08884 Zip Code Detailed Profile




Estimated zip code population in 2013: 8,309
Zip code population in 2010: 8,257
Zip code population in 2000: 7,892

Houses and condos: 3,370
Renter-occupied apartments: 534
% of renters here:

17%
State:

36%
Mar. 2013 cost of living index in zip code 08884: 119.2 (more than average, U.S. average is 100)

Land area: 2.3 sq. mi.
Water area: 0.2 sq. mi.
Population density: 3,665 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 08884
Zip code 08884 (Spotswood, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.4% ($7,030)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,145 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $6,766 (2.6%)

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Males: 4,096  (49.3%)
Females: 4,213  (50.7%)

For population 25 years and over in 08884:

For population 15 years and over in 08884:

Zip code 08884 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 08884

  • Zip code 08884 races chart
    • 6,800White population
    • 227Black population
    • 8American Indian population
    • 419Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 9Some other race population
    • 106Two or more races population
    • 687Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $292,900
08884:

$292,900
New Jersey:

$307,700



According to our research of New Jersey and other state lists there was 1 registered sex offender living in 08884 zip code as of September 03, 2015.
The ratio of number of residents in zip code 08884 to the number of sex offenders is 8,907 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

41.9 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.6 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 08884, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $63,057 (Individual Income Tax Returns)
Here:

$63,057
State:

$79,688

Salary/wage: $60,216 (reported on 82.9% of returns)
Here:

$60,216
State:

$68,122
(% of AGI for various income ranges: 64.3% for AGIs below $25k, 72.6% for AGIs $25k-50k, 73.6% for AGIs $50k-75k, 76.7% for AGIs $75k-100k, 85.9% for AGIs $100k-200k, 80.4% for AGIs over 200k)

Taxable interest for individuals: $706 (reported on 42.5% of returns)
This zip code:

$706
New Jersey:

$2,193
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Ordinary dividends: $1,994 (reported on 25.9% of returns)
Here:

$1,994
State:

$6,828
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$673 (reported on 15.6% of returns)
Here:

+$673
State:

+$15,358
(% of AGI for various income ranges: 0.3% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Profit/loss from business: +$11,042 (reported on 10.8% of returns)
Here:

+$11,042
State:

+$19,577
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 3.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,440 (reported on 11.8% of returns)
08884:

$12,440
New Jersey:

$18,214
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Total itemized deductions: $23,177 (24% of AGI, reported on 49.5% of returns)
Here:

$23,177
State:

$30,827

Here:

23.8% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 15.9% for AGIs below $25k, 14.8% for AGIs $25k-50k, 19.7% for AGIs $50k-75k, 19.5% for AGIs $75k-100k, 19.0% for AGIs $100k-200k, 16.4% for AGIs over 200k)

Charity contributions: $1,968 (reported on 43.7% of returns)
Here:

$1,968
State:

$3,451
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $11,186 (reported on 49.5% of returns)
08884:

$11,186
State:

$15,801
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 8.8% for AGIs $75k-100k, 9.6% for AGIs $100k-200k, 9.4% for AGIs over 200k)

Earned income credit: $1,717 (reported on 7.3% of returns)
Here:

$1,717
State:

$2,182
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 08884, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,576 (Individual Income Tax Returns)
Here:

$52,576
State:

$64,921

Salary/wage: $50,987 (reported on 83.8% of returns)
Here:

$50,987
State:

$57,755
(% of AGI for various income ranges: 76.0% for AGIs below $10k, 61.0% for AGIs $10k-25k, 76.9% for AGIs $25k-50k, 84.1% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 81.7% for AGIs over 100k)

Taxable interest for individuals: $897 (reported on 58.1% of returns)
This zip code:

$897
New Jersey:

$2,068
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,407 (reported on 31.4% of returns)
Here:

$1,407
State:

$3,959
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$4,749 (reported on 19.7% of returns)
Here:

+$4,749
State:

+$13,591
(% of AGI for various income ranges: -1.4% for AGIs below $10k, -0.5% for AGIs $10k-25k, -0.5% for AGIs $25k-50k, -0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Profit/loss from business: +$12,843 (reported on 10.5% of returns)
Here:

+$12,843
State:

+$17,520
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 5.3% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 3.1% for AGIs over 100k)

IRA payment deduction: $2,964 (reported on 2.9% of returns)
08884:

$2,964
New Jersey:

$3,270
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,769 (reported on 0.3% of returns)
Here:

$10,769
New Jersey:

$17,258

Total itemized deductions: $19,390 (24% of AGI, reported on 50.4% of returns)
Here:

$19,390
State:

$23,924

Here:

24.4% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 19.5% for AGIs below $10k, 14.8% for AGIs $10k-25k, 15.9% for AGIs $25k-50k, 21.0% for AGIs $50k-75k, 20.4% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Charity contributions deductions: $1,982 (2% of AGI, reported on 47.5% of returns)
Here:

$1,982
State:

$3,242

Here:

2.4% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $6,695 (reported on 82.0% of returns)
08884:

$6,695
State:

$12,321
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.7% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 14.6% for AGIs over 100k)

Earned income credit: $1,409 (reported on 6.5% of returns)
Here:

$1,409
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 65.5%
Here:

65%
State:

65%
(% for various income ranges: 56.3% for AGIs below $10k, 61.3% for AGIs $10k-25k, 64.7% for AGIs $25k-50k, 71.5% for AGIs $50k-75k, 70.6% for AGIs $75k-100k, 71.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$76,681
New Jersey:

$70,165
Spotswood, NJ (08884) map Nearest zip codes: 08828, 08816, 08882, 08872, 08857, 08850.
Percentage of family households:
This zip code:

49.6%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

4.7%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 181
Household did not receive Food Stamps/SNAP in the past 12 months: 2,972


Women who had a birth in the past 12 months: 75 (60 now married, 15 unmarried)
Women who did not have a birth in the past 12 months: 1,728 (950 now married, 778 unmarried)


Housing units in zip code 08884 with a mortgage: 1,744 (41 second mortgage, 451 home equity loan)
Houses without a mortgage: 875

Median monthly owner costs for units with a mortgage: $2,385
Median monthly owner costs for units without a mortgage: S927

Residents with income below the poverty level in 2013:
This zip code:

3.4%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.5%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

6.4
State:

6.8
Median number of rooms in apartments:
Here:

3.2
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 08884: Spotswood Emergency Medical Services (A), Spotswood First Aid Squad (B), Spotswood Volunteer Fire Department (C). Display/hide their locations on the map

    Churches in zip code 08884 include: Saint Peter's Episcopal Church (A), Spotswood Reformed Church (B), Trinity United Methodist Church (C). Display/hide their locations on the map

    Reservoirs: Duhernal Lake (A), DeVoe Lake (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Matchaponix Brook (A), Cedar Brook (B). Display/hide their locations on the map

Year house built

  • 122010 or later
  • 1982000 to 2009
  • 2071990 to 1999
  • 4451980 to 1989
  • 4591970 to 1979
  • 7811960 to 1969
  • 9261950 to 1959
  • 1501940 to 1949
  • 1921939 or earlier

Zip code 08884 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Spotswood, NJ (08884)

  • 0no bedroom
  • 421 bedroom
  • 5572 bedrooms
  • 1,3033 bedrooms
  • 6204 bedrooms
  • 975+ bedrooms

Bedrooms in renter-occupied apartments in Spotswood, NJ (08884)

  • 25no bedroom
  • 3461 bedroom
  • 912 bedrooms
  • 393 bedrooms
  • 334 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Spotswood, NJ (08884) in owner-occupied houses/condos

  • 95no vehicle
  • 6881 vehicle
  • 1,2092 vehicles
  • 4343 vehicles
  • 1094 vehicles
  • 845+ vehicles

Cars and other vehicles available in Spotswood, NJ (08884) in renter-occupied apartments

  • 186no vehicle
  • 2141 vehicle
  • 1002 vehicles
  • 343 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $740.


Median price asked for vacant for-sale houses and condos in 2013: $231,170.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $292,900
08884:

$292,900
New Jersey:

$307,700
Lower value quartile - upper value quartile: $223,800 - $360,500

Mean price in 2013:

Detached houses: $300,452
Townhouses or other attached units: $220,885
In 2-unit structures: $252,857
In 5-or-more-unit structures: $118,065
Mobile homes: $66,813

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 6.9%

Percentage of zip code residents living and working in this county: 67.5%

Household type by relationship:

Households: 8,224

Size of family households: 793 2-persons, 448 3-persons, 491 4-persons, 228 5-persons, 62 6-persons, 46 7-or-more-persons

Size of nonfamily households: 932 1-person, 153 2-persons

1,402 married couples with children.
170 single-parent households (100 men, 70 women).

