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Bay County, Michigan (MI)

County population in 2022: 102,821 (70% urban, 30% rural); it was 110,157 in 2000
County owner-occupied with a mortgage or a loan houses and condos in 2010: 21,391
County owner-occupied free and clear houses and condos in 2010: 13,294
County owner-occupied houses and condos in 2000: 34,849
Renter-occupied apartments: 9,918 (it was 9,081 in 2000)
% of renters here:

21%
State:

28%

Land area: 444 sq. mi.

Water area: 186.7 sq. mi.

Population density: 231 people per square mile   (high).

March 2022 cost of living index in Bay County: 80.3 (low, U.S. average is 100)

Industries providing employment: Educational, health and social services (25.7%), Manufacturing (17.2%), Retail trade (12.6%).

Type of workers:

  • Private wage or salary: 83%
  • Government: 11%
  • Self-employed, not incorporated: 7%
  • Unpaid family work: 0%
  • OSM Map
  • General Map
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  • Races in Bay County, MI (2022)
    • 89,88687.4%White Non-Hispanic Alone
    • 6,1125.9%Hispanic or Latino
    • 3,8633.8%Two or more races
    • 1,5481.5%Black Non-Hispanic Alone
    • 8240.8%Some other race alone
    • 4730.5%Asian alone
    • 610.06%Native Hawaiian and Other
      Pacific Islander alone
    • 540.05%American Indian and Alaska Native alone
Median resident age:

43.8 years
Michigan median age:

40.3 years
Males: 51,913  (50.5%)
Females: 50,908  (49.5%)
Bay County, MI forum
Recent posts about Bay County, Michigan on our local forum with over 2,400,000 registered users. Bay County is mentioned 32 times on our forum:
Brain Drain Within Michigan  (37 replies)
Ranking small, stand-alone cities (20-50k)  (11 replies)
Top 11 things to do in Bay County this weekend!  (8 replies)
Up and Coming MI Real Estate Markets?  (15 replies)
Moving from Midland to Royal Oak Area  (6 replies)
Someone with first-hand experience getting a State ID card  (12 replies)
Average household size:
Bay County:

2.0 people
Michigan:

2 people

Estimated median household income in 2022: $55,134 ($38,646 in 1999)
This county:

$55,134
Michigan:

$66,986

Median contract rent in 2022 for apartments: $638 (lower quartile is $431, upper quartile is $836)
This county:

$638
State:

$865


Estimated median house or condo value in 2022: $139,900 (it was $83,600 in 2000)
Bay:

$139,900
Michigan:

$224,400
Lower value quartile - upper value quartile: $86,500 - $229,400

Mean price in 2022:

Detached houses: $201,916
Here:

$201,916
State:

$280,038

Townhouses or other attached units: $248,032
Here:

$248,032
State:

$239,520

In 2-unit structures: $180,937
Here:

$180,937
State:

$219,481

In 3-to-4-unit structures: $135,884
Here:

$135,884
State:

$207,067

In 5-or-more-unit structures: $475,854
Here:

$475,854
State:

$192,733

Mobile homes: $110,894
Here:

$110,894
State:

$72,868

Median monthly housing costs for homes and condos with a mortgage: $1,133
Median monthly housing costs for units without a mortgage: $499

Institutionalized population: 800

Crime in 2021 (reported by the sheriff's office or county police, not the county total):

  • Murders: 0
  • Rapes: 19
  • Robberies: 3
  • Assaults: 24
  • Burglaries: 59
  • Thefts: 338
  • Auto thefts: 35

Crime in 2020 (reported by the sheriff's office or county police, not the county total):

  • Murders: 1
  • Rapes: 17
  • Robberies: 5
  • Assaults: 17
  • Burglaries: 57
  • Thefts: 297
  • Auto thefts: 41
Bay County, MI map from a distance

Single-family new house construction building permits:

  • 2022: 67 buildings, average cost: $306,300
  • 2021: 74 buildings, average cost: $278,600
  • 2020: 79 buildings, average cost: $249,800
  • 2019: 83 buildings, average cost: $277,800
  • 2018: 85 buildings, average cost: $351,000
  • 2017: 62 buildings, average cost: $263,400
  • 2016: 63 buildings, average cost: $221,700
  • 2015: 49 buildings, average cost: $207,500
  • 2014: 37 buildings, average cost: $229,000
  • 2013: 42 buildings, average cost: $224,000
  • 2012: 47 buildings, average cost: $199,900
  • 2011: 67 buildings, average cost: $198,100
  • 2010: 54 buildings, average cost: $155,700
  • 2009: 68 buildings, average cost: $151,000
  • 2008: 105 buildings, average cost: $160,000
  • 2007: 118 buildings, average cost: $162,400
  • 2006: 213 buildings, average cost: $140,500
  • 2005: 300 buildings, average cost: $152,300
  • 2004: 327 buildings, average cost: $148,400
  • 2003: 393 buildings, average cost: $154,000
  • 2002: 353 buildings, average cost: $141,600
  • 2001: 329 buildings, average cost: $136,200
  • 2000: 248 buildings, average cost: $143,100
  • 1999: 258 buildings, average cost: $136,700
  • 1998: 308 buildings, average cost: $129,100
  • 1997: 263 buildings, average cost: $121,400
Number of permits per 10,000 Bay, MI residents
Average permit cost in Bay, MI

Median real estate property taxes paid for housing units with mortgages in 2022: $2,160 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,945 (1.6%)

Distribution of median household income in Bay, MI in 2022
Distribution of house value in Bay, MI in 2022
Distribution of rent paid by renters in Bay, MI in 2022
Percentage of residents living in poverty in 2022: 15.4%
Bay County:

15.4%
Michigan:

13.4%
(14.2% for White Non-Hispanic residents, 36.8% for Black residents, 23.6% for Hispanic or Latino residents, 10.9% for American Indian residents, 19.9% for other race residents, 25.7% for two or more races residents)

Median age of residents in 2022: 43.8 years old
(Males: 41.9 years old, Females: 45.2 years old)
(Median age for: White residents: 45.9 years old, Black residents: 50.3 years old, American Indian residents: 41.7 years old, Asian residents: 37.6 years old, Hispanic or Latino residents: 25.0 years old, Other race residents: 35.3 years old)

Area name: Bay City, MI MSA
Fair market rent in 2006 for a 1-bedroom apartment in Bay County is $436 a month.
Fair market rent for a 2-bedroom apartment is $530 a month.
Fair market rent for a 3-bedroom apartment is $708 a month.

Cities in this county include: Bay City, Essexville, Auburn, Pinconning.

