12010 Zip Code Detailed Profile




Cities: Amsterdam, NY (4.69%), Hagaman, NY (0.34%), Fort Johnson, NY (0.15%)
Counties: Montgomery County, NY (63.57%), Fulton County, NY (19.24%), Saratoga County, NY (10.97%), Schenectady County, NY (6.22%)
Estimated zip code population in 2013: 28,802
Zip code population in 2010: 28,937
Zip code population in 2000: 28,544

Houses and condos: 14,160
Renter-occupied apartments: 4,459
% of renters here:

37%
State:

46%
Mar. 2013 cost of living index in zip code 12010: 88.2 (less than average, U.S. average is 100)

Land area: 130.7 sq. mi.
Water area: 2.7 sq. mi.
Population density: 220 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12010
Zip code 12010 (Amsterdam, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 12010

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Real estate property taxes paid for housing units in 2013:
This zip code:

3.1% ($3,383)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,587 (3.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $3,093 (3.2%)

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Males: 13,873  (48.2%)
Females: 14,929  (51.8%)

For population 25 years and over in 12010:

For population 15 years and over in 12010:

Zip code 12010 compared to state average:

  • Median house value significantly below state average.
  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 12010

  • Zip code 12010 races chart
    • 22,456White population
    • 558Black population
    • 63American Indian population
    • 221Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 45Some other race population
    • 419Two or more races population
    • 5,172Hispanic or Latino population

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Urban population: 19,881
Rural population: 8,920

Estimated median house/condo value in 2013: $110,500
12010:

$110,500
New York:

$277,600
Median resident age:
This zip code:

41.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.4 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12010, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,136 (Individual Income Tax Returns)
Here:

$44,136
State:

$77,088

Salary/wage: $39,350 (reported on 82.8% of returns)
Here:

$39,350
State:

$60,593
(% of AGI for various income ranges: 71.6% for AGIs below $25k, 78.9% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 74.7% for AGIs $75k-100k, 78.3% for AGIs $100k-200k, 51.8% for AGIs over 200k)

Taxable interest for individuals: $969 (reported on 34.5% of returns)
This zip code:

$969
New York:

$3,125
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $2,484 (reported on 21.9% of returns)
Here:

$2,484
State:

$10,299
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,701 (reported on 12.1% of returns)
Here:

+$2,701
State:

+$42,474
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Profit/loss from business: +$10,907 (reported on 10.7% of returns)
Here:

+$10,907
State:

+$16,168
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 1.6% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $10,503 (reported on 9.8% of returns)
12010:

$10,503
New York:

$17,621
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.0% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Self-employment retirement plans: $17,460 (reported on 0.4% of returns)
12010:

$17,460
New York:

$27,330

Total itemized deductions: $18,671 (21% of AGI, reported on 25.5% of returns)
Here:

$18,671
State:

$34,985

Here:

21.2% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 7.0% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 14.4% for AGIs $100k-200k, 14.8% for AGIs over 200k)

Charity contributions: $2,409 (reported on 19.8% of returns)
Here:

$2,409
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $9,411 (reported on 25.4% of returns)
12010:

$9,411
State:

$18,656
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 8.1% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Earned income credit: $2,290 (reported on 22.0% of returns)
Here:

$2,290
State:

$2,230
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.3%
Here:

57%
State:

66%
(% for various income ranges: 56.1% for AGIs below $25k, 54.9% for AGIs $25k-50k, 58.7% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 60.6% for AGIs $100k-200k, 92.9% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12010, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,336 (Individual Income Tax Returns)
Here:

$37,336
State:

$59,519

Salary/wage: $34,026 (reported on 83.4% of returns)
Here:

$34,026
State:

$50,673
(% of AGI for various income ranges: 108.3% for AGIs below $10k, 75.1% for AGIs $10k-25k, 81.0% for AGIs $25k-50k, 80.2% for AGIs $50k-75k, 82.4% for AGIs $75k-100k, 61.3% for AGIs over 100k)

Taxable interest for individuals: $1,190 (reported on 51.1% of returns)
This zip code:

$1,190
New York:

$2,377
(% of AGI for various income ranges: 5.8% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $2,087 (reported on 27.3% of returns)
Here:

$2,087
State:

$5,394
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$5,417 (reported on 18.0% of returns)
Here:

+$5,417
State:

+$23,581
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 8.3% for AGIs over 100k)

Profit/loss from business: +$12,049 (reported on 10.8% of returns)
Here:

+$12,049
State:

+$13,809
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 8.2% for AGIs over 100k)

IRA payment deduction: $2,450 (reported on 3.5% of returns)
12010:

$2,450
New York:

