12836 Zip Code (NY) Detailed Profile

Counties: Warren County, NY (97.17%), Essex County, NY (2.83%)

Estimated zip code population in 2022: 453
Zip code population in 2010: 574
Zip code population in 2000: 678

Houses and condos: 740
Renter-occupied apartments: 13

% of renters here:	5%
State:	46%

March 2022 cost of living index in zip code 12836: 96.3 (near average, U.S. average is 100)

Land area: 43.9 sq. mi.
Water area: 0.5 sq. mi.

Population density: 10 people per square mile

(very low).

Age and Sex of Residents in zip code 12836

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Real estate property taxes paid for housing units in 2022:

This zip code:	1.0% ($3,161)
New York:	1.5% ($6,180)

Median real estate property taxes paid for housing units with mortgages in 2022: $2,865 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,436 (0.8%)

Business Search - 14 Million verified businesses

Males: 230	(50.8%)
Females: 223	(49.2%)

For population 25 years and over in 12836:

High school or higher: 90.8%
Bachelor's degree or higher: 31.7%
Graduate or professional degree: 12.3%
Unemployed: 2.1%
Mean travel time to work (commute): 15.0 minutes

For population 15 years and over in 12836:

Never married: 20.4%
Now married: 53.6%
Separated: 0.5%
Widowed: 6.6%
Divorced: 18.9%

Zip code 12836 compared to state average:

Unemployed percentage below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly below state average.
Number of college students below state average.

- 43496.0%White
- 163.5%Two or more races
- 20.4%Hispanic or Latino

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Discuss zip code 12836 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $324,719

12836:	$324,719
New York:	$400,400

According to our research of New York and other state lists, there was 1 registered sex offender living in 12836 zip code as of April 26, 2024.
The ratio of all residents to sex offenders in zip code 12836 is 613 to 1.

Median resident age:

This zip code:	64.9 years
New York median age:	40.0 years

Average household size:

This zip code:	1.7 people
New York:	2.5 people

Averages for the 2020 tax year for zip code 12836, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $63,793 (Individual Income Tax Returns)

Here:
$63,793
State:
$90,930

Salary/wage: $46,463 (reported on 65.5% of returns)

Here:
$46,463
State:
$72,104

(% of AGI for various income ranges: 861.7% for AGIs below $25k, 3163.3% for AGIs $25k-50k, 7816.7% for AGIs $50k-75k, 20340.0% for AGIs $100k-200k)

Taxable interest for individuals: $571 (reported on 48.3% of returns)

This zip code:
$571
New York:
$3,075

(% of AGI for various income ranges: 23.3% for AGIs below $25k, 33.3% for AGIs $25k-50k, 73.3% for AGIs $50k-75k, 120.0% for AGIs $100k-200k)

Ordinary dividends: $6,010 (reported on 34.5% of returns)

Here:
$6,010
State:
$11,095

(% of AGI for various income ranges: 233.3% for AGIs below $25k, 410.0% for AGIs $50k-75k, 1690.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$12,512 (reported on 27.6% of returns)

Here:
+$12,512
State:
+$44,925

(% of AGI for various income ranges: 96.7% for AGIs below $25k, 303.3% for AGIs $50k-75k, 4260.0% for AGIs $100k-200k)

Profit/loss from business: +$7,300 (reported on 17.2% of returns)

Here:
+$7,300
State:
+$14,940

(% of AGI for various income ranges: 608.3% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $23,600 (reported on 13.8% of returns)

12836:
$23,600
New York:
$19,609

(% of AGI for various income ranges: 265.0% for AGIs below $25k)

Total itemized deductions: $22,900 (reported on 10.3% of returns)

Here:
$22,900
State:
$39,326

(% of AGI for various income ranges: )

Charity contributions: $6,350 (reported on 6.9% of returns)

Here:
$6,350
State:
$15,420

(% of AGI for various income ranges: 423.3% for AGIs $50k-75k)

Taxes paid: $8,700 (reported on 6.9% of returns)

12836:
$8,700
State:
$9,183

(% of AGI for various income ranges: )

Earned income credit: $1,900 (reported on 6.9% of returns)

Here:
$1,900
State:
$2,138

(% of AGI for various income ranges: 63.3% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 93.1%

Here:
93%
State:
95%

(% for various income ranges: 100.0% for AGIs below $25k, 87.5% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12836, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,086 (Individual Income Tax Returns)

Here:
$57,086
State:
$77,088

Salary/wage: $37,415 (reported on 71.4% of returns)