Bay County has a predicted average indoor radon screening level less than 2 pCi/L (pico curies per liter) - Low Potential

2023 air pollution in Bay County:

Particulate Matter (PM2.5) Annual: 11.2 µg/m3(standard limit: 15.0 µg/m3). Near U.S. average.

Click to draw/clear Bay County borders

Neighboring counties: Cumberland County, Maine , Rutland County, Vermont , Waldo County, Maine , Oswego County, New York , Saratoga County, New York , Todd County, South Dakota , Roscommon County .

Unemployment in December 2023:
Here:

4.4%
Michigan:

3.5%

Unemployment by year in Bay, MI
County total employment by year in Bay, MI
County average yearly wages by year in Bay, MI

Current college students: 5,444
People 25 years of age or older with a high school degree or higher: 89.4%
People 25 years of age or older with a bachelor's degree or higher: 22.4%

Number of foreign born residents: 1,133 (49.8% naturalized citizens)

Bay County:

1.1%
Whole state:

6.9%
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 2462010 or later
  • 1182000 to 2009
  • 3001990 to 1999
  • 2811980 to 1989
  • 1331970 to 1979
  • 636Before 1970

Mean travel time to work (commute):  minutes

Percentage of county residents living and working in this county: 100.0%

Bay County marital status for males Bay County marital status for females

Housing units in structures:

  • One, detached: 36,266
  • One, attached: 2,153
  • Two: 1,463
  • 3 or 4: 734
  • 5 to 9: 1,558
  • 10 to 19: 1,212
  • 20 to 49: 1,242
  • 50 or more: 1,706
  • Mobile homes: 2,349

Housing units in Bay County with a mortgage: 17,811 (1,404 second mortgage, 74 home equity loan, 1,267 both second mortgage and home equity loan)
Houses without a mortgage: 702

Here:

2.4% with mortgage
State:

96.7% with mortgage

Religion statistics for Bay County

Religions Adherents in 2010
Religions Adherents - Change between 2000 and 2010
ReligionAdherentsCongregations
Catholic33,23722
Evangelical Protestant18,15855
Mainline Protestant4,92719
Other9407
Black Protestant3611
None50,148-
Bay County Religion Details
Source: Clifford Grammich, Kirk Hadaway, Richard Houseal, Dale E.Jones, Alexei Krindatch, Richie Stanley and Richard H.Taylor. 2012. 2010 U.S.Religion Census: Religious Congregations & Membership Study. Association of Statisticians of American Religious Bodies. Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.

Food Environment Statistics:

Number of grocery stores: 26
Bay County:

2.42 / 10,000 pop.
State:

2.34 / 10,000 pop.

Number of supercenters and club stores: 2
Here:

0.19 / 10,000 pop.
Michigan:

0.18 / 10,000 pop.

Number of convenience stores (no gas): 29
This county:

2.70 / 10,000 pop.
Michigan:

1.52 / 10,000 pop.

Number of convenience stores (with gas): 31
Bay County:

2.89 / 10,000 pop.
Michigan:

2.99 / 10,000 pop.

Number of full-service restaurants: 74
This county:

6.89 / 10,000 pop.
State:

6.80 / 10,000 pop.

Adult diabetes rate:
Bay County:

10.5%
Michigan:

9.7%

Adult obesity rate:
Bay County:

31.0%
State:

29.7%

Low-income preschool obesity rate:
Here:

13.5%
State:

13.4%

Agriculture in Bay County:

Average size of farms: 236 acres
Average value of agricultural products sold per farm: $75,442
Average value of crops sold per acre for harvested cropland: $346.35
The value of nursery, greenhouse, floriculture, and sod as a percentage of the total market value of agricultural products sold: 6.08%
The value of livestock, poultry, and their products as a percentage of the total market value of agricultural products sold: 8.09%
Average total farm production expenses per farm: $63,099
Harvested cropland as a percentage of land in farms: 84.65%
Irrigated harvested cropland as a percentage of land in farms: 2.29%
Average market value of all machinery and equipment per farm: $102,824
The percentage of farms operated by a family or individual: 87.67%
Average age of principal farm operators: 54 years
Average number of cattle and calves per 100 acres of all land in farms: 2.54
Milk cows as a percentage of all cattle and calves: 33.14%
Corn for grain: 46660 harvested acres
All wheat for grain: 7819 harvested acres
Soybeans for beans: 43622 harvested acres
Vegetables: 3,491 harvested acres
Land in orchards: 87 acres

Earthquake activity:

Bay County-area historical earthquake activity is significantly above Michigan state average. It is 55% smaller than the overall U.S. average.

On 9/25/1998 at 19:52:52, a magnitude 5.2 (4.8 MB, 4.3 MS, 5.2 LG, 4.5 MW, Depth: 3.1 mi, Class: Moderate, Intensity: VI - VII) earthquake occurred 232.8 miles away from Bay County center
On 1/31/1986 at 16:46:43, a magnitude 5.0 (5.0 MB) earthquake occurred 198.7 miles away from the county center
On 5/2/2015 at 16:23:07, a magnitude 4.2 (4.2 MW, Depth: 2.8 mi, Class: Light, Intensity: IV - V) earthquake occurred 123.5 miles away from the county center
On 7/12/1986 at 08:19:37, a magnitude 4.5 (4.5 MB) earthquake occurred 215.7 miles away from the county center
On 7/27/1980 at 18:52:21, a magnitude 5.2 (5.1 MB, 4.7 MS, 5.0 UK, 5.2 UK) earthquake occurred 375.7 miles away from Bay County center
On 9/2/1994 at 21:23:06, a magnitude 3.5 (3.4 LG, 3.5 LG, Depth: 3.1 mi, Class: Light, Intensity: II - III) earthquake occurred 67.5 miles away from the county center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), surface-wave magnitude (MS), moment magnitude (MW)

Most recent natural disasters:

