Estimated median household income in 2007: $126,769
| This zip code: | $126,769 | | New Jersey: | $67,035 |
Nearest zip codes: 07423, 07452, 07432, 07463, 07506, 07410.
Ridgewood Zip Code Map
Housing units in zip code 07450 with a mortgage: 4,920 (457 second mortgage, 860 home equity loan, 22 both second mortgage and home equity loan)
Houses without a mortgage: 1,589
Median monthly owner costs for units with a mortgage: $3,767
Median monthly owner costs for units without a mortgage: $1,301
Residents with income below the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 8.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.4% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 7.7 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.8 |
Year house built: |
|
- 1999 to March 2000: 28
- 1995 to 1998: 20
- 1990 to 1994: 81
- 1980 to 1989: 407
- 1970 to 1979: 287
- 1960 to 1969: 792
- 1950 to 1959: 2,234
- 1940 to 1949: 1,139
- 1939 or earlier: 3,814
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Bedrooms in owner-occupied houses in Ridgewood, NJ (07450): |
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- no bedroom: 0
- 1 bedrooms: 118
- 2 bedrooms: 475
- 3 bedrooms: 2,478
- 4 bedrooms: 2,538
- 5 or more bedrooms: 1,271
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 87
- 1 bedrooms: 639
- 2 bedrooms: 625
- 3 bedrooms: 255
- 4 bedrooms: 110
- 5 or more bedrooms: 7
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Vehicles available in 07450 zip code in owner-occupied houses/condos: |
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- no vehicle: 177
- 1 vehicle: 1,346
- 2 vehicles: 4,111
- 3 vehicles: 993
- 4 vehicles: 173
- 5 or more vehicles: 80
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 239
- 1 vehicle: 871
- 2 vehicles: 551
- 3 vehicles: 55
- 4 vehicles: 0
- 5 or more vehicles: 7
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 07450:
- $40,000 to $49,999: 3
- $50,000 to $59,999: 3
- $60,000 to $69,999: 6
- $70,000 to $79,999: 13
- $80,000 to $89,999: 1
- $90,000 to $99,999: 7
- $100,000 to $124,999: 8
- $175,000 to $199,999: 19
- $200,000 to $249,999: 24
- $250,000 to $299,999: 21
- $300,000 to $399,999: 152
- $400,000 to $499,999: 581
- $500,000 to $749,999: 1,830
- $750,000 to $999,999: 1,569
- $1,000,000 or more: 2,432
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Rent paid by renters in 2007 in zip code 07450:
- Less than $100: 21
- $100 to $149: 11
- $150 to $199: 23
- $200 to $249: 20
- $250 to $299: 13
- $300 to $349: 14
- $350 to $399: 10
- $450 to $499: 2
- $500 to $549: 13
- $550 to $599: 3
- $600 to $649: 19
- $650 to $699: 14
- $700 to $749: 21
- $750 to $799: 21
- $800 to $899: 133
- $900 to $999: 426
- $1,000 to $1,249: 982
- $1,250 to $1,499: 944
- $1,500 to $1,999: 773
- $2,000 or more: 421
- No cash rent: 57
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Median price asked for vacant for-sale houses and condos in 2007: $936,182.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $874,982
- Black or African American householders: $530,621
- Asian householders: $712,226
- Some other race householders: $776,086
- Two or more races householders: $530,178
- Hispanic or Latino householders: $712,004
Estimated median house or condo value in 2007: $846,904 (it was $382,000 in 2000)
| 07450: | $846,904 | | New Jersey: | $372,300 |
Lower value quartile - upper value quartile: $548,615 - $1,142,135
Mean price in 2007:
Detached houses: $916,315| Here: | $916,315 | | State: | $452,919 |
Townhouses or other attached units: $763,470| Here: | $763,470 | | State: | $310,364 |
In 2-unit structures: $674,071| Here: | $674,071 | | State: | $429,538 |
In 5-or-more-unit structures: $521,268| Here: | $521,268 | | State: | $309,003 |
Mobile homes: $306,818| Here: | $306,818 | | State: | $53,584 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,011
- One, attached: 134
- Two: 583
- 3 or 4: 230
- 5 to 9: 235
- 10 to 19: 123
- 20 to 49: 271
- 50 or more: 204
- Mobile homes: 11

