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I passed on expensive shoes, fixed my own plumbing, kept my child off the field trip, declined getting my teeth fixed ( opted for oral-jel ), bought hardly any groceries....
The survey said I qualify for food stamps ! Yikes...
Interesting game, but it did not give me the choices I would have made, for example, live away from work, but take bus every day, not have a car at all, and yeah, my kids had to suck it up too...plus I stole from them all the time.
Turns out I didn't even have any transportation issues, but I ran out of money on day 28 when the little leak turned into a big leak.
At every turn I was imagining a FAIL down the road, so I played it conservatively and paid my bills (although I was unwilling to spend on things that weren't bills, and was unwilling to accept a coat as a gift because I recognized that as a setup for an obligation to give/spend down the road - a common pitfall of poverty), but apparently all that did was run me out of money sooner rather than later.
Moral of story: don't have kids, rent a room in an SRO, and you'll be poor but solvent.
You may have made it through with however much money left, but was it enough to pay the rent which was due the next day? IIRC, the minimum rent+cost of gas was around $750, so if you had less than that left, then you were in the hole. I had around $300 left, which would have left me short some $500 for rent.
So what happens if someone pays the rent two days after it's due? Is there a late fee or something? Where I live, late fees are not allowed until rent is five days past due. (After those days of slack, timetables to pay, move, or get evicted speed up considerably.)
Interesting game, but it did not give me the choices I would have made, for example, live away from work, but take bus every day, not have a car at all, and yeah, my kids had to suck it up too...plus I stole from them all the time.
Yeah, the game presumes you don't have access to good public transportation, and therefore "need" a car. (Haven't they heard of Zipcar?)
Also, if you take a close look at the live/work slide, the game assumes your minimum rent/trans cost is about 30 miles away from work, which would pretty much rule out taking a bus.
This is stupid. I have no job or money but I have a 75 dollar a month cell phone plan?
I paid my car insurance and I still have to pay $550 for 'damage' in a fender bender?
This is stupid. I have no job or money but I have a 75 dollar a month cell phone plan?
I paid my car insurance and I still have to pay $550 for 'damage' in a fender bender?
I get what they're saying, but still...
As I recall, the game also starts you out with a ridiculous amt of credit card debt.
The job scenarios often require you to be available on short notice ("on call") so you'd need a cell phone, but you can get adequate prepaid service for about $10 a month, with enough time for as many calls as your employer is going to make.
So what happens if someone pays the rent two days after it's due? Is there a late fee or something? Where I live, late fees are not allowed until rent is five days past due. (After those days of slack, timetables to pay, move, or get evicted speed up considerably.)
OK, so you pay your rent late that month. Now you are starting out behind for the next month. You get into a cycle of later and later payments until you are evicted. When late fees are assessed is a matter determined by your lease.
Quote:
Originally Posted by stan4
This is stupid. I have no job or money but I have a 75 dollar a month cell phone plan?
I paid my car insurance and I still have to pay $550 for 'damage' in a fender bender?
I get what they're saying, but still...
$550 represents a common amount for your deductible.
OK, so you pay your rent late that month. Now you are starting out behind for the next month. You get into a cycle of later and later payments until you are evicted. When late fees are assessed is a matter determined by your lease.
Where I live, state law prohibits rent late fees before the fifth day. So a lease can say anything it wants about late fees, but a late fee before the fifth day after rent is due cannot be enforced in a court of law.
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