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12074 Zip Code Detailed Profile

 


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Profiles Galway, NY (12074) houses, apartments, residents, cars, jobs...

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City: Galway, NY (0.70%)
County: Saratoga County, NY

Estimated zip code population in 2011: 2,980
Zip code population in 2010: 2,963
Zip code population in 2000: 3,195




Age and Sex of Residents in zip code 12074

Zip code 12074 (Galway, New York) real estate house value trends

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Houses and condos: 1,525
Renter-occupied apartments: 82
% of renters here:

7%
State:

46%

Mar. 2012 cost of living index in zip code 12074: 99.0 (near average, U.S. average is 100)

Land area: 35.6 sq. mi.
Water area: 0.9 sq. mi.
Population density: 84 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.3% ($2,580)
New York:

1.5% ($4,273)

Median real estate property taxes paid for housing units with mortgages in 2011: $2,612 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $2,431 (1.4%)

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Males: 1,423  (47.8%)
Females: 1,557  (52.2%)

For population 25 years and over in 12074:

  • High school or higher: 92.4%
  • Bachelor's degree or higher: 27.1%
  • Graduate or professional degree: 9.5%
  • Unemployed: 4.8%
  • Mean travel time to work (commute): 31.2 minutes

For population 15 years and over in 12074:

  • Never married: 19.9%
  • Now married: 59.5%
  • Separated: 1.8%
  • Widowed: 7.3%
  • Divorced: 11.6%

Zip code 12074 compared to state average:

  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Number of college students below state average.

Zip code 12074 races chart

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100% rural population.

Estimated median house/condo value in 2011: $204,900
12074:

$204,900
New York:

$285,300



According to our research of New York and other state lists there were 2 registered sex offenders living in 12074 zip code as of December 21, 2014.
The ratio of number of residents in zip code 12074 to the number of sex offenders is 1,303 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

47.4 years
New York median age:

38.1 years

Average household size:
This zip code:

2.5 people
New York:

2.6 people

Averages for the 2004 tax year for zip code 12074, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,733 (Individual Income Tax Returns)
Here:

$48,733
State:

$59,519

Salary/wage: $42,046 (reported on 85.5% of returns)
Here:

$42,046
State:

$50,673
(% of AGI for various income ranges: 83.5% for AGIs below $10k, 68.9% for AGIs $10k-25k, 80.0% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 83.1% for AGIs $75k-100k, 61.3% for AGIs over 100k)

Taxable interest for individuals: $946 (reported on 57.6% of returns)
This zip code:

$946
New York:

$2,377
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $3,220 (reported on 30.2% of returns)
Here:

$3,220
State:

$5,394
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$5,948 (reported on 19.9% of returns)
Here:

+$5,948
State:

+$23,581
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 7.9% for AGIs over 100k)

Profit/loss from business: +$11,063 (reported on 15.4% of returns)
Here:

+$11,063
State:

+$13,809
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.2% for AGIs over 100k)

IRA payment deduction: $2,690 (reported on 2.9% of returns)
12074:

$2,690
New York:

$3,115

Self-employed pension: $5,929 (reported on 1.0% of returns)
Here:

$5,929
New York:

$19,016

Total itemized deductions: $16,459 (20% of AGI, reported on 36.0% of returns)
Here:

$16,459
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 8.9% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $1,752 (2% of AGI, reported on 32.4% of returns)
Here:

$1,752
State:

$4,439

Here:

2.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $6,458 (reported on 82.4% of returns)
12074:

$6,458
State:

$11,730
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 5.1% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,553 (reported on 9.0% of returns)
Here:

$1,553
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 53.9%
Here:

54%
State:

67%
(% for various income ranges: 38.0% for AGIs below $10k, 53.7% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 56.5% for AGIs $75k-100k, 62.1% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$70,750
New York:

$55,246

Galway, NY (12074) map

Nearest zip codes: 12850, 12086, 12863, 12025, 12859, 12020.

Percentage of family households:
This zip code:

48.0%
New York:

49.0%

Percentage of households with unmarried partners:
This zip code:

6.3%
New York:

6.0%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 1.4% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 74
Household did not receive Food Stamps/SNAP in the past 12 months: 1,117


Women who had a birth in the past 12 months: 16 (16 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 553 (302 now married, 251 unmarried)


Housing units in zip code 12074 with a mortgage: 712 (24 second mortgage, 159 home equity loan)
Houses without a mortgage: 397

Median monthly owner costs for units with a mortgage: $1,477
Median monthly owner costs for units without a mortgage: $557

Residents with income below the poverty level in 2011:
This zip code:

7.9%
Whole state:

16.0%

Residents with income below 50% of the poverty level in 2011:
This zip code:

1.8%
Whole state:

8.8%

Median number of rooms in houses and condos:
Here:

6.6
State:

6.4

Median number of rooms in apartments:
Here:

7.2
State:

3.9


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 12074: Galway Country Club (A), Circle T Farms (B), Shuttleworth Corners (C), Skinner Corners (D), Holsapple Corners (E), Schenectady Camp (F), O'Brien Corners (G), Milburt Farm And Greenhouses (H), Partridge Run Farm (I), McConchie's Heritage Acre Campground (J), Galway Public Library (K), Galway Town Hall (L). Display/hide their locations on the map

Churches in zip code 12074 include: Saint Mary's Catholic Church (A), Galway Community Fellowship (B), Providence Baptist Church (C). Display/hide their locations on the map

Cemeteries: Saint Marys Cemetery (1), Barkersville Cemetery (2), Foster Hill Cemetery (3), Galway Village Cemetery (4), Community Church Cemetery (5), Allen Cemetery (6), Hagadorn Cemetery (7). Display/hide their locations on the map

Reservoirs and swamps: Galway Lake (A), Merry Vly (B), Ludlow Swamp (C). Display/hide their locations on the map

Creeks: Evans Creek (A), Alder Creek (B), Cadman Creek (C), Joby Creek (D). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 71
  • 2000 to 2004: 82
  • 1990 to 1999: 211
  • 1980 to 1989: 214
  • 1970 to 1979: 246
  • 1960 to 1969: 78
  • 1950 to 1959: 116
  • 1940 to 1949: 69
  • 1939 or earlier: 438


Zip code 12074 satellite photo by USGS

Bedrooms in houses/apartments in 12074
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 15
  • 2 bedrooms: 227
  • 3 bedrooms: 515
  • 4 bedrooms: 260
  • 5+ bedrooms: 92
  • no bedroom: 0
  • 1 bedroom: 2
  • 2 bedrooms: 26
  • 3 bedrooms: 37
  • 4 bedrooms: 11
  • 5+ bedrooms: 6
Cars and other vehicles available in 12074 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 3
  • 1 vehicle: 281
  • 2 vehicles: 477
  • 3 vehicles: 248
  • 4 vehicles: 82
  • 5+ vehicles: 18
  • no vehicle: 4
  • 1 vehicle: 43
  • 2 vehicles: 26
  • 3 vehicles: 3
  • 4 vehicles: 6
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 12074 household income distribution in 2009

Zip code 12074 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 12074:

  • Less than $10,000: 2
  • $10,000 to $14,999: 3
  • $25,000 to $29,999: 2
  • $30,000 to $34,999: 3
  • $40,000 to $49,999: 10
  • $50,000 to $59,999: 19
  • $60,000 to $69,999: 20
  • $70,000 to $79,999: 15
  • $80,000 to $89,999: 49
  • $90,000 to $99,999: 31
  • $100,000 to $124,999: 62
  • $125,000 to $149,999: 59
  • $150,000 to $174,999: 116
  • $175,000 to $199,999: 142
  • $200,000 to $249,999: 221
  • $250,000 to $299,999: 92
  • $300,000 to $399,999: 164
  • $400,000 to $499,999: 55
  • $500,000 to $749,999: 34
  • $1,000,000 or more: 10

 



12074 rent paid by renters

Rent paid by renters in 2011 in zip code 12074:

  • $300 to $349: 2
  • $650 to $699: 12
  • $750 to $799: 20
  • $800 to $899: 17
  • $1,000 to $1,249: 6
  • $1,250 to $1,499: 7
  • No cash rent: 18
 


Median gross rent in 2011: $1,090.


Median price asked for vacant for-sale houses and condos in 2011: $183,500.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $197,296
  • Black or African American householders: $268,066
  • Two or more races householders: $146,217

Estimated median house or condo value in 2011: $204,900
12074:

$204,900
New York:

$285,300
Lower value quartile - upper value quartile: $150,500 - $292,300

Mean price in 2011:

Detached houses: $228,691
Here:

$228,691
State:

$326,901

Mobile homes: $53,425
Here:

$53,425
State:

$65,563

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,396
  • One, attached: 12
  • Two: 10
  • 3 or 4: 32
  • Mobile homes: 75

Unemployment: 4.8%
12074 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,292 (87%)
  • Carpooled: 133 (9%)
  • Walked: 21 (1%)
  • Other means: 4 (0%)
  • Worked at home: 35 (2%)
 

12074 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 70
  • 5 to 9 minutes: 57
  • 10 to 14 minutes: 50
  • 15 to 19 minutes: 87
  • 20 to 24 minutes: 202
  • 25 to 29 minutes: 142
  • 30 to 34 minutes: 227
  • 35 to 39 minutes: 183
  • 40 to 44 minutes: 158
  • 45 to 59 minutes: 160
  • 60 to 89 minutes: 87
  • 90 or more minutes: 27
 

Percentage of zip code residents living and working in this county: 45.6%

Household type by relationship:

Households: 2,980
  • In family households: 2,491 (473 male householders, 345 female householders)
    704 spouses, 723 children (648 natural, 27 adopted, 50 stepchildren), 126 grandchildren, 6 brothers or sisters, 40 parents, 25 other relatives, 49 non-relatives
  • In nonfamily households: 489 (178 male householders (128 living alone)), 195 female householders (154 living alone)), 116 nonrelatives

Size of family households: 418 2-persons, 188 3-persons, 103 4-persons, 80 5-persons, 15 6-persons, 14 7-or-more-persons

Size of nonfamily households: 282 1-person, 74 2-persons, 17 3-persons

375 married couples with children.
137 single-parent households (34 men, 103 women).

