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Old 11-21-2009, 01:06 PM
 
5,715 posts, read 15,046,738 times
Reputation: 2949

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There is GOOD reason to mandate how companies handle health insurance benefits.

 
Old 11-21-2009, 01:19 PM
 
Location: On Top
12,373 posts, read 13,196,047 times
Reputation: 4027
Quote:
Originally Posted by ZGACK View Post
Found on youtube. No wonder the future of this country looks so bleak. (2 min vid).


http://www.youtube.com/watch?v=t6VMmEqTKio
Couldn't agree with you more!


http://www.youtube.com/watch?v=oCesaJ479Vw
 
Old 11-21-2009, 01:21 PM
 
Location: On Top
12,373 posts, read 13,196,047 times
Reputation: 4027
Arkansas Democratic Senator Blanche Lincoln Will Vote Yes For Health Reform Debate. Giving Democrats 60 Votes For Debate To Start - 11/21/09


http://www.youtube.com/watch?v=Iw1-ve98VmA
 
Old 11-21-2009, 03:57 PM
 
Location: Right where I want to be.
4,507 posts, read 9,064,272 times
Reputation: 3360
Quote:
First off.. please direct me to where Doctors on this panel were recommending not to do self breast exams.. or were you listening to some crap some clown on FOX was regurgitating? That's the only place I could think of where you would get the nonsense that they were talking also about self breast exams Cause all the news reports.. local news reports, I have been watching talked about MAMMOGRAMS.. NOT about self breast exams. Also, all the articles on the net also refer ONLY to mammograms!!
Thank you for demonstrating why Americans in general are so ignorant and uniformed. You trust the media too much TM. If you want the real info....GO TO THE SOURCE!!

Quote:
Breast Self-Examination
One study indicated that anxiety was not a concern with BSE. The 2 available trials indicated that more additional imaging procedures and biopsies were done for women who performed BSE than for control participants.
........
The USPSTF recommends against teaching breast self-examination (BSE).

......
The USPSTF recommends against the service. There is moderate or high certainty that the service has no net benefit or that the harms outweigh the benefits.
.........
Suggestions for Practice
Discourage the use of this service.
Here's the information but I won't give you a link for it. Consider it homework....find it yourself and read the actual recommendations instead of what the media is feeding you.

It also says that while they have not enough evidence to nix clinical exams (when your doc does a manual breast exam) they also suspect those are either a waste of time or 'cause harm' as well...you know....harm....like when they find a lump and then they have to check it out, costing money and causing concern. If they stop LOOKING for lumps then there is no 'harm'. BRILLIANT!!
 
Old 11-22-2009, 06:12 AM
 
Location: Tampa Florida
22,229 posts, read 17,858,215 times
Reputation: 4585
I wonder why people continue to beat this dead issue into the ground. I guess they are just trying to perpetuate irrational fears, Fears that they, themselves, probably don't have. It's just the current attack orders they are getting from their handlers.
 
Old 11-22-2009, 04:22 PM
 
Location: Oxygen Ln. AZ
9,319 posts, read 18,749,757 times
Reputation: 5764
Cool. Free bandaids and nachos for all.
 
Old 11-23-2009, 11:00 PM
 
198 posts, read 261,997 times
Reputation: 325
I am self employed and have Health Insurance that will cover me as long as I can make the payments. If I get sick and can not make the premium I will be cancelled. Left with no insurance after years of paying high premiums when I was healthy and didn't need it. My premiums are now 858.00 per month with a deductible of 2500.00 My premiums will increase in January. And I know when I really need it it will not be there. Maybe I just should drop it and take my chances.
I cannot see the hang up about government insurance. The government provides insurance now to the high risk population of the country. The insurance companies are for profit companies they do not make money covering high risk persons and those that cannot pay. Their business model is to reduce risk. Because of that model the government(us) is responsible for those that the insurance companies cast aside as unprofitable such as older people. They are high risk. Do you think the elderly are a desirable market for the insurance companies? No! Thus the government(us) provides Medicare for the elders. If you are poor you are a high risk and if you can't afford the monthly premium the insurance company definitely will not cover you. Thus the government(us) provides Medicade. Been in the military, Insurance companies are not that thrilled about you either. May have a hidden pre exisiting condition thus the Government(US) provides VA insurance.
The insurance companies have a great situation. The Government(US) takes the risky population and the insurance companies covers the profitable population. A sweet deal for the Insurance companies. Thats what happening now! You don't hear the insurance companies or their politicians complaining about unfair competition from the goverment when its offering insurance to the high risk groups. They want no part of it. Bad for profits.
IF things remain as they are (no health insurance reform/no public option) I advise that if you are middle class and approaching your Seventy birthday or have a chronic condition that will only get worse to start moving your assets that you work so hard for in life out of your name and put them in a child or some other trusted person name. Get that real estate moved you may even consider divorcing your spouse of fifty years because you are gonna want and need that socialist government insurance but you will need to be poor and destitutue to get it if you don't get health reform now.
 
