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Old 09-18-2013, 09:39 AM
 
Location: Great State of Texas
86,052 posts, read 84,519,997 times
Reputation: 27720

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Quote:
Originally Posted by Arus View Post
$5000 is nothing when you look at a normal pregnancy can cost you $40,000 or more; have to stay in bed for the duration of your pregnancy, try $100,000 - $200,000.

The car that hit me and I was sent to the hospital... $15,000 was for the Emergency Care, MRI scan, prescription medicine, and seeing the ER Doctor for all of 8 minutes. Luckily I have good insurance, so my cost was only $100 + $20.00 copay (for the medicine).
$5K is huge to people that can't afford a few hundred a month in premiums.
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Old 09-18-2013, 09:39 AM
 
2,083 posts, read 1,621,547 times
Reputation: 1406
Quote:
Originally Posted by DC at the Ridge View Post
Having visited the health exchanges (for a friend), they low premiums seem to invariably accompany high deductibles. Virtually non-insurance for low-wage workers, with $5000 and even $10000 deductibles.
For someone who can only afford $100 for health insurance, a $10,000 deductible might as well be $1,000,000.
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Old 09-18-2013, 09:40 AM
 
7,541 posts, read 6,274,533 times
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Quote:
Originally Posted by HappyTexan View Post
$5K is huge to people that can't afford a few hundred a month in premiums.
I guess you never heard of payment plans either.
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Old 09-18-2013, 09:41 AM
 
69,368 posts, read 64,135,461 times
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Quote:
Originally Posted by Arus View Post
$5000 is nothing when you look at a normal pregnancy can cost you $40,000 or more; have to stay in bed for the duration of your pregnancy, try $100,000 - $200,000. .
The average hospital cost for deliverying a baby is slightly over $10K..
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Old 09-18-2013, 09:41 AM
 
Location: Home, Home on the Front Range
25,826 posts, read 20,713,235 times
Reputation: 14818
Quote:
Originally Posted by HappyTexan View Post
$5K is huge to people that can't afford a few hundred a month in premiums.
Most of the people who cannot afford a few hundred a month in premiums will likely qualify for Medicaid.
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Old 09-18-2013, 09:43 AM
 
7,541 posts, read 6,274,533 times
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Quote:
Originally Posted by pghquest View Post
The average hospital cost for deliverying a baby is slightly over $10K..
Average cost for a Cesarian (a very common procedure) is almost $16,000 .
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Old 09-18-2013, 09:45 AM
 
46,313 posts, read 27,124,387 times
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Quote:
Originally Posted by Winter_Sucks View Post

Now for everyone else who will benefit, those with insurance, those without insurance, and those on Medicare, they will enjoy the extra protections and benefits.

Except for the 30 million still uninsured...
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Old 09-18-2013, 09:46 AM
 
69,368 posts, read 64,135,461 times
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Quote:
Originally Posted by Arus View Post
Average cost for a Cesarian (a very common procedure) is almost $16,000 .
Thats the billed amount, not the paid amount

How the cost of giving birth in the U.S. has TRIPLED since 1996 to $9,775 - thanks to expensive fees for everything from an epidural to placenta removal | Mail Online
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Old 09-18-2013, 09:47 AM
 
46,313 posts, read 27,124,387 times
Reputation: 11134
Quote:
Originally Posted by Finn_Jarber View Post
And in the process reduce operating expenses of the employer BIG TIME.
Is this not going to ***** of the left about those evil corporations, by making MORE profit now?
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Old 09-18-2013, 09:49 AM
 
Location: Great State of Texas
86,052 posts, read 84,519,997 times
Reputation: 27720
Quote:
Originally Posted by TigerLily24 View Post
Most of the people who cannot afford a few hundred a month in premiums will likely qualify for Medicaid.
Actually no they won't because their income is too high.
These are the people who get 90% of their premiums subsidized..400% FPL

Someone making $20K per year does not qualify for medicaid.
Their premium will be $1021 per year ($85/month)
But their out of pocket costs are $3K

$25K year/$100 month/$5K out of pocket


$20K and $25K does not qualify you for medicaid.
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