$3,115
(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,342 (reported on 0.6% of returns)
Here:

$15,342
New York:

$19,016

Total itemized deductions: $15,872 (20% of AGI, reported on 25.4% of returns)
Here:

$15,872
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 8.6% for AGIs below $10k, 6.4% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 11.5% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 13.2% for AGIs over 100k)

Charity contributions deductions: $2,369 (3% of AGI, reported on 23.2% of returns)
Here:

$2,369
State:

$4,439

Here:

2.9% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $5,386 (reported on 71.2% of returns)
12010:

$5,386
State:

$11,730
(% of AGI for various income ranges: 2.5% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,748 (reported on 18.5% of returns)
Here:

$1,748
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 63.4%
Here:

63%
State:

67%
(% for various income ranges: 59.1% for AGIs below $10k, 67.4% for AGIs $10k-25k, 61.8% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 62.3% for AGIs $75k-100k, 66.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,256
New York:

$57,369
Amsterdam, NY (12010) map Nearest zip codes: 12137, 12070, 12069, 12086, 12177, 12150.
Percentage of family households:
This zip code:

46.1%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

8.6%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 2,309
Household did not receive Food Stamps/SNAP in the past 12 months: 9,728


Women who had a birth in the past 12 months: 292 (153 now married, 139 unmarried)
Women who did not have a birth in the past 12 months: 6,372 (2,432 now married, 3,940 unmarried)


Housing units in zip code 12010 with a mortgage: 4,347 (78 second mortgage, 655 home equity loan, 14 both second mortgage and home equity loan)
Houses without a mortgage: 3,231

Median monthly owner costs for units with a mortgage: $1,303
Median monthly owner costs for units without a mortgage: S563

Residents with income below the poverty level in 2013:
This zip code:

17.9%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.5%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.4
Median number of rooms in apartments:
Here:

5.1
State:

3.8
  • Notable locations in this zip code not listed on our city pages

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Year house built

  • 82010 or later
  • 6742000 to 2009
  • 7371990 to 1999
  • 9471980 to 1989
  • 1,3011970 to 1979
  • 7691960 to 1969
  • 1,8101950 to 1959
  • 1,7611940 to 1949
  • 6,1531939 or earlier

Zip code 12010 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Amsterdam, NY (12010)

  • 0no bedroom
  • 2181 bedroom
  • 1,5682 bedrooms
  • 4,0543 bedrooms
  • 1,2214 bedrooms
  • 5175+ bedrooms

Bedrooms in renter-occupied apartments in Amsterdam, NY (12010)

  • 52no bedroom
  • 6761 bedroom
  • 1,5572 bedrooms
  • 1,7733 bedrooms
  • 2784 bedrooms
  • 1235+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Amsterdam, NY (12010) in owner-occupied houses/condos

  • 353no vehicle
  • 2,5971 vehicle
  • 3,1732 vehicles
  • 1,0853 vehicles
  • 3044 vehicles
  • 665+ vehicles

Cars and other vehicles available in Amsterdam, NY (12010) in renter-occupied apartments

  • 1,212no vehicle
  • 2,0691 vehicle
  • 1,0592 vehicles
  • 603 vehicles
  • 484 vehicles
  • 115+ vehicles

Median gross rent in 2013: $725.


Median price asked for vacant for-sale houses and condos in 2013: $153,037.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $110,500
12010:

$110,500
New York:

$277,600
Lower value quartile - upper value quartile: $80,800 - $170,800

Mean price in 2013:

Detached houses: $150,086
Here:

$150,086
State:

$328,266

Townhouses or other attached units: $185,257
Here:

$185,257
State:

$477,144

In 2-unit structures: $83,251
Here:

$83,251
State:

$441,340

In 3-to-4-unit structures: $75,408
Here:

$75,408
State:

$551,450

In 5-or-more-unit structures: $179,286
Here:

$179,286
State:

$715,153

Mobile homes: $58,137
Here:

$58,137
State:

$57,967

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 11.4%

Percentage of zip code residents living and working in this county: 54.3%

Household type by relationship:

Households: 28,276

Size of family households: 3,399 2-persons, 1,882 3-persons, 1,356 4-persons, 463 5-persons, 221 6-persons, 55 7-or-more-persons

Size of nonfamily households: 3,913 1-person, 692 2-persons, 52 3-persons, 4 4-persons

3,286 married couples with children.
2,423 single-parent households (510 men, 1,913 women).

82.1% of residents of 12010 zip code speak English at home.
13.5% of residents speak Spanish at home (65% very well, 17% well, 11% not well, 7% not at all).
3.8% of residents speak other Indo-European language at home (62% very well, 25% well, 10% not well, 3% not at all).
0.3% of residents speak Asian or Pacific Island language at home (38% very well, 8% well, 49% not well, 5% not at all).
0.2% of residents speak other language at home (92% very well, 8% well).