  • Michigan Covid-19 Pandemic, Incident Period: January 20, 2020, FEMA Id: 4494, Natural disaster type: Other
  • Michigan Severe Storms And Flooding, Incident Period: June 22, 2017 - June 27, 2017, FEMA Id: 4326, Natural disaster type: Storm, Flood
  • Michigan Hurricane Katrina Evacuation, Incident Period: August 29, 2005 to October 01, 2005, Emergency Declared EM-3225: September 07, 2005, FEMA Id: 3225, Natural disaster type: Hurricane
  • Michigan Severe Winter Storm, Incident Period: December 11, 2000 to December 31, 2000, Emergency Declared EM-3160: January 10, 2001, FEMA Id: 3160, Natural disaster type: Winter Storm
  • Michigan Severe Storms And Straight-Line Winds, Incident Period: May 29, 1998 to May 31, 1998, Major Disaster (Presidential) Declared DR-1226: June 24, 1998, FEMA Id: 1226, Natural disaster type: Storm, Wind
  • Michigan Flooding, Incident Period: June 21, 1996 to July 01, 1996, Major Disaster (Presidential) Declared DR-1128: July 23, 1996, FEMA Id: 1128, Natural disaster type: Flood
  • Michigan SEVERE STORMS, FLOODING, Incident Period: September 10, 1986 to October 10, 1986, Major Disaster (Presidential) Declared DR-774: September 18, 1986, FEMA Id: 774, Natural disaster type: Storm, Flood
  • Michigan SEVERE STORMS AND FLOODING, Incident Period: September 05, 1985 to September 28, 1985, Major Disaster (Presidential) Declared DR-744: September 18, 1985, FEMA Id: 744, Natural disaster type: Storm, Flood
  • Michigan Blizzards and Snowstorms, Incident Period: January 27, 1978, Emergency Declared EM-3057: January 27, 1978, FEMA Id: 3057, Natural disaster type: Snowstorm, Blizzard
  • Michigan Severe Storms, Tornadoes, Icing, Flooding, Incident Period: March 19, 1976, Major Disaster (Presidential) Declared DR-495: March 19, 1976, FEMA Id: 495, Natural disaster type: Storm, Tornado, Flood
  • 3 other natural disasters have been reported since 1953.

The number of natural disasters in Bay County (13) is near the US average (15).
Major Disasters (Presidential) Declared: 8
Emergencies Declared: 3

Causes of natural disasters: Storms: 8, Floods: 7, Tornadoes: 2, Blizzard: 1, Hurricane: 1, Snowstorm: 1, Wind: 1, Winter Storm: 1, Other: 1 (Note: some incidents may be assigned to more than one category).
Means of transportation to work in 2022 - Bay

Means of transportation to work:

  • Drove a car alone: 32,082 (79.5%)
  • Carpooled: 2,293 (5.7%)
  • Bus: 117 (0.3%)
  • Taxicab, motorcycle, or other means: 132 (0.3%)
  • Bicycle: 415 (1.0%)
  • Walked: 633 (1.6%)
  • Worked at home: 4,371 (10.8%)
Class of Workers in 2022
Most common industries in 2022 (%)
Males Females
Most common industries for males in 2022


  • Health care and social assistance (28%)
  • Educational services (15%)
  • Retail trade (11%)
  • Manufacturing (10%)
  • Finance and insurance (6%)
  • Professional, scientific, and technical services (6%)
  • Accommodation and food services (5%)

Most common industries for females in 2022


  • Health care and social assistance (28%)
  • Educational services (15%)
  • Retail trade (11%)
  • Manufacturing (10%)
  • Finance and insurance (6%)
  • Professional, scientific, and technical services (6%)
  • Accommodation and food services (5%)

Most common occupations in 2022 (%)
Males Females
Most common occupations for males in 2022


  • Production occupations (19%)
  • Sales and related occupations (12%)
  • Management occupations (9%)
  • Transportation occupations (8%)
  • Construction and extraction occupations (7%)
  • Office and administrative support occupations (7%)
  • Installation, maintenance, and repair occupations (6%)

Most common occupations for females in 2022


  • Office and administrative support occupations (20%)
  • Sales and related occupations (12%)
  • Educational instruction, and library occupations (11%)
  • Healthcare support occupations (9%)
  • Health diagnosing and treating practitioners and other technical occupations (8%)
  • Business and financial operations occupations (6%)
  • Management occupations (5%)

Most common places of birth for foreign-born residents


  • Mexico (9%)
  • Philippines (8%)
  • Indonesia (8%)
  • Korea (7%)
  • Poland (7%)
  • Germany (7%)
  • Canada (6%)

Most common first ancestries reported in Bay County


  • German (26%)
  • Polish (15%)
  • American (8%)
  • English (7%)
  • Irish (6%)
  • French (except Basque) (4%)
  • European (3%)

Owners and renters by unit type
Breakdown of mean house values by ages of householders

People in group quarters in Bay County, Michigan in 2010:

  • 587 people in nursing facilities/skilled-nursing facilities
  • 367 people in group homes intended for adults
  • 196 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 177 people in local jails and other municipal confinement facilities
  • 39 people in other noninstitutional facilities
  • 36 people in residential treatment centers for adults
  • 17 people in in-patient hospice facilities
  • 13 people in correctional facilities intended for juveniles
  • 3 people in correctional residential facilities
  • 3 people in hospitals with patients who have no usual home elsewhere

People in group quarters in Bay County, Michigan in 2000:

  • 592 people in nursing homes
  • 309 people in agriculture workers' dormitories on farms
  • 268 people in other group homes
  • 206 people in other noninstitutional group quarters
  • 179 people in local jails and other confinement facilities (including police lockups)
  • 105 people in homes for the mentally retarded
  • 62 people in homes for the mentally ill
  • 29 people in unknown juvenile institutions
  • 14 people in training schools for juvenile delinquents
  • 5 people in homes or halfway houses for drug/alcohol abuse
  • 4 people in homes for the physically handicapped
Average gross adjusted income of non-migrant taxpayers in this county in 2020 was $59,784.

4.99% of this county's 2021 resident taxpayers lived in other counties in 2020 ($47,173 average adjusted gross income)

Here:

4.99%
Michigan average:

5.83%


10 or fewer of this county's residents moved from foreign countries.
3.93% relocated from other counties in Michigan ($35,701 average AGI)
1.05% relocated from other states ($11,472 average AGI)
Bay County:

1.05%
Michigan average:

1.78%

Residents relocating <b>from</b> other counties or countries

Top counties from which taxpayers relocated into this county between 2020 and 2021:
from Saginaw County, MI  1.12% ($47,763 average AGI)
from Midland County, MI  0.68% ($44,396)
from Arenac County, MI  0.24% ($31,556)
from Tuscola County, MI  0.21% ($38,125)
from Genesee County, MI  0.19% ($45,430)
from Oakland County, MI  0.13% ($64,614)
from Huron County, MI  0.10% ($43,182)


4.80% of this county's 2020 resident taxpayers moved to other counties in 2021 ($52,917 average adjusted gross income)

Here:

4.80%
Michigan average:

5.95%


10 or fewer of this county's residents moved to foreign countries.
3.81% relocated to other counties in Michigan ($39,847 average AGI)
1.00% relocated to other states ($13,070 average AGI)
Bay County:

1.00%
Michigan average:

