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Old 06-29-2018, 05:56 AM
 
4,864 posts, read 4,656,212 times
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Even in Springfield Mass homes go for 140k.

Maybe consider it a down payment on a condo.
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Old 06-29-2018, 06:14 AM
 
11,176 posts, read 9,131,087 times
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Quote:
Originally Posted by jayrandom View Post
What timberline said. You should check out Maine, too.
Maine is probably the best option. In towns like Millinocket you could by a house for $30K, just don't plan on looking for a job. You won't get within 2.5 hours of Boston for cheap.


In Mass., maybe Athol, Orange, Erving, etc. They are not exactly close to Boston either, and would be a hellish commute if ever have to drive there regularly.

Last edited by massnative71; 06-29-2018 at 06:36 AM..
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Old 06-29-2018, 06:55 AM
 
Location: Central Mass
2,467 posts, read 2,808,937 times
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Quote:
Originally Posted by in_newengland View Post
Ware is isolated and probably has the worst drug problem in the state. I think Spencer could be the same.
Spencer isn't BAD. It's on route 9, the 2nd town west of Worcester. Schools aren't good though.
Doesn't have great pike access either - its between the 84/Sturbridge and 290/Auburn exits.

It isn't vibrant. It's got some cheap apartments. It's got a lot of nature though. A few nice lakes. The girl scouts run a camp in the town.

It is better than where you can buy $100k in Worcester or Clinton though. There are often sub $125k houses in Clinton, Worcester, and Fitchburg.

Once you get North of Concord NH, real estate gets cheaper too. North of the Whites is really cheap. There are no jobs though. And your closer to Montreal than Boston.
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Old 06-29-2018, 07:13 AM
 
11,176 posts, read 9,131,087 times
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Quote:
Originally Posted by scorpio516 View Post
Spencer isn't BAD. It's on route 9, the 2nd town west of Worcester. Schools aren't good though.
Doesn't have great pike access either - its between the 84/Sturbridge and 290/Auburn exits.

It isn't vibrant. It's got some cheap apartments. It's got a lot of nature though. A few nice lakes. The girl scouts run a camp in the town.

It is better than where you can buy $100k in Worcester or Clinton though. There are often sub $125k houses in Clinton, Worcester, and Fitchburg.

Once you get North of Concord NH, real estate gets cheaper too. North of the Whites is really cheap. There are no jobs though. And your closer to Montreal than Boston.
Spencer has a some type of rehab facility right downtown, which results in a lot of undesirables lingering around.


Clinton would be better if you have to travel to Boston frequently, but anything under $125k will be pretty rough (and probably same with Worcester). Fitchburg has some safe neighborhoods if you aren't worried about the schools. I agree that Spencer would be better than all of those if you don't need Boston on a regular basis.
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Old 06-29-2018, 07:52 AM
 
Location: Massachusetts & Hilton Head, SC
8,085 posts, read 12,241,479 times
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I don't understand the comment about being self-employed. Of course you could get a mortgage.
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Old 06-29-2018, 08:00 AM
 
Location: Massachusetts
11,239 posts, read 12,168,560 times
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Originally Posted by CaseyB View Post
I don't understand the comment about being self-employed. Of course you could get a mortgage.
I was wondering the same thing. You can still get a mortgage...just requires a lot more paperwork.
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Old 06-29-2018, 08:16 AM
 
Location: East Coast
3,804 posts, read 2,331,567 times
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Quote:
Originally Posted by BostonMike7 View Post
I was wondering the same thing. You can still get a mortgage...just requires a lot more paperwork.
Yes -- especially if you have 100K in cash. If that's a half to a third of the purchase price, that would be a big positive. (Not that there is a whole lot available for 200K or 300K, but certainly a lot more than is available for 100K.)
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Old 06-29-2018, 08:20 AM
 
2,363 posts, read 773,790 times
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Sure its affordable ,My son in Tewksbury has a 8 rm. Colonial ,75 ft farmers porch ,side street,2 1/2 acres w/ horse barn just under 500,000.
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Old 06-29-2018, 09:24 AM
 
16,923 posts, read 9,381,464 times
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Quote:
Originally Posted by massnative71 View Post
Maine is probably the best option. In towns like Millinocket you could by a house for $30K, just don't plan on looking for a job. You won't get within 2.5 hours of Boston for cheap.

That's partly why Maine has a ton of retirees. It has the 7th oldest population. Some of that is southern New Englander/NH border town retirees bailing out to inexpensive real estate. It just about offsets the Maine people migrating to Florida.


You can get within about 3 hours of Boston in Maine for the OP's $100K. On Zillow, I see a 2/1 960 sf cottage on an acre in Belgrade for $105K. Google says 3 hours 3 minutes to Boston. About 5 miles from Augusta so it's not totally in the boonies with nothing but logging trucks.
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Old 06-29-2018, 09:59 AM
 
Location: Massachusetts & Hilton Head, SC
8,085 posts, read 12,241,479 times
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Quote:
Originally Posted by BostonMike7 View Post
I was wondering the same thing. You can still get a mortgage...just requires a lot more paperwork.
My husband is self-employed and we had to produce tax returns for the previous years. It was 3 years, if I remember. It's been years but we have friends who just got a small mortgage on a new house they bought and he's self-employed.
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