Estimated zip code population in 2022: 4,835 Zip code population in 2010: 4,851 Zip code population in 2000: 4,808
Houses and condos: 2,237 Renter-occupied apartments: 666
% of renters here:
35%
State:
36%
March 2022 cost of living index in zip code 98840: 87.0 (less than average, U.S. average is 100)
Land area: 417.5 sq. mi. Water area: 6.2 sq. mi.
Population density: 12 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.9% ($2,392)
Washington:
0.8% ($4,283)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,353 (0.9%) Median real estate property taxes paid for housing units with no mortgage in 2022: $2,471 (0.8%)
Averages for the 2020 tax year for zip code 98840, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $52,632 (Individual Income Tax Returns)
Here:
$52,632
State:
$99,264
Salary/wage: $43,182 (reported on 81.4% of returns)
Here:
$43,182
State:
$80,347
(% of AGI for various income ranges: 1408.9% for AGIs below $25k, 3391.3% for AGIs $25k-50k, 6040.0% for AGIs $50k-75k, 8953.8% for AGIs $75k-100k, 15442.0% for AGIs $100k-200k)
Taxable interest for individuals: $1,053 (reported on 21.4% of returns)
This zip code:
$1,053
Washington:
$2,077
(% of AGI for various income ranges: 11.9% for AGIs below $25k, 19.1% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 31.5% for AGIs $75k-100k, 40.7% for AGIs $100k-200k)
Ordinary dividends: $3,192 (reported on 12.4% of returns)
Here:
$3,192
State:
$10,013
(% of AGI for various income ranges: 13.6% for AGIs below $25k, 28.9% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 161.5% for AGIs $75k-100k, 123.3% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$17,915 (reported on 12.9% of returns)
Here:
+$17,915
State:
+$40,092
(% of AGI for various income ranges: 16.2% for AGIs below $25k, 19.8% for AGIs $25k-50k, 198.5% for AGIs $50k-75k, 423.1% for AGIs $75k-100k, 398.7% for AGIs $100k-200k)
Profit/loss from business: +$20,365 (reported on 9.5% of returns)
Here:
+$20,365
State:
+$18,312
(% of AGI for various income ranges: 65.1% for AGIs below $25k, 115.3% for AGIs $25k-50k, 446.5% for AGIs $50k-75k, 1544.0% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $15,500 (reported on 7.6% of returns)
98840:
$15,500
Washington:
$24,221
(% of AGI for various income ranges: 37.7% for AGIs below $25k, 84.4% for AGIs $25k-50k, 247.0% for AGIs $50k-75k, 269.2% for AGIs $75k-100k, 704.0% for AGIs $100k-200k)
Total itemized deductions: $34,960 (reported on 2.4% of returns)
Here:
$34,960
State:
$39,068
(% of AGI for various income ranges: 468.0% for AGIs $50k-75k, 541.3% for AGIs $100k-200k)
Charity contributions: $5,900 (reported on 1.0% of returns)
Here:
$5,900
State:
$15,331
(% of AGI for various income ranges: 59.0% for AGIs $50k-75k)
Taxes paid: $4,900 (reported on 2.4% of returns)
98840:
$4,900
State:
$7,774
(% of AGI for various income ranges: 23.1% for AGIs $25k-50k, 94.0% for AGIs $100k-200k)
Earned income credit: $1,926 (reported on 21.9% of returns)
Here:
$1,926
State:
$2,020
(% of AGI for various income ranges: 96.2% for AGIs below $25k, 83.6% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 93.8%
Here:
94%
State:
93%
(% for various income ranges: 92.2% for AGIs below $25k, 94.8% for AGIs $25k-50k, 93.1% for AGIs $50k-75k, 94.7% for AGIs $75k-100k, 95.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 98840, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $46,329 (Individual Income Tax Returns)
Here:
$46,329
State:
$69,533
Salary/wage: $36,855 (reported on 80.3% of returns)
Here:
$36,855
State:
$57,267
(% of AGI for various income ranges: 74.8% for AGIs below $25k, 74.5% for AGIs $25k-50k, 70.1% for AGIs $50k-75k, 71.5% for AGIs $75k-100k, 68.3% for AGIs $100k-200k, 25.0% for AGIs over 200k)