1.91%

Residents relocating <b>to</b> other counties or countries

Top counties to which taxpayers relocated from this county between 2020 and 2021:
to Saginaw County, MI  1.06% ($45,541 average AGI)
to Midland County, MI  0.75% ($51,612)
to Genesee County, MI  0.16% ($41,649)
to Oakland County, MI  0.16% ($40,753)
to Tuscola County, MI  0.15% ($45,072)
to Kent County, MI  0.14% ($38,770)
to Arenac County, MI  0.13% ($46,102)

Births per 1000 population from 1990 to 1999: 12.9
Births per 1000 population from 2000 to 2009: 11.5
Births per 1000 population from 2010 to 2022: 8.3

Births per 1000 population in Bay County

Deaths per 1000 population from 1990 to 1999: 9.2
Deaths per 1000 population from 2000 to 2009: 10.2
Deaths per 1000 population from 2010 to 2020: 11.9

Deaths per 1000 population in Bay County

Infant deaths per 1000 live births from 1990 to 1999: 7.7
Infant deaths per 1000 live births from 2000 to 2006: 6.3

Infant deaths per 1000 population in Bay County
Population without health insurance coverage in 2018: 6.6%
Persons under 19 years old without health insurance coverage in 2018: 3.0%
Percentage of population without health insurance coverage in Bay County
All 18-64 40-64 50-64 Under 19
Population without health insurance coverage in Bay County
18-64 population without health insurance coverage in Bay County
40-64 population without health insurance coverage in Bay County
50-64 population without health insurance coverage in Bay County
Population under 19 years without health insurance coverage in Bay County

Persons enrolled in hospital insurance and/or supplemental medical insurance (Medicare) in July 1, 2007: 20,250 (16,536 aged, 3,714 disabled)
Children under 18 without health insurance coverage in 2007: 1,326 (5%)
Persons enrolled in Medicare
Aged persons enrolled in Medicare
Disabled persons enrolled in Medicare

Most common underlying causes of death in Bay County, Michigan in 1999 - 2019:

  • Atherosclerotic heart disease (4,304)
  • Bronchus or lung, unspecified - Malignant neoplasms (1,604)
  • Chronic obstructive pulmonary disease, unspecified (1,220)
  • Acute myocardial infarction, unspecified (1,042)
  • Congestive heart failure (955)
  • Alzheimer disease, unspecified (767)
  • Stroke, not specified as haemorrhage or infarction (539)
  • Unspecified dementia (493)
  • Pneumonia, unspecified (457)
  • Colon, unspecified - Malignant neoplasms (379)

Population without health insurance coverage in 2000: 11%
Children under 18 without health insurance coverage in 2000: 7%

Short term general hospitals per 100,000 population in 2004: 0.91
Short term general hospital admissions per 100,000 population in 2004: 14,028
Short term general hospital beds per 100,000 population in 2004: 286
Emergency room visits per 100,000 population in 2004: 34,165

General practice office based MDs per 100,000 population in 2005: 1,069
Medical specialist MDs per 100,000 population in 2005: 1,013
Dentists per 100,000 population in 1998: 6

Total births per 100,000 population, July 2005 - July 2006 : 42
Total deaths per 100,000 population, July 2005 - July 2006: 81

Limited-service eating places per 100,000 population in 2005 : 8

Suicides per 1,000,000 population from 2000 to 2006: 125.7. This is more than state average.

Mechanisms of suicide
Deaths per 1,000,000 population:
  • Firearm - 85.1
  • Other - 40.6

Household type by relationship:

Households: 102,821
  • Male householders: 20,788 (6,852 living alone), Female householders: 23,876 (8,513 living alone)
  • 19,551 spouses (19,300 opposite-sex spouses), 4,159 unmarried partners, (4,003 opposite-sex unmarried partners), 27,937 children (25,482 natural, 366 adopted, 2,089 stepchildren), 892 grandchildren, 838 brothers or sisters, 446 parents, 0 foster children, 515 other relatives, 2,752 non-relatives
  • In group quarters: 1,067

Size of family households: 14,421 2-persons, 5,345 3-persons, 4,157 4-persons, 2,072 5-persons, 393 6-persons, 245 7-or-more-persons.

Size of nonfamily households: 15,365 1-person, 2,167 2-persons, 456 3-persons, 43 7-or-more-persons.

12,405 married couples with children.
6,472 single-parent households (2,911 men, 3,561 women).

97.9% of residents of Bay speak English at home.
1.2% of residents speak Spanish at home (83% speak English very well, 14% speak English well, 3% speak English not well).
0.6% of residents speak other Indo-European language at home (63% speak English very well, 18% speak English well, 15% speak English not well, 3% don't speak English at all).
0.3% of residents speak Asian or Pacific Island language at home (72% speak English very well, 21% speak English well, 7% speak English not well).

In fiscal year 2004:

Federal Government expenditure: $573,314,000 ($5,237 per capita)
Department of Defense expenditure: $7,795,000
Federal direct payments to individuals for retirement and disability: $282,994,000
Federal other direct payments to individuals: $157,300,000
Federal direct payments not to individuals: $7,358,000
Federal grants: $103,288,000
Federal procurement contracts: $4,703,000 ($579,000 Department of Defense)
Federal salaries and wages: $17,671,000 ($2,174,000 Department of Defense)
Federal Government direct loans: $37,463,000
Federal guaranteed/insured loans: $57,009,000
Federal Government insurance: $112,766,000

Population change from April 1, 2000 to July 1, 2005:

Births: 6,610
Here:

61 per 1000 residents
State:

68 per 1000 residents

Deaths: 5,896
Here:

54 per 1000 residents
State:

45 per 1000 residents

Net international migration: +165
Here:

+2 per 1000 residents
State:

+12 per 1000 residents

Net internal migration: -1,902
Here:  -17 per 1000 residents
State:  -16 per 1000 residents
Population growth in Bay County

Total withdrawal of fresh water for public supply: 10.39 millions of gallons per day (all from surface)

Median number of rooms in houses and condos:
Here:

6.2
State:

6.5

Median number of rooms in apartments:
Here:

4.4
State:

4.3

Year house built in Bay County, Michigan
  • Year house built in Bay County, Michigan
  • 2262020 or later
  • 1,4672010 to 2019
  • 3,1682000 to 2009
  • 3,7271990 to 1999
  • 4,1861980 to 1989
  • 8,6511970 to 1979
  • 4,9151960 to 1969
  • 8,4291950 to 1959
  • 3,8621940 to 1949
  • 10,0521939 or earlier
Rooms in houses/apartments in Bay County, Michigan
Owner-occupied Renter-occupied
Rooms in owner-occupied houses in Bay County, Michigan
  • Rooms in owner-occupied houses in Bay County, Michigan
  • 841 room
  • 962 rooms
  • 5143 rooms
  • 3,0194 rooms
  • 7,0655 rooms
  • 8,6726 rooms
  • 5,7017 rooms
  • 4,4938 rooms
  • 3,7189+ rooms
Rooms in renter-occupied apartments in Bay County, Michigan
  • Rooms in renter-occupied apartments in Bay County, Michigan
  • 1271 room
  • 7072 rooms
  • 1,2463 rooms
  • 3,7784 rooms
  • 1,7595 rooms
  • 2,0426 rooms
  • 5137 rooms
  • 7728 rooms
  • 3589+ rooms
Bedrooms in houses/apartments in Bay County, Michigan
Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses in Bay County, Michigan
  • Bedrooms in owner-occupied houses in Bay County, Michigan
  • 84no bedroom
  • 6081 bedroom
  • 6,4342 bedrooms
  • 19,7373 bedrooms
  • 6,3054 bedrooms
  • 1945+ bedrooms
Bedrooms in renter-occupied apartments in Bay County, Michigan
  • Bedrooms in renter-occupied apartments in Bay County, Michigan
  • 127no bedroom
  • 3,1271 bedroom
  • 4,9232 bedrooms
  • 2,0033 bedrooms
  • 8994 bedrooms
  • 2235+ bedrooms
Cars and other vehicles available in Bay County, Michigan in houses/condos/apartments
Owner-occupied Renter-occupied
Cars and other vehicles available in Bay County in owner-occupied houses/condos
  • Cars and other vehicles available in Bay County in owner-occupied houses/condos
  • 875no vehicle
  • 11,2601 vehicle
  • 14,2862 vehicles
  • 4,8453 vehicles
  • 1,6414 vehicles
  • 4555+ vehicles
Cars and other vehicles available in Bay County in renter-occupied apartments
  • Cars and other vehicles available in Bay County in renter-occupied apartments
  • 2,364no vehicle
  • 5,6511 vehicle
  • 2,8382 vehicles
  • 4443 vehicles
  • 54 vehicles
  • 05+ vehicles

90.3% of Bay County residents lived in the same house 1 years ago.
   Out of people who lived in different houses, 37% lived in this county.
   Out of people who lived in different counties, 78% lived in Michigan.

Bay County:

90.3%
State average:

88.4%

Place of birth for U.S.-born residents:

  • This state: 92,702
  • Other state: 8,321
  • Northeast: 1,737
  • Midwest: 3,145
  • South: 2,351
  • West: 1,088
Year householders moved into unit in Bay County, MI
Most commonly used house heating fuel in Bay County
Houses and condos Apartments
Most commonly used house heating fuel in houses and condos
  • 81.7%Utility gas
  • 9.9%Bottled, tank, or LP gas
  • 3.4%Electricity
  • 3.1%Wood
  • 1.0%Fuel oil, kerosene, etc.
  • 0.8%Other fuel
  • 0.1%No fuel used
Most commonly used house heating fuel in apartments
  • 67.8%Utility gas
  • 26.3%Electricity
  • 3.1%Bottled, tank, or LP gas
  • 1.8%Other fuel
  • 0.6%No fuel used
  • 0.2%Wood
  • 0.2%Fuel oil, kerosene, etc.
  • 0.1%Solar energy

Private vs. public school enrollment:


Students in private schools in grades 1 to 8 (elementary and middle school): 1,903
Here:

23.1%
Michigan:

12.4%

Students in private schools in grades 9 to 12 (high school): 343
Here:

7.1%
Michigan:

9.8%

Students in private undergraduate colleges: 419
Here:

12.0%
Michigan:

14.9%

Educational Attainment
School Enrollment by Level of School
Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

Bay County government finances - Expenditure in 2017:

  • Charges - Other: $28,507,000
    Other: $22,888,000
    Sewerage: $4,925,000
    Sewerage: $4,842,000
    Regular Highways: $4,102,000
    Regular Highways: $3,887,000
    Parks and Recreation: $930,000
    Parks and Recreation: $845,000
    Housing and Community Development: $284,000
    Housing and Community Development: $284,000
  • Construction - Housing and Community Development: $30,000
    Housing and Community Development: $7,000
  • Current Operations - Health - Other: $57,813,000
    Health - Other: $48,658,000
    Public Welfare Institutions: $29,610,000
    Public Welfare Institutions: $24,887,000
    Sewerage: $18,633,000
    Regular Highways: $17,719,000
    General - Other: $16,872,000
    Regular Highways: $15,677,000
    General - Other: $12,590,000
    Water Utilities: $9,712,000
    Police Protection: $9,358,000
    Police Protection: $8,681,000
    Judicial and Legal Services: $8,529,000
    Libraries: $7,233,000
    Libraries: $6,315,000
    Judicial and Legal Services: $6,178,000
    Sewerage: $5,564,000
    Public Welfare - Other: $3,248,000
    Financial Administration: $3,051,000
    Public Welfare - Other: $2,857,000
    Parks and Recreation: $2,353,000
    Parks and Recreation: $2,293,000
    Financial Administration: $2,105,000
    General Public Buildings: $1,707,000
    General Public Buildings: $1,650,000
    Housing and Community Development: $1,331,000
    Central Staff Services: $1,036,000
    Natural Resources - Other: $931,000
    Housing and Community Development: $923,000
    Central Staff Services: $741,000
    Correctional Institutions: $203,000
    Correctional Institutions: $148,000
  • Federal Intergovernmental - Other: $3,940,000
    Other: $2,847,000
    Health and Hospitals: $1,990,000
    Housing and Community Development: $1,373,000
    Housing and Community Development: $488,000
    Public Welfare: $290,000
    Public Welfare: $149,000
  • General - Interest on Debt: $4,419,000
    Interest on Debt: $2,562,000
  • Intergovernmental to Local - Other - General - Other: $3,729,000
    Other - Health - Other: $545,000
    Other - Housing and Community Development: $18,000
    Other - Housing and Community Development: $18,000
  • Intergovernmental to State - Health - Other: $545,000
    Hospitals: $408,000
    General - Other: $109,000
  • Local Intergovernmental - Health and Hospitals: $48,316,000
    Highways: $2,084,000
    Health and Hospitals: $929,000
    Other: $353,000
  • Long Term Debt - Beginning Outstanding - Unspecified Public Purpose: $71,290,000
    Outstanding Unspecified Public Purpose: $67,044,000
    Beginning Outstanding - Unspecified Public Purpose: $62,675,000
    Outstanding Unspecified Public Purpose: $58,778,000
    Retired Unspecified Public Purpose: $4,247,000
    Retired Unspecified Public Purpose: $3,897,000
  • Miscellaneous - General Revenue - Other: $8,660,000
    Donations From Private Sources: $6,644,000
    General Revenue - Other: $6,439,000
    Interest Earnings: $4,332,000
    Donations From Private Sources: $2,113,000
    Interest Earnings: $963,000
    Fines and Forfeits: $945,000
    Sale of Property: $862,000
    Rents: $835,000
    Rents: $779,000
    Fines and Forfeits: $525,000
    Special Assessments: $158,000
    Special Assessments: $150,000
    Sale of Property: $8,000
  • Other Capital Outlay - General - Other: $1,038,000
    General - Other: $431,000
    Health - Other: $111,000
    Housing and Community Development: $10,000
  • Other Funds - Cash and Securities: $72,700,000
    Cash and Securities: $71,804,000
  • Revenue - Water Utilities: $13,659,000
    Water Utilities: $10,780,000
  • State Intergovernmental - Health and Hospitals: $43,806,000
    Public Welfare: $22,986,000
    Public Welfare: $21,547,000
    Highways: $13,358,000
    Highways: $9,189,000
    Health and Hospitals: $5,123,000
    Other: $3,874,000
    General Local Government Support: $2,663,000
    General Local Government Support: $2,592,000
    Other: $2,044,000
  • Tax - Property: $31,133,000
    Property: $29,251,000
    Occupation and Business License - Other: $473,000
    Other License: $263,000
    Occupation and Business License - Other: $157,000
    Other License: $64,000
    Other Selective Sales: $11,000
    Other Selective Sales: $9,000
  • Total Salaries and Wages: $53,781,000
    : $49,390,000

