12086 Zip Code (Hagaman, NY) Detailed Profile

City: Hagaman, NY (17.90%)
Counties: Saratoga County, NY (58.74%), Montgomery County, NY (26.02%), Fulton County, NY (15.24%)

Estimated zip code population in 2016: 1,609
Zip code population in 2010: 1,865
Zip code population in 2000: 1,554

Houses and condos: 879
Renter-occupied apartments: 90

% of renters here:	12%
State:	47%

Mar. 2016 cost of living index in zip code 12086: 106.6 (more than average, U.S. average is 100)

Land area: 6.1 sq. mi.
Water area: 0.1 sq. mi.

Population density: 266 people per square mile

(very low).

Age and Sex of Residents in zip code 12086

Zip code 12086 (Hagaman, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 12086

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Real estate property taxes paid for housing units in 2016:

This zip code:	2.0% ($3,468)
New York:	1.7% ($5,054)

Median real estate property taxes paid for housing units with mortgages in 2016: $3,772 (2.0%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $2,958 (2.3%)

Business Search - 14 Million verified businesses

Males: 795	(49.4%)
Females: 814	(50.6%)

For population 25 years and over in 12086:

High school or higher: 95.1%
Bachelor's degree or higher: 28.0%
Graduate or professional degree: 12.0%
Unemployed: 6.0%
Mean travel time to work (commute): 25.3 minutes

For population 15 years and over in 12086:

Never married: 27.0%
Now married: 45.6%
Separated: 3.4%
Widowed: 7.6%
Divorced: 16.4%

Zip code 12086 compared to state average:

Median house value below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly above state average.
Number of rooms per house above state average.

Races in zip code 12086
- 1,775White population
- 13Black population
- 3American Indian population
- 1Asian population
- 0Native Hawaiian and Other Pacific Islander population
- 4Some other race population
- 11Two or more races population
- 58Hispanic or Latino population

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Urban population: 1,218
Rural population: 390

Estimated median house/condo value in 2016: $174,700

12086:	$174,700
New York:	$302,400

Median resident age:

This zip code:	50.2 years
New York median age:	38.4 years

Average household size:

This zip code:	2.1 people
New York:	2.7 people

Averages for the 2012 tax year for zip code 12086, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,938 (Individual Income Tax Returns)

Here:
$51,938
State:
$77,088

Salary/wage: $46,277 (reported on 78.8% of returns)

Here:
$46,277
State:
$60,593

(% of AGI for various income ranges: 66.9% for AGIs below $25k, 69.2% for AGIs $25k-50k, 70.5% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 69.8% for AGIs $100k-200k)

Taxable interest for individuals: $549 (reported on 45.5% of returns)

This zip code:
$549
New York:
$3,125

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,566 (reported on 32.3% of returns)

Here:
$1,566
State:
$10,299

(% of AGI for various income ranges: 2.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,013 (reported on 16.2% of returns)

Here:
+$1,013
State:
+$42,474

(% of AGI for various income ranges: 1.2% for AGIs $100k-200k)

Profit/loss from business: +$6,967 (reported on 12.1% of returns)

Here:
+$6,967
State:
+$16,168

(% of AGI for various income ranges: 5.4% for AGIs below $25k, 3.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,623 (reported on 13.1% of returns)

12086:
$8,623
New York:
$17,621

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 4.6% for AGIs $75k-100k)

Total itemized deductions: $18,494 (20% of AGI, reported on 31.3% of returns)

Here:
$18,494
State:
$34,985

Here:
20.4% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 8.8% for AGIs below $25k, 6.7% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 14.1% for AGIs $100k-200k)

Charity contributions: $1,964 (reported on 25.3% of returns)

Here:
$1,964
State:
$5,572

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $8,948 (reported on 31.3% of returns)

12086:
$8,948
State:
$18,656

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 3.0% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 7.6% for AGIs $100k-200k)

Earned income credit: $1,840 (reported on 10.1% of returns)

Here:
$1,840
State:
$2,230

(% of AGI for various income ranges: 3.3% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.6%

