12074 Zip Code Detailed Profile




City: Galway, NY (0.70%)
County: Saratoga County, NY
Estimated zip code population in 2013: 3,109
Zip code population in 2010: 2,963
Zip code population in 2000: 3,195

Houses and condos: 1,577
Renter-occupied apartments: 121
% of renters here:

10%
State:

46%
Mar. 2013 cost of living index in zip code 12074: 98.1 (near average, U.S. average is 100)

Land area: 35.6 sq. mi.
Water area: 0.9 sq. mi.
Population density: 87 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12074
Zip code 12074 (Galway, New York) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 12074

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.4% ($2,858)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,878 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,815 (1.6%)

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Males: 1,573  (50.6%)
Females: 1,536  (49.4%)

For population 25 years and over in 12074:

For population 15 years and over in 12074:

Zip code 12074 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Races in zip code 12074

  • Zip code 12074 races chart
    • 2,876White population
    • 14Black population
    • 0American Indian population
    • 7Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 22Two or more races population
    • 40Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
Hide US histogram

100% rural population.

Estimated median house/condo value in 2013: $209,800
12074:

$209,800
New York:

$277,600



According to our research of New York and other state lists there were 3 registered sex offenders living in 12074 zip code as of February 07, 2016.
The ratio of number of residents in zip code 12074 to the number of sex offenders is 869 to 1.


Median resident age:
This zip code:

45.8 years
New York median age:

38.2 years
Average household size:
This zip code:

2.6 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12074, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $60,333 (Individual Income Tax Returns)
Here:

$60,333
State:

$77,088

Salary/wage: $51,498 (reported on 82.3% of returns)
Here:

$51,498
State:

$60,593
(% of AGI for various income ranges: 68.7% for AGIs below $25k, 72.7% for AGIs $25k-50k, 75.2% for AGIs $50k-75k, 74.2% for AGIs $75k-100k, 75.3% for AGIs $100k-200k, 37.6% for AGIs over 200k)

Taxable interest for individuals: $702 (reported on 44.2% of returns)
This zip code:

$702
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $3,010 (reported on 27.2% of returns)
Here:

$3,010
State:

$10,299
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,243 (reported on 15.6% of returns)
Here:

+$8,243
State:

+$42,474
(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 5.7% for AGIs $100k-200k)

Profit/loss from business: +$12,142 (reported on 16.3% of returns)
Here:

+$12,142
State:

+$16,168
(% of AGI for various income ranges: 8.3% for AGIs below $25k, 3.3% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,647 (reported on 10.2% of returns)
12074:

$16,647
New York:

$17,621
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Total itemized deductions: $20,037 (20% of AGI, reported on 36.7% of returns)
Here:

$20,037
State:

$34,985

Here:

20.5% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 12.9% for AGIs below $25k, 8.6% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 14.9% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Charity contributions: $2,307 (reported on 27.9% of returns)
Here:

$2,307
State:

$5,572
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Taxes paid: $9,161 (reported on 36.7% of returns)
12074:

$9,161
State:

$18,656
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 3.1% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 5.1% for AGIs $75k-100k, 7.3% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Earned income credit: $1,879 (reported on 9.5% of returns)
Here:

$1,879
State:

$2,230
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.3%
Here:

50%
State:

66%
(% for various income ranges: 45.5% for AGIs below $25k, 50.0% for AGIs $25k-50k, 52.2% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 56.5% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12074, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,733 (Individual Income Tax Returns)
Here:

$48,733
State:

$59,519

Salary/wage: $42,046 (reported on 85.5% of returns)
Here:

$42,046
State:

$50,673
(% of AGI for various income ranges: 83.5% for AGIs below $10k, 68.9% for AGIs $10k-25k, 80.0% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 83.1% for AGIs $75k-100k, 61.3% for AGIs over 100k)

Taxable interest for individuals: $946 (reported on 57.6% of returns)
This zip code:

$946
New York:

$2,377
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $3,220 (reported on 30.2% of returns)
Here:

$3,220
State:

$5,394
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 4.3% for AGIs over 100k)

Net capital gain/loss: +$5,948 (reported on 19.9% of returns)
Here:

+$5,948
State:

+$23,581
(% of AGI for various income ranges: -1.5% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 7.9% for AGIs over 100k)

