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We should get rid of health insurance companies....that's where the huge costs lie.
How do you propose claims are filed, handled, processed then? What would you suggest those that work for those insurance companies do for a living, the millions of people suddenly out of a job? The new bill should mandate health insurance companies be not-for-profit. They will still make a lot of money, as directed by insurance laws, however, most of the money earned will be returned to policy owners in the form of lower premiums. If you look at the states with the lowest overall premiums, that is the model set up for health insurance companies as well as health providers (hospitals and such). Health insurance companies are required to keep 1.5 times likely claims in reserves at all times or they have to stop operations, which is what we saw happen to many of those start-up Co-ops around the country. Their balance sheets look huge because of that, but it is federal law. Reducing that puts you in jeopardy because what if they have a sudden run on claims and can't pay your claim?
How do you propose claims are filed, handled, processed then? What would you suggest those that work for those insurance companies do for a living, the millions of people suddenly out of a job? The new bill should mandate health insurance companies be not-for-profit. They will still make a lot of money, as directed by insurance laws, however, most of the money earned will be returned to policy owners in the form of lower premiums. If you look at the states with the lowest overall premiums, that is the model set up for health insurance companies as well as health providers (hospitals and such). Health insurance companies are required to keep 1.5 times likely claims in reserves at all times or they have to stop operations, which is what we saw happen to many of those start-up Co-ops around the country. Their balance sheets look huge because of that, but it is federal law. Reducing that puts you in jeopardy because what if they have a sudden run on claims and can't pay your claim?
Um, there wouldn't be claims to be processed!
You are suggesting that we subsidize those who work for health insurance companies??????
Doctors and patients used to be one on one with no middle man or health insurance involved. Prices were much lower and doctors used to even accept barter for services when patients were poor. Then the insurance companies and the pharmaceutical companies jumped in.... the rest is history.
You are suggesting that we subsidize those who work for health insurance companies??????
Doctors and patients used to be one on one with no middle man or health insurance involved. Prices were much lower and doctors used to even accept barter for services when patients were poor. Then the insurance companies and the pharmaceutical companies jumped in.... the rest is history.
You are suggesting that we subsidize those who work for health insurance companies??????
Doctors and patients used to be one on one with no middle man or health insurance involved. Prices were much lower and doctors used to even accept barter for services when patients were poor. Then the insurance companies and the pharmaceutical companies jumped in.... the rest is history.
I wish.
It should be about affordable healthcare, but people just think about insurance. They're not the same.
How do you propose claims are filed, handled, processed then? What would you suggest those that work for those insurance companies do for a living, the millions of people suddenly out of a job? The new bill should mandate health insurance companies be not-for-profit. They will still make a lot of money, as directed by insurance laws, however, most of the money earned will be returned to policy owners in the form of lower premiums. If you look at the states with the lowest overall premiums, that is the model set up for health insurance companies as well as health providers (hospitals and such). Health insurance companies are required to keep 1.5 times likely claims in reserves at all times or they have to stop operations, which is what we saw happen to many of those start-up Co-ops around the country. Their balance sheets look huge because of that, but it is federal law. Reducing that puts you in jeopardy because what if they have a sudden run on claims and can't pay your claim?
The world changes. People who made wagons and harnesses went out of business when the automobile became a superior means of transportation. The computer has eliminated the need for many travel agents and insurance agents.
I am an attorney and much of my work involves motor vehicle accidents. I suspect in about 10 to 15 years technology is going to eliminate most accidents from occurring. Those "out of work lawyers" will also have to find something else to do. Its just an example of how modernization eliminates the need for some jobs and creates new opportunities for those with the right skills. When Britain adopted the NHS there was no need for private health insurance than either.
What you lose sight of is there are a number of ways to provide health care. In Britain its provided without insurance at all. In Canada, the only health insurance for everyone is Canadian Medicare (which covers the entire population)
If I were in private health insurance, I would struggle mightily to decrease overhead costs. Those costs are creating an incentive for the rest of us to find a system that does without private health insurance.
The world changes. People who made wagons and harnesses went out of business when the automobile became a superior means of transportation. The computer has eliminated the need for many travel agents and insurance agents.
I am an attorney and much of my work involves motor vehicle accidents. I suspect in about 10 to 15 years technology is going to eliminate most accidents from occurring. Those "out of work lawyers" will also have to find something else to do. Its just an example of how modernization eliminates the need for some jobs and creates new opportunities for those with the right skills. When Britain adopted the NHS there was no need for private health insurance than either.
What you lose sight of is there are a number of ways to provide health care. In Britain its provided without insurance at all. In Canada, the only health insurance for everyone is Canadian Medicare (which covers the entire population)
If I were in private health insurance, I would struggle mightily to decrease overhead costs. Those costs are creating an incentive for the rest of us to find a system that does without private health insurance.
Those changes were gradual, and affected a very small number of people and had not eliminated all positions in the fields you referenced.
Both Canada and the UK have private insurance plans one can buy to cover things NHS does not and to get better treatment and service.
If we eliminated health insurance, millions would be out of work in a number of days/weeks, not gradually over several decades, you know, kind of like what happened in 1929.
Yes, the rubes got snookered. As usual they did it with the tried and true political tools of racism, xenophobia and divide and conquer.
Millions of rural citizens lack health insurance and often times there is not much available in rural areas in the way of doctors and hospitals. People increasingly must travel to large cities to see a specialist. Here's a photo essay in the NY Daily News of a clinic that was put on in a rural area of S.W. Virginia to bring some care to those folks. The pictures are depressing; the elderly, the obese, those left behind as the global economy moved unstoppably forward. Medical care delivered in a tent in a parking lot; this is 3rd world stuff, and it's going to get a lot worse if the ACA is killed. The GOP is playing with fire, all to give some billionaires more money they can't spend in ten thousand lifetimes and have no intent of investing in America.
IIRC the 2018 Federal Budget, now in congress for action, will attempt to start privatizing Medicare, which will make that program far more expensive for seniors. Wow. Just wow. Class warfare is upon us.
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Well, republican voters, get out your KY Jelly because you're going to need it. Your 'representatives' don't think you deserve to have health care. They are more worried about Big Insurance, Big Pharma and where their future donations will be coming from. That is who they represent, not Joe Citizen. Maybe you won't mind going bankrupt if you have a major illness. Perhaps it won't bother you when you can't take your sick kids to the doctor. You might not notice that unaffordable medicine will threaten the long-term health of you and your family.
If you are that person, then you got what you deserved.
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