Here:
$37,415
State:
$60,593

(% of AGI for various income ranges: 64.8% for AGIs below $25k, 53.9% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 43.7% for AGIs $100k-200k)

Taxable interest for individuals: $1,207 (reported on 50.0% of returns)

This zip code:
$1,207
New York:
$3,125

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $5,882 (reported on 39.3% of returns)

Here:
$5,882
State:
$10,299

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.4% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 6.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,771 (reported on 25.0% of returns)

Here:
+$4,771
State:
+$42,474

Profit/loss from business: +$5,360 (reported on 17.9% of returns)

Here:
+$5,360
State:
+$16,168

Taxable individual retirement arrangement distribution: $12,671 (reported on 25.0% of returns)

12836:
$12,671
New York:
$17,621

Total itemized deductions: $22,845 (27% of AGI, reported on 39.3% of returns)

Here:
$22,845
State:
$34,985

Here:
26.6% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 20.2% for AGIs $25k-50k, 36.1% for AGIs $50k-75k, 15.6% for AGIs $100k-200k)

Charity contributions: $2,814 (reported on 25.0% of returns)

Here:
$2,814
State:
$5,572

Taxes paid: $10,336 (reported on 39.3% of returns)

12836:
$10,336
State:
$18,656

(% of AGI for various income ranges: 5.1% for AGIs $25k-50k, 14.4% for AGIs $50k-75k, 9.2% for AGIs $100k-200k)

Earned income credit: $1,860 (reported on 17.9% of returns)

Here:
$1,860
State:
$2,230

(% of AGI for various income ranges: 7.3% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.3%

Here:
64%
State:
66%

(% for various income ranges: 54.5% for AGIs below $25k, 62.5% for AGIs $25k-50k, 133.3% for AGIs $50k-75k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12836, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $42,161 (Individual Income Tax Returns)

Here:
$42,161
State:
$59,519

Salary/wage: $28,868 (reported on 74.4% of returns)

Here:
$28,868
State:
$50,673

(% of AGI for various income ranges: 72.3% for AGIs below $10k, 68.3% for AGIs $10k-25k, 69.2% for AGIs $25k-50k, 47.3% for AGIs $50k-75k, 48.1% for AGIs $75k-100k, 37.8% for AGIs over 100k)

Taxable interest for individuals: $1,756 (reported on 55.1% of returns)

This zip code:
$1,756
New York:
$2,377

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 1.1% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $3,495 (reported on 33.1% of returns)

Here:
$3,495
State:
$5,394

(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 5.5% for AGIs over 100k)

Net capital gain/loss: +$5,051 (reported on 25.9% of returns)

Here:
+$5,051
State:
+$23,581

(% of AGI for various income ranges: -5.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 5.7% for AGIs over 100k)

Profit/loss from business: +$9,574 (reported on 15.4% of returns)

Here:
+$9,574
State:
+$13,809

(% of AGI for various income ranges: -0.4% for AGIs below $10k, 5.0% for AGIs $10k-25k, 12.7% for AGIs $50k-75k)

Total itemized deductions: $18,515 (24% of AGI, reported on 31.8% of returns)

Here:
$18,515
State:
$25,864

Here:
24.0% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 11.1% for AGIs $10k-25k, 13.6% for AGIs $25k-50k, 16.4% for AGIs $50k-75k, 15.4% for AGIs $75k-100k, 13.5% for AGIs over 100k)

Charity contributions deductions: $2,817 (3% of AGI, reported on 26.9% of returns)

Here:
$2,817
State:
$4,439

Here:
3.4% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 1.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $6,313 (reported on 74.4% of returns)

12836:
$6,313
State:
$11,730

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,450 (reported on 13.1% of returns)

Here:
$1,450
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 63.9%

Here:
64%
State:
67%

(% for various income ranges: 58.6% for AGIs below $10k, 61.3% for AGIs $10k-25k, 67.7% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 54.5% for AGIs $75k-100k, 73.9% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$82,818
New York:	$79,557

Nearest zip codes: 12874, 12815, 12814, 12808, 12841, 12883.

