12518 Zip Code Detailed Profile




Estimated zip code population in 2013: 6,139
Zip code population in 2010: 5,870
Zip code population in 2000: 6,276

Houses and condos: 2,562
Renter-occupied apartments: 664
% of renters here:

28%
State:

46%
Mar. 2013 cost of living index in zip code 12518: 137.2 (high, U.S. average is 100)

Land area: 9.9 sq. mi.
Water area: 0.1 sq. mi.
Population density: 621 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 12518
Zip code 12518 (Firthcliffe, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.3% ($6,958)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,483 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $6,004 (2.5%)

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Males: 3,143  (51.2%)
Females: 2,996  (48.8%)

For population 25 years and over in 12518:

For population 15 years and over in 12518:

Zip code 12518 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Races in zip code 12518

  • Zip code 12518 races chart
    • 5,020White population
    • 122Black population
    • 20American Indian population
    • 75Asian population
    • 5Native Hawaiian and Other Pacific Islander population
    • 7Some other race population
    • 101Two or more races population
    • 520Hispanic or Latino population

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12518, NY forum
Discuss zip code 12518 area on our local forum with over 1,800,000 registered users
Urban population: 4,875
Rural population: 1,263

Estimated median house/condo value in 2013: $300,600
12518:

$300,600
New York:

$277,600
Median resident age:
This zip code:

41.0 years
New York median age:

38.2 years
Average household size:
This zip code:

2.6 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12518, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $79,308 (Individual Income Tax Returns)
Here:

$79,308
State:

$77,088

Salary/wage: $70,328 (reported on 82.9% of returns)
Here:

$70,328
State:

$60,593
(% of AGI for various income ranges: 66.6% for AGIs below $25k, 71.6% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 76.4% for AGIs $75k-100k, 78.8% for AGIs $100k-200k, 66.2% for AGIs over 200k)

Taxable interest for individuals: $1,018 (reported on 48.8% of returns)
This zip code:

$1,018
New York:

$3,125
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $4,588 (reported on 30.0% of returns)
Here:

$4,588
State:

$10,299
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,997 (reported on 22.0% of returns)
Here:

+$4,997
State:

+$42,474
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.3% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Profit/loss from business: +$21,033 (reported on 13.9% of returns)
Here:

+$21,033
State:

+$16,168
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 3.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,265 (reported on 10.8% of returns)
12518:

$13,265
New York:

$17,621
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Self-employment retirement plans: $20,400 (reported on 1.0% of returns)
12518:

$20,400
New York:

$27,330

Total itemized deductions: $30,356 (23% of AGI, reported on 46.3% of returns)
Here:

$30,356
State:

$34,985

Here:

22.7% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 15.6% for AGIs below $25k, 11.1% for AGIs $25k-50k, 15.3% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 20.0% for AGIs $100k-200k, 18.5% for AGIs over 200k)

Charity contributions: $2,632 (reported on 41.5% of returns)
Here:

$2,632
State:

$5,572
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Taxes paid: $16,620 (reported on 46.3% of returns)
12518:

$16,620
State:

$18,656
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 5.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 8.6% for AGIs $75k-100k, 11.0% for AGIs $100k-200k, 11.4% for AGIs over 200k)

Earned income credit: $1,795 (reported on 7.7% of returns)
Here:

$1,795
State:

$2,230
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12518, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $63,351 (Individual Income Tax Returns)
Here:

$63,351
State:

$59,519

Salary/wage: $57,756 (reported on 83.3% of returns)
Here:

$57,756
State:

$50,673
(% of AGI for various income ranges: 97.3% for AGIs below $10k, 64.0% for AGIs $10k-25k, 76.3% for AGIs $25k-50k, 81.5% for AGIs $50k-75k, 80.4% for AGIs $75k-100k, 73.5% for AGIs over 100k)

Taxable interest for individuals: $1,355 (reported on 63.5% of returns)
This zip code:

$1,355
New York:

$2,377
(% of AGI for various income ranges: 10.2% for AGIs below $10k, 3.5% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $2,225 (reported on 37.0% of returns)
Here:

$2,225
State:

$5,394
(% of AGI for various income ranges: 6.6% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Net capital gain/loss: +$6,095 (reported on 27.2% of returns)
Here:

+$6,095
State:

+$23,581
(% of AGI for various income ranges: -5.7% for AGIs below $10k, -0.6% for AGIs $10k-25k, -0.2% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Profit/loss from business: +$14,747 (reported on 15.1% of returns)
Here:

+$14,747
State:

+$13,809
(% of AGI for various income ranges: 7.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 4.0% for AGIs over 100k)

IRA payment deduction: $3,469 (reported on 3.4% of returns)
12518:

$3,469
New York:

