07728 Zip Code Detailed Profile




Cities: West Freehold, NJ (12.13%), East Freehold, NJ (6.09%), Freehold, NJ (3.99%)
County: Monmouth County, NJ
Estimated zip code population in 2013: 56,270
Zip code population in 2010: 56,257
Zip code population in 2000: 50,747

Houses and condos: 20,796
Renter-occupied apartments: 3,940
% of renters here:

20%
State:

36%
Mar. 2013 cost of living index in zip code 07728: 120.9 (high, U.S. average is 100)

Land area: 48.6 sq. mi.
Water area: 0.3 sq. mi.
Population density: 1,159 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 07728
Zip code 07728 (West Freehold, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.2% ($7,526)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,732 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $7,024 (2.2%)

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Males: 28,467  (50.6%)
Females: 27,803  (49.4%)

For population 25 years and over in 07728:

For population 15 years and over in 07728:

Zip code 07728 compared to state average:

  • Black race population percentage below state average.
  • Renting percentage below state average.
  • House age below state average.
  • Races in zip code 07728

  • Zip code 07728 races chart
    • 40,167White population
    • 3,456Black population
    • 44American Indian population
    • 3,331Asian population
    • 15Native Hawaiian and Other Pacific Islander population
    • 97Some other race population
    • 718Two or more races population
    • 8,429Hispanic or Latino population

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Urban population: 51,874
Rural population: 4,395

Estimated median house/condo value in 2013: $349,700
07728:

$349,700
New Jersey:

$307,700



According to our research of New Jersey and other state lists there were 10 registered sex offenders living in 07728 zip code as of August 31, 2015.


Median resident age:
This zip code:

40.7 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.8 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 07728, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $79,790 (Individual Income Tax Returns)
Here:

$79,790
State:

$79,688

Salary/wage: $71,553 (reported on 82.6% of returns)
Here:

$71,553
State:

$68,122
(% of AGI for various income ranges: 71.1% for AGIs below $25k, 71.8% for AGIs $25k-50k, 69.0% for AGIs $50k-75k, 71.7% for AGIs $75k-100k, 79.3% for AGIs $100k-200k, 72.0% for AGIs over 200k)

Taxable interest for individuals: $1,314 (reported on 44.2% of returns)
This zip code:

$1,314
New Jersey:

$2,193
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $4,383 (reported on 31.3% of returns)
Here:

$4,383
State:

$6,828
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,287 (reported on 24.8% of returns)
Here:

+$7,287
State:

+$15,358
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 5.8% for AGIs over 200k)

Profit/loss from business: +$22,348 (reported on 14.1% of returns)
Here:

+$22,348
State:

+$19,577
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 4.1% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,070 (reported on 11.7% of returns)
07728:

$16,070
New Jersey:

$18,214
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 2.8% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Self-employment retirement plans: $18,490 (reported on 1.1% of returns)
07728:

$18,490
New Jersey:

$24,511
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $29,375 (22% of AGI, reported on 50.2% of returns)
Here:

$29,375
State:

$30,827

Here:

22.2% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 18.6% for AGIs below $25k, 17.2% for AGIs $25k-50k, 19.8% for AGIs $50k-75k, 20.9% for AGIs $75k-100k, 20.6% for AGIs $100k-200k, 15.6% for AGIs over 200k)

Charity contributions: $2,697 (reported on 43.7% of returns)
Here:

$2,697
State:

$3,451
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $14,652 (reported on 50.1% of returns)
07728:

$14,652
State:

$15,801
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 6.4% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 10.0% for AGIs $100k-200k, 9.8% for AGIs over 200k)

Earned income credit: $1,995 (reported on 8.0% of returns)
Here:

$1,995
State:

$2,182
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 07728, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $69,575 (Individual Income Tax Returns)
Here:

$69,575
State:

$64,921

Salary/wage: $64,709 (reported on 83.1% of returns)
Here:

$64,709
State:

$57,755
(% of AGI for various income ranges: 147.8% for AGIs below $10k, 66.9% for AGIs $10k-25k, 75.0% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 81.9% for AGIs $75k-100k, 76.8% for AGIs over 100k)