Old 11-24-2009, 06:04 AM
 
Location: Tampa Florida
22,229 posts, read 17,858,215 times
Reputation: 4585
Quote:
Originally Posted by crider View Post
I am self employed and have Health Insurance that will cover me as long as I can make the payments. If I get sick and can not make the premium I will be cancelled. Left with no insurance after years of paying high premiums when I was healthy and didn't need it. My premiums are now 858.00 per month with a deductible of 2500.00 My premiums will increase in January. And I know when I really need it it will not be there. Maybe I just should drop it and take my chances.
I cannot see the hang up about government insurance. The government provides insurance now to the high risk population of the country. The insurance companies are for profit companies they do not make money covering high risk persons and those that cannot pay. Their business model is to reduce risk. Because of that model the government(us) is responsible for those that the insurance companies cast aside as unprofitable such as older people. They are high risk. Do you think the elderly are a desirable market for the insurance companies? No! Thus the government(us) provides Medicare for the elders. If you are poor you are a high risk and if you can't afford the monthly premium the insurance company definitely will not cover you. Thus the government(us) provides Medicade. Been in the military, Insurance companies are not that thrilled about you either. May have a hidden pre exisiting condition thus the Government(US) provides VA insurance.
The insurance companies have a great situation. The Government(US) takes the risky population and the insurance companies covers the profitable population. A sweet deal for the Insurance companies. Thats what happening now! You don't hear the insurance companies or their politicians complaining about unfair competition from the goverment when its offering insurance to the high risk groups. They want no part of it. Bad for profits.
IF things remain as they are (no health insurance reform/no public option) I advise that if you are middle class and approaching your Seventy birthday or have a chronic condition that will only get worse to start moving your assets that you work so hard for in life out of your name and put them in a child or some other trusted person name. Get that real estate moved you may even consider divorcing your spouse of fifty years because you are gonna want and need that socialist government insurance but you will need to be poor and destitutue to get it if you don't get health reform now.
I wish more people would see this reality you are describing. The need for reform is dire. The current reform bills are costly, primarily because the Republicans chose not to get involved in the development process when, we Americans, needed their help. But the process will continue and a bill will be signed. Public Option, maybe not yet. Perhaps, after it is triggered, if it is in the bill there is little doubt it will be triggered. We will slowly start taking the steps needed for our future, although the cost will be much higher than it needs to be.
 
Old 11-24-2009, 08:04 PM
 
7,931 posts, read 9,156,295 times
Reputation: 9351
Quote:
Originally Posted by crider View Post
I am self employed and have Health Insurance that will cover me as long as I can make the payments. If I get sick and can not make the premium I will be cancelled. Left with no insurance after years of paying high premiums when I was healthy and didn't need it. My premiums are now 858.00 per month with a deductible of 2500.00 My premiums will increase in January. And I know when I really need it it will not be there. Maybe I just should drop it and take my chances.
I cannot see the hang up about government insurance. The government provides insurance now to the high risk population of the country. The insurance companies are for profit companies they do not make money covering high risk persons and those that cannot pay. Their business model is to reduce risk. Because of that model the government(us) is responsible for those that the insurance companies cast aside as unprofitable such as older people. They are high risk. Do you think the elderly are a desirable market for the insurance companies? No! Thus the government(us) provides Medicare for the elders. If you are poor you are a high risk and if you can't afford the monthly premium the insurance company definitely will not cover you. Thus the government(us) provides Medicade. Been in the military, Insurance companies are not that thrilled about you either. May have a hidden pre exisiting condition thus the Government(US) provides VA insurance.
The insurance companies have a great situation. The Government(US) takes the risky population and the insurance companies covers the profitable population. A sweet deal for the Insurance companies. Thats what happening now! You don't hear the insurance companies or their politicians complaining about unfair competition from the goverment when its offering insurance to the high risk groups. They want no part of it. Bad for profits.
IF things remain as they are (no health insurance reform/no public option) I advise that if you are middle class and approaching your Seventy birthday or have a chronic condition that will only get worse to start moving your assets that you work so hard for in life out of your name and put them in a child or some other trusted person name. Get that real estate moved you may even consider divorcing your spouse of fifty years because you are gonna want and need that socialist government insurance but you will need to be poor and destitutue to get it if you don't get health reform now.
The problem for the self employed (sole proprietors particularly) in this reform plan is that we will be forced into the public option which the CBO has already claimed will be more expensive that private plans.

No one in their right mind thinks everything is perfect now. The question becomes will this particular bill cause more problems than we have now? Many people who live in cheaper to insure states will have a rude awakening when they see the premiums required to have a policy with no preexisting conditions for all in the current set up. Public option plans aren't schueled until 2013 Can you imagine the huge increase in premiums we will be paying until then? I'm up over 30% just compared to last year.The goverment regulates many things now, why couldn't a simple bill be constructed that limits premium increases and prevents preexisting conditions without needing 2,000 pages of pork (particularly that BS Louisiana bribe)?

Last edited by NSHL10; 11-24-2009 at 08:28 PM.. Reason: sp
 
Old 11-24-2009, 08:08 PM
 
Location: Great State of Texas
86,052 posts, read 84,495,743 times
Reputation: 27720
Quote:
Originally Posted by fopt65 View Post
The problem for the self employed (sole proprietors particularly) in this reform plan is that we will be forced into the public option which the CBO has already claimed will be more expensive that private plans.

No one in their right mind thinks everything is perfect now. The question becomes will this particular bill cause more problems than we have now? Many people who live in cheaper to insure states will have a rode awakening when they see the premiums required to have a policy with no preexisting conditions for all in the current set up. Public option plans aren't schueled until 2013 Can you imagine the huge incraese in premiums we will be apying until then? I'm up over 30% just compared to last year.The goverment regulates many things now, why couldn't a simple bill be constructed that limits premium increases and prevents preexisting conditions without needing 2,000 pages of pork (particularly that BS Louisiana bribe)?
Actually to get even more simple...just expand medicaid to include whoever wants to join until they could do a real reform bill.

This bill is just a subsidy to current insurance off the backs of taxpayers.
Nothing to prevent insurers from raising rates each year like they do now.

BTW..my health insurance is up 15% for next year as I just did my 2010 enrollment..same plan I had last year.
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