$3,115
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,647 (reported on 1.2% of returns)
Here:

$12,647
New York:

$19,016

Total itemized deductions: $24,404 (23% of AGI, reported on 48.5% of returns)
Here:

$24,404
State:

$25,864

Here:

23.3% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 14.7% for AGIs below $10k, 12.5% for AGIs $10k-25k, 14.3% for AGIs $25k-50k, 20.2% for AGIs $50k-75k, 21.9% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Charity contributions deductions: $2,633 (2% of AGI, reported on 46.3% of returns)
Here:

$2,633
State:

$4,439

Here:

2.5% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $9,978 (reported on 82.7% of returns)
12518:

$9,978
State:

$11,730
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 4.5% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,377 (reported on 6.2% of returns)
Here:

$1,377
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 66.0%
Here:

66%
State:

67%
(% for various income ranges: 59.6% for AGIs below $10k, 64.9% for AGIs $10k-25k, 62.7% for AGIs $25k-50k, 64.2% for AGIs $50k-75k, 75.2% for AGIs $75k-100k, 72.9% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$80,692
New York:

$57,369
Firthcliffe, NY (12518) map Nearest zip codes: 10953, 12520, 12553, 10996, 12577, 10928.
Percentage of family households:
This zip code:

51.5%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

4.7%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 69
Household did not receive Food Stamps/SNAP in the past 12 months: 2,263


Women who had a birth in the past 12 months: 88 (27 now married, 61 unmarried)
Women who did not have a birth in the past 12 months: 1,195 (514 now married, 681 unmarried)


Housing units in zip code 12518 with a mortgage: 1,209 (62 second mortgage, 404 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 459

Median monthly owner costs for units with a mortgage: $2,376
Median monthly owner costs for units without a mortgage: S792

Residents with income below the poverty level in 2013:
This zip code:

4.7%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.2%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.4
Median number of rooms in apartments:
Here:

4.0
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12518: Storm King Golf Club (A), Cornwall Industrial Park (B), Jones Farm (C), Hudson Highlands Nature Museum (D), Cornwall Fire Department Highland Engine Company 1 (E), Cornwall Town Hall (F), Cornwall Public Library (G). Display/hide their locations on the map

    Shopping Center: Cornwall Plaza Shopping Center (1). Display/hide its location on the map

    Churches in zip code 12518 include: Saint John's Episcopal Church (A), Friends Meeting At Cornwall (B), Cornwall United Methodist Church (C), Cornwall Baptist Church (D). Display/hide their locations on the map

    Cemeteries: Saint Thomas Cemetery (1), Edwards Cemetery (2). Display/hide their locations on the map

    Lakes and reservoirs: Rings Pond (A), Sutherland Pond (B), Aleck Meadow Reservoir (C), Sphagnum Pond (D), Upper Reservoir (E). Display/hide their locations on the map

    Parks in zip code 12518 include: Riverlight Park (1), Monument Park (2), Sand Ring Park (3), Laurel Creek Park (4). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 1162000 to 2009
  • 3131990 to 1999
  • 2471980 to 1989
  • 4211970 to 1979
  • 3101960 to 1969
  • 3361950 to 1959
  • 831940 to 1949
  • 7361939 or earlier

Zip code 12518 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Firthcliffe, NY (12518)

  • 0no bedroom
  • 811 bedroom
  • 2382 bedrooms
  • 7983 bedrooms
  • 5054 bedrooms
  • 465+ bedrooms

Bedrooms in renter-occupied apartments in Firthcliffe, NY (12518)

  • 43no bedroom
  • 1561 bedroom
  • 2692 bedrooms
  • 1673 bedrooms
  • 164 bedrooms
  • 135+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Firthcliffe, NY (12518) in owner-occupied houses/condos

  • 13no vehicle
  • 4931 vehicle
  • 8862 vehicles
  • 2123 vehicles
  • 564 vehicles
  • 85+ vehicles

Cars and other vehicles available in Firthcliffe, NY (12518) in renter-occupied apartments

  • 95no vehicle
  • 3701 vehicle
  • 1542 vehicles
  • 383 vehicles
  • 74 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,219.


Median price asked for vacant for-sale houses and condos in 2013: $386,439.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $300,600
12518:

$300,600
New York:

$277,600
Lower value quartile - upper value quartile: $210,600 - $384,300

Mean price in 2013:

Detached houses: $287,696
Here:

$287,696
State:

$328,266

Townhouses or other attached units: $271,356
Here:

$271,356
State:

$477,144

In 2-unit structures: $346,589
Here:

$346,589
State:

$441,340

In 3-to-4-unit structures: $207,589
Here:

$207,589
State:

$551,450

In 5-or-more-unit structures: $228,396
Here:

$228,396
State:

$715,153

Mobile homes: $50,771
Here:

$50,771
State:

$57,967

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 6.4%

Percentage of zip code residents living and working in this county: 67.7%

Household type by relationship:

Households: 6,089

Size of family households: 687 2-persons, 411 3-persons, 238 4-persons, 189 5-persons, 80 6-persons, 12 7-or-more-persons

Size of nonfamily households: 601 1-person, 96 2-persons, 18 3-persons

1,073 married couples with children.
362 single-parent households (142 men, 220 women).