Here:
58%
State:
66%

(% for various income ranges: 51.6% for AGIs below $25k, 61.5% for AGIs $25k-50k, 58.8% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 61.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12086, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,490 (Individual Income Tax Returns)

Here:
$42,490
State:
$59,519

Salary/wage: $37,757 (reported on 84.8% of returns)

Here:
$37,757
State:
$50,673

(% of AGI for various income ranges: 94.0% for AGIs below $10k, 66.4% for AGIs $10k-25k, 81.4% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 85.2% for AGIs $75k-100k, 66.1% for AGIs over 100k)

Taxable interest for individuals: $860 (reported on 60.7% of returns)

This zip code:
$860
New York:
$2,377

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Taxable dividends: $1,564 (reported on 36.5% of returns)

Here:
$1,564
State:
$5,394

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$629 (reported on 21.3% of returns)

Here:
+$629
State:
+$23,581

(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.4% for AGIs $10k-25k, -0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Profit/loss from business: +$9,779 (reported on 14.6% of returns)

Here:
+$9,779
State:
+$13,809

(% of AGI for various income ranges: 9.9% for AGIs below $10k, 4.2% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 7.8% for AGIs over 100k)

IRA payment deduction: $2,846 (reported on 4.1% of returns)

12086:
$2,846
New York:
$3,115

Total itemized deductions: $15,705 (21% of AGI, reported on 32.7% of returns)

Here:
$15,705
State:
$25,864

Here:
21.2% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 7.1% for AGIs $10k-25k, 9.7% for AGIs $25k-50k, 12.4% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Charity contributions deductions: $2,240 (3% of AGI, reported on 30.8% of returns)

Here:
$2,240
State:
$4,439

Here:
3.0% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 0.7% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $5,120 (reported on 82.1% of returns)

12086:
$5,120
State:
$11,730

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,551 (reported on 9.3% of returns)

Here:
$1,551
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.1%

Here:
59%
State:
67%

(% for various income ranges: 46.2% for AGIs below $10k, 57.3% for AGIs $10k-25k, 61.5% for AGIs $25k-50k, 62.3% for AGIs $50k-75k, 61.8% for AGIs $75k-100k, 76.4% for AGIs over 100k)

Estimated median household income in 2016:

This zip code:	$58,820
New York:	$62,909

Nearest zip codes: 12074, 12025, 12010, 12150, 12850, 12137.
Hagaman Zip Code Map

Percentage of family households:

This zip code:	37.3%
New York:	45.7%

Percentage of households with unmarried partners:

This zip code:	12.8%
New York:	5.9%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 40
Household did not receive Food Stamps/SNAP in the past 12 months: 695

Women who had a birth in the past 12 months: 6 (0 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 327 (79 now married, 250 unmarried)

Housing units in zip code 12086 with a mortgage: 412 (21 home equity loan)
Houses without a mortgage: 226

Median monthly owner costs for units with a mortgage: $1,336
Median monthly owner costs for units without a mortgage: $524

Residents with income below the poverty level in 2016:

This zip code:	10.2%
Whole state:	14.7%

Residents with income below 50% of the poverty level in 2016:

This zip code:	5.3%
Whole state:	8.0%

Median number of rooms in houses and condos:

Here:	6.4
State:	6.4

Median number of rooms in apartments:

Here:	5.1
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable location: Bunn Corners (A). Display/hide its location on the map

Lake: Cummings Pond (A). Display/hide its location on the map

Year house built

0Built 2014 or later
0Built 2010 to 2013
96Built 2000 to 2009
87Built 1990 to 1999
94Built 1980 to 1989
69Built 1970 to 1979
108Built 1960 to 1969
129Built 1950 to 1959
43Built 1940 to 1949
236Built 1939 or earlier

Note: State values scaled to 12086 population

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Hagaman, NY (12086)

0no bedroom
31 bedroom
952 bedrooms
4123 bedrooms
1354 bedrooms
165+ bedrooms

Note: State values scaled to Zip code 12086 population

Bedrooms in renter-occupied apartments in Hagaman, NY (12086)