Percentage of family households:

This zip code:	13.6%
New York:	41.3%

Percentage of households with unmarried partners:

This zip code:	7.7%
New York:	42.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 10
Household did not receive Food Stamps/SNAP in the past 12 months: 257

Women who did not have a birth in the past 12 months: 59 (12 now married, 47 unmarried)

Housing units in zip code 12836 with a mortgage: 118 (13 second mortgage, 13 both second mortgage and home equity loan)
Houses without a mortgage: 17

Median monthly owner costs for units with a mortgage: $1,372
Median monthly owner costs for units without a mortgage: $775

Residents with income below the poverty level in 2022:

This zip code:	14.0%
Whole state:	14.3%

Residents with income below 50% of the poverty level in 2022:

This zip code:	1.9%
Whole state:	6.8%

Median number of rooms in houses and condos:

Here:	5.3
State:	6.3

Median number of rooms in apartments:

Here:	4.3
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Churches in zip code 12836 include: Hague Wesleyan Church (A), Hauge Baptist Church (B). Display/hide their locations on the map

Cemeteries: Wardsboro Cemetery (1), May Memorial Cemetery (2). Display/hide their locations on the map

Lakes: North Pond (A), Racket Pond (B), Spectacle Pond (C), Swede Pond (D), Springhill Ponds (E), Wintergreen Lake (F), Wolf Pond (G), Buttermilk Pond (H). Display/hide their locations on the map

Streams, rivers, and creeks: Swede Pond Brook (A), Hague Brook (B). Display/hide their locations on the map

Park in zip code 12836: Rogers Rock Park (1). Display/hide its location on the map

Year house built (houses)
72020 or later
502010 to 2019
822000 to 2009
981990 to 1999
811980 to 1989
631970 to 1979
1031960 to 1969
181950 to 1959
381940 to 1949
1981939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 12836

Bedrooms in owner-occupied houses and condos in 12836
0no bedroom
111 bedroom
1002 bedrooms
963 bedrooms
364 bedrooms
165+ bedrooms

Bedrooms in renter-occupied apartments in 12836

Bedrooms in renter-occupied apartments in 12836
0no bedroom
01 bedroom
52 bedrooms
73 bedrooms
14 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 12836 in owner-occupied houses/condos

Cars and other vehicles available in 12836 in owner-occupied houses/condos
16no vehicle
861 vehicle
942 vehicles
533 vehicles
84 vehicles
05+ vehicles

Cars and other vehicles available in 12836 in renter-occupied apartments

Cars and other vehicles available in 12836 in renter-occupied apartments
3no vehicle
81 vehicle
02 vehicles
23 vehicles
04 vehicles
05+ vehicles

Zip code 12836 household income distribution in 2022
15$15,000 to $19,999
9$20,000 to $24,999
10$25,000 to $29,999
2$30,000 to $34,999
9$35,000 to $39,999
6$40,000 to $44,999
3$45,000 to $49,999
15$50,000 to $59,999
45$60,000 to $74,999
75$75,000 to $99,999
5$100,000 to $124,999
29$125,000 to $149,999
13$150,000 to $199,999
29$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12836
4$40,000 to $49,999
6$60,000 to $69,999
2$80,000 to $89,999
3$100,000 to $124,999
27$150,000 to $174,999
16$200,000 to $249,999
63$250,000 to $299,999
14$300,000 to $399,999
22$400,000 to $499,999
35$500,000 to $749,999
49$750,000 to $999,999
5$1,000,000 to $1,499,999
3$1,500,000 to $1,999,999
7$2,000,000 or more

Rent paid by renters in 2022 in zip code 12836
2$300 to $349
3$550 to $599
2$700 to $749
1$900 to $999
1No cash rent

Median gross rent in 2022: $975.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $336,455

Estimated median house or condo value in 2022: $324,719

12836:	$324,719
New York:	$400,400

Lower value quartile - upper value quartile: $268,440 - $738,508

Mean price in 2022:

Detached houses: $610,134
Here:
$610,134
State:
$476,719

Mobile homes: $528,517
Here:
$528,517
State:
$88,925

Owners and renters by unit type in zip code 12836

Housing units in structures:

One, detached: 711
One, attached: 5
3 or 4: 6
10 to 19: 5
Mobile homes: 7

Unemployment: 2.1%

Means of transportation to work in zip code 12836
84.6%127Drove a car alone
0.7%1Carpooled
14.7%22Worked at home

Travel time to work (commute) in zip code 12836
26Less than 5 minutes
185 to 9 minutes
3010 to 14 minutes
2615 to 19 minutes
320 to 24 minutes
125 to 29 minutes
730 to 34 minutes
1145 to 59 minutes
160 to 89 minutes

Percentage of zip code residents living and working in this county: 48.0%

Household type by relationship:

Households: 453

Male householders: 153 (38 living alone), Female householders: 119 (48 living alone)
113 spouses (113 opposite-sex spouses), 52 unmarried partners, (52 opposite-sex unmarried partners), 17 children (17 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 2 brothers or sisters, 0 parents, 0 foster children, 2 other relatives, 11 non-relatives

Size of family households: 118 2-persons, 2 3-persons, 6 4-persons

Size of nonfamily households: 85 1-person, 59 2-persons, 5 3-persons

12 married couples with children.
0 single-parent households ().

