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Old 04-07-2015, 09:32 PM
 
Location: Living rent free in your head
42,850 posts, read 26,285,621 times
Reputation: 34059

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Quote:
Originally Posted by HappyTexan View Post
LOL..there was an audit. There were all those investigative articles where TANF money was traced to those various ATMs.

And Congress passed this law in 2012. President Obama signed it.
This was historic because TANF money has never been restricted.
And being this was historic I'm surprised (NOT) that the major MSM sites didn't have blaring articles on it.


And now all states are mandated to restrict TANF money or face penalties and withholding of Fed money. The states are using the Fed language because the Fed got comments from the states on what to ban and put together this language which the states will use and be consistent in all states.

Obviously you "missed" this. The Fed did not admit to any welfare abuse. They just said there were "inconsistencies" in how welfare money was being spent

That's the Dems for ya !!!!

But you go ahead and keep blaming the Republicans for a law signed by Obama.

And as far as "swimming pools" is concerned..ATM withdrawls were traced to various water parks.
Not quite...the law states the following:
"States have flexibility in implementing the current law provision relating to casinos, adult
entertainment establishments, and liquor stores" Nothing about swimming pools and movie theaters. I bet a welfare recipient in Kansas can buy a gun with their TANF money- can't make the NRA mad ya know
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Old 04-07-2015, 09:54 PM
 
Location: Barrington
63,919 posts, read 46,748,172 times
Reputation: 20674
Quote:
Originally Posted by HappyTexan View Post
Actually states have reported BILLIONS in fraud. These are not "poor people" going on cruises. These are people who have money and are scamming the system.
This cruise ship thing seems a tad sketchy. I cannot locate any reference to it in the actual law passed by Congress and signed by Obama in 2012. Have you found something that has eluded me?

Some states included cruise ships and some did not.

One online source makes references to 14 instances mostly on 2-3 day cruises out of Miami. Other sources claim it's urban GOP legend.

If one lives within driving distance to the MIA port it's quite possible to cruise last minute for next to nothing, especially when passengers are intent on stiffing the crew on gratuities. Cruise lines typically require passengers to use a credit card to board or pay a cash deposit upfront to cover potential bar bills. This would require the passenger to have cash on hand before they board.

In contrast, California is acutely aware that some use EBT to make withdrawals near the Las Vegas strip because most casinos will not accept EBT in their ATMs.

Then there's the whole theft of card scam, whereby the beneficiary claims their card was stolen. How does the thief get the pin? Too bad. So sad.

I wonder what percentage of ATM withdrawals are made at questionable sources. I would imagine it varies by state.

All these state laws seem more form than substance. Nothing precludes someone from withdrawing EBT funds at Walgreens before hitting the liquor store.

Lastly, are baby moms denying their kids so they can givie their EBT cards and pins to men who then hit strip joints?
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Old 04-07-2015, 10:04 PM
 
Location: Barrington
63,919 posts, read 46,748,172 times
Reputation: 20674
Quote:
Originally Posted by TheDusty View Post
Why don't they just make a law that makes clear what food stamps can be used for instead of making a bunch of separate laws that state things that food stamps obviously shouldn't be used for.

I mean, the name implies the purpose is to purchase food... so saying 'you can't buy a cruise with this' seems utterly stupid. It's like putting a 'warning: HOT' sticker on a coffee that is obviously going to be hot.

Buy food (excluding alcohol) and necessary items for health, like some medications, toiletries, and basic house hold items. It's not that hard to figure out what the average poor person on food stamps will need to prioritize their spending on. Food is priority number one, then basic hygienic things like soap and tooth paste. Like, seriously... why has this not been done yet? Shouldn't that have been the first thing they did when creating food stamps? Or were food stamps originally supposed to act as a substitute for money? And if so, why not just give them cash?

SNAP benefits can only be used to purchase food. You can't use it at an ATM to withdraw cash. You cannot use SNAP to buy paper products, including diapers or toiletries.

TANF benefits are cash.

Some state load both SNAP and TANF onto the same EBT card. If you recieve $100 SNAP and $100 TANF benefits, once you deplete the $100 cash balance , the card can only be used for qualified food items.
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Old 04-07-2015, 11:18 PM
 
Location: Free From The Oppressive State
30,253 posts, read 23,737,137 times
Reputation: 38639
You can, however, use a food stamp card, (EBT), to purchase food at the store, and some states allow you to get cash off of that card, NOT TANF money, food money. The food stamp money is only for food, and not prepared food at the deli. On a cruise, you've already paid for the food when paying for the cruise, but when paying for the cruise, it is not viewed as "paying for food". So how does one go about using an EBT card with ONLY money for food on it on a cruise line, where you don't pay for the food once you're on the ship?
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Old 04-08-2015, 12:11 AM
i7pXFLbhE3gq
 
n/a posts
Quote:
Originally Posted by Three Wolves In Snow View Post
You can, however, use a food stamp card, (EBT), to purchase food at the store, and some states allow you to get cash off of that card, NOT TANF money, food money.
Surely you can name one of these states.

