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$5000 is nothing when you look at a normal pregnancy can cost you $40,000 or more; have to stay in bed for the duration of your pregnancy, try $100,000 - $200,000.
The car that hit me and I was sent to the hospital... $15,000 was for the Emergency Care, MRI scan, prescription medicine, and seeing the ER Doctor for all of 8 minutes. Luckily I have good insurance, so my cost was only $100 + $20.00 copay (for the medicine).
$5K is huge to people that can't afford a few hundred a month in premiums.
Having visited the health exchanges (for a friend), they low premiums seem to invariably accompany high deductibles. Virtually non-insurance for low-wage workers, with $5000 and even $10000 deductibles.
For someone who can only afford $100 for health insurance, a $10,000 deductible might as well be $1,000,000.
$5000 is nothing when you look at a normal pregnancy can cost you $40,000 or more; have to stay in bed for the duration of your pregnancy, try $100,000 - $200,000. .
The average hospital cost for deliverying a baby is slightly over $10K..
Now for everyone else who will benefit, those with insurance, those without insurance, and those on Medicare, they will enjoy the extra protections and benefits.
Most of the people who cannot afford a few hundred a month in premiums will likely qualify for Medicaid.
Actually no they won't because their income is too high.
These are the people who get 90% of their premiums subsidized..400% FPL
Someone making $20K per year does not qualify for medicaid.
Their premium will be $1021 per year ($85/month)
But their out of pocket costs are $3K
$25K year/$100 month/$5K out of pocket
$20K and $25K does not qualify you for medicaid.
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