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Why pay for AAA, most of your Credit Cards have roadside assistance and towing. Your insurance most likely has it, as well as any new car under warranty. You can get a 10% discount at any hotel/motel by just asking.
Excellent post! And if a person lives in FL like I do, we've got road rangers all over our highways that will assist stranded motorists at no charge. I dropped AAA as soon as I moved to FL.
It buys you piece of mind, which is why my wife had it, but there is no way you can justify the cost. When you consider the cost of a tow is the yearly expense at the lowest AAA rate you have to ask yourself if you really see yourself breaking down twice a year every year. Of course at $122/year you need to use them 3 times to justify the expense. That is simply crazy, especially with newer cars that just isn't going to happen.
Use your cell phone and call the closest gas station if you break down, it's not that hard.
I pay $58 annually not $122 but AAA doesn't just cover towing, it covers coming out to change a flat tire, opens your car door if you lock your key's inside or if you run out of gas, etc. My husband travels a lot, so for me it's peace of mind if something happens. I also get discounts at a lot of places such as hotels, restaurants, movie theaters, etc. showing my AAA card so I feel the membership pays for itself.
If I take a vacation every year (and I try to) the AAA savings is usually greater than the membership fee so it's a no-brainer. The roadside assistance is just a bonus (one I thankfully haven't had to use in a few years).
I've debated renewing my AAA membership for the past five years.....and in the end keep renewing. I barely use it. But I guess I'm a creature of habit with this.
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