Bay County government finances - Revenue in 2017:

  • Charges - Other: $28,507,000
    Other: $22,888,000
    Sewerage: $4,925,000
    Sewerage: $4,842,000
    Regular Highways: $4,102,000
    Regular Highways: $3,887,000
    Parks and Recreation: $930,000
    Parks and Recreation: $845,000
    Housing and Community Development: $284,000
    Housing and Community Development: $284,000
  • Construction - Housing and Community Development: $30,000
    Housing and Community Development: $7,000
  • Current Operations - Health - Other: $57,813,000
    Health - Other: $48,658,000
    Public Welfare Institutions: $29,610,000
    Public Welfare Institutions: $24,887,000
    Sewerage: $18,633,000
    Regular Highways: $17,719,000
    General - Other: $16,872,000
    Regular Highways: $15,677,000
    General - Other: $12,590,000
    Water Utilities: $9,712,000
    Police Protection: $9,358,000
    Police Protection: $8,681,000
    Judicial and Legal Services: $8,529,000
    Libraries: $7,233,000
    Libraries: $6,315,000
    Judicial and Legal Services: $6,178,000
    Sewerage: $5,564,000
    Public Welfare - Other: $3,248,000
    Financial Administration: $3,051,000
    Public Welfare - Other: $2,857,000
    Parks and Recreation: $2,353,000
    Parks and Recreation: $2,293,000
    Financial Administration: $2,105,000
    General Public Buildings: $1,707,000
    General Public Buildings: $1,650,000
    Housing and Community Development: $1,331,000
    Central Staff Services: $1,036,000
    Natural Resources - Other: $931,000
    Housing and Community Development: $923,000
    Central Staff Services: $741,000
    Correctional Institutions: $203,000
    Correctional Institutions: $148,000
  • Federal Intergovernmental - Other: $3,940,000
    Other: $2,847,000
    Health and Hospitals: $1,990,000
    Housing and Community Development: $1,373,000
    Housing and Community Development: $488,000
    Public Welfare: $290,000
    Public Welfare: $149,000
  • General - Interest on Debt: $4,419,000
    Interest on Debt: $2,562,000
  • Intergovernmental to Local - Other - General - Other: $3,729,000
    Other - Health - Other: $545,000
    Other - Housing and Community Development: $18,000
    Other - Housing and Community Development: $18,000
  • Intergovernmental to State - Health - Other: $545,000
    Hospitals: $408,000
    General - Other: $109,000
  • Local Intergovernmental - Health and Hospitals: $48,316,000
    Highways: $2,084,000
    Health and Hospitals: $929,000
    Other: $353,000
  • Long Term Debt - Beginning Outstanding - Unspecified Public Purpose: $71,290,000
    Outstanding Unspecified Public Purpose: $67,044,000
    Beginning Outstanding - Unspecified Public Purpose: $62,675,000
    Outstanding Unspecified Public Purpose: $58,778,000
    Retired Unspecified Public Purpose: $4,247,000
    Retired Unspecified Public Purpose: $3,897,000
  • Miscellaneous - General Revenue - Other: $8,660,000
    Donations From Private Sources: $6,644,000
    General Revenue - Other: $6,439,000
    Interest Earnings: $4,332,000
    Donations From Private Sources: $2,113,000
    Interest Earnings: $963,000
    Fines and Forfeits: $945,000
    Sale of Property: $862,000
    Rents: $835,000
    Rents: $779,000
    Fines and Forfeits: $525,000
    Special Assessments: $158,000
    Special Assessments: $150,000
    Sale of Property: $8,000
  • Other Capital Outlay - General - Other: $1,038,000
    General - Other: $431,000
    Health - Other: $111,000
    Housing and Community Development: $10,000
  • Other Funds - Cash and Securities: $72,700,000
    Cash and Securities: $71,804,000
  • Revenue - Water Utilities: $13,659,000
    Water Utilities: $10,780,000
  • State Intergovernmental - Health and Hospitals: $43,806,000
    Public Welfare: $22,986,000
    Public Welfare: $21,547,000
    Highways: $13,358,000
    Highways: $9,189,000
    Health and Hospitals: $5,123,000
    Other: $3,874,000
    General Local Government Support: $2,663,000
    General Local Government Support: $2,592,000
    Other: $2,044,000
  • Tax - Property: $31,133,000
    Property: $29,251,000
    Occupation and Business License - Other: $473,000
    Other License: $263,000
    Occupation and Business License - Other: $157,000
    Other License: $64,000
    Other Selective Sales: $11,000
    Other Selective Sales: $9,000
  • Total Salaries and Wages: $53,781,000
    : $49,390,000

Bay County government finances - Debt in 2017:

  • Charges - Other: $28,507,000
    Other: $22,888,000
    Sewerage: $4,925,000
    Sewerage: $4,842,000
    Regular Highways: $4,102,000
    Regular Highways: $3,887,000
    Parks and Recreation: $930,000
    Parks and Recreation: $845,000
    Housing and Community Development: $284,000
    Housing and Community Development: $284,000
  • Construction - Housing and Community Development: $30,000
    Housing and Community Development: $7,000
  • Current Operations - Health - Other: $57,813,000
    Health - Other: $48,658,000
    Public Welfare Institutions: $29,610,000
    Public Welfare Institutions: $24,887,000
    Sewerage: $18,633,000
    Regular Highways: $17,719,000
    General - Other: $16,872,000
    Regular Highways: $15,677,000
    General - Other: $12,590,000
    Water Utilities: $9,712,000
    Police Protection: $9,358,000
    Police Protection: $8,681,000
    Judicial and Legal Services: $8,529,000
    Libraries: $7,233,000
    Libraries: $6,315,000
    Judicial and Legal Services: $6,178,000
    Sewerage: $5,564,000
    Public Welfare - Other: $3,248,000
    Financial Administration: $3,051,000
    Public Welfare - Other: $2,857,000
    Parks and Recreation: $2,353,000
    Parks and Recreation: $2,293,000
    Financial Administration: $2,105,000
    General Public Buildings: $1,707,000
    General Public Buildings: $1,650,000
    Housing and Community Development: $1,331,000
    Central Staff Services: $1,036,000
    Natural Resources - Other: $931,000
    Housing and Community Development: $923,000
    Central Staff Services: $741,000
    Correctional Institutions: $203,000
    Correctional Institutions: $148,000
  • Federal Intergovernmental - Other: $3,940,000
    Other: $2,847,000
    Health and Hospitals: $1,990,000
    Housing and Community Development: $1,373,000
    Housing and Community Development: $488,000
    Public Welfare: $290,000
    Public Welfare: $149,000
  • General - Interest on Debt: $4,419,000
    Interest on Debt: $2,562,000
  • Intergovernmental to Local - Other - General - Other: $3,729,000
    Other - Health - Other: $545,000
    Other - Housing and Community Development: $18,000
    Other - Housing and Community Development: $18,000
  • Intergovernmental to State - Health - Other: $545,000
    Hospitals: $408,000
    General - Other: $109,000
  • Local Intergovernmental - Health and Hospitals: $48,316,000
    Highways: $2,084,000
    Health and Hospitals: $929,000
    Other: $353,000
  • Long Term Debt - Beginning Outstanding - Unspecified Public Purpose: $71,290,000
    Outstanding Unspecified Public Purpose: $67,044,000
    Beginning Outstanding - Unspecified Public Purpose: $62,675,000
    Outstanding Unspecified Public Purpose: $58,778,000
    Retired Unspecified Public Purpose: $4,247,000
    Retired Unspecified Public Purpose: $3,897,000
  • Miscellaneous - General Revenue - Other: $8,660,000
    Donations From Private Sources: $6,644,000
    General Revenue - Other: $6,439,000
    Interest Earnings: $4,332,000
    Donations From Private Sources: $2,113,000
    Interest Earnings: $963,000
    Fines and Forfeits: $945,000
    Sale of Property: $862,000
    Rents: $835,000
    Rents: $779,000
    Fines and Forfeits: $525,000
    Special Assessments: $158,000
    Special Assessments: $150,000
    Sale of Property: $8,000
  • Other Capital Outlay - General - Other: $1,038,000
    General - Other: $431,000
    Health - Other: $111,000
    Housing and Community Development: $10,000
  • Other Funds - Cash and Securities: $72,700,000
    Cash and Securities: $71,804,000
  • Revenue - Water Utilities: $13,659,000
    Water Utilities: $10,780,000
  • State Intergovernmental - Health and Hospitals: $43,806,000
    Public Welfare: $22,986,000
    Public Welfare: $21,547,000
    Highways: $13,358,000
    Highways: $9,189,000
    Health and Hospitals: $5,123,000
    Other: $3,874,000
    General Local Government Support: $2,663,000
    General Local Government Support: $2,592,000
    Other: $2,044,000
  • Tax - Property: $31,133,000
    Property: $29,251,000
    Occupation and Business License - Other: $473,000
    Other License: $263,000
    Occupation and Business License - Other: $157,000
    Other License: $64,000
    Other Selective Sales: $11,000
    Other Selective Sales: $9,000
  • Total Salaries and Wages: $53,781,000
    : $49,390,000

Bay County government finances - Cash and Securities in 2017:

  • Charges - Other: $28,507,000
    Other: $22,888,000
    Sewerage: $4,925,000
    Sewerage: $4,842,000
    Regular Highways: $4,102,000
    Regular Highways: $3,887,000
    Parks and Recreation: $930,000
    Parks and Recreation: $845,000
    Housing and Community Development: $284,000
    Housing and Community Development: $284,000
  • Construction - Housing and Community Development: $30,000
    Housing and Community Development: $7,000
  • Current Operations - Health - Other: $57,813,000
    Health - Other: $48,658,000
    Public Welfare Institutions: $29,610,000
    Public Welfare Institutions: $24,887,000
    Sewerage: $18,633,000
    Regular Highways: $17,719,000
    General - Other: $16,872,000
    Regular Highways: $15,677,000
    General - Other: $12,590,000
    Water Utilities: $9,712,000
    Police Protection: $9,358,000
    Police Protection: $8,681,000
    Judicial and Legal Services: $8,529,000
    Libraries: $7,233,000
    Libraries: $6,315,000
    Judicial and Legal Services: $6,178,000
    Sewerage: $5,564,000
    Public Welfare - Other: $3,248,000
    Financial Administration: $3,051,000
    Public Welfare - Other: $2,857,000
    Parks and Recreation: $2,353,000
    Parks and Recreation: $2,293,000
    Financial Administration: $2,105,000
    General Public Buildings: $1,707,000
    General Public Buildings: $1,650,000
    Housing and Community Development: $1,331,000
    Central Staff Services: $1,036,000
    Natural Resources - Other: $931,000
    Housing and Community Development: $923,000
    Central Staff Services: $741,000
    Correctional Institutions: $203,000
    Correctional Institutions: $148,000
  • Federal Intergovernmental - Other: $3,940,000
    Other: $2,847,000
    Health and Hospitals: $1,990,000
    Housing and Community Development: $1,373,000
    Housing and Community Development: $488,000
    Public Welfare: $290,000
    Public Welfare: $149,000
  • General - Interest on Debt: $4,419,000
    Interest on Debt: $2,562,000
  • Intergovernmental to Local - Other - General - Other: $3,729,000
    Other - Health - Other: $545,000
    Other - Housing and Community Development: $18,000
    Other - Housing and Community Development: $18,000
  • Intergovernmental to State - Health - Other: $545,000
    Hospitals: $408,000
    General - Other: $109,000
  • Local Intergovernmental - Health and Hospitals: $48,316,000
    Highways: $2,084,000
    Health and Hospitals: $929,000
    Other: $353,000
  • Long Term Debt - Beginning Outstanding - Unspecified Public Purpose: $71,290,000
    Outstanding Unspecified Public Purpose: $67,044,000
    Beginning Outstanding - Unspecified Public Purpose: $62,675,000
    Outstanding Unspecified Public Purpose: $58,778,000
    Retired Unspecified Public Purpose: $4,247,000
    Retired Unspecified Public Purpose: $3,897,000
  • Miscellaneous - General Revenue - Other: $8,660,000
    Donations From Private Sources: $6,644,000
    General Revenue - Other: $6,439,000
    Interest Earnings: $4,332,000
    Donations From Private Sources: $2,113,000
    Interest Earnings: $963,000
    Fines and Forfeits: $945,000
    Sale of Property: $862,000
    Rents: $835,000
    Rents: $779,000
    Fines and Forfeits: $525,000
    Special Assessments: $158,000
    Special Assessments: $150,000
    Sale of Property: $8,000
  • Other Capital Outlay - General - Other: $1,038,000
    General - Other: $431,000
    Health - Other: $111,000
    Housing and Community Development: $10,000
  • Other Funds - Cash and Securities: $72,700,000
    Cash and Securities: $71,804,000
  • Revenue - Water Utilities: $13,659,000
    Water Utilities: $10,780,000
  • State Intergovernmental - Health and Hospitals: $43,806,000
    Public Welfare: $22,986,000
    Public Welfare: $21,547,000
    Highways: $13,358,000
    Highways: $9,189,000
    Health and Hospitals: $5,123,000
    Other: $3,874,000
    General Local Government Support: $2,663,000
    General Local Government Support: $2,592,000
    Other: $2,044,000
  • Tax - Property: $31,133,000
    Property: $29,251,000
    Occupation and Business License - Other: $473,000
    Other License: $263,000
    Occupation and Business License - Other: $157,000
    Other License: $64,000
    Other Selective Sales: $11,000
    Other Selective Sales: $9,000
  • Total Salaries and Wages: $53,781,000
    : $49,390,000

