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Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
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Averages don't mean too much without the standard deviation. There can be a lot of disparity from the average. I worked with a woman who finally retired at age 84, went into assisted living the next week, and died a month later. Then there is my mother-in-law, who we put into an adult family home at age 83, and she died there at age 95, so 12 years later. My Mom is now 93 and is still in an apartment, not assisted living, though they do provide one meal a day and have emergency pull cords in the rooms.
My Dad was in a Nursing Home for 3 years past his major stroke. Died at age 79.
My Mom was kept at her home, for 2 years after her major stroke. Died at age 81.
My Older Sister was in a Nursing Home for 4 months before her demise from multiple issues. Died at age 69.
Average? What good does that do for the individual? Depending on how this "average" is generated, something like 50% will reside in places like that for more or less time.
Last edited by Parnassia; 04-08-2023 at 06:59 PM..
Google says 4% of people over 65 are in nursing homes, plus 2% in assisted living. So 94% of us hopefully won't need to move to one.
My grandpa & father in law were in nursing homes less than a year then passed away. No one else.
except those stats are a generation old .
the insurers thought those old stats were accurate ..far from it
most insurers pulled out of the long term care business because they can’t build accurate models for boomers who have not reached the sweet spot for care and already usage both in a facility and home are way way more then they thought
the insurers thought those old stats were accurate ..far from it
most insurers pulled out of the long term care business because they can’t build accurate models for boomers who have not reached the sweet spot for care and already usage both in a facility and home are way way more then they thought
Do you think the percentages will change or just that the number of boomers is just higher?
The other thought, are we healthier than earlier generations because we have more info and better preventative care? Can we plan better to try and avoid going into assisted living or a nursing home?
Do you think the percentages will change or just that the number of boomers is just higher?
The other thought, are we healthier than earlier generations because we have more info and better preventative care? Can we plan better to try and avoid going into assisted living or a nursing home?
unlike previous generations family taking care of someone needing care is dramatically down as both people in a couple need to work .
those with insurance tend to use insurance for care
many like my father were taken care of off the grid …health care workers down in florida would take people like my dad in their home and provide 24/7 care at a lower price then a skilled nursing facility .
so even a lot of the previous usage went uncounted.
in home care has been sky rocketing too for insurers
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