2no bedroom
251 bedroom
252 bedrooms
413 bedrooms
04 bedrooms
05+ bedrooms

Note: State values scaled to Zip code 12086 population

Owner-occupied Renter-occupied

Cars and other vehicles available in Hagaman, NY (12086) in owner-occupied houses/condos

3no vehicle
1671 vehicle
3212 vehicles
1073 vehicles
324 vehicles
85+ vehicles

Note: State values scaled to Zip code 12086 population

Cars and other vehicles available in Hagaman, NY (12086) in renter-occupied apartments

0no vehicle
491 vehicle
422 vehicles
03 vehicles
04 vehicles
05+ vehicles

Note: State values scaled to Zip code 12086 population

Zip code 12086 household income distribution in 2016
43Less than $10,000
38$10,000 to $14,999
23$15,000 to $19,999
55$20,000 to $24,999
17$25,000 to $29,999
27$30,000 to $34,999
16$35,000 to $39,999
34$40,000 to $44,999
17$45,000 to $49,999
116$50,000 to $59,999
51$60,000 to $74,999
125$75,000 to $99,999
87$100,000 to $124,999
42$125,000 to $149,999
22$150,000 to $199,999
7$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 12086
2$30,000 to $34,999
11$40,000 to $49,999
18$50,000 to $59,999
20$60,000 to $69,999
15$70,000 to $79,999
25$80,000 to $89,999
36$90,000 to $99,999
83$100,000 to $124,999
38$125,000 to $149,999
123$150,000 to $174,999
61$175,000 to $199,999
78$200,000 to $249,999
40$250,000 to $299,999
48$300,000 to $399,999
10$500,000 to $749,999

Rent paid by renters in 2016 in zip code 12086
4$400 to $449
14$450 to $499
23$600 to $649
2$650 to $699
2$700 to $749
13$800 to $899
21No cash rent

Median gross rent in 2016: $822.

Estimated median house (or condo) value in 2016 for:

White Non-Hispanic householders: $176,357
Black or African American householders: $120,818
Asian householders: $113,979
Two or more races householders: $328,053
Hispanic or Latino householders: $113,979

Estimated median house or condo value in 2016: $174,700

12086:	$174,700
New York:	$302,400

Lower value quartile - upper value quartile: $114,336 - $224,913

Owners and renters by unit type (%)

Breakdown of mean house values by ages of householders

Note: State values scaled to Here population

Housing units in structures:

One, detached: 786
Two: 46
3 or 4: 10
5 to 9: 10
10 to 19: 3
Mobile homes: 19

Unemployment: 6.0%

Means of transportation to work in zip code 12086
84.8%606Drove a car alone
7.3%52Carpooled
0.8%6Bus or trolley bus
0.4%3Taxi
0.8%6Motorcycle
4.2%30Walked
0.4%3Worked at home

Travel time to work (commute) in zip code 12086
26Less than 5 minutes
1035 to 9 minutes
4710 to 14 minutes
6715 to 19 minutes
10820 to 24 minutes
4225 to 29 minutes
9930 to 34 minutes
1935 to 39 minutes
9740 to 44 minutes
6245 to 59 minutes
3460 to 89 minutes

Percentage of zip code residents living and working in this county: 38.9%

Household type by relationship:

Households: 1,576

In family households: 1,223 (280 male householders, 148 female householders)
280 spouses, 405 children (352 natural, 32 adopted, 23 stepchildren), 24 grandchildren, 0 brothers or sisters, 3 parents, 18 other relatives, 48 non-relatives
In nonfamily households: 354 (145 male householders (112 living alone)), 156 female householders (136 living alone)), 51 nonrelatives
In group quarters: 33 (0 institutionalized population)

Size of family households: 247 2-persons, 76 3-persons, 86 4-persons, 18 5-persons, 3 6-persons

Size of nonfamily households: 248 1-person, 52 2-persons

62 married couples with children.
169 single-parent households (76 men, 93 women).

93.4% of residents of 12086 zip code speak English at home.
2.6% of residents speak Spanish at home (51% very well, 49% well).
2.4% of residents speak other Indo-European language at home (89% very well, 11% not well).
1.7% of residents speak other language at home (50% very well, 50% well).