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Means of transportation to work
- Drove a car alone: 7,856 (70%)
- Carpooled: 637 (6%)
- Bus or trolley bus: 703 (6%)
- Subway or elevated: 16 (0%)
- Railroad: 1,032 (9%)
- Ferryboat: 23 (0%)
- Taxi: 6 (0%)
- Bicycle: 19 (0%)
- Walked: 278 (2%)
- Other means: 29 (0%)
- Worked at home: 649 (6%)
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Travel time to work
- Less than 5 minutes: 222
- 5 to 9 minutes: 1332
- 10 to 14 minutes: 1116
- 15 to 19 minutes: 1184
- 20 to 24 minutes: 1240
- 25 to 29 minutes: 409
- 30 to 34 minutes: 904
- 35 to 39 minutes: 213
- 40 to 44 minutes: 341
- 45 to 59 minutes: 1022
- 60 to 89 minutes: 1912
- 90 or more minutes: 704
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Neighborhoods in zip code 07450:
Percentage of zip code residents living and working in this county: 56.5%
Household type by relationship
Households: 24,713
- In family households: 22,751 (5,496 male householders, 1,329 female householders)
6,083 spouses, 8,977 children (8,587 natural, 235 adopted, 155 stepchildren), 152 grandchildren, 58 brothers or sisters, 175 parents, 237 other relatives, 244 non-relatives
- In nonfamily households: 1,962 (611 male householders (537 living alone)), 1,146 female householders (1,052 living alone)), 205 nonrelatives
- In group quarters: 223 (169 institutionalized population)
Size of family households: 2,272 2-persons, 1,557 3-persons, 1,845 4-persons, 831 5-persons, 285 6-persons, 35 7-or-more-persons.
Size of nonfamily households: 1,589 1-person, 151 2-persons, 17 3-persons.
6,724 married couples with children.
567 single-parent households (91 men, 476 women).
81.0% of residents of 07450 zip code speak English at home.
3.4% of residents speak Spanish at home (71% very well, 11% well, 13% not well, 5% not at all).
7.7% of residents speak other Indo-European language at home (77% very well, 17% well, 5% not well, 2% not at all).
6.8% of residents speak Asian or Pacific Island language at home (61% very well, 25% well, 12% not well, 2% not at all).
1.1% of residents speak other language at home (78% very well, 21% well, 1% not well).
Foreign born population: 4,005 (16.1%)
(43.3% of them are naturalized citizens)
| This zip code: | 16.1% | | Whole state: | 17.5% |
Most common places of birth for the foreign-born residents:
- Korea (11%)
- Japan (9%)
- India (6%)
- United Kingdom (5%)
- Philippines (5%)
- Germany (4%)
- Canada (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 1,159
- 1990 to 1994: 684
- 1985 to 1989: 345
- 1980 to 1984: 459
- 1975 to 1979: 418
- 1970 to 1974: 160
- 1970 to 1974: 232
- 1965 to 1969: 548
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White population: 21,899
Black population: 409
American Indian population: 11
Asian population: 2,162
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 148
Two or more races population: 307

First ancestries reported:
|  Irish: 3997 |
|  Other groups: 3632 |
|  Italian: 3553 |
|  German: 2095 |
|  English: 1624 |
|  United States or American: 1109 |
|  Polish: 907 |
|  Russian: 752 |
|  Scottish: 530 |
|  Dutch: 446 |
|  Greek: 290 |
|  French (except Basque): 265 |
|  Arab:: 249 |
|  Scotch-Irish: 240 |
|  Eastern European: 188 |
|  European: 175 |
|  Swedish: 156 |
|  Norwegian: 155 |
|  Austrian: 130 |
|  Hungarian: 127 |
|  British: 120 |
|  Turkish: 112 |
|  Welsh: 109 |
|  Lebanese: 109 |
|  Swiss: 106 |
|  Armenian: 101 |
|  Czechoslovakian: 95 |
|  Ukrainian: 87 |
|  Iranian: 85 |
|  Australian: 74 |
|  Belgian: 73 |
|  West Indian (excluding Hispanic groups):: 73 |
|  Czech: 71 |
|  Canadian: 67 |
|  Lithuanian: 67 |
|  Slovak: 61 |
|  Danish: 59 |
|  Finnish: 55 |
|  Israeli: 54 |
|  Macedonian: 53 |
|  Serbian: 49 |
|  Romanian: 48 |
|  French Canadian: 43 |
|  Arab/Arabic: 39 |
|  Latvian: 39 |
|  Egyptian: 33 |
|  Albanian: 32 |
|  Jamaican: 32 |
|  Syrian: 30 |
|  Subsaharan African:: 26 |
|  African: 26 |
|  Croatian: 25 |
|  Iraqi: 25 |
|  Portuguese: 23 |
|  Cypriot: 22 |
|  Scandinavian: 16 |
