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Old 01-08-2018, 03:50 PM
 
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which is why i leave it to them . i could spend my life contemplating my next move and 2nd guessing the last move . i put 30 seconds a week in to the portfolio's reading the update .
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Old 01-08-2018, 03:51 PM
 
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Originally Posted by flyingsaucermom View Post
So in your opinion a managed bond fund would be better than vbtlx?
Yes, I would agree and also ask do you even want a bond fund? It seems as if you were feeling full index. Have you considered the role of Wellesley in your portfolio. I am done adding money to my Core Bond fund along with my Total Market. All new money is going into Wellington and Wellesley both the old and new global. I am older and retired with multiple families of funds. Vanguard is the new go to fund for now. My tax sheltered is Fidelity.
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Old 01-08-2018, 03:58 PM
 
Location: Portal to the Pacific
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Originally Posted by TuborgP View Post
Yes, I would agree and also ask do you even want a bond fund? It seems as if you were feeling full index. Have you considered the role of Wellesley in your portfolio. I am done adding money to my Core Bond fund along with my Total Market. All new money is going into Wellington and Wellesley both the old and new global. I am older and retired with multiple families of funds. Vanguard is the new go to fund for now. My tax sheltered is Fidelity.
I like indexes and Wellesley and Wellington have been recommended to me in the past. I've not purchased either because I don't mind managing my own allocations for stocks. I have, for example, small value, small growth and international at particular percentages that I'm comfortable with.
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Old 01-08-2018, 03:59 PM
 
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neither funds are index's
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Old 01-08-2018, 04:00 PM
 
Location: Portal to the Pacific
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Originally Posted by mathjak107 View Post
neither funds are index's
I know they aren't. They're balanced funds. Which, again, is why I haven't picked them.
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Old 01-08-2018, 04:02 PM
 
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in retirement many retirees use a 50/50 mix of wellington and wellesley .

no so much if you are trying to accumulate money .
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Old 01-08-2018, 04:05 PM
 
Location: Texas
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FSICX.


Although the expense ratio is 0.7%. It is a multi-sector bond.
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Old 01-08-2018, 04:07 PM
 
Location: Portal to the Pacific
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Originally Posted by mathjak107 View Post
in retirement many retirees use a 50/50 mix of wellington and wellesley .

no so much if you are trying to accumulate money .
Not quite there yet!
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Old 01-08-2018, 04:07 PM
 
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Originally Posted by PriscillaVanilla View Post
FSICX.


Although the expense ratio is 0.7%. It is a multi-sector bond.



i like that fund a lot . but again , as only part of a bond fund portfolio
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Old 01-08-2018, 04:14 PM
 
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Originally Posted by mathjak107 View Post
i like that fund a lot . but again , as only part of a bond fund portfolio
It also has value outside of your bond fund portfolio. It is riskier, yet managed but with a Beta of only 0.38 so it is a little over a third the risk of a S&P fund. It can be part of a play fund of riskier funds and you are using it to bring the volatility down. Or as a dump for extra money in a taxable account as a adjunct to your savings account.
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