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LOL..nobody wants to answer...would you take 4 percent growth through 2020 end?
Are you claiming the S&P will deliver (only) 4% through 2020? If that's what it is, then that's what my return will be in that particular fund so I'll have to "take it" and make a decision if I want to continue in that fund or not.
%-wise my S&P fund is a small part of my overall portfolio. I am and plan to remain diversified and my conservative estimates of ROI overall are a 5.5% return over the next several years. If I do better than that, Great! Wonderful!
Are you claiming the S&P will deliver (only) 4% through 2020? If that's what it is, then that's what my return will be in that particular fund so I'll have to "take it" and make a decision if I want to continue in that fund or not.
%-wise my S&P fund is a small part of my overall portfolio. I am and plan to remain diversified and my conservative estimates of ROI overall are a 5.5% return over the next several years. If I do better than that, Great! Wonderful!
In fact if you have the time 100% equities is the only way I think investors should go ..
I have around 18 years to retirement and currently have way too much in bonds, around 35% of my portfolio. I want to reduce this to just $50k in bonds max and the rest in equities, but since my bonds have gone down in value I will wait for a crash in equities to rebalance this.
Tariffs have just begun to show up in balance sheets. When you disrupt and increase input costs to pick winners, you will degrade the bottom line of a lot of business in this country. Earnings will reflect this soon.
those are not really crashes every 5 years .. corrections and downturns don't always make it a crash . some drops were a month or 2 but the major ones are really few
Last edited by mathjak107; 07-30-2018 at 01:34 PM..
Yes, we'll have a crash, downturn, bear market, whatever.... someday. When? I wouldn't bother to guess. I've been investing for about 25 years and have never had to wait more than about 2 1/2 years to get back to a new high mark in my account. Waiting for the crash can be hazardous to your wealth.
on an inflation adjusted basis it is a lot longer . 2000 took a total market fund 13 years to get ahead . 2008 took almost 5 years once you inflation adjust it .
on an inflation adjusted basis it is a lot longer . 2000 took a total market fund 13 years to get ahead . 2008 took almost 5 years once you inflation adjust it .
If one invested in a market index, then yes.
I said that I never had to wait more than about 2 1/2 years, which is true, adjusted for inflation or not.
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