|  Bahamian: 15 |
|  Barbadian: 13 |
|  Palestinian: 13 |
|  Brazilian: 12 |
|  Soviet Union: 10 |
|  Celtic: 7 |
|  Trinidadian and Tobagonian: 7 |
|  West Indian: 6 |
|  Yugoslavian: 6 |
|  Northern European: 5 |

Major facitilies with environmental interests located in this zip code:
- EXXON SERVICE STATION #32020 (10 GODWIN AVE in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008944, STATE CLEANUP SITE, NJEMS-51305100001, EPCRA, NJEMS-A0066, AIR PROGRAM
STATE MASTER (New Jersey environmental info) - NJEMS-29865800000, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: EXXON CO USA, EXXON MOBIL CORP
Alternative names: EXXON CO USA 32020, VILLAGE EXXON SERVICE STATION
- AMERADA HESS SERVICE STATION #30317 (465-475 GOFFLE ROAD in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-006666, STATE CLEANUP SITE, NJEMS-01549, AIR PROGRAM, NJEMS-27557900064, EPCRA, NJEMS-47518, National Pollutant Discharge Elimination System Permit, NJEMS-B0084, AIR PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: PETROLEUM BULK STATIONS AND TERMINALS; GASOLINE SERVICE STATIONS
Organizations: AMERADA HESS CORP, HESS CORP, HESS CORP (CONTACT/OWNER)
Alternative names: AMERADA HESS CORPORATION, AMERADA HESS STA 30317, HESS STATION 30317
- BEST CLEANERS & SHOE REPAIR (32 COTTAGE PL in RIDGEWOOD, NJ)
AIR MINOR (AIRS/AFS)
STATE MASTER (New Jersey environmental info) - NJEMS-93759800000, EPCRA, NJEMS-L0234, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING; NONCLASSIFIABLE ESTABLISHMENTS
- GOLDEN KIMS CLEANERS (76 N MAPLE AVE in RIDGEWOOD, NJ)
AIR MINOR (AIRS/AFS)
STATE MASTER (New Jersey environmental info) - NJEMS-69928900000, EPCRA, NJEMS-L0041, AIR PROGRAM, NJEMS-L0113,
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: GOLDEN KIMS CLEANERS INC
Alternative names: CORDE CLEANERS
- GETTY SERVICE STATION #56915 (51 N WALNUT in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-001739, STATE CLEANUP SITE, NJEMS-48222900000, EPCRA, NJEMS-95934, National Pollutant Discharge Elimination System Permit, NJEMS-A0448, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: GETTY PETROLEUM MARKETING INC, GETTY SERVICE CENTER
Alternative names: GETTY PETROLEUM CORP 56915
- EXXON SERVICE STATION #30105 (260 FRANKLIN AVENUE in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-008970, STATE CLEANUP SITE, NJEMS-01440, AIR PROGRAM, NJEMS-29198400005, EPCRA
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: AUTOMOTIVE REPAIR SHOPS
Organizations: EXXON CO USA, EXXON MOBIL REFINING & SUPPLY CO
Alternative names: EXXON CO USA 30105, EXXON COMPANY USA #30105
- OAK STREET COLLISION (70 OAK STREET in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-77970900000, EPCRA, NJEMS-G0055, AIR PROGRAM, NJEMS-NJD982542151, HAZARDOUS WASTE PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Organizations: COTTONE AUTO COLLISION, FRANK COTTONE AUTO BODY, JAME LLC (CONTACT/OWNER)
Alternative names: CATTONE AUTO COLLISION, FRANK COTTONE AUTO COLLISION & PAINTING
- BECKER BODY & FENDER CO INC (176 CHESTNUT STREET in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-18407800000, EPCRA, NJEMS-G0002, AIR PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
- FAIRWAY DODGE INC (44 FRANKLIN AVE in RIDGEWOOD, NJ)
STATE MASTER (New Jersey environmental info) - NJEMS-90830300000, EPCRA, NJEMS-030426, STATE CLEANUP SITE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: MOTOR VEHICLE DEALERS (NEW AND USED)
Organizations: FAIR JANE (CONTACT/OWNER)
- PROG 1-HEARING IMPAIRED (531 STEVENS AVE in RIDGEWOOD, NJ)
(National Center for Education Statistics) - STATE ID-030
Organizations: BERGEN CO SPECIAL SERVICE (SCHOOL DISTRICT)
Median worth of mobile homes: $334,159
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (77%)
- Fuel oil, kerosene, etc. (17%)
- Electricity (5%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 9479
- Northeast: 8037
- Midwest: 1213
- South: 1363
- West: 512
69% of the 07450 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 49% lived in this county.
