Now that my credit card is paid off what do you think of my new rules of using the card? (accounts, savings)

[stan4]

Originally Posted by TVandSportsGuy

It's not just for dating, it's for if I received a call and someone-"hey we are going to out dinner" or "we are going to NYC" I don't have to check my finances I can just go

Responsibility means saying NO at times like these, not charging up expenses you can't afford. And, no...if you don't have the cash to pay for it right then, you can't afford it.

And if your friends give you sh*t and encourage irresponsible financial behavior, get new friends. These people don't care about you.

[thepinksquid]

Originally Posted by TVandSportsGuy

Are you sure you not a gold digger?

Seriously dude? Are you that dense?

No, considering I have pretty much consistently made, up until the past two years, about double what my husband makes (and at this point it's equal due to owning a business together) I think if anything I'm in opposite category.

The irony of your comment is that, to be honest, I'd be much more impressed with a guy asking if we could split because of "things being tight" for him rather than paying for my meal that he can't afford.

The ONLY point I was trying to make was that going out to dinner/dating/etc isn't in any sort of "emergency" category. You can either afford it or you can't. You shouldn't use money you don't have (credit) to fund it. It seems like this concept is over your head or something, however...so I'm not going to fight this any longer.

[thepinksquid]

Originally Posted by suzie02

No she is smart. Suze Orman recomends asking a guy what his FICO is before getting serious with anyone. And if a guy doesn't want to share his finances then dump him. Men should also do the same screening. The goal of dating is to find a mate for life. And most people want a stable and secure life not one of constantly worrying about money. Money doesn't buy happiness but the lack of it makes for a miserable life.

Thanks.

I'm fortunate to have found my life partner early on and I haven't done much dating, but if I had to--I'd be upfront about my ideas and thoughts on finances and if the guy wasn't on the same page...it probably wouldn't go much further than casual dating.

No, this wouldn't be a first date discussion, but it would come up sooner than later. This doesn't mean he has to have money or wealth, it's the concepts and goals that we would have to share.

[WestPhillyDude75]

Originally Posted by stan4

Responsibility means saying NO at times like these, not charging up expenses you can't afford. And, no...if you don't have the cash to pay for it right then, you can't afford it.

And if your friends give you sh*t and encourage irresponsible financial behavior, get new friends. These people don't care about you.

So what should I use the CC for??

[WestPhillyDude75]

Originally Posted by thepinksquid

Seriously dude? Are you that dense?

No, considering I have pretty much consistently made, up until the past two years, about double what my husband makes (and at this point it's equal due to owning a business together) I think if anything I'm in opposite category.

The irony of your comment is that, to be honest, I'd be much more impressed with a guy asking if we could split because of "things being tight" for him rather than paying for my meal that he can't afford.

The ONLY point I was trying to make was that going out to dinner/dating/etc isn't in any sort of "emergency" category. You can either afford it or you can't. You shouldn't use money you don't have (credit) to fund it. It seems like this concept is over your head or something, however...so I'm not going to fight this any longer.

So if I don't have the money to go out on a date at a certain time of the month what should I do?

[suzie02]

Originally Posted by TVandSportsGuy

So if I don't have the money to go out on a date at a certain time of the month what should I do?

Don't go or find a free event.

[Houston3]

Originally Posted by nicet4

Bad idea.

Study after study shows people always spend more with a credit card than paying cash.

Keep one or two credit cards with high limits only for true emergencies.

Pay cash for everything else.

Good luck getting anyone to believe that...LOL....

[WestPhillyDude75]

Originally Posted by suzie02

Don't go or find a free event.

But if she looks good I have to go because I'm in comptition with other men. That's the point I'm making.

[Houston3]

Originally Posted by TVandSportsGuy

Outside of am extreme emergency, I decided to only use my credit card for

Going on Dates
Trips
Going out to Dinner with Friends/Family


So basically I want the card to be for Entertainment purposes only. Good Idea?

The Ladies are more impressed if you pull out a wad of hundred dollar bills to pay with...

[suzie02]

Originally Posted by TVandSportsGuy

But if she looks good I have to go because I'm in comptition with other men. That's the point I'm making.

Well then save up ahead of time for dating.

Anyway the whole point about this thread is that you wanted to make sure you didn't get in trouble with cc again. We have given you solutions and reasons but you do not want to hear them. So go ahead and run up your cc again and pay money to the banks.