (reported on 25.4% of returns)

Here:	$4,409
State:	$5,987

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$16,823 (reported on 23.0% of returns)

Here:	+$16,823
State:	+$13,095

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 19.5% for AGIs over 200k)

Profit/loss from business: +$9,894 (reported on 15.8% of returns)

Here:	+$9,894
State:	+$13,871

(% of AGI for various income ranges: 9.5% for AGIs below $25k, 3.9% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,600 (reported on 12.0% of returns)

97106:	$13,600
Oregon:	$16,036

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 3.3% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Total itemized deductions: $25,062 (23% of AGI, reported on 49.8% of returns)

Here:	$25,062
State:	$24,430

Here:	22.5% of AGI
State:	23.2% of AGI

(% of AGI for various income ranges: 15.1% for AGIs below $25k, 17.2% for AGIs $25k-50k, 17.5% for AGIs $50k-75k, 19.7% for AGIs $75k-100k, 19.8% for AGIs $100k-200k, 13.6% for AGIs over 200k)

Charity contributions: $3,416 (reported on 39.2% of returns)

Here:	$3,416
State:	$3,648

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $11,208 (reported on 48.3% of returns)

97106:	$11,208
State:	$10,269

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 4.8% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 7.9% for AGIs $75k-100k, 9.1% for AGIs $100k-200k, 8.7% for AGIs over 200k)

Earned income credit: $2,024 (reported on 12.0% of returns)

Here:	$2,024
State:	$2,021

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 49.3%

Here:	49%
State:	47%

(% for various income ranges: 37.1% for AGIs below $25k, 51.1% for AGIs $25k-50k, 54.8% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 54.1% for AGIs $100k-200k, 77.8% for AGIs over 200k)

Averages for the 2004 tax year for zip code 97106, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $58,228 (Individual Income Tax Returns)

Here:	$58,228
State:	$46,788

Salary/wage: $50,211 (reported on 86.8% of returns)

Here:	$50,211
State:	$39,788

(% of AGI for various income ranges: 157.9% for AGIs below $10k, 73.4% for AGIs $10k-25k, 81.5% for AGIs $25k-50k, 81.6% for AGIs $50k-75k, 81.8% for AGIs $75k-100k, 65.4% for AGIs over 100k)

Taxable interest for individuals: $1,331 (reported on 47.4% of returns)

This zip code:	$1,331
Oregon:	$2,126

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,029 (reported on 29.2% of returns)

Here:	$2,029
State:	$3,427

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$9,892 (reported on 27.8% of returns)

Here:	+$9,892
State:	+$12,447

(% of AGI for various income ranges: -6.4% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 9.2% for AGIs over 100k)

Profit/loss from business: +$7,653 (reported on 16.3% of returns)

Here:	+$7,653
State:	+$11,682

(% of AGI for various income ranges: 4.1% for AGIs below $10k, 7.3% for AGIs $10k-25k, 5.2% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, -0.2% for AGIs over 100k)

IRA payment deduction: $3,392 (reported on 3.7% of returns)

97106:	$3,392
Oregon:	$3,035

(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $13,333 (reported on 0.9% of returns)

Here:	$13,333
Oregon:	$14,224

Total itemized deductions: $21,152 (24% of AGI, reported on 53.0% of returns)

Here:	$21,152
State:	$20,209

Here:	24.4% of AGI
State:	24.7% of AGI

(% of AGI for various income ranges: 34.1% for AGIs below $10k, 18.0% for AGIs $10k-25k, 18.4% for AGIs $25k-50k, 22.1% for AGIs $50k-75k, 22.1% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Charity contributions deductions: $2,606 (3% of AGI, reported on 44.5% of returns)

Here:	$2,606
State:	$3,145

Here:	2.9% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $8,121 (reported on 78.3% of returns)

97106:	$8,121
State:	$7,148

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 15.9% for AGIs over 100k)

Earned income credit: $1,757 (reported on 8.4% of returns)

Here:	$1,757
State:	$1,605

Percentage of individuals using paid preparers for their 2004 taxes: 52.5%

Here:	53%
State:	53%

(% for various income ranges: 41.8% for AGIs below $10k, 48.6% for AGIs $10k-25k, 57.9% for AGIs $25k-50k, 54.7% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 59.8% for AGIs over 100k)

