12863 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 868
Zip code population in 2010: 533
Zip code population in 2000: 596

Houses and condos: 323
Renter-occupied apartments: 66
March 2022 cost of living index in zip code 12863: 95.3 (near average, U.S. average is 100)

Land area: 3.6 sq. mi.
Water area: 0.0 sq. mi.

Population density: 242 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,485 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $5,650 (2.0%)

For population 25 years and over in 12863:

• High school or higher: 98.1%
• Bachelor's degree or higher: 33.4%
• Graduate or professional degree: 15.7%
• Unemployed: 6.1%
• Mean travel time to work (commute): 28.9 minutes

For population 15 years and over in 12863:

• Never married: 37.9%
• Now married: 54.0%
• Separated: 0.0%
• Widowed: 0.0%
• Divorced: 8.1%

100% rural population.

Averages for the 2020 tax year for zip code 12863, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $79,906 (Individual Income Tax Returns)

Here:	$79,906
State:	$90,930

Salary/wage: $72,824 (reported on 82.9% of returns)

Here:	$72,824
State:	$72,104

(% of AGI for various income ranges: 1085.0% for AGIs below $25k, 3206.7% for AGIs $25k-50k, 5768.0% for AGIs $50k-75k, 9560.0% for AGIs $75k-100k, 25584.0% for AGIs $100k-200k)

Taxable interest for individuals: $300 (reported on 37.1% of returns)

This zip code:	$300
New York:	$3,075

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 10.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 48.0% for AGIs $100k-200k)

Ordinary dividends: $2,486 (reported on 20.0% of returns)

Here:	$2,486
State:	$11,095

(% of AGI for various income ranges: 34.0% for AGIs $50k-75k, 314.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$6,640 (reported on 14.3% of returns)

Here:	+$6,640
State:	+$44,925

(% of AGI for various income ranges: 8.3% for AGIs $25k-50k, 654.0% for AGIs $100k-200k)

Profit/loss from business: +$600 (reported on 11.4% of returns)

Here:	+$600
State:	+$14,940

(% of AGI for various income ranges: 80.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,400 (reported on 5.7% of returns)

12863:	$10,400
New York:	$19,609

(% of AGI for various income ranges: 346.7% for AGIs $25k-50k)

Total itemized deductions: $27,050 (reported on 5.7% of returns)

Here:	$27,050
State:	$39,326

(% of AGI for various income ranges: 1803.3% for AGIs $75k-100k)

Taxes paid: $11,350 (reported on 5.7% of returns)

12863:	$11,350
State:	$9,183

(% of AGI for various income ranges: 756.7% for AGIs $75k-100k)

Earned income credit: $1,925 (reported on 11.4% of returns)

Here:	$1,925
State:	$2,138

(% of AGI for various income ranges: 128.3% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 100.0%

Here:	100%
State:	95%

(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12863, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,471 (Individual Income Tax Returns)

Here:	$57,471
State:	$77,088

Salary/wage: $53,186 (reported on 85.3% of returns)

Here:	$53,186
State:	$60,593

(% of AGI for various income ranges: 68.0% for AGIs below $25k, 77.6% for AGIs $25k-50k, 76.6% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 80.5% for AGIs $100k-200k)

Taxable interest for individuals: $171 (reported on 41.2% of returns)

This zip code:	$171
New York:	$3,125

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.1% for AGIs $75k-100k)

Ordinary dividends: $1,650 (reported on 17.6% of returns)

Here:	$1,650
State:	$10,299

Profit/loss from business: +$5,367 (reported on 8.8% of returns)

Here:	+$5,367
State:	+$16,168

Taxable individual retirement arrangement distribution: $5,700 (reported on 8.8% of returns)

12863:	$5,700
New York:	$17,621

Total itemized deductions: $22,617 (22% of AGI, reported on 35.3% of returns)

Here:	$22,617
State:	$34,985

Here:	21.9% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 18.2% for AGIs below $25k, 13.4% for AGIs $50k-75k, 15.1% for AGIs $75k-100k, 17.5% for AGIs $100k-200k)

