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None of the legislation in the Congress does as you desire.
Therefore, we are talking about reality - what is happening today - not your future fantasies
Bill isn't law yet, but you're talking complete fantasy that undocumented workers (they may or may not be here illegally) will not be covered under all contingencies -- they will.
Permit me a question - do you want to cover those in the country illegally?
To quote Rlchurch from post #175
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They are already covered. It's a matter of medical ethics. You can treat them in a low cost clinic or in an emergency room, but people aren't left out in the street to die
Bill isn't law yet, but you're talking complete fantasy that undocumented workers (they may or may not be here illegally) will not be covered under all contingencies -- they will.
The bill the Dems are PUSHING does not cover those in the country illegally. The American people do not want those here illegally covered.
The only health care they would be provided is emergency, life saving to stabilize them.
Permit me a question - do you want to cover those in the country illegally?
Those in this country illegally can still spread communicable diseases. Covering them for basic health and immunizations is a matter of public health! Even the insurance companies would agree with this!
Providing life saving care is different - much different, than "general" health insurance such as what you might have - covering doctors visits, meds etc.
The question to you, again is, do you want to cover those in the US illegally, with the same type of health insurance as everyone gets?
How much are you willing to pay for your health insurance?
I believe households (with acception of the poor) should pay at least 10% of their income toward coverage. Of course you would cut off the 10% at a certain level. For example, in the UK the NHS tax that they pay toward health care leaves a set amount in the beginning untaxable. Then the remainder above tax free amount ( I'm going to say it's like $2,000 (well pounds) ..something like that) is taxed at 10% up to I believe 70pounds. Anything over 70 pounds is taxed at 1%.
Seems fair enough.. 10% of your total household income should go toward medical. So if you make 60K a year your total family coverage should be $6,000 / year.
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How much are you willing to pay for a doctors visit?
I'd say anywhere from a $20 copay to $40 copay is quite fair. And to add in their should be a min of maybe $10 copay on prescriptions.. max $40 depending on the drug.. like the tier system similar to what some private insurance has.
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How much are you willing to pay for a hospital stay?
Hospital stays can become quite expensive.. and so perhaps there should be a max of say $1,000 to $2,000 a year should someone inthe family fall ill and be hospitalized. Beyond that full coverage.. and again.. woudl depend on yoru financial situation.
There.. are you happy now.. someone answered your question.
See..those looking for a UHC are NOT looking for FREE healthcare.
EVeryone SHOULD pay for their health care based on how much they actually CAN afford.
22% of a families income toward premiums ALONE , not to mention copays and deductables is NOT sustainable... not for the familes and definately not for the businesses that employ them. THat 22$% figure, which is $12K /year for a family of four at the average U.S household income at $56/year is average that Employers pay for employees.... it's even more on the individual market.
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