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It was affordable before ACA....
No deductible to be met.
Premiums weren't killer...
Many different insurance companies and policies to choose from.
Was optional to have... Not mandatory. Not a fine or taxable offense if you chose not to have it...
So why can't it go back to that?
There were tens of millions that it was not affordable for.
A lot of working people can't afford it...Of course poor people like it they're either on Medicaid or their monthly payment is only like 40 bucks a month due to only making 20k a year or something. Meanwhile they have a 900 dollar cell phone and an over 100 dollar a month cell phone payment, then they waddle into Wal-Mart to buy their cigarettes and snack cakes. What a crock.
The system relies on healthy people signing up for it and not using it, and funding it.
That is a myth. I do not know any poor people with nine hundred dollar cell phones. That isn't even logical...that exceeds the monthly income of most poor people...where would they come up with that much money for a phone? If you are talking about the fact that they have smartphones...companies like Boost and alCricket are offering VERY good smartphones for under a hundred dollars. Those aren't nine hundred dollar phones you are seeing. And some kind of internet connection is pretty necessary today...most employers, for instance, now require that to even submit an application. Most have cell phone plans that are less than a hundred dollars...about thirty to forty dollars is probably the average for that group. Boost and Cricket don't even have hundred dollar plans. And while they may spend some money on sweets...i don't know of anybody who is poor who doesn't spend most of their money on basics. A lot of the obesity comes from having to rely on cheap unhealthrly options such as canned processed foods, mac and cheese, etc when money is low.
the USA has the highest costs by far, significantly poorer health outcomes, while leaving millions without. Why?
answer:
1. gluttony
2. sexual perversions everywhere, plus unprotected sex
3. alcoholism
4. lack of safe, useful & effective Science education in public school systems
5. Big-pharma companies owning the US medical school's curriculum
6. The American Medical Association's century-long indoctrination... of the American populace
7. Insurance companies also want to keep their profits sky-high, same as #5, & #6.
8. So, after the above insanities, you want to legally enFORCE "universal health care in some form" ??
9. & worst of all indoctrinated...national DRUG-dependence. An addict is a person who depends on one drug, or poly-pharmacy on a regular basis, often more than one daily & perpetually. How many US-citizens fit in this category?
via such drug-dependence, How many US-citizens have their 'symptoms DRUG-managed' ?
Those abysmal practices are killing... the country, faster than yet other factors.
==
The only thing that will work, is major societal overhaul:
For starters, get the government, & doctors OUT of every person's decision-making process...
If you're trying to say the hospitals/insurance lobbies wouldn't allow it, you would be correct.
Yes, that was exactly my point. Obviously you know the truth, but I wanted to see if Natalie either:
A. Lacked that truthful knowledge that you posted above.
or
B. Possessed the same knowledge you posted above, but would refused to post it because of the light it sheds on Democrats.
We'll never know if A or B = the case.
IMO, saying 'Democrats wanted single payer', as Natalie did, is disingenuous because if they wanted it ENOUGH they would have done it and given the hospitals/insurance lobbies the middle finger.
Quote:
ACA is far better than what existed previously. No preexisting exclusion, no lifetime caps, Medicaid expansion
In your opinion. Different people have different definitions of what constitutes better. To some of us better = more freedom, and not the government telling us what we have to buy.
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which brought health care for the first time to over 10 million impoverished people.
No. As discussed in other threads, it brought health insurance to those people...not necessarily health care. It brought heath care to some of them.
Those 'some' might have fewer qualms about going to the doctor (than people on metal (bronze, etc) exchange plans and equivalent private plans) because people on Medicaid don't have to satisfy a deductible like people on unsubsidized metal plans do. Why should tax dollars (which people on unsubsidized metal plans contribute to) go to pay for a plan without a similar deductible structure for impoverished people ?
Quote:
Over 65% of the registered voters want the ACA improved - not repealed.
Sad that people care more about wanting to be coddled than about freedom and liberty.
Many see a day of reckoning when entitlements will have to be cut...because of the percentage of the budget they will swallow.
Loss rates are what determine insurance premiums whether it be homeowners, auto, life. A risk pool that covers all spreads the risk and lowers premiums.
Yes, directly re the other types of insurance you mention. I assumed the same was true directly re health insurance, but don't currently. CD poster middle-aged mom has posted some pretty substantive posts (last year??) that show the many other more indirect (not specific to one person) factors that contribute to setting premiums.
My best friend has Lupus, her daughter has scleorderma which is deadly. They were denied insurance. There are only a few doctors who specialize in this disease so they had to travel out of state. So yes I supported it because no one should be denied insurance for predetermined issues
You keep doing a combination of moving the goalposts, changing the subject, and not answering the questions .
My main point was that your first post in this particular back and forth is a progressive talking point and shouldn't be believed at face value. The '$2,500 less' talking point was a different one (than the one you brought up at the beginning of this particular back and forth) and it was a lie. Obama lied. IMO, this lowered the credibility of progressive lawmakers re this subject. Every progressive talking point on this subject should be taken with a grain of salt the size of a 25lb medicine ball used during workouts.
The rest of the world agrees with you - and is laughing at our stupidity for not implementing national health coverage for all. EVERYONE needs to be covered, payment either via VAT and/or taxes, just like Medicare.
I did an analysis on another forum. Canadians - between taxes and incidental health care costs - pay about $10k/yr LESS than Americans, with a lot less worry and hassle.
What we've got here is - FREEDUMB.
Nope.
Depends on what one thinks is more important....the aggregate statistics for a whole society, or true freedom, liberty, and the ability to unabashedly pursue securing perks and paying for them yourself.
There have been parts of various threads discussing the low tolerance of Americans re waiting to have procedures, where in contrast people in other countries have been conditioned to wait....as if there is something wrong with being impatient in this particular sphere of life......Newsflash: There isn't.
In 2010, the Premier of the Canadian province of Newfoundland and Labrador, known as 'Danny Millions', came to the U.S. for heart surgery........
Wrong. Our plans had no caps, annual nor lifetime.
3 employers were self-insured, btw.
We did have re-insurance on high $ extreme claims (top 1%).
Our typical employee max cost was $1,500 family out of pocket a year.
PS: We could not see who filed our large claims, nor did we care.
When did you actually last have your plan? The ACA started in 2010, long before the exchanges. From that time, many of the abuses were outlawed.
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than yet other factors.
Pot meet kettle. 