Profit/loss from business: +$11,063 (reported on 15.4% of returns)
Here:

+$11,063
State:

+$13,809
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.2% for AGIs over 100k)

IRA payment deduction: $2,690 (reported on 2.9% of returns)
12074:

$2,690
New York:

$3,115

Self-employed pension: $5,929 (reported on 1.0% of returns)
Here:

$5,929
New York:

$19,016

Total itemized deductions: $16,459 (20% of AGI, reported on 36.0% of returns)
Here:

$16,459
State:

$25,864

Here:

20.4% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 8.9% for AGIs $10k-25k, 10.2% for AGIs $25k-50k, 12.1% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $1,752 (2% of AGI, reported on 32.4% of returns)
Here:

$1,752
State:

$4,439

Here:

2.1% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $6,458 (reported on 82.4% of returns)
12074:

$6,458
State:

$11,730
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 5.1% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,553 (reported on 9.0% of returns)
Here:

$1,553
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 53.9%
Here:

54%
State:

67%
(% for various income ranges: 38.0% for AGIs below $10k, 53.7% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 57.9% for AGIs $50k-75k, 56.5% for AGIs $75k-100k, 62.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$72,328
New York:

$57,369
Galway, NY (12074) map Nearest zip codes: 12850, 12086, 12863, 12025, 12859, 12020.
Percentage of family households:
This zip code:

49.8%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

4.9%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 87
Household did not receive Food Stamps/SNAP in the past 12 months: 1,127


Women who had a birth in the past 12 months: 24 (24 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 586 (315 now married, 271 unmarried)


Housing units in zip code 12074 with a mortgage: 657 (26 second mortgage, 141 home equity loan)
Houses without a mortgage: 436

Median monthly owner costs for units with a mortgage: $1,492
Median monthly owner costs for units without a mortgage: S583

Residents with income below the poverty level in 2013:
This zip code:

5.6%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

2.4%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.4
Median number of rooms in apartments:
Here:

5.5
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12074: Galway Country Club (A), Circle T Farms (B), Shuttleworth Corners (C), Skinner Corners (D), Holsapple Corners (E), Schenectady Camp (F), O'Brien Corners (G), Milburt Farm And Greenhouses (H), Partridge Run Farm (I), McConchie's Heritage Acre Campground (J), Galway Public Library (K), Galway Town Hall (L). Display/hide their locations on the map

    Churches in zip code 12074 include: Saint Mary's Catholic Church (A), Galway Community Fellowship (B), Providence Baptist Church (C). Display/hide their locations on the map

    Cemeteries: Saint Marys Cemetery (1), Barkersville Cemetery (2), Foster Hill Cemetery (3), Galway Village Cemetery (4), Community Church Cemetery (5), Allen Cemetery (6), Hagadorn Cemetery (7). Display/hide their locations on the map

    Reservoirs and swamps: Galway Lake (A), Merry Vly (B), Ludlow Swamp (C). Display/hide their locations on the map

    Creeks: Evans Creek (A), Alder Creek (B), Cadman Creek (C), Joby Creek (D). Display/hide their locations on the map

Year house built

  • 62010 or later
  • 1612000 to 2009
  • 2271990 to 1999
  • 1571980 to 1989
  • 2951970 to 1979
  • 1071960 to 1969
  • 941950 to 1959
  • 351940 to 1949
  • 4951939 or earlier

Zip code 12074 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Galway, NY (12074)

  • 0no bedroom
  • 71 bedroom
  • 2172 bedrooms
  • 5183 bedrooms
  • 2784 bedrooms
  • 735+ bedrooms

Bedrooms in renter-occupied apartments in Galway, NY (12074)

  • 0no bedroom
  • 391 bedroom
  • 262 bedrooms
  • 333 bedrooms
  • 134 bedrooms
  • 105+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Galway, NY (12074) in owner-occupied houses/condos

  • 15no vehicle
  • 2101 vehicle
  • 4922 vehicles
  • 2903 vehicles
  • 674 vehicles
  • 195+ vehicles

Cars and other vehicles available in Galway, NY (12074) in renter-occupied apartments

  • 7no vehicle
  • 691 vehicle
  • 312 vehicles
  • 43 vehicles
  • 104 vehicles
  • 05+ vehicles

Median gross rent in 2013: $883.