Charity contributions: $1,689 (reported on 26.5% of returns)

Here:	$1,689
State:	$5,572

Taxes paid: $10,325 (reported on 35.3% of returns)

12863:	$10,325
State:	$18,656

(% of AGI for various income ranges: 7.0% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 9.6% for AGIs $100k-200k)

Earned income credit: $1,750 (reported on 11.8% of returns)

Here:	$1,750
State:	$2,230

(% of AGI for various income ranges: 4.8% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.9%

Here:	53%
State:	66%

(% for various income ranges: 54.5% for AGIs below $25k, 50.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12863, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,685 (Individual Income Tax Returns)

Here:	$40,685
State:	$59,519

Salary/wage: $36,713 (reported on 87.0% of returns)

Here:	$36,713
State:	$50,673

(% of AGI for various income ranges: 170.8% for AGIs below $10k, 80.0% for AGIs $10k-25k, 83.8% for AGIs $25k-50k, 79.3% for AGIs $50k-75k, 90.8% for AGIs $75k-100k, 56.2% for AGIs over 100k)

Taxable interest for individuals: $425 (reported on 47.4% of returns)

This zip code:	$425
New York:	$2,377

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,145 (reported on 22.4% of returns)

Here:	$1,145
State:	$5,394

(% of AGI for various income ranges: 1.0% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 1.9% for AGIs over 100k)

Profit/loss from business: +$839 (reported on 10.1% of returns)

Here:	+$839
State:	+$13,809

Total itemized deductions: $15,515 (21% of AGI, reported on 32.8% of returns)

Here:	$15,515
State:	$25,864

Here:	21.3% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 7.3% for AGIs $10k-25k, 10.5% for AGIs $25k-50k, 13.2% for AGIs $50k-75k, 18.5% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Charity contributions deductions: $1,394 (2% of AGI, reported on 30.5% of returns)

Here:	$1,394
State:	$4,439

Here:	1.9% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $5,098 (reported on 79.9% of returns)

12863:	$5,098
State:	$11,730

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 5.5% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,600 (reported on 11.4% of returns)

Here:	$1,600
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 58.4%

Here:	58%
State:	67%

(% for various income ranges: 48.1% for AGIs below $10k, 57.5% for AGIs $10k-25k, 59.7% for AGIs $25k-50k, 63.3% for AGIs $50k-75k, 51.9% for AGIs $75k-100k, 87.5% for AGIs over 100k)

Nearest zip codes: 12850, 12020, 12074, 12859, 12027, 12833.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 109
Household did not receive Food Stamps/SNAP in the past 12 months: 216

Women who did not have a birth in the past 12 months: 265 (109 now married, 155 unmarried)

Housing units in zip code 12863 with a mortgage: 192 (55 second mortgage, 56 both second mortgage and home equity loan)
Houses without a mortgage: 23

Median monthly owner costs for units with a mortgage: $1,864
Median monthly owner costs for units without a mortgage: $626

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12863 household income distribution in 2022

• 41$15,000 to $19,999
• 9$25,000 to $29,999
• 12$30,000 to $34,999
• 53$35,000 to $39,999
• 17$50,000 to $59,999
• 10$60,000 to $74,999
• 45$75,000 to $99,999
• 53$100,000 to $124,999
• 11$125,000 to $149,999
• 41$150,000 to $199,999
• 17$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12863

• 10$10,000 to $14,999
• 7$80,000 to $89,999
• 27$125,000 to $149,999
• 18$175,000 to $199,999
• 20$200,000 to $249,999
• 69$250,000 to $299,999
• 46$300,000 to $399,999
• 38$400,000 to $499,999

• Rent paid by renters in 2022 in zip code 12863

• 43$500 to $549
• 11$800 to $899
• 18$900 to $999

Median gross rent in 2022: $888.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $301,447

Estimated median house or condo value in 2022: $282,188 Lower value quartile - upper value quartile: $196,998 - $356,106

Mean price in 2022:

Detached houses: $335,520

Here:	$335,520
State:	$476,719

Mobile homes: $136,381

Here:	$136,381
State:	$88,925

Housing units in structures:

• One, detached: 247
• Mobile homes: 73

Unemployment: 6.1%

• Means of transportation to work in zip code 12863

• 75.9%268Drove a car alone
• 5.9%21Carpooled
• 4.5%16Bus or trolley bus
• 3.7%13Walked
• 8.8%31Worked at home

• Travel time to work (commute) in zip code 12863

• 13Less than 5 minutes
• 4410 to 14 minutes
• 6015 to 19 minutes
• 1120 to 24 minutes
• 4525 to 29 minutes
• 3130 to 34 minutes
• 1235 to 39 minutes
• 3440 to 44 minutes
• 1845 to 59 minutes
• 4360 to 89 minutes

Percentage of zip code residents living and working in this county: 61.2%

Household type by relationship:

Households: 868

• Male householders: 175 (10 living alone), Female householders: 144 (37 living alone)

• 167 spouses (167 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 223 children (214 natural, 0 adopted, 10 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 13 foster children, 0 other relatives, 131 non-relatives

Size of family households: 80 2-persons, 20 3-persons, 56 4-persons, 32 5-persons

Size of nonfamily households: 47 1-person, 39 2-persons, 45 4-persons

165 married couples with children.
7 single-parent households (7 women).

99.3% of residents of 12863 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• COTTRELL PAPER ROCK CITY FALLS PLT (1135 ROCK CITY ROAD in ROCK CITY FALLS, NY)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  STATE MASTER (New York facility tracking) - AIR PROGRAM, National Pollutant Discharge Elimination System Permit, National Pollutant Discharge Elimination System Permit, HAZARDOUS WASTE PROGRAM
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  TRI REPORTER (Tracking of toxic chemicals releasing facilities)
  TRI REPORTER (Tracking of toxic chemicals releasing facilities) - ICIS-02-2005-4002, ENFORCEMENT/COMPLIANCE ACTIVITY
  Business SIC classification: PULP MILLS; PAPER MILLS; PAPERBOARD MILLS
  Organizations: COTTRELL PAPER COMPANY, INC (CONTACT/OWNER) , COTTRELL PAPER CO INC (LEGALLY RESPONSIBLE PARTY)
  Alternative names: COTTRELL PAPER CO, COTTRELL PAPER COMPANY INC, COTTRELLE PAPER CO

Population in 1990: 553. Population change in the 1990s: +43 (+7.8%).

Place of birth for U.S.-born residents:

• This state: 726
• Northeast: 112
• Midwest: 7
• South: 9
• West: 10

61% of the 12863 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 49% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

88% of the 12863 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 95% moved from this county.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 62
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 41

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (5-9 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Computer Facilities Management Services (1-4: 1)
• Construction: Site Preparation Contractors (1-4: 1)
• Construction: Framing Contractors (1-4: 1)
• Construction: Residential Remodelers (1-4: 1)
• Other Services (except Public Administration): Religious Organizations (1-4: 1)
• Accommodation and Food Services: Bed-and-Breakfast Inns (1-4: 1)

Detailed HMDA statistics for the following Tracts: 0614.01


Detailed PMIC statistics for the following Tracts: 0614.01

Most common first names in zip code 12863 among deceased individuals
Name	Count	Lived (average)
John	5	70.8 years
Charles	5	81.0 years
Robert	5	60.2 years
William	5	61.2 years
Mary	4	80.5 years
George	3	76.7 years
Louise	3	79.3 years
Florence	2	86.0 years
Joan	2	62.9 years
Helen	2	74.5 years

Most common last names in zip code 12863 among deceased individuals
Last name	Count	Lived (average)
Baird	5	81.6 years
Smith	4	74.3 years
Elliott	3	63.4 years
Kear	3	81.7 years
Brown	3	75.7 years
Companion	3	55.7 years
Stanislowsky	3	67.6 years
Cottrell	2	86.0 years
Emigh	2	74.5 years
Beck	2	80.5 years