Nearest zip codes: 97125, 97109, 97116, 97133, 97117, 97056.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 115
Household did not receive Food Stamps/SNAP in the past 12 months: 1,733

Women who had a birth in the past 12 months: 51 (35 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 1,040 (599 now married, 429 unmarried)

Housing units in zip code 97106 with a mortgage: 1,238 (109 second mortgage, 94 both second mortgage and home equity loan)
Houses without a mortgage: 17

Median monthly owner costs for units with a mortgage: $2,224
Median monthly owner costs for units without a mortgage: $711

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 97106 household income distribution in 2022

• 59Less than $10,000
• 7$10,000 to $14,999
• 8$15,000 to $19,999
• 10$20,000 to $24,999
• 60$25,000 to $29,999
• 36$30,000 to $34,999
• 27$35,000 to $39,999
• 54$40,000 to $44,999
• 43$45,000 to $49,999
• 183$50,000 to $59,999
• 120$60,000 to $74,999
• 286$75,000 to $99,999
• 250$100,000 to $124,999
• 244$125,000 to $149,999
• 157$150,000 to $199,999
• 302$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 97106

• 7Less than $10,000
• 1$30,000 to $34,999
• 4$35,000 to $39,999
• 20$40,000 to $49,999
• 5$70,000 to $79,999
• 6$100,000 to $124,999
• 2$125,000 to $149,999
• 9$150,000 to $174,999
• 5$175,000 to $199,999
• 10$200,000 to $249,999
• 17$250,000 to $299,999
• 274$300,000 to $399,999
• 428$400,000 to $499,999
• 571$500,000 to $749,999
• 223$750,000 to $999,999
• 155$1,000,000 to $1,499,999
• 13$1,500,000 to $1,999,999
• 9$2,000,000 or more

• Rent paid by renters in 2022 in zip code 97106

• 14$400 to $449
• 6$750 to $799
• 10$800 to $899
• 23$900 to $999
• 8$1,000 to $1,249
• 81$1,250 to $1,499
• 30$1,500 to $1,999
• 9$2,000 to $2,499
• 64No cash rent

Median gross rent in 2022: $1,456.

Median price asked for vacant for-sale houses and condos in 2022: $1,946,781.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $532,228
• Black or African American householders: $348,316
• American Indian or Alaska Native householders: $474,977
• Asian householders: $579,092
• Some other race householders: $316,651
• Two or more races householders: $308,798
• Hispanic or Latino householders: $474,977

Estimated median house or condo value in 2022: $548,441 Lower value quartile - upper value quartile: $456,307 - $766,627

Mean price in 2022:

Detached houses: $661,687

Here:	$661,687
State:	$562,872

Townhouses or other attached units: $435,973

Here:	$435,973
State:	$463,029

In 2-unit structures: $527,563

Here:	$527,563
State:	$505,105

In 3-to-4-unit structures: $345,375

Here:	$345,375
State:	$419,673

In 5-or-more-unit structures: $262,321

Here:	$262,321
State:	$420,389

Mobile homes: $208,993

Here:	$208,993
State:	$214,044

Occupied boats, RVs, vans, etc.: $125,878

Here:	$125,878
State:	$122,960

Housing units in structures:

• One, detached: 1,669
• One, attached: 14
• Two: 28
• 3 or 4: 45
• 5 to 9: 21
• 10 to 19: 10
• 20 to 49: 41
• Mobile homes: 83

Unemployment: 3.9%

• Means of transportation to work in zip code 97106

• 69.3%1,602Drove a car alone
• 6.3%145Carpooled
• 1.0%22Railroad
• 0.3%7Ferryboat
• 0.2%4Motorcycle
• 0.1%2Bicycle
• 1.8%41Walked
• 0.3%8Other means
• 21.1%488Worked at home

• Travel time to work (commute) in zip code 97106

• 54Less than 5 minutes
• 675 to 9 minutes
• 6210 to 14 minutes
• 21815 to 19 minutes
• 54020 to 24 minutes
• 10425 to 29 minutes
• 31430 to 34 minutes
• 7835 to 39 minutes
• 5840 to 44 minutes
• 19445 to 59 minutes
• 12060 to 89 minutes
• 2290 or more minutes