81.9% of residents of 08884 zip code speak English at home.
3.9% of residents speak Spanish at home (59% very well, 22% well, 13% not well, 5% not at all).
11.4% of residents speak other Indo-European language at home (68% very well, 21% well, 9% not well, 1% not at all).
0.7% of residents speak Asian or Pacific Island language at home (25% very well, 33% well, 42% not well).
2.2% of residents speak other language at home (85% very well, 8% well, 8% not at all).

Foreign born population: 1,203 (14.5%)
(59.0% of them are naturalized citizens)
This zip code:

14.5%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 12%Lithuania
  • 10%India
  • 8%Egypt
  • 5%Italy
  • 5%Ukraine
  • 4%Belarus
  • 4%France

Most common first ancestries reported in 08884 (%)

  • 18%Italian
  • 17%Irish
  • 13%Polish
  • 12%Other groups
  • 7%German
  • 3%English
  • 2%Lithuanian

Year of entry for the foreign-born population

  • 212010 or later
  • 3562000 to 2009
  • 3371990 to 1999
  • 656Before 1990

Zip code 08884 topographic map

Public primary/middle school in zip code 08884 not listed on the city page:

  • WOODLAND (Students: 458; Location: 42 HARRISON AVENUE, PO SPOTSWOOD, NJ; Grades: 04 - 06)

Facilities with environmental interests located in this zip code:


Zip code 08884 marital status for males
Zip code 08884 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 2.3%

Most commonly used house heating fuel

  • 81%Utility gas
  • 7%Electricity
  • 5%Bottled, tank, or LP gas
  • 5%Fuel oil, kerosene, etc.
  • 1%No fuel used

Population in 1990: 13,444. Population change in the 1990s: -5,552 (-41.3%).

Place of birth for U.S.-born residents:


63% of the 08884 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

95% of the 08884 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 18% moved from different state.
   Out of people who lived in different houses, 9% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 23
Here:

2.5%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 13
Here:

3.5%
New Jersey:

11.0%
Students in private undergraduate colleges: 65
Here:

19.3%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 105,521Computer and mathematical occupations
  • 87,333Management occupations
  • 86,071Architecture and engineering occupations
  • 85,375Health diagnosing and treating practitioners and other technical occupations
  • 72,333Installation, maintenance, and repair occupations
  • 49,861Business and financial operations occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 229 people in workers' group living quarters and job corps centers
  • 11 people in other noninstitutional facilities
  • 6 people in group homes intended for adults

People in group quarters in 2000:

  • 6 people in other noninstitutional group quarters
  • 4 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 2
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED59$242,96361$216,067389$233,42025$65,8076$224,33211$65,503
APPLICATIONS APPROVED, NOT ACCEPTED0$010$170,73335$221,6764$17,9984$78,8282$32,065
APPLICATIONS DENIED2$287,6454$212,670174$252,89617$63,7954$253,6950$0
APPLICATIONS WITHDRAWN11$262,3518$187,301117$250,7114$77,9632$87,7102$107,515
FILES CLOSED FOR INCOMPLETENESS0$00$038$182,3610$04$132,0350$0

Detailed HMDA statistics for the following Tracts: 0081.01 , 0081.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$253,1086$280,863
APPLICATIONS APPROVED, NOT ACCEPTED6$238,0776$298,098
APPLICATIONS DENIED2$147,3450$0
APPLICATIONS WITHDRAWN6$258,1070$0
FILES CLOSED FOR INCOMPLETENESS2$236,7200$0

Detailed PMIC statistics for the following Tracts: 0081.01 , 0081.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 08884 among deceased individuals
NameCountLived (average)
John10673.4 years
Joseph8273.2 years
Mary7479.4 years
William6970.8 years
Anna5179.8 years
Helen5074.9 years
Robert4865.2 years
George4774.8 years
Margaret4674.4 years
Charles4070.1 years
Most common last names in zip code 08884 among deceased individuals
Last nameCountLived (average)
Smith2271.0 years
Toth1275.2 years
Johnson1181.4 years
Brown1176.9 years
Miller1173.6 years
Williams1076.3 years
Anderson771.7 years
Dinkel779.3 years
Lohr769.3 years
Schellenberg677.2 years
Businesses in zip code 08884
NameCountNameCount
Baskin-Robbins1FedEx1
Curves1GNC1
Domino's Pizza1Rite Aid1
Dunkin Donuts1Subway1

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