Foreign born population: 41 (2.6%)
(100.0% of them are naturalized citizens)

This zip code:	2.6%
Whole state:	23.0%

Most common places of birth for the foreign-born residents (%)

53%Czechoslovakia (includes Czech Republic and Slovakia)
20%Moldova
8%Germany
8%Uruguay

Most common first ancestries reported in 12086 (%)

25%Italian
25%Polish
12%German
6%English
4%Scottish
4%Hungarian
3%European

Year of entry for the foreign-born population

02010 or later
72000 to 2009
01990 to 1999
47Before 1990

Note: State values scaled to 12086 population

Zip code 12086 marital status for females

Housing units lacking complete plumbing facilities: 2.6%
Housing units lacking complete kitchen facilities: 3.5%

Most commonly used house heating fuel

47%Utility gas
28%Fuel oil, kerosene, etc.
11%Wood
9%Bottled, tank, or LP gas
4%Electricity
1%Other fuel

Population in 1990: 114. Population change in the 1990s: +1,440 (+1263.2%).

Place of birth for U.S.-born residents:

This state: 1,382
Northeast: 73
Midwest: 31
South: 18
West: 38

77% of the 12086 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

98% of the 12086 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 50% moved from this county.
Out of people who lived in different houses, 50% moved from different county within same state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
New York:	14.0%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
New York:	13.9%

Students in private undergraduate colleges: 37

Here:	39.2%
New York:	34.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

99,971Architecture and engineering occupations
71,790Education, training, and library occupations
63,803Construction and extraction occupations
57,184Transportation occupations
55,749Health diagnosing and treating practitioners and other technical occupations
48,498Business and financial operations occupations

Note: State values scaled to 12086 population

Top industries in this zip code by the number of employees in 2005:

Professional, Scientific, and Technical Services: Other Computer Related Services (10-19 employees: 1 establishment)
Accommodation and Food Services: Full-Service Restaurants (5-9: 2)
Construction: Residential Remodelers (1-4: 2)
Other Services (except Public Administration): General Automotive Repair (1-4: 2)
Health Care and Social Assistance: Child Day Care Services (1-4: 1)
Other Services (except Public Administration): Cemeteries and Crematories (1-4: 1)
Information: Cable and Other Program Distribution (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

21 people in residential treatment centers for adults

People in group quarters in 2000:

14 people in other nonhousehold living situations

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$186,390	3	$193,563	12	$179,020	3	$45,163	1	$85,920
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$169,030	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0	4	$173,813	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	2	$138,530	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$122,430	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0615.00 , 0721.00

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value
LOANS ORIGINATED	1	$261,180
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0615.00 , 0721.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Name	Count	Lived (average)
Most common first names in zip code 12086 among deceased individuals
Joseph	28	76.3 years
John	23	76.8 years
Mary	22	82.4 years
William	20	77.9 years
Frank	17	81.6 years
Anna	16	86.4 years
Robert	14	70.8 years
Edward	12	77.3 years
Helen	11	79.2 years
George	9	76.8 years

Last name	Count	Lived (average)
Most common last names in zip code 12086 among deceased individuals
Brown	8	77.1 years
Uhlinger	6	78.3 years
Czelusniak	5	78.4 years
Fisher	5	86.4 years
Banta	5	81.6 years
Kravis	5	78.4 years
Dzierga	5	76.6 years
Watrobski	5	72.4 years
Frydel	4	82.5 years
Cebula	4	72.7 years