http://www.fns.usda.gov/sites/defaul...eet_011613.pdf
Quote:
SNAP benefits cannot be converted into cash, and are NOT used in casinos or on cruise ships.***
 SNAP benefits can only be used to purchase food at authorized retailers, and USDA has not
authorized any casinos or cruise ships to accept SNAP benefits.
 SNAP benefits can never be withdrawn as cash. Many States allow clients to use a single EBT card
to access SNAP as well as cash benefit programs such as Temporary Assistance for Needy Families
(TANF).**In most States, cash benefits from other programs can be accessed through ATMs.***
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Old 04-08-2015, 01:30 AM
 
Location: South Texas
4,248 posts, read 4,162,816 times
Reputation: 6051
Quote:
Originally Posted by rugrats2001 View Post
1. A LOT of so-called 'local' utilities no longer have offices in every city, town or hamlet that they do business in. The only places you can pay your bills are on-line, throught the mail, or at a local store that accepts payments as a third party convenience. These store only accept cash or checks for these payments.
Thanks for underscoring my previous point about the inconvenience of not having a checking account: it's impossible to make payments online or through the mail if you can't write a check or enter the card number of the debit card that is linked to your checking acct.



Quote:
Originally Posted by rugrats2001 View Post
2. Many poor have failed credit, which means they can't get a checking account at all, free or not, without having money deposited in the bank to back it up. No money, no checks.
Anytime I've ever opened a deposit account, the credit union has never checked my credit or verified assets (I'm not asking for a loan, after all), they simply asked for my ID and an opening deposit. The required minimum balance varies, usually from $5 to $25.
The point of a credit check is to determine the risk a bank faces if they choose to lend money to an applicant. But a checking account is the opposite of a loan, in that the bank assumes no risk in allowing a customer to deposit funds. Thus, there is no reason to check credit or verify the assets of someone who wants to open a deposit account.



Quote:
Originally Posted by rugrats2001 View Post
2. Thank you, Marie Antoinette. Your fee-free checking is not available to the working (or non-working) poor, nor are free accounts that offer free check cashing or any other banking services. Banks only offer these services to customers that they can make a profit on in other ways. No money, no profit.
How you gonna expect people to take financial advice from you when you can't even count to 3?!? No-fee checking is indeed available to the poor (I should know, I have a no-fee checking account).



I just went to Bank of America's website to see what kind of free checking account they offer. From their website at https://www.bankofamerica.com/deposi...ing-account.go:

Quote:
No monthly maintenance fee when you meet one of the following requirements each monthly statement cycle:
  • Have at least one qualifying direct deposit of $250 or more; or
  • Maintain an average daily balance of $1,500 or more; or
  • When you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts)
Otherwise, $12 monthly maintenance fee.
Almost every working person in the US receives a DD of $250 or more, assuming weekly pay.
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Old 04-08-2015, 02:02 AM
 
Location: interior Alaska
6,895 posts, read 5,862,705 times
Reputation: 23410
Kansas must be some kind of paradise if their legislature has time to waste on unrealistic crap like this.
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Old 04-08-2015, 02:28 AM
 
Location: South Texas
4,248 posts, read 4,162,816 times
Reputation: 6051
Quote:
Originally Posted by 2sleepy View Post
you don't consider a family getting $429 a month to be totally destitute?
Unless every family member is physically and mentally handicapped such that none of them are capable of performing any kind of work at all, there's no excuse for "a family getting $429 a month."


"Anyone who does not provide for their relatives, and especially for their own household, has denied the faith and is worse than an unbeliever." 1 Timothy 5:8 NIV

Notice that it doesn't say "can not," it says "does not."

https://www.biblegateway.com/passage...A8&version=NIV
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Old 04-08-2015, 03:36 AM
 
27,307 posts, read 16,226,860 times
Reputation: 12102
Quote:
Originally Posted by TheDusty View Post
Why don't they just make a law that makes clear what food stamps can be used for instead of making a bunch of separate laws that state things that food stamps obviously shouldn't be used for.

I mean, the name implies the purpose is to purchase food... so saying 'you can't buy a cruise with this' seems utterly stupid. It's like putting a 'warning: HOT' sticker on a coffee that is obviously going to be hot.

Buy food (excluding alcohol) and necessary items for health, like some medications, toiletries, and basic house hold items. It's not that hard to figure out what the average poor person on food stamps will need to prioritize their spending on. Food is priority number one, then basic hygienic things like soap and tooth paste. Like, seriously... why has this not been done yet? Shouldn't that have been the first thing they did when creating food stamps? Or were food stamps originally supposed to act as a substitute for money? And if so, why not just give them cash?
Like, seriously, why not just do away with welfare so people will actually be forced to get a job to like, seriously pay for their own stuff.
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Old 04-08-2015, 04:49 AM
 
Location: 57
1,427 posts, read 1,185,933 times
Reputation: 1262
Quote:
Originally Posted by Frostnip View Post
Kansas must be some kind of paradise if their legislature has time to waste on unrealistic crap like this.
Palm trees and everything, but I don't quite get where these cruise ships dock in Kansas.
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