Out of people who lived in different counties, 28% lived in New Jersey.
Population in 1990: 24,452. Population change in the 1990s: +484 (+2.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 179
| Here: | 4.9% | | New Jersey: | 13.2% |
Students in private schools in grades 9 to 12 (high school): 131
| Here: | 8.3% | | New Jersey: | 13.0% |
Students in private undergraduate colleges: 303
| Here: | 39.6% | | New Jersey: | 30.1% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (RIDGEWOOD, NJ):
- WEIL, ERIC (550 N MAPLE AVE; small business): $252,590 in 5 contracts from 2002 to 2006
Contracts for Other Special Studies and Analyses, Military Personnel Recruitment, Books and Pamphlets by Army Signed by year: 2000: $0; 2001: $0; 2002: $55,600; 2003: $45,000; 2004: $47,990; 2005: $52,000; 2006: $52,000.
Biggest contracts:
$55,600 with Army for Other Special Studies and Analyses. Signed on 2002-09-29. Completion date: 2003-09-26.
$52,000 with Army for Military Personnel Recruitment. Signed on 2006-05-25. Completion date: 2006-09-30.
$52,000, same as above. Signed on 2005-04-05. Completion date: 2005-09-30.
$47,990, same as above. Signed on 2004-02-03. Completion date: 2004-09-30.
- WORLD SOFTWARE CORP (124 PROSPECT ST): $46,750 in 5 contracts from 2001 to 2006
Contracts for ADP Software by Army Signed by year: 2000: $0; 2001: $32,250; 2002: $0; 2003: $3,500; 2004: $3,500; 2005: $3,500; 2006: $4,000.
Biggest contracts:
$32,250 with Army for ADP Software. Taking place in MD. Signed on 2001-09-26. Completion date: 2001-10-10.
$4,000, same as above. Signed on 2006-02-28. Completion date: 2007-01-29.
$3,500, same as above. Signed on 2005-03-07. Completion date: 2005-12-31.
$3,500, same as above. Signed on 2004-01-08. Completion date: 2004-12-31.
- ENERTEC, LLC (55A E RIDGEWOOD AVE STE 8; small business)
$37,730 with Navy for Diesel Engines and Components. Taking place in CA. Signed on 2002-07-03. Completion date: 2002-08-12.
- INTESEC GROUP (100 MALTBIE; small business)
$19,380 with Army for Jewelry. Signed on 2003-09-06. Completion date: 2003-09-04.