Taxable interest for individuals: $1,767 (reported on 61.6% of returns)
This zip code:

$1,767
New Jersey:

$2,068
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 4.1% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,234 (reported on 40.1% of returns)
Here:

$2,234
State:

$3,959
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 2.8% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Net capital gain/loss: +$8,390 (reported on 32.8% of returns)
Here:

+$8,390
State:

+$13,591
(% of AGI for various income ranges: -5.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from business: +$19,458 (reported on 13.4% of returns)
Here:

+$19,458
State:

+$17,520
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.8% for AGIs over 100k)

IRA payment deduction: $3,347 (reported on 3.4% of returns)
07728:

$3,347
New Jersey:

$3,270
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,203 (reported on 1.5% of returns)
Here:

$15,203
New Jersey:

$17,258
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $24,334 (22% of AGI, reported on 54.8% of returns)
Here:

$24,334
State:

$23,924

Here:

22.4% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 32.4% for AGIs below $10k, 20.0% for AGIs $10k-25k, 19.2% for AGIs $25k-50k, 22.1% for AGIs $50k-75k, 22.2% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Charity contributions deductions: $2,827 (3% of AGI, reported on 51.1% of returns)
Here:

$2,827
State:

$3,242

Here:

2.5% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 1.2% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $12,096 (reported on 80.3% of returns)
07728:

$12,096
State:

$12,321
(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.9% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,488 (reported on 6.1% of returns)
Here:

$1,488
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 64.4%
Here:

64%
State:

65%
(% for various income ranges: 56.0% for AGIs below $10k, 63.1% for AGIs $10k-25k, 64.2% for AGIs $25k-50k, 68.2% for AGIs $50k-75k, 67.4% for AGIs $75k-100k, 68.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$84,190
New Jersey:

$70,165
West Freehold, NJ (07728) map Nearest zip codes: 07726, 07746, 07731, 07722, 08510, 08527.
Percentage of family households:
This zip code:

55.7%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

3.9%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 749
Household did not receive Food Stamps/SNAP in the past 12 months: 19,033


Women who had a birth in the past 12 months: 513 (376 now married, 137 unmarried)
Women who did not have a birth in the past 12 months: 12,521 (6,681 now married, 5,840 unmarried)


Housing units in zip code 07728 with a mortgage: 11,577 (418 second mortgage, 2,631 home equity loan, 147 both second mortgage and home equity loan)
Houses without a mortgage: 4,265

Median monthly owner costs for units with a mortgage: $2,592
Median monthly owner costs for units without a mortgage: S984

Residents with income below the poverty level in 2013:
This zip code:

6.2%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.8%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

7.2
State:

6.8
Median number of rooms in apartments:
Here:

4.2
State:

4.1
  • Notable locations in this zip code not listed on our city pages

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Year house built

  • 552010 or later
  • 2,4062000 to 2009
  • 3,9721990 to 1999
  • 4,3911980 to 1989
  • 3,6681970 to 1979
  • 2,5281960 to 1969
  • 1,2381950 to 1959
  • 6771940 to 1949
  • 1,8611939 or earlier

Zip code 07728 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in West Freehold, NJ (07728)

  • 36no bedroom
  • 3191 bedroom
  • 3,7682 bedrooms
  • 4,5423 bedrooms
  • 5,4794 bedrooms
  • 1,6985+ bedrooms

Bedrooms in renter-occupied apartments in West Freehold, NJ (07728)

  • 238no bedroom
  • 1,2841 bedroom
  • 1,4722 bedrooms
  • 6873 bedrooms
  • 1824 bedrooms
  • 775+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in West Freehold, NJ (07728) in owner-occupied houses/condos

  • 600no vehicle
  • 3,9241 vehicle
  • 7,3072 vehicles
  • 2,8863 vehicles
  • 7714 vehicles
  • 3545+ vehicles

Cars and other vehicles available in West Freehold, NJ (07728) in renter-occupied apartments

  • 1,290no vehicle
  • 1,7061 vehicle
  • 7962 vehicles
  • 1183 vehicles
  • 04 vehicles
  • 305+ vehicles

Median gross rent in 2013: $1,404.


