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Because other services need not provide them to those w/o demonstrated ability to pay.
But they are also choices one makes. Getting sick is not.
So to further the obvious here. If I make a conscience choice to buy a car I can not afford, I should be able to charge that off to bankruptcy but if I get cancer which I want no part of, I should not?
There is no way to profit off of health care for seniors. None. All old people have health issues. Anyone with half a brain cell should know this.
I am not counting on Social Security being around when I’m older, but I am damn well counting on Medicare. My husband and I will have no choice, as much as it would break my heart, but to move abroad if republicans successfully repeal Medicare and replace it with privatized plans. Paying 6-10K a month for privatized healthcare as a senior is just not feasible.
Thats part of why the American system is so broken. People dont go to the doctor in fear of the costs and wait until it is 50 times as serious and 50 times more expensive. As you say, the republican "pay your own way" is just a phony gimmick, as Americans pay for all the people who dont bother to pay insurance even if they can afford it and Republicans do nothing about it.
In addition, thousands of useless "billing clerks" in a administrative maze which single payer systems dont have and letting big pharma rip off the people.
You also refuse to answer why you would revolt if your employer pays 8.5% in a employer payroll tax instead of 9% for an insurance premium.
I wouldn't revolt. But millions who don't have employer-sponsored insurance would revolt. There is a difference between a negotiated benefit and a statutory payroll tax.
A $12/hr employee costs the same to insure as a $25/hr employee. As a percent of payroll, the average family premium is higher than 12%. In California the average family premium is $16,200. The average individual plan is $6,200.
Ignore all other taxes. $6.2/$24k > $6.2/$50k. It's about dollars AND percentages. Many lower income families are offered employer insurance and simply pass because the premium is too large as a percent of income. A $24k/year employee would pay 33% of his after-tax income to fully fund the average individual plan. Assume the employer is sponsoring 70%, which is the current national average. He would pay ~10% of his after-tax pay. The percent decreases as income increases, making the tax regressive. It's why millions didn't have insurance even when it was offered. It's why millions chose the penalty over the ACA even with subsidies.
Everyone wants single payer except when they have to contribute. The Feds have done countless studies. If we suddenly implemented a new payroll tax of 12% on every American, some would see no change. Millions of the lowest earners who currently pay zero would revolt.
As long as you can show them how much they spend on healthcare now vs what the tax will be it should work. When I have run the numbers before it comes out pretty good for those making less then 200K.
For professionals it probably works out pretty good. Do the math for a clerk at Walmart.
So you're saying that once we exclude the payroll tax we pay for medical care, then there is no payroll tax for medical care.
Very clever.
The thread is on Obamacare. There is currently no payroll tax like they have in countries that have UHC, which is exactly what I stated: a new payroll tax and an increase in the current Medicare tax.
Look what happened to Obama's hope and change. Ain't nothing changing much when the ones who want change are about equally divided between right and left. Any significant cuts in SS and Medicare would result in losses for the Republican Party.
Risk averse. All millennials I know have health insurance, and purposely chose careers which feature employers offering quality coverage.
Thats because obamacare ruined private plans for young people.
I'm not kidding, it went from $75/mo to $500/mo
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