Taxable interest for individuals: $1,833 (reported on 27.5% of returns)
This zip code:
$1,833
Washington:
$1,816
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.9% for AGIs over 200k)
Ordinary dividends: $3,921 (reported on 16.3% of returns)
Here:
$3,921
State:
$8,163
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 3.2% for AGIs over 200k)
Net capital gain/loss in AGI: +$11,046 (reported on 14.6% of returns)
Here:
+$11,046
State:
+$21,568
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 13.7% for AGIs $100k-200k)
Profit/loss from business: +$16,281 (reported on 11.8% of returns)
Here:
+$16,281
State:
+$16,521
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 4.1% for AGIs $25k-50k, 6.5% for AGIs $50k-75k, 8.5% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $9,378 (reported on 10.1% of returns)
98840:
$9,378
Washington:
$18,648
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.6% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 4.0% for AGIs $100k-200k)
Total itemized deductions: $21,450 (23% of AGI, reported on 16.9% of returns)
Here:
$21,450
State:
$23,872
Here:
23.0% of AGI
State:
18.2% of AGI
(% of AGI for various income ranges: 6.8% for AGIs below $25k, 6.8% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 12.7% for AGIs $100k-200k, 5.3% for AGIs over 200k)
Charity contributions: $4,083 (reported on 10.1% of returns)
Here:
$4,083
State:
$4,465
(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)
Taxes paid: $4,632 (reported on 15.7% of returns)
98840:
$4,632
State:
$6,400
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.6% for AGIs over 200k)
Earned income credit: $2,176 (reported on 23.6% of returns)
Here:
$2,176
State:
$2,073
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.3% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 45.5%
Here:
46%
State:
43%
(% for various income ranges: 42.3% for AGIs below $25k, 45.7% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 38.5% for AGIs $75k-100k, 50.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2004 tax year for zip code 98840, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $35,189 (Individual Income Tax Returns)
Here:
$35,189
State:
$54,331
Salary/wage: $30,989 (reported on 82.2% of returns)
Here:
$30,989
State:
$45,761
(% of AGI for various income ranges: 147.5% for AGIs below $10k, 74.9% for AGIs $10k-25k, 77.6% for AGIs $25k-50k, 76.4% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 49.7% for AGIs over 100k)
Taxable interest for individuals: $1,675 (reported on 38.9% of returns)
This zip code:
$1,675
Washington:
$2,110
(% of AGI for various income ranges: 12.0% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)
Taxable dividends: $1,742 (reported on 20.5% of returns)
Here:
$1,742
State:
$5,879
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)
Net capital gain/loss: +$3,997 (reported on 18.3% of returns)
Here:
+$3,997
State:
+$15,835
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 6.8% for AGIs over 100k)
Profit/loss from business: +$8,660 (reported on 11.6% of returns)
Here:
+$8,660
State:
+$13,994
(% of AGI for various income ranges: 17.8% for AGIs below $10k, 2.9% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, -0.4% for AGIs over 100k)
IRA payment deduction: $2,957 (reported on 2.6% of returns)
98840:
$2,957
Washington:
$3,001
Total itemized deductions: $14,754 (21% of AGI, reported on 15.8% of returns)
Here:
$14,754
State:
$19,669
Here:
21.0% of AGI
State:
20.7% of AGI
(% of AGI for various income ranges: 13.2% for AGIs below $10k, 5.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 5.1% for AGIs over 100k)
Charity contributions deductions: $2,619 (3% of AGI, reported on 11.1% of returns)