Median price asked for vacant for-sale houses and condos in 2013: $333,038.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $349,700
07728:

$349,700
New Jersey:

$307,700
Lower value quartile - upper value quartile: $255,100 - $513,800

Mean price in 2013:

Detached houses: $443,356
Townhouses or other attached units: $228,811
In 2-unit structures: $1,030,904
In 3-to-4-unit structures: $177,051
In 5-or-more-unit structures: $203,067
Mobile homes: $97,846

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.5%

Neighborhoods in zip code 07728:

Percentage of zip code residents living and working in this county: 61.5%

Household type by relationship:

Households: 54,708

Size of family households: 5,291 2-persons, 2,836 3-persons, 3,569 4-persons, 1,619 5-persons, 632 6-persons, 195 7-or-more-persons

Size of nonfamily households: 4,886 1-person, 619 2-persons, 42 3-persons, 43 4-persons, 23 5-persons, 27 6-persons

10,346 married couples with children.
1,693 single-parent households (281 men, 1,412 women).

79.0% of residents of 07728 zip code speak English at home.
11.5% of residents speak Spanish at home (40% very well, 29% well, 20% not well, 11% not at all).
5.6% of residents speak other Indo-European language at home (73% very well, 20% well, 7% not well).
3.1% of residents speak Asian or Pacific Island language at home (51% very well, 25% well, 17% not well, 7% not at all).
0.8% of residents speak other language at home (87% very well, 13% well).

Foreign born population: 9,950 (17.7%)
(44.0% of them are naturalized citizens)
This zip code:

17.7%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 32%Mexico
  • 7%India
  • 7%China, excluding Hong Kong and Taiwan
  • 4%Guatemala
  • 3%Philippines
  • 3%Brazil
  • 3%Italy

Most common first ancestries reported in 07728 (%)

  • 26%Other groups
  • 23%Italian
  • 11%Irish
  • 7%American
  • 6%German
  • 5%Polish
  • 3%English

Year of entry for the foreign-born population

  • 2192010 or later
  • 4,0732000 to 2009
  • 2,1511990 to 1999
  • 3,893Before 1990

Zip code 07728 topographic map

Public primary/middle schools in zip code 07728 not listed on the city page:

  • MONMOUTH CTY CAREER CENT (Students: 269; Location: KOZLOSKI ROAD, FREEHOLD, NJ; Grades: UG - UG)
  • WEST FREEHOLD (Students: 235; Location: 384 WEST MAIN STREET, FREEHOLD, NJ; Grades: KG - 05)
There are 685 Other Medical Specialists in Zip Code 07728.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 07728:

All 3 fire-safe hotels and motels in zip code 07728

Zip code 07728 marital status for males
Zip code 07728 marital status for females

Housing units lacking complete plumbing facilities: 0.5%
Housing units lacking complete kitchen facilities: 1.5%

Most commonly used house heating fuel

  • 80%Utility gas
  • 10%Electricity
  • 8%Fuel oil, kerosene, etc.
  • 1%Bottled, tank, or LP gas

Population in 1990: 42,567. Population change in the 1990s: +8,180 (+19.2%).

Place of birth for U.S.-born residents:


61% of the 07728 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

91% of the 07728 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 61% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 16% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 578
Here:

9.7%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 342
Here:

9.8%
New Jersey:

11.0%
Students in private undergraduate colleges: 872
Here:

34.0%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 102,734Architecture and engineering occupations
  • 95,669Management occupations
  • 94,625Law enforcement workers including supervisors
  • 94,135Life, physical, and social science occupations
  • 90,875Computer and mathematical occupations
  • 81,458Business and financial operations occupations

Companies with biggest federal contracts located in this zip code (FREEHOLD, NJ):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,305 people in local jails and other municipal confinement facilities
  • 278 people in nursing facilities/skilled-nursing facilities
  • 71 people in other noninstitutional facilities
  • 52 people in group homes intended for adults
  • 45 people in college/university student housing
  • 20 people in workers' group living quarters and job corps centers
  • 18 people in correctional facilities intended for juveniles

People in group quarters in 2000:

  • 1,055 people in local jails and other confinement facilities (including police lockups)
  • 498 people in nursing homes
  • 56 people in short-term care, detention or diagnostic centers for delinquent children
  • 36 people in other nonhousehold living situations
  • 31 people in homes for the mentally ill
  • 30 people in other noninstitutional group quarters
  • 23 people in homes for the mentally retarded
  • 7 people in religious group quarters
  • 7 people in agriculture workers' dormitories on farms
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 15 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED289$287,192575$320,0992,755$283,542142$132,3733$12,403,33348$209,2884$53,433
APPLICATIONS APPROVED, NOT ACCEPTED34$364,29483$329,533219$258,55315$90,4410$011$161,5780$0
APPLICATIONS DENIED48$264,52883$319,246842$311,73682$100,4510$040$203,2940$0
APPLICATIONS WITHDRAWN38$370,75596$372,836592$282,31937$130,2590$022$179,8950$0
FILES CLOSED FOR INCOMPLETENESS9$345,65315$485,643139$304,4953$267,7070$02$359,4600$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 15 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED62$302,95040$339,511
APPLICATIONS APPROVED, NOT ACCEPTED20$306,38811$330,122
APPLICATIONS DENIED9$220,85413$358,336
APPLICATIONS WITHDRAWN1$299,0005$449,130
FILES CLOSED FOR INCOMPLETENESS1$149,0000$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 07728 among deceased individuals
NameCountLived (average)
Mary41482.2 years
John39875.9 years
William31876.2 years
Joseph27376.2 years
Anna21983.1 years
Helen19880.7 years
James18674.2 years
Margaret18279.8 years
George18076.5 years
Robert17171.0 years
Most common last names in zip code 07728 among deceased individuals
Last nameCountLived (average)
Smith10878.6 years
Williams5275.0 years
Brown5076.9 years
Davis4875.2 years
Jones4776.7 years
White4675.4 years
Miller4178.3 years
Johnson4182.2 years
Thompson4082.2 years
Bennett3779.7 years
Businesses in zip code 07728
NameCountNameCount
7-Eleven1Kroger1
ALDO1La-Z-Boy1
AT&T2Lane Bryant1
Abercrombie & Fitch1Lane Furniture2
Abercrombie Kids1LensCrafters1
Aeropostale2Macy's1
American Eagle Outfitters1MasterBrand Cabinets4
Ann Taylor2McDonald's1
Apple Store1Men's Wearhouse1
Arby's1Motherhood Maternity2
BMW1New Balance1
Bakers1New York & Co1
Banana Republic1Nissan1
Barnes & Noble1Nordstrom1
Baskin-Robbins1Old Navy1
Bath & Body Works1Olive Garden1
Blockbuster1Pac Sun1
Brookstone1Panda Express1
Burger King2Panera Bread1
CVS2Papa John's Pizza1
Cache1Payless2
Charlotte Russe1Penske1
Chevrolet1Pier 1 Imports1
Chico's1Pizza Hut1
Clarks1RadioShack2
Coldwater Creek1Raymour & Flanigan1
DHL1Ruby Tuesday1
Dairy Queen1Sam's Club1
Domino's Pizza1Sears2
Dunkin Donuts4Sephora1
Express1Skechers USA1
Fashion Bug1Soma Intimates1
FedEx8Spencer Gifts1
Finish Line1Sprint Nextel1
Firestone Complete Auto Care1Staples1
Foot Locker1Starbucks3
Ford1Stop & Shop1
Forever 211Subaru1
GNC1Subway4
GameStop2T-Mobile3
Gap1T.G.I. Driday's1
Gymboree1Taco Bell1
H&R Block2Talbots1
Haagen-Dazs2The Cheesecake Factory1
Hollister Co.1The Limited1
Home Depot1Toyota1
Honda1Toys"R"Us1
Hot Topic1U-Haul4
Hyundai1UPS15
J. Jill1Verizon Wireless2
J.Crew1Victoria's Secret2
JCPenney1Volkswagen1
JoS. A. Bank1Walgreens3
Johnny Rockets1Walmart1
Jones New York1Wendy's2
Journeys1Wet Seal1
Justice1YMCA3

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