Businesses in zip code 12086

YMCA: 1

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$153,225	3	$171,007	9	$151,616	3	$65,643	1	$58,020
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$124,950	1	$244,710	1	$107,590	0	$0
APPLICATIONS DENIED	1	$108,180	0	$0	6	$185,105	2	$45,485	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	3	$125,200	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$273,500	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	7	$189,613	10	$144,349	5	$48,408	2	$108,260	1	$71,380
APPLICATIONS APPROVED, NOT ACCEPTED	2	$131,555	1	$232,690	1	$7,270	1	$135,490	0	$0
APPLICATIONS DENIED	3	$174,567	7	$196,694	3	$47,783	0	$0	1	$31,910
APPLICATIONS WITHDRAWN	1	$136,680	4	$174,778	1	$131,630	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$240,110	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$185,650	9	$152,127	12	$141,957	5	$63,278	1	$148,850
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$138,010	3	$117,880	0	$0	0	$0
APPLICATIONS DENIED	0	$0	2	$152,260	9	$135,011	1	$43,330	1	$63,070
APPLICATIONS WITHDRAWN	0	$0	1	$84,290	7	$135,193	1	$64,410	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$155,970	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$168,675	13	$126,037	5	$38,970	2	$161,385
APPLICATIONS APPROVED, NOT ACCEPTED	1	$205,980	1	$207,460	0	$0	0	$0
APPLICATIONS DENIED	1	$169,620	6	$107,095	2	$66,485	0	$0
APPLICATIONS WITHDRAWN	1	$238,180	8	$126,419	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$206,570	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$155,820	7	$161,480	13	$105,398	3	$25,227	2	$79,615	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$128,370	2	$97,055	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$72,720	6	$109,098	1	$39,470	0	$0	1	$36,950
APPLICATIONS WITHDRAWN	0	$0	0	$0	7	$97,753	1	$77,760	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$122,430	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$95,880	11	$95,157	38	$105,591	2	$33,245	1	$107,400
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$64,260	6	$87,285	1	$48,320	1	$46,890
APPLICATIONS DENIED	0	$0	4	$51,615	13	$83,049	2	$19,510	1	$37,260
APPLICATIONS WITHDRAWN	0	$0	1	$160,610	9	$96,124	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$102,960	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$106,065	11	$100,045	24	$89,744	3	$27,007	2	$103,515
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$77,340	4	$74,123	1	$8,270	0	$0
APPLICATIONS DENIED	0	$0	3	$50,537	11	$77,215	2	$7,740	1	$40,240
APPLICATIONS WITHDRAWN	0	$0	1	$112,100	7	$80,456	1	$22,570	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$105,160	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$63,020	7	$108,386	23	$83,630	4	$15,598	2	$78,475
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$55,225	2	$67,040	1	$50,340	0	$0
APPLICATIONS DENIED	0	$0	4	$53,868	13	$62,316	5	$12,794	1	$36,260
APPLICATIONS WITHDRAWN	0	$0	1	$128,240	10	$72,121	1	$39,390	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$93,620	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 4 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$76,573	10	$89,081	8	$70,048	6	$16,113	1	$88,330
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$54,720	2	$54,315	2	$16,590	0	$0
APPLICATIONS DENIED	1	$77,400	8	$67,346	11	$59,703	5	$15,768	1	$84,230
APPLICATIONS WITHDRAWN	0	$0	1	$36,770	5	$46,862	1	$42,170	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$93,790	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$69,995	4	$84,193	9	$68,266	3	$17,070
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$83,990	2	$81,950	0	$0
APPLICATIONS DENIED	0	$0	3	$41,217	5	$58,250	1	$15,710
APPLICATIONS WITHDRAWN	0	$0	0	$0	4	$63,168	1	$33,110
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0

12086 Zip Code (Hagaman, NY) Detailed Profile

For population 25 years and over in 12086:

For population 15 years and over in 12086:

Zip code 12086 compared to state average:

Races in zip code 12086

Averages for the 2012 tax year for zip code 12086, filed in 2013:

Averages for the 2004 tax year for zip code 12086, filed in 2005:

Notable locations in this zip code not listed on our city pages

Zip code 12086 household income distribution in 2016

Estimate of home value of owner-occupied houses/condos in 2016 in zip code 12086

Rent paid by renters in 2016 in zip code 12086

Estimated median house (or condo) value in 2016 for:

Housing units in structures:

Means of transportation to work in zip code 12086

Travel time to work (commute) in zip code 12086

Household type by relationship:

Place of birth for U.S.-born residents:

Private vs. public school enrollment:

Top industries in this zip code by the number of employees in 2005:

People in group quarters in 2010:

People in group quarters in 2000:

Businesses in zip code 12086