- RIDGEWOOD CYCLE INC (35 N BROAD ST #37; small business)
$10,020 with Army for Athletic and Sporting Equipment. Signed on 2004-09-16. Completion date: 2004-10-18.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 1, 20-49: 6, 10-19: 11, 5-9: 25, 1-4: 50)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 3, 20-49: 4, 10-19: 10, 5-9: 9, 1-4: 7)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2, 1-4: 1)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (100-249: 1, 20-49: 2, 10-19: 1, 5-9: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 4, 10-19: 2, 5-9: 8, 1-4: 5)
- Health Care and Social Assistance: Offices of Dentists (20-49: 1, 10-19: 6, 5-9: 8, 1-4: 20)
- Finance and Insurance: Commercial Banking (20-49: 2, 10-19: 7, 5-9: 1, 1-4: 4)
- Other Services (except Public Administration): Beauty Salons (50-99: 1, 20-49: 1, 10-19: 3, 5-9: 3, 1-4: 4)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 171 people in nursing homes
- 32 people in other noninstitutional group quarters
- 14 people in religious group quarters
- 8 people in homes for the mentally ill
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 755 | $507,385 | 716 | $421,854 | 178 | $172,034 | 2 | $1,392,435 | 45 | $356,890 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $348,445 | 124 | $597,206 | 127 | $336,545 | 35 | $131,653 | 0 | $0 | 4 | $267,720 |
| APPLICATIONS DENIED | 2 | $348,445 | 81 | $434,289 | 290 | $421,424 | 53 | $177,944 | 0 | $0 | 10 | $305,626 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 81 | $475,464 | 107 | $429,895 | 16 | $154,066 | 0 | $0 | 4 | $334,665 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $498,056 | 69 | $510,218 | 8 | $275,920 | 0 | $0 | 6 | $459,225 |
Aggregated Statistics For Year 2006 (Based on 10 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 706 | $521,775 | 788 | $423,918 | 188 | $230,069 | 8 | $4,061,058 | 66 | $422,276 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 88 | $449,095 | 145 | $408,989 | 49 | $170,250 | 0 | $0 | 6 | $384,663 |
| APPLICATIONS DENIED | 92 | $532,557 | 229 | $467,158 | 55 | $251,765 | 0 | $0 | 19 | $437,784 |
| APPLICATIONS WITHDRAWN | 98 | $505,562 | 207 | $535,473 | 25 | $216,823 | 0 | $0 | 10 | $266,771 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $457,971 | 51 | $406,815 | 4 | $173,795 | 0 | $0 | 4 | $304,895 |
Aggregated Statistics For Year 2005 (Based on 10 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 915 | $483,081 | 1,066 | $441,887 | 221 | $171,235 | 2 | $864,270 | 87 | $388,187 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 98 | $607,074 | 137 | $401,172 | 47 | $133,214 | 0 | $0 | 18 | $386,996 |
| APPLICATIONS DENIED | 0 | $0 | 104 | $516,152 | 271 | $465,250 | 47 | $186,086 | 0 | $0 | 25 | $481,682 |
| APPLICATIONS WITHDRAWN | 2 | $876,065 | 143 | $498,162 | 362 | $403,632 | 24 | $302,433 | 2 | $3,649,140 | 20 | $418,876 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 24 | $389,352 | 43 | $467,871 | 8 | $269,474 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 861 | $468,417 | 1,136 | $349,231 | 170 | $139,001 | 4 | $649,915 | 68 | $370,279 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 84 | $481,702 | 135 | $329,202 | 39 | $57,965 | 0 | $0 | 12 | $257,186 |
| APPLICATIONS DENIED | 84 | $451,330 | 209 | $370,851 | 43 | $210,668 | 0 | $0 | 19 | $212,094 |
| APPLICATIONS WITHDRAWN | 78 | $428,974 | 151 | $369,282 | 20 | $248,556 | 4 | $348,590 | 6 | $572,583 |
| FILES CLOSED FOR INCOMPLETENESS | 18 | $543,866 | 39 | $353,348 | 4 | $67,313 | 0 | $0 | 2 | $288,090 |
Aggregated Statistics For Year 2003 (Based on 10 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 843 | $412,861 | 3,725 | $306,304 | 127 | $107,682 | 2 | $384,120 | 77 | $263,079 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 94 | $422,306 | 423 | $298,496 | 37 | $95,922 | 0 | $0 | 14 | $234,548 |
| APPLICATIONS DENIED | 55 | $359,829 | 482 | $330,252 | 27 | $71,059 | 0 | $0 | 22 | $200,014 |
| APPLICATIONS WITHDRAWN | 90 | $386,174 | 358 | $313,687 | 10 | $185,908 | 0 | $0 | 14 | $259,004 |
| FILES CLOSED FOR INCOMPLETENESS | 37 | $424,466 | 86 | $330,969 | 12 | $134,651 | 0 | $0 | 2 | $225,670 |
Aggregated Statistics For Year 2002 (Based on 8 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 639 | $393,246 | 2,203 | $364,077 | 185 | $118,832 | 2 | $384,120 | 83 | $284,903 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 67 | $383,414 | 249 | $265,097 | 47 | $98,796 | 0 | $0 | 2 | $326,500 |