Percentage of zip code residents living and working in this county: 84.6%

Household type by relationship:

Households: 4,782

• Male householders: 964 (253 living alone), Female householders: 898 (196 living alone)

• 1,126 spouses (1,126 opposite-sex spouses), 46 unmarried partners, (46 opposite-sex unmarried partners), 1,342 children (1,267 natural, 17 adopted, 58 stepchildren), 84 grandchildren, 50 brothers or sisters, 60 parents, 0 foster children, 85 other relatives, 107 non-relatives

Size of family households: 647 2-persons, 272 3-persons, 290 4-persons, 117 5-persons, 20 6-persons, 25 7-or-more-persons

Size of nonfamily households: 448 1-person, 21 2-persons

742 married couples with children.
198 single-parent households (80 men, 118 women).

94.5% of residents of 97106 zip code speak English at home.
1.7% of residents speak Spanish at home (73% very well, 5% well, 22% not well).
2.1% of residents speak other Indo-European language at home (84% very well, 16% not well).
0.9% of residents speak Asian or Pacific Island language at home (100% very well).
0.6% of residents speak other language at home (18% very well, 82% well).

Facilities with environmental interests located in this zip code:

• BANKS JR HIGH SCHOOL (450 S MAIN ST in BANKS, OR)

  (Geographic Names Information System)
  (National Center for Education Statistics) - STATE ID-1123
  (National Center for Education Statistics) - STATE ID-1124
  Organizations: BANKS SCH DIST 013 (SCHOOL DISTRICT)
  

• BANKS ELEM. SCHOOL (42350 TRELLIS WAY in BANKS, OR)

  (National Center for Education Statistics) - STATE ID-1120
  Organizations: BANKS SCH DIST 013 (SCHOOL DISTRICT)
  

• BANKS LUMBER CO (162 COMMERCE ST in BANKS, OR)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

• BANKS SD 13 (450 SOUTH MAIN STREET in BANKS, OR)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 0.4%

Population in 1990: 3,316. Population change in the 1990s: +866 (+26.1%).

Place of birth for U.S.-born residents:

• This state: 2,780
• Northeast: 197
• Midwest: 227
• South: 257
• West: 1,008

56% of the 97106 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Oregon.

92% of the 97106 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 84% moved from this county.
   Out of people who lived in different houses, 2% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 85
Students in private schools in grades 9 to 12 (high school): 12 Students in private undergraduate colleges: 5

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (10-19 employees: 3 establishments, 5-9 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 3, 1-4: 4)
• Construction: Residential Remodelers (10-19: 1, 1-4: 4)
• Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 3)

Detailed HMDA statistics for the following Tracts: 0328.00 , 0334.00, 0335.00


Detailed PMIC statistics for the following Tracts: 0328.00 , 0334.00, 0335.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 34. The highest number of fires - 67 took place in 2003, and the least - 5 in 2017. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (42.8%), and Outside Fires (40.8%).


• Fire incident types reported to NFIRS in Zip Code 97106
• 24542.8%Structure Fires
• 23440.8%Outside Fires
• 8014.0%Mobile Property/Vehicle Fires
• 142.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 97106, Oregon

Most common first names in zip code 97106 among deceased individuals
Name	Count	Lived (average)
John	18	70.9 years
William	13	79.3 years
Robert	11	64.2 years
George	10	77.7 years
Kenneth	9	61.3 years
James	8	66.1 years
Richard	8	69.2 years
Harry	7	77.1 years
Mary	7	88.4 years
Donald	7	67.6 years

Most common last names in zip code 97106 among deceased individuals
Last name	Count	Lived (average)
Mead	9	80.7 years
Davis	9	77.9 years
Meeuwsen	9	78.5 years
Vandehey	8	72.9 years
Smith	6	70.2 years
Vanderzanden	6	85.5 years
Johnson	5	72.2 years
Moore	5	78.4 years
Cop	4	77.8 years
Jacobs	4	70.0 years

Businesses in zip code 97106

• Curves: 1
• Dairy Queen: 1
• Subway: 1