88.9% of residents of 12518 zip code speak English at home.
5.3% of residents speak Spanish at home (86% very well, 10% well, 5% not well).
4.6% of residents speak other Indo-European language at home (94% very well, 3% well, 4% not well).
0.8% of residents speak Asian or Pacific Island language at home (47% very well, 53% well).
0.4% of residents speak other language at home (100% very well).

Foreign born population: 400 (6.5%)
(72.3% of them are naturalized citizens)
This zip code:

6.5%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 14%Colombia
  • 11%Ireland
  • 10%Poland
  • 10%Mexico
  • 7%Romania
  • 7%Norway
  • 6%Indonesia

Most common first ancestries reported in 12518 (%)

  • 26%Irish
  • 17%Italian
  • 13%American
  • 9%Other groups
  • 6%German
  • 4%English
  • 4%Norwegian

Year of entry for the foreign-born population

  • 82010 or later
  • 362000 to 2009
  • 1051990 to 1999
  • 314Before 1990

Zip code 12518 topographic map

Facilities with environmental interests located in this zip code:


Zip code 12518 marital status for males
Zip code 12518 marital status for females

Housing units lacking complete plumbing facilities: 2.5%
Housing units lacking complete kitchen facilities: 2.5%

Most commonly used house heating fuel

  • 51%Utility gas
  • 24%Fuel oil, kerosene, etc.
  • 17%Electricity
  • 5%Bottled, tank, or LP gas
  • 2%Wood
  • 1%Coal or coke

Population in 1990: 8,120. Population change in the 1990s: -1,844 (-22.7%).

Place of birth for U.S.-born residents:


54% of the 12518 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 51% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

94% of the 12518 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 46% moved from this county.
   Out of people who lived in different houses, 37% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 91
Here:

13.0%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 43
Here:

8.6%
New York:

12.6%
Students in private undergraduate colleges: 40
Here:

20.2%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 127,813Legal occupations
  • 90,481Architecture and engineering occupations
  • 86,964Arts, design, entertainment, sports, and media occupations
  • 86,926Management occupations
  • 81,477Business and financial operations occupations
  • 80,486Production occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 39 people in workers' group living quarters and job corps centers
  • 18 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 7 people in group homes intended for adults
  • 6 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 25 people in other noninstitutional group quarters
  • 6 people in homes for the mentally retarded
  • 3 people in mental (psychiatric) hospitals or wards
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED24$257,86155$243,689115$219,6839$117,4361$368,0509$224,7471$41,130
APPLICATIONS APPROVED, NOT ACCEPTED1$376,4903$327,90317$254,6262$89,0850$01$158,0000$0
APPLICATIONS DENIED2$215,33013$195,79475$242,8867$59,7401$463,2803$160,6100$0
APPLICATIONS WITHDRAWN3$288,6633$211,74749$247,8265$71,4340$01$231,0300$0
FILES CLOSED FOR INCOMPLETENESS1$296,3500$011$242,1701$69,8000$00$00$0

Detailed HMDA statistics for the following Tracts: 0129.00 , 0130.00, 0131.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED12$181,8443$284,823
APPLICATIONS APPROVED, NOT ACCEPTED0$03$267,213
APPLICATIONS DENIED6$201,5681$274,580
APPLICATIONS WITHDRAWN2$154,2250$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0129.00 , 0130.00, 0131.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12518 among deceased individuals
NameCountLived (average)
John5074.6 years
Mary4881.3 years
William4177.9 years
Margaret2979.6 years
James2973.3 years
Joseph2775.9 years
Helen2479.4 years
George2374.3 years
Robert2273.1 years
Thomas2170.4 years
Most common last names in zip code 12518 among deceased individuals
Last nameCountLived (average)
Smith3275.1 years
Brown1075.3 years
Wilson1080.8 years
Lewis1079.6 years
Jones972.1 years
Mccue870.0 years
Fanning876.1 years
Adams778.3 years
Hall763.3 years
Clark779.7 years
Businesses in zip code 12518
NameCountNameCount
CVS1MasterBrand Cabinets1
Decora Cabinetry1McDonald's1
Dunkin Donuts1Subway1
FedEx1UPS2

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