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the whole idea of a safe withdrawal rate is just for this reason . it does not try to rule out downturns , it allows for them , it plans for them . the real surprise is when outcomes are anything better than worst . no changes at all . we will certainly have these over the years
Last edited by mathjak107; 10-26-2018 at 04:16 PM..
the whole idea of a safe withdrawal rate is just for this reason . it does not try to rule out downturns , it allows for them , it plans for them . the real surprise is when outcomes are anything better than worst . no changes at all . we will certainly have these over the years
Will you withdraw less next year? In actual amounts, not percentages.
Interest rates are rising because of a greatly improving economy, and threat of inflation that always follows. That creates volatility. Act accordingly.
Will you withdraw less next year? In actual amounts, not percentages.
No idea yet . Our spending plan is dynamic . We will get the higher of 4% of the actual balance or 5% less than last years draw . So we don’t know until 12/31
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