Supplemental Security Income (SSI) in 2006:

  • Total number of recipients: 2,584
  • Number of aged recipients: 98
  • Number of blind and disabled recipients: 2,486
  • Number of recipients under 18: 383
  • Number of recipients between 18 and 64: 1,898
  • Number of recipients older than 64: 303
  • Number of recipients also receiving OASDI: 973
  • Amount of payments (thousands of dollars): 1,204
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 27 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED325$84,582343$90,5571,644$107,231255$26,6354$165,00093$82,33344$49,341
APPLICATIONS APPROVED, NOT ACCEPTED13$72,53813$68,538135$116,26726$16,9620$09$84,2223$37,000
APPLICATIONS DENIED91$78,72564$51,891602$116,796120$31,0421$138,00036$74,41738$44,132
APPLICATIONS WITHDRAWN52$83,36558$91,293342$113,58511$41,7270$013$100,1545$90,600
FILES CLOSED FOR INCOMPLETENESS15$79,8008$88,50065$117,4774$49,5000$04$77,2501$47,000
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 24 full tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED57$119,07046$153,0650$0
APPLICATIONS APPROVED, NOT ACCEPTED21$108,95229$170,6552$54,500
APPLICATIONS DENIED15$91,13320$153,3001$81,000
APPLICATIONS WITHDRAWN2$75,00012$167,5830$0
FILES CLOSED FOR INCOMPLETENESS1$198,0001$112,0000$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Conventional Home Purchase Loans in Bay, MI
Conventional Home Purchase Loans in Bay, MI - Value
Most common first names in Bay County, MI among deceased individuals
NameCountLived (average)
John79574.6 years
Mary70280.5 years
William68574.4 years
Robert50168.4 years
Joseph43175.6 years
Edward42175.6 years
Helen40781.0 years
George39676.2 years
James39570.1 years
Frank37077.1 years
Most common last names in Bay County, MI among deceased individuals
Last nameCountLived (average)
Smith21576.9 years
Miller14173.3 years
Johnson13776.8 years
Anderson11275.8 years
Schmidt10476.1 years
Davis10175.6 years
Williams8675.0 years
Martin8074.8 years
Schultz7877.8 years
Young7579.2 years
Businesses in Bay County, MI
NameCountNameCount
7-Eleven10Kroger2
ALDI1La-Z-Boy1
AT&T1Lane Furniture5
Ace Hardware2Little Caesars Pizza3
Advance Auto Parts2Long John Silver's2
Aeropostale1Marriott1
AmericInn1MasterBrand Cabinets5
American Eagle Outfitters1McDonald's11
Applebee's1Meijer2
Arby's1Men's Wearhouse1
Audi1Menards1
AutoZone2New Balance2
Baskin-Robbins1Old Navy1
Bath & Body Works1Papa John's Pizza1
Blockbuster1Payless2
Buffalo Wild Wings1Penske1
Burger King3Pizza Hut1
Carson Pirie Scott1Quiznos1
Chevrolet2RadioShack2
Cold Stone Creamery1Red Lobster1
Cracker Barrel1Rite Aid4
Curves2Sears2
Deb1Spencer Gifts1
Discount Tire1Sprint Nextel2
Domino's Pizza1Staples1
Fashion Bug1Subaru1
FedEx7Subway10
Ford2T-Mobile3
GNC3Taco Bell4
GameStop1Target1
Goodwill3The Room Place1
H&R Block5Tim Hortons2
Hilton1Toyota1
Holiday Inn1True Value1
Hollister Co.1U-Haul3
Home Depot1UPS16
Honda1Vans1
JCPenney1Verizon Wireless1
Jones New York4Volkswagen1
Justice1Walgreens2
KFC4Walmart1
Kmart1Wendy's2
Knights Inn1YMCA1

Bay County on our top lists:

  • #53 on the list of "Top 101 counties with the lowest percentage of residents relocating from other counties between 2010 and 2011 (pop. 50,000+)"
  • #74 on the list of "Top 101 counties with the largest number of people moving out compared to moving in (pop. 50,000+)"
  • #85 on the list of "Top 101 counties with the lowest percentage of residents relocating to other counties in 2011 (pop. 50,000+)"
  • #89 on the list of "Top 101 counties with the lowest percentage of residents relocating from other counties between 2010 and 2011"
  • #95 on the list of "Top 101 counties with the lowest number of births per 1000 residents 2007-2013"
  • #95 on the list of "Top 101 counties with the lowest number of births per 1000 residents 2007-2013 (pop 50,000+)"
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  2. Michigan, Michigan smaller cities, Michigan smallest towns
  3. Bay County, MI