05-02-2008, 12:50 PM
1,156 posts, read
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Reputation: 488
What about homes near Mt. Prospect/Prospect Heights?
05-02-2008, 01:01 PM
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Reputation: 18728
There are a lot of issues.
Last edited by chet everett; 05-02-2008 at 01:25 PM ..
05-02-2008, 01:18 PM
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Reputation: 1734
Without a mortgage, you'd be able to live somewhat comfortably on $55K as long as your kids don't go to private schools. You'll have to pick an area with good public schools, and where your commute to work will not cost an arm and a leg.
05-02-2008, 01:31 PM
28,455 posts, read
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Reputation: 18728
Quote:
Originally Posted by
cdc3217
What about homes near Mt. Prospect/Prospect Heights?
A single family detached home anywhere in any sort of safe neighborhood around Prospect Heights under $200 would still be as scarce as hen's teeth...
Prospect Heights is considerably less desirable than Mt. Prospect, where you could raise the floor by $50K or more.
I do agree that the traditional level of an overseas transfer is at the "senior manager / jr. executive" level -- a salary level that corresponds to something a good 50% more than the salary that is being offered to the OP. While it may be a very handsome salary for a new college graduate, to support two the typical two vehicle lifestyle needed in suburban Chicago it is not much at all, even if the house is free & clear. There will still be property taxes and utilities and medical costs and unexpected maintenance needs. What about furniture? Company is going to move all that?
Believe me the people living AT the median income in Grayslake or Mundelein are not living the high life.
Last edited by chet everett; 05-02-2008 at 01:42 PM ..
05-02-2008, 01:47 PM
1,156 posts, read
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Reputation: 488
Quote:
Originally Posted by
chet everett
A single family detached home anywhere in any sort of safe neighborhood around Prospect Heights under $200 would still be as scarce as hen's teeth...
Well that brings me back to what I was first going to post:
When OP starts house shopping, he's going to end up looking at 350K homes minimum, meaning he'll have a $100,000 mortgage. So doing a budget,and assuming this is 55K salary before taxes, etc.
55,000 x .8 (-20% for taxes) = 44,000
Let's say he's got a 401K (I know this is accountant's nightmare how I'm doing this but...)
44,000 x .95 (-5% in the 401K) - $41,800
So lets say he's got a household budget of $40,000; $3,300 month
100,000 Mortgage = 600/mo
Guesstimate property taxes = $500/mo
Food = $600/mo
Gas/commute = $350/mo
Utilities - 300 for gas, electric & water
Phone - 100 easy
Vacation fund - $250/mo
Kid activities - $150 / mo
Very tight. Depends on how OP lives now, and what kind of housing bargains he can find.
05-02-2008, 09:54 PM
Location: Chicago suburb
702 posts, read
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Reputation: 253
I have to agree with everyone, 55K is very difficult to live on for a single person let alone a family of four. I hate to be discouraging because you sounds like you are really looking forward to the move. Can you negotiate a raise for this transfer? I am kind of surprised because usually people coming from europe do better coming to America with the current state of our dollar.
05-03-2008, 01:58 AM
Location: Chicago
15,586 posts, read
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55k is hard for a single person? lol
05-03-2008, 02:38 AM
8 posts, read
49,424 times
Reputation: 11
Hi Everyone,Chet and cdc3217 , also everyone else that helped; your comments has been very helpful and without a doubt will make a huge impact on my decision. If you ever need to know anything about UK just contact me and I will do my best to help out. I will check the thread for another week to check for any additions.
Last edited by George_Sully; 05-03-2008 at 03:40 AM ..
05-03-2008, 08:34 AM
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Quote:
Originally Posted by
Avengerfire
55k is hard for a single person? lol
that shocked me too... my annual income is less than $16000. and i am surviving.. well i live with my sis in LBS, i just bought a mini cooper, i pay my insurance, car payment, gas, groceries, i also shell out $400/mo kind of my "rent" for living with my sis... but that's about it. in order for me to survive with all my expenses monthly and my measly salary that means i dont have a life. but im used to not having a life anyway... so. i wonder how hard could it be budgeting a 55K? i would have a life.. thats for sure.
05-03-2008, 10:19 AM
Location: Chicago suburb
702 posts, read
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Reputation: 253
The original poster was inquiring about the areas around Northfield. I realize 55K can work for families in other communities, but not in Northfield and the surrounding communities. Perhaps you could advise the OP on communities where he and his family would be able to live comfortably on his salary and still hit all his requirements. I think that would be very helpful and I am sure he would appreciate your advise.
Last edited by Calidreemer; 05-03-2008 at 10:42 AM ..
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House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
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Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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