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If there is a stay at home parent... not much if you already have a place to live, have health insurance, and are able to breastfeed. The only thing I've really needed are a small crib, clothes, and diapers. If you are home with the baby and exclusively breastfeeding, the baby probably won't start solids until 10 months at the very least. Sometimes babies with constant access to the breast will go 14 months or more exclusively breastfeed. I have six children and only 1 ever ate baby food.
If you are a working parent factor in childcare cost, formula if you can't pump, packaged baby food, diapers.
We use portable cribs instead of the "real" cribs... they are easier in many ways and MUCH cheaper.
I had a homebirth and it was actually more expensive than a hospital birth because the insurance fought us over coverage. We ended up paying $4000 out of pocket. Whereas going to the hospital has cost us between $0-$1000 in copays.
Yes, it depends on the insurance company and the midwife you choose. My insurance didn't cover the midwife that we picked, but would have covered several others. We opted for the midwife that was less "medical" and was a better fit for us.
How did you get insurance on your loans? I might need to do that for student loans.
you might be able to ask for a defferment until you either go back to work or till you think that you can start paying on them at least that is how mine works
you might be able to ask for a defferment until you either go back to work or till you think that you can start paying on them at least that is how mine works
I've already had one deferrment...I am paying now. I wonder if they would do it again?
no sence, why bother, you make it sound like part of a budget., and an inconveniant one at that
there's no need to save for a baby if you take care of him/her yourself.
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hope this helps