95.2% of residents of 12074 zip code speak English at home.
1.2% of residents speak Spanish at home (100% very well).
2.4% of residents speak other Indo-European language at home (75% very well, 24% well, 1% not at all).
1.1% of residents speak Asian or Pacific Island language at home (52% very well, 48% well).
0.1% of residents speak other language at home (100% well).

Foreign born population: 55 (1.8%)
(89.1% of them are naturalized citizens)
This zip code:

1.8%
Whole state:

22.2%

Most common places of birth for the foreign-born residents:

  • Korea (27%)
  • Canada (24%)
  • Italy (18%)
  • Norway (11%)
  • Syria (7%)
  • Haiti (7%)
  • Japan (5%)

Year of entry for the foreign-born population

  • 2000 or later: 10
  • 1990 to 1999: 15
  • 1980 to 1989: 4
  • Before 1980: 58

Races in zip code 12074:

White population: 2,876
Black population: 14
American Indian population: 0
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 3
Two or more races population: 22
Hispanic or Latino population: 40

Most common first ancestries reported in 12074 (%):



  • Irish (16%)
  • German (15%)
  • American (12%)
  • English (10%)
  • Polish (10%)
  • French (except Basque) (6%)
  • Other groups (6%)

Facilities with environmental interests located in this zip code:

  • GEORGE QUICKS GARAGE (RD 1 & RTE 29 in GALWAY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • INTERSTATE OIL SERVICE CORP (SOUTH ST RTE 147 in GALWAY, NY)
    TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Organizations: SCOTT FAVILLE (CONTACT/OWNER)


Zip code 12074 marital status for males
Zip code 12074 marital status for females


Housing units lacking complete plumbing facilities: 3.3%

Housing units lacking complete kitchen facilities: 0.3%

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (48%)
  • Wood (18%)
  • Bottled, tank, or LP gas (18%)
  • Electricity (8%)
  • Other fuel (3%)
  • Utility gas (2%)
  • Coal or coke (2%)
  • Solar energy (1%)

Population in 1990: 3,988. Population change in the 1990s: -793 (-19.9%).

Place of birth for U.S.-born residents:

  • This state: 2,379
  • Northeast: 280
  • Midwest: 123
  • South: 65
  • West: 46

70% of the 12074 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

93% of the 12074 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 29% moved from this county.
   Out of people who lived in different houses, 34% moved from different county within same state.
   Out of people who lived in different houses, 36% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 4
Here:

1.3%
New York:

13.3%

Students in private schools in grades 9 to 12 (high school): 24
Here:

12.6%
New York:

12.8%

Students in private undergraduate colleges: 6
Here:

6.6%
New York:

35.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Health diagnosing and treating practitioners and other technical occupations: 112,625
  • Education, training, and library occupations: 75,417
  • Law enforcement workers including supervisors: 73,750
  • Architecture and engineering occupations: 71,111
  • Computer and mathematical occupations: 69,167
  • Management occupations: 66,971

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Construction: Framing Contractors (10-19: 1, 1-4: 3)
  • Construction: Drywall and Insulation Contractors (10-19: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 3)
  • Professional, Scientific, and Technical Services: Veterinary Services (5-9: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)





Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$199,03029$196,890106$175,17519$51,17714$166,4842$123,170
APPLICATIONS APPROVED, NOT ACCEPTED0$00$011$176,7561$75,5101$244,6200$0
APPLICATIONS DENIED3$124,3306$129,51535$174,5053$25,3634$177,5103$101,617
APPLICATIONS WITHDRAWN3$203,5102$186,38016$157,8451$55,7502$185,5901$65,120
FILES CLOSED FOR INCOMPLETENESS0$00$05$188,3280$00$00$0

Detailed HMDA statistics for the following Tracts: 0605.02 , 0605.03, 0615.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$244,7373$215,543
APPLICATIONS APPROVED, NOT ACCEPTED2$193,3651$226,040
APPLICATIONS DENIED1$326,3901$259,380
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0605.02 , 0605.03, 0615.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 12074 among deceased individuals
NameCountLived (average)
John1768.0 years
William1475.3 years
George1473.1 years
Charles1373.4 years
Anna1183.7 years
Mary1179.5 years
Helen1174.2 years
Margaret1072.4 years
James1074.7 years
Edward873.7 years
Most common last names in zip code 12074 among deceased individuals
Last nameCountLived (average)
Sherman870.6 years
Denison776.3 years
Brown576.6 years
Hunter576.8 years
Michelfelder581.0 years
Palmateer573.4 years
Sowle575.2 years
Jones481.5 years
Chase470.0 years
Mccrossen481.0 years


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