Here:
$2,619
State:
$3,569
Here:
3.4% of AGI
State:
3.5% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs over 100k)
Total tax: $5,215 (reported on 69.8% of returns)
98840:
$5,215
State:
$9,065
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 21.6% for AGIs over 100k)
Earned income credit: $1,695 (reported on 21.8% of returns)
Here:
$1,695
State:
$1,607
Percentage of individuals using paid preparers for their 2004 taxes: 48.8%
Here:
49%
State:
49%
(% for various income ranges: 47.7% for AGIs below $10k, 51.1% for AGIs $10k-25k, 46.3% for AGIs $25k-50k, 47.0% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 59.1% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 420 Household did not receive Food Stamps/SNAP in the past 12 months: 1,509
Women who had a birth in the past 12 months: 16 (0 now married, 14 unmarried) Women who did not have a birth in the past 12 months: 1,277 (522 now married, 757 unmarried)
Housing units in zip code 98840 with a mortgage: 555 (47 second mortgage, 30 both second mortgage and home equity loan) Median monthly owner costs for units with a mortgage: $1,494 Median monthly owner costs for units without a mortgage: $468
Residents with income below the poverty level in 2022:
This zip code:
13.3%
Whole state:
10.0%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.8%
Whole state:
4.6%
Median number of rooms in houses and condos:
Here:
6.0
State:
6.5
Median number of rooms in apartments:
Here:
5.0
State:
3.9
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 98840: Loup Loup Recreation Area (A), Gregory Tracts (B), Leighty Camp (C), Reed Ranch (D), Peacock Meadows (E), Rock Lakes Campground (F), Leader Lake Campground (G), Forest Supervisor Headquarters Okanogan National Forest (H), Okanogan Central Landfill (I), Rock Creek Campground (J), Rock Lakes Campground (K), Okanogan County Fairgrounds (L), Hidden Camp (M), Kootenai Camp (N), Okanogan Wastewater Treatment Plant (O), LaFleur (P), State Road Cabin Camp (Q), LaFleur (R), Lifeline Ambulance Station 3 (S), Okanogan County Historical Museum (T). Display/hide their locations on the map
Churches in zip code 98840 include: Faith Missionary Baptist Church (A), First Baptist Church (B), New Life Center (C), Okanogan Church of Christ (D), Okanogan United Methodist Church (E), Okanogan Valley Alliance Church (F), Okanogan Valley Nazarene Church (G), Omak - Okanogan Catholic Church (H), Our Savior Lutheran Church of Okanogan (I). Display/hide their locations on the map
Lakes and reservoirs: Green Lake (A), Hidden Lake (B), McDonald Lake (not official) (C), Snyder Lake (D), North Furman Lake (E), White Lake (F), Freidlander Lake (G), Joe Lake (H). Display/hide their locations on the map
Creeks: Cabin Creek (A), Coulee Creek (B), DePue Creek (C), Felix Creek (D), Little Granite Creek (E), Little Loup Loup Creek (F), Depue Creek (G), Reed Creek (H), Rock Creek (I). Display/hide their locations on the map
In group quarters: 246 (-1 institutionalized population)
Size of family households: 579 2-persons, 372 3-persons, 256 4-persons, 42 5-persons, 40 6-persons, 45 7-or-more-persons
Size of nonfamily households: 467 1-person, 115 2-persons
811 married couples with children.
335 single-parent households (52 men, 283 women).
91.2% of residents of 98840 zip code speak English at home.
6.7% of residents speak Spanish at home (71% very well, 14% well, 4% not well, 12% not at all).
1.0% of residents speak other Indo-European language at home (100% very well).
1.0% of residents speak Asian or Pacific Island language at home (82% very well, 18% well).
0.2% of residents speak other language at home (56% very well, 44% not well).