101.3% of residents of 12836 zip code speak English at home.
0.7% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 8 (2.0%)
(56.8% of them are naturalized citizens)

This zip code:	2.0%
Whole state:	22.7%

Most common places of birth for foreign-born residents

38%Sweden
38%United Kingdom, excluding England and Scotland
12%Germany

Most common first ancestries reported in 12836

32%Italian
26%English
8%German
7%Irish
5%American
4%European
3%French Canadian

Year of entry for the foreign-born population

Year of entry for the foreign-born population
42010 or later
02000 to 2009
01990 to 1999
6Before 1990

Facilities with environmental interests located in this zip code:

HAGUE (T) SD#1 WWTP (DECKER HILL ROAD in HAGUE, NY)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS

Zip code 12836 marital status for females

Housing units lacking complete plumbing facilities: 6.7%
Housing units lacking complete kitchen facilities: 5.9%

38.9%Bottled, tank, or LP gas
23.4%Wood
19.2%Fuel oil, kerosene, etc.
17.0%Electricity
1.9%Other fuel

Population in 1990: 692.

Place of birth for U.S.-born residents:

This state: 203
Northeast: 198
Midwest: 2
South: 26
West: 12

71% of the 12836 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 26% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

93% of the 12836 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 47% moved from different county within same state.
Out of people who lived in different houses, 56% moved from different state.

Year householders moved into unit in 12836

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 8

Here:	100.0%
New York:	15.6%

Students in private undergraduate colleges:

Here:	0.0%
New York:	39.2%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
86,177Installation, maintenance, and repair occupations
73,136Production occupations
72,878Sales and related occupations
48,442Management occupations
26,188Office and administrative support occupations
24,956Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:

Real Estate and Rental and Leasing: Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (20-49 employees: 1 establishment)
Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 2)
Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (5-9: 1)
Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (5-9: 1)
Construction: Residential Remodelers (1-4: 2)
Other Services (except Public Administration): General Automotive Repair (1-4: 1)
Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
Construction: Site Preparation Contractors (1-4: 1)
Other Services (except Public Administration): Religious Organizations (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$188,210	13	$312,151	34	$217,823	9	$58,208	25	$301,709	1	$68,630
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$100,810	4	$161,665	0	$0	2	$223,060	0	$0
APPLICATIONS DENIED	1	$181,770	2	$350,405	16	$181,302	4	$104,158	6	$262,560	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$203,760	9	$197,262	1	$78,290	5	$244,614	1	$51,480
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$93,840	3	$200,003	1	$8,040	1	$177,480	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0760.00

	A) Conventional Home Purchase Loans		B) Refinancings		C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$125,740	0	$0	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$171,050	1	$171,050
APPLICATIONS WITHDRAWN	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0760.00

Conventional Home Purchase Loans in zip code 12836

Conventional Home Purchase Loans in zip code 12836 - Value

Name	Count	Lived (average)
Most common first names in zip code 12836 among deceased individuals
John	7	64.8 years
George	6	78.2 years
William	6	72.0 years
Robert	6	64.5 years
Joseph	5	69.7 years
Anna	4	84.7 years
James	4	72.7 years
Leonard	4	75.0 years
Mary	4	86.0 years
Thomas	4	66.8 years

Last name	Count	Lived (average)
Most common last names in zip code 12836 among deceased individuals
Frasier	17	59.4 years
Fitzgerald	9	75.3 years
Smith	9	65.0 years
Jordon	8	68.6 years
Dunklee	4	74.4 years
Bolton	4	76.0 years
Belden	4	69.8 years
Denno	4	71.0 years
Bevins	3	79.4 years
Anderson	3	63.3 years

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AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$113,670	15	$304,847	18	$230,417	8	$61,395	16	$317,263	1	$29,490
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$262,023	8	$192,094	1	$5,360	4	$314,882	0	$0
APPLICATIONS DENIED	1	$66,490	2	$97,855	16	$101,811	6	$60,770	2	$137,535	1	$37,530
APPLICATIONS WITHDRAWN	0	$0	1	$270,780	8	$139,412	0	$0	1	$123,330	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$63,810	2	$145,845	1	$53,620	1	$184,450	1	$107,240