| APPLICATIONS DENIED | 37 | $450,711 | 242 | $306,216 | 41 | $110,683 | 0 | $0 | 13 | $175,892 |
| APPLICATIONS WITHDRAWN | 78 | $452,147 | 209 | $296,410 | 12 | $45,662 | 0 | $0 | 6 | $316,578 |
| FILES CLOSED FOR INCOMPLETENESS | 22 | $451,545 | 80 | $338,060 | 10 | $59,001 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 528 | $358,425 | 1,237 | $290,131 | 194 | $104,788 | 4 | $1,968,615 | 15 | $278,061 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $336,480 | 144 | $223,237 | 57 | $92,225 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $627,465 | 35 | $342,437 | 201 | $290,107 | 76 | $95,845 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 47 | $460,956 | 151 | $265,259 | 29 | $50,469 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $402,932 | 59 | $320,838 | 10 | $75,774 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 full tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 636 | $330,092 | 261 | $215,599 | 223 | $63,662 | 31 | $232,037 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 49 | $371,637 | 82 | $181,905 | 33 | $84,446 | 4 | $375,835 |
| APPLICATIONS DENIED | 35 | $301,280 | 119 | $198,397 | 47 | $53,137 | 8 | $204,671 |
| APPLICATIONS WITHDRAWN | 52 | $239,424 | 103 | $171,376 | 32 | $83,155 | 6 | $191,740 |
| FILES CLOSED FOR INCOMPLETENESS | 16 | $339,673 | 27 | $211,559 | 4 | $71,128 | 2 | $198,880 |
Aggregated Statistics For Year 1999 (Based on 3 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $178,720 | 468 | $293,151 | 562 | $208,937 | 118 | $62,589 | 3 | $718,123 | 28 | $176,437 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 49 | $318,463 | 80 | $178,360 | 19 | $52,037 | 0 | $0 | 4 | $298,650 |
| APPLICATIONS DENIED | 0 | $0 | 30 | $306,509 | 85 | $195,617 | 30 | $68,782 | 1 | $3,685,110 | 3 | $178,747 |
| APPLICATIONS WITHDRAWN | 1 | $182,610 | 37 | $292,896 | 114 | $187,968 | 16 | $79,249 | 0 | $0 | 6 | $186,627 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $340,685 | 27 | $194,784 | 6 | $117,278 | 0 | $0 | 2 | $343,895 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $475,025 | 8 | $466,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $428,484 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $537,250 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $512,770 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $471,026 | 2 | $642,445 | 4 | $385,988 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $530,168 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $383,457 | 0 | $0 | 2 | $275,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $563,553 | 2 | $269,255 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $414,770 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $549,290 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 39 | $376,546 | 16 | $336,974 | 6 | $289,288 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $355,205 | 8 | $442,974 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $547,370 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $377,491 | 17 | $335,314 | 2 | $311,135 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $397,072 | 10 | $282,049 | 2 | $175,735 |
| APPLICATIONS DENIED | 2 | $483,350 | 2 | $434,900 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $576,180 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $310,554 | 20 | $387,658 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $341,312 | 10 | $349,359 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $320,748 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $331,495 | 2 | $197,595 |
Aggregated Statistics For Year 2000 (Based on 8 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $278,207 | 6 | $382,798 | 6 | $192,470 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $287,900 | 4 | $292,480 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $650,090 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $182,970 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $289,810 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $284,723 | 15 | $281,361 | 1 | $226,710 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $256,570 | 6 | $217,515 | 1 | $226,780 |
| APPLICATIONS DENIED | 2 | $383,910 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $303,710 | 1 | $249,890 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $269,110 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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