Median price asked for vacant for-sale houses and condos in 2013: $201,313.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $209,800
12074:

$209,800
New York:

$277,600
Lower value quartile - upper value quartile: $152,600 - $305,400

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.5%

Percentage of zip code residents living and working in this county: 51.2%

Household type by relationship:

Households: 3,109

Size of family households: 401 2-persons, 235 3-persons, 115 4-persons, 91 5-persons, 20 7-or-more-persons

Size of nonfamily households: 275 1-person, 75 2-persons, 2 3-persons

418 married couples with children.
110 single-parent households (25 men, 85 women).

93.3% of residents of 12074 zip code speak English at home.
2.3% of residents speak Spanish at home (84% very well, 16% not well).
3.5% of residents speak other Indo-European language at home (75% very well, 20% well, 4% not well, 1% not at all).
0.8% of residents speak Asian or Pacific Island language at home (43% very well, 57% well).
0.1% of residents speak other language at home (100% well).

Foreign born population: 74 (2.4%)
(73.0% of them are naturalized citizens)
This zip code:

2.4%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 20%Italy
  • 19%Germany
  • 18%Korea
  • 11%Mexico
  • 9%Norway
  • 5%Ukraine
  • 5%Syria

Most common first ancestries reported in 12074 (%)

  • 16%Irish
  • 14%German
  • 8%English
  • 8%Italian
  • 8%Polish
  • 7%American
  • 7%Other groups

Year of entry for the foreign-born population

  • 02010 or later
  • 152000 to 2009
  • 231990 to 1999
  • 76Before 1990

Facilities with environmental interests located in this zip code:


Zip code 12074 marital status for males
Zip code 12074 marital status for females

Housing units lacking complete plumbing facilities: 3.7%
Housing units lacking complete kitchen facilities: 0.2%

Most commonly used house heating fuel

  • 45%Fuel oil, kerosene, etc.
  • 19%Bottled, tank, or LP gas
  • 17%Wood
  • 8%Electricity
  • 4%Other fuel
  • 3%Coal or coke
  • 3%Utility gas
  • 1%Solar energy

Population in 1990: 3,988. Population change in the 1990s: -793 (-19.9%).

Place of birth for U.S.-born residents:


70% of the 12074 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 41% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

94% of the 12074 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 38% moved from different county within same state.
   Out of people who lived in different houses, 3% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 4
Here:

1.3%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 31
Here:

14.7%
New York:

12.6%
Students in private undergraduate colleges: 5
Here:

3.9%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 118,250Health diagnosing and treating practitioners and other technical occupations
  • 75,125Business and financial operations occupations
  • 74,583Architecture and engineering occupations
  • 62,973Education, training, and library occupations
  • 54,821Computer and mathematical occupations
  • 51,250Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$199,03029$196,890106$175,17519$51,17714$166,4842$123,170
APPLICATIONS APPROVED, NOT ACCEPTED0$00$011$176,7561$75,5101$244,6200$0
APPLICATIONS DENIED3$124,3306$129,51535$174,5053$25,3634$177,5103$101,617
APPLICATIONS WITHDRAWN3$203,5102$186,38016$157,8451$55,7502$185,5901$65,120
FILES CLOSED FOR INCOMPLETENESS0$00$05$188,3280$00$00$0

Detailed HMDA statistics for the following Tracts: 0605.02 , 0605.03, 0615.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$244,7373$215,543
APPLICATIONS APPROVED, NOT ACCEPTED2$193,3651$226,040
APPLICATIONS DENIED1$326,3901$259,380
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0605.02 , 0605.03, 0615.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12074 among deceased individuals
NameCountLived (average)
John1768.0 years
William1475.3 years
George1473.1 years
Charles1373.4 years
Anna1183.7 years
Mary1179.5 years
Helen1174.2 years
Margaret1072.4 years
James1074.7 years
Edward873.7 years
Most common last names in zip code 12074 among deceased individuals
Last nameCountLived (average)
Sherman870.6 years
Denison776.3 years
Brown576.6 years
Hunter576.8 years
Michelfelder581.0 years
Palmateer573.4 years
Sowle575.2 years
Jones481.5 years
Chase470.0 years
Mccrossen481.0 years

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