Foreign born population: 189 (3.9%) (29.5% of them are naturalized citizens)
This zip code:
3.9%
Whole state:
15.3%
73%Honduras
6%Haiti
4%Malaysia
2%Taiwan
22%American
10%German
8%European
7%Irish
5%English
4%Norwegian
3%Italian
Year of entry for the foreign-born population
512010 or later
302000 to 2009
581990 to 1999
58Before 1990
Housing units lacking complete plumbing facilities: 0.6% Housing units lacking complete kitchen facilities: 3.1%
77.3%Electricity
17.8%Wood
2.7%Utility gas
1.5%Other fuel
0.7%Fuel oil, kerosene, etc.
Population in 1990: 3,782. Population change in the 1990s: +1,026 (+27.1%).
Place of birth for U.S.-born residents:
This state: 3,486
Northeast: 70
Midwest: 87
South: 288
West: 677
56% of the 98840 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 59% lived in this county. Out of people who lived in different counties, 50% lived in Washington.
88% of the 98840 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 58% moved from this county. Out of people who lived in different houses, 16% moved from different county within same state. Out of people who lived in different houses, 26% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 116
Here:
20.4%
Washington:
12.4%
Students in private schools in grades 9 to 12 (high school): 28
Here:
8.0%
Washington:
9.2%
Students in private undergraduate colleges: 22
Here:
52.0%
Washington:
16.5%
Occupation by median earnings in the past 12 months ($)
81,774Health diagnosing and treating practitioners and other technical occupations
68,054Education, training, and library occupations
63,149Installation, maintenance, and repair occupations
62,893Community and social service occupations
59,425Health technologists and technicians
57,331Business and financial operations occupations
Companies with federal contracts located in this zip code:
FOREST TECHNICAL SERVICES, LLC (315 N 2ND in OKANOGAN, WA; small business) : $63,395 in 7 contractsfrom 2003 to 2005
Contracts for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous, Other Natural Resources and Conservation Services by Army, Forest Service Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $23,104; 2004: $40,368; 2005: -$77; 2006: $0.
Biggest contracts:
$22,754 with Army for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2004-05-19. Completion date: 2005-05-31.
$21,918 with Forest Service for Other Natural Resources and Conservation Services. Taking place in ID. Signed on 2003-10-01. Completion date: 2003-12-05.
$18,095, same as above.Signed on 2004-06-04. Completion date: 2004-09-30.
$1,186, same as above.Signed on 2003-11-17. Completion date: 2003-12-05.
NORTH CASCADES CHAPTER/AMERICA (149 N THIRD STREET in OKANOGAN, WA; small business) : $4,899 in 2 contractsin 2003
$2,574 with U.S. Army Corps of Engineers - civil program financing only for Tuition, Registration, and Membership Fees. Signed on 2003-02-05. Completion date: 2003-03-04.
$2,325, same as above.Signed on 2003-06-11. Completion date: 2003-06-11.
Top industries in this zip code by the number of employees in 2005:
Health Care and Social Assistance: All Other Outpatient Care Centers (50-99: 1, 10-19: 1)
Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (50-99: 1)
Health Care and Social Assistance: Other Individual and Family Services (20-49: 1, 10-19: 1, 1-4: 1)
Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (20-49: 1, 5-9: 1)
Wholesale Trade: Petroleum Bulk Stations and Terminals (20-49: 1)
People in group quarters in 2010:
152 people in local jails and other municipal confinement facilities
35 people in nursing facilities/skilled-nursing facilities
20 people in workers' group living quarters and job corps centers
16 people in correctional facilities intended for juveniles
People in group quarters in 2000:
96 people in local jails and other confinement facilities (including police lockups)
54 people in other noninstitutional group quarters
42 people in other group homes
26 people in short-term care, detention or diagnostic centers for delinquent children
Fatal accident statistics in 2013:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 1
Fatalities: 1
Persons involved in fatal accidents: 3
Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2012:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 1
Fatalities: 1
Persons involved in fatal accidents: 3
Pedestrians involved in fatal accidents: 0
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fires per year is 35. The highest number of fire incidents - 91 took place in 2003, and the least - 2 in 2018. The data has a declining trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (60.0%), and Structure Fires (25.4%).
Fire incident types reported to NFIRS in Zip Code 98840