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$64,340	18	$303,608	23	$161,560	10	$54,049	17	$353,104	2	$68,900
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	6	$226,633	5	$178,662	2	$43,970	3	$241,470	1	$21,450
APPLICATIONS DENIED	0	$0	3	$131,010	13	$141,928	9	$38,428	3	$140,663	1	$62,200
APPLICATIONS WITHDRAWN	0	$0	2	$260,595	5	$151,744	1	$18,230	2	$269,710	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$120,650	3	$147,990	1	$85,790	1	$163,540	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$77,750	28	$214,940	33	$198,638	16	$62,869	30	$269,244	2	$43,165
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	6	$186,418	7	$244,890	3	$70,063	9	$252,431	0	$0
APPLICATIONS DENIED	0	$0	9	$115,879	14	$89,431	10	$118,447	6	$110,100	3	$32,350
APPLICATIONS WITHDRAWN	0	$0	2	$170,780	13	$85,751	4	$184,185	3	$304,920	1	$42,900
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$304,030	5	$135,874	0	$0	2	$193,570	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	29	$244,914	21	$122,866	8	$58,111	27	$257,316	2	$75,070
APPLICATIONS APPROVED, NOT ACCEPTED	3	$118,857	6	$206,080	0	$0	1	$483,650	1	$42,900
APPLICATIONS DENIED	7	$72,770	28	$128,631	8	$75,001	3	$211,620	8	$59,116
APPLICATIONS WITHDRAWN	5	$193,140	18	$102,772	2	$96,785	3	$177,303	2	$118,770
FILES CLOSED FOR INCOMPLETENESS	1	$124,400	4	$116,622	0	$0	1	$151,210	1	$34,850

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$45,040	26	$216,563	28	$134,126	12	$48,749	31	$202,926	3	$116,357
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$226,277	18	$84,541	0	$0	2	$313,140	0	$0
APPLICATIONS DENIED	0	$0	10	$97,481	25	$108,098	5	$47,186	5	$160,216	5	$74,640
APPLICATIONS WITHDRAWN	1	$58,450	2	$116,625	15	$125,935	1	$25,200	3	$170,870	1	$86,860
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$84,180	3	$152,460	1	$18,770	1	$81,500	1	$101,340

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	34	$160,970	55	$120,762	4	$42,360	41	$174,867
APPLICATIONS APPROVED, NOT ACCEPTED	5	$84,720	13	$165,191	1	$13,410	6	$231,907
APPLICATIONS DENIED	6	$126,097	22	$104,071	1	$20,380	4	$178,958
APPLICATIONS WITHDRAWN	2	$306,170	12	$109,072	1	$16,620	3	$243,257
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$78,015	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$91,690	13	$139,659	23	$130,670	5	$15,658	19	$165,799
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$125,293	5	$100,376	0	$0	3	$157,107
APPLICATIONS DENIED	0	$0	2	$110,725	17	$87,432	1	$13,410	3	$125,293
APPLICATIONS WITHDRAWN	0	$0	1	$62,200	9	$82,456	1	$37,000	2	$85,790
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	3	$117,963	0	$0	1	$190,890

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$114,210	17	$130,518	15	$71,743	4	$7,372	1	$45,040	11	$111,968
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$123,147	5	$74,102	0	$0	0	$0	3	$133,693
APPLICATIONS DENIED	0	$0	4	$73,460	12	$46,515	5	$10,616	0	$0	1	$132,980
APPLICATIONS WITHDRAWN	0	$0	1	$117,960	8	$94,572	1	$5,360	0	$0	2	$142,895
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$64,340	0	$0	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	11	$105,924	8	$81,435	7	$16,086	12	$108,491
APPLICATIONS APPROVED, NOT ACCEPTED	1	$69,710	3	$70,600	2	$13,135	1	$131,370
APPLICATIONS DENIED	2	$58,445	5	$80,108	4	$11,125	0	$0
APPLICATIONS WITHDRAWN	1	$32,170	8	$43,834	1	$2,680	1	$39,140
FILES CLOSED FOR INCOMPLETENESS	1	$15,010	1	$96,520	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$62,510	6	$106,398	11	$159,214	1	$23,980	6	$183,708
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$25,000	3	$70,250	0	$0	1	$17,860
APPLICATIONS DENIED	0	$0	2	$33,170	9	$110,564	1	$10,210	2	$63,530
APPLICATIONS WITHDRAWN	1	$32,660	0	$0	5	$100,836	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$102,570	0	$0	0	$0