Foreign born population: 1,319 (4.6%)
(60.7% of them are naturalized citizens)
This zip code:

4.6%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 14%Poland
  • 10%Italy
  • 8%Dominican Republic
  • 7%Peru
  • 6%Colombia
  • 6%Canada
  • 5%Jamaica

Most common first ancestries reported in 12010 (%)

  • 22%Other groups
  • 15%Italian
  • 13%Polish
  • 9%Irish
  • 8%German
  • 6%American
  • 6%English

Year of entry for the foreign-born population

  • 1192010 or later
  • 7032000 to 2009
  • 6701990 to 1999
  • 1,640Before 1990

Zip code 12010 topographic map

There are 284 Other Medical Specialists in Zip Code 12010.

Major facilities with environmental interests located in this zip code:


Zip code 12010 marital status for males
Zip code 12010 marital status for females

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 5.1%

Most commonly used house heating fuel

  • 55%Utility gas
  • 24%Fuel oil, kerosene, etc.
  • 10%Electricity
  • 5%Bottled, tank, or LP gas
  • 4%Wood
  • 1%Other fuel

Population in 1990: 32,028. Population change in the 1990s: -3,484 (-10.9%).

Place of birth for U.S.-born residents:


63% of the 12010 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 65% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

90% of the 12010 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 70% moved from this county.
   Out of people who lived in different houses, 24% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 164
Here:

6.3%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 83
Here:

5.6%
New York:

12.6%
Students in private undergraduate colleges: 286
Here:

22.9%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 86,964Legal occupations
  • 62,648Management occupations
  • 60,313Life, physical, and social science occupations
  • 56,534Architecture and engineering occupations
  • 52,692Computer and mathematical occupations
  • 52,534Education, training, and library occupations

Companies with biggest federal contracts located in this zip code (AMSTERDAM, NY):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 374 people in nursing facilities/skilled-nursing facilities
  • 127 people in group homes intended for adults
  • 5 people in group homes for juveniles (non-correctional)
  • 3 people in other noninstitutional facilities

People in group quarters in 2000:

  • 374 people in nursing homes
  • 157 people in orthopedic wards and institutions for the physically handicapped
  • 85 people in hospitals or wards for drug/alcohol abuse
  • 40 people in homes for the mentally ill
  • 39 people in hospitals/wards and hospices for chronically ill
  • 39 people in other hospitals or wards for chronically ill
  • 37 people in homes or halfway houses for drug/alcohol abuse
  • 27 people in other nonhousehold living situations
  • 5 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$200,69924$195,591105$179,71318$62,8132$83,0451$55,830
APPLICATIONS APPROVED, NOT ACCEPTED3$291,8933$243,80010$223,4842$13,7100$00$0
APPLICATIONS DENIED1$119,7003$182,21032$194,2423$78,3231$153,5900$0
APPLICATIONS WITHDRAWN2$211,8151$194,05019$184,8990$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$01$307,3305$266,6020$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$243,7463$226,980
APPLICATIONS APPROVED, NOT ACCEPTED3$170,0701$233,210
APPLICATIONS DENIED0$02$342,145
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12010 among deceased individuals
NameCountLived (average)
Mary58081.6 years
John52976.5 years
Joseph40977.1 years
William33676.2 years
Anna29983.2 years
Frank24376.2 years
Edward23073.6 years
Helen22780.5 years
Anthony20977.4 years
Charles17878.3 years
Most common last names in zip code 12010 among deceased individuals
Last nameCountLived (average)
Smith9077.3 years
Johnson4982.4 years
Miller4876.6 years
Greco4478.4 years
Murphy4479.5 years
Rogers4375.8 years
Brown4079.9 years
Dybas3578.1 years
Dicaprio3578.4 years
Martuscello3579.1 years
Businesses in zip code 12010
NameCountNameCount
ALDI1Penske1
AT&T2Pizza Hut1
Advance Auto Parts1RadioShack1
Burger King1Rite Aid2
Chevrolet1Ruby Tuesday1
Curves1Sprint Nextel1
Domino's Pizza1Starbucks1
Dunkin Donuts2Subway2
FedEx2Super 81
Ford1T-Mobile1
GameStop1Taco Bell1
Goodwill4Target1
H&R Block3Tim Hortons1
Home Depot1True Value1
KFC1U-Haul1
Lane Furniture1UPS4
Lowe's1Walgreens1
MasterBrand Cabinets1Walmart1
McDonald's2Wendy's1
Payless1

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