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Old 08-12-2009, 11:49 PM
 
Location: Southwestern CT
209 posts, read 608,145 times
Reputation: 84

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I will be moving back to the east coast by the end of this year and I'm having two quandaries;

I'm flying to new york next month to interview with 4 different companies and get that ball roling. This is exciting and scary at the same time.

First Quandary, The only big thing I have is my couch so its stupid to spend $2,000 to rent a Uhaul, flat bed my convertible, spend a fortune in gas when my only "big" item is my couch. I think I'm going to dump the couch and stuff my car with everything I can and what doesn't fit, I'll get rid of.

I might end up transferring with my job which will be better because that will give me a continual paycheck while I travel cross country so I'll have a little more $$ this way so I might, might rent a uhaul. If I end up transfering with my job, I'll end up living in Hartford county which leads me to the second quandary,

Second quandary, my credit is bad but I need to find a place to rent. I'm a corporate paralegal and make great money but I've run into financial issues due to a almost fatal car accident, a breakup and a sick cat that passed away.

I know where I live will be indicative by where I work but does anyone have any suggestions for finding somewhere to live if I have bad credit.

Any input anyone has will be GREATLY appreciated.
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Old 08-13-2009, 07:43 AM
 
Location: Fairfield
588 posts, read 1,872,833 times
Reputation: 283
Quote:
Originally Posted by surfsnowgirl View Post
I will be moving back to the east coast by the end of this year and I'm having two quandaries;

I'm flying to new york next month to interview with 4 different companies and get that ball roling. This is exciting and scary at the same time.

First Quandary, The only big thing I have is my couch so its stupid to spend $2,000 to rent a Uhaul, flat bed my convertible, spend a fortune in gas when my only "big" item is my couch. I think I'm going to dump the couch and stuff my car with everything I can and what doesn't fit, I'll get rid of.

I might end up transferring with my job which will be better because that will give me a continual paycheck while I travel cross country so I'll have a little more $$ this way so I might, might rent a uhaul. If I end up transfering with my job, I'll end up living in Hartford county which leads me to the second quandary,

Second quandary, my credit is bad but I need to find a place to rent. I'm a corporate paralegal and make great money but I've run into financial issues due to a almost fatal car accident, a breakup and a sick cat that passed away.

I know where I live will be indicative by where I work but does anyone have any suggestions for finding somewhere to live if I have bad credit.

Any input anyone has will be GREATLY appreciated.
Depends on your budget and where you work. Bad credit doesn't necessarily give you a problem with renting...particularly if you are dealing directly with the landlord/owner. Since you make "great money" you can always offer an extra month as a "guarantee rent" deposit if they have a problem with your credit, with the agreement that after a year of on-time you will eliminate that. I would only offer that if they run your credit and then deny you. Fair Credit Reporting Act requires them to give you a copy of the credit report they received as well as an explanation that you were denied because of it. Making the offer of paying an extra month in advance could show that you are responsible, have a steady income, and are willing to go a little further to get yourself out of a bad situation.

Good luck on the cross country move!
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Old 08-13-2009, 08:09 AM
 
Location: The brown house on the cul de sac
2,080 posts, read 4,846,341 times
Reputation: 9314
A lot of companies will pay your moving expenses! I would make sure to negotiate that when you receive an offer. Many times they will also pay at least a month of temporary housing while you find a place to live.

Good luck!
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Old 08-13-2009, 12:11 PM
 
Location: Southwestern CT
209 posts, read 608,145 times
Reputation: 84
Thank you very much. I'll know by October 1st or so if I'm transferring within my job so we'll see. I make $70,000 or so a year and I've been steadily employed for the past 10 years. Its good to know I shouldn't be totally screwed in trying to find a place to live. Let's see where I'll be working and then once I get that hurdle overcome, I'll get to the renting situation. Thank you very much for your advice.
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Old 08-13-2009, 12:15 PM
 
Location: Southwestern CT
209 posts, read 608,145 times
Reputation: 84
Unfortunately I don't think I'll be able to get my relocation paid for. I'm a paralegal, we are everywhere and its not that common to get moving expenses paid for. Besides if I transfer within my job, I'd have to move myself because I want the transfer. I mean my boss is all for it but I'm the one that started this as my family is back in the east coast so I think I'd have a hard time getting that covered. I just want to be back near my family and if I could transfer and work with my boss who's in connecticut anyway, that would be the cherry on the ice cream. I'll keep you posted.

Thank you for the good luck wishes.
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Old 08-13-2009, 12:41 PM
 
Location: Connecticut
34,943 posts, read 56,970,098 times
Reputation: 11229
It can't hurt to ask about relocation reimbursement. Companies use these to keep good employees even if they are the ones that want the relocation. Just a thought. Jay
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