Estimated median household income in 2007: $74,850
| This zip code: | $74,850 | | New York: | $53,514 |
Nearest zip codes: 14032, 14026, 14086, 14051, 14043, 14001.
Housing units in zip code 14031 with a mortgage: 1,406 (122 second mortgage, 262 home equity loan, 8 both second mortgage and home equity loan)
Houses without a mortgage: 773
Median monthly owner costs for units with a mortgage: $1,921
Median monthly owner costs for units without a mortgage: $678
Residents with income below the poverty level in 2007:
| This zip code: | 3.0% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.3% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 7.4 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 3.9 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 74
- 1995 to 1998: 245
- 1990 to 1994: 192
- 1980 to 1989: 300
- 1970 to 1979: 373
- 1960 to 1969: 740
- 1950 to 1959: 665
- 1940 to 1949: 213
- 1939 or earlier: 488
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Bedrooms in owner-occupied houses in Clarence, NY (14031): |
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- no bedroom: 0
- 1 bedrooms: 70
- 2 bedrooms: 391
- 3 bedrooms: 988
- 4 bedrooms: 904
- 5 or more bedrooms: 213
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 16
- 1 bedrooms: 333
- 2 bedrooms: 132
- 3 bedrooms: 104
- 4 bedrooms: 37
- 5 or more bedrooms: 0
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Vehicles available in 14031 zip code in owner-occupied houses/condos: |
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- no vehicle: 74
- 1 vehicle: 549
- 2 vehicles: 1,282
- 3 vehicles: 465
- 4 vehicles: 161
- 5 or more vehicles: 35
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 98
- 1 vehicle: 356
- 2 vehicles: 135
- 3 vehicles: 16
- 4 vehicles: 17
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14031:
- Less than $10,000: 28
- $10,000 to $14,999: 14
- $15,000 to $19,999: 14
- $20,000 to $24,999: 12
- $25,000 to $29,999: 12
- $30,000 to $34,999: 32
- $35,000 to $39,999: 41
- $40,000 to $49,999: 37
- $50,000 to $59,999: 11
- $60,000 to $69,999: 22
- $70,000 to $79,999: 11
- $100,000 to $124,999: 9
- $125,000 to $149,999: 33
- $150,000 to $174,999: 87
- $175,000 to $199,999: 141
- $200,000 to $249,999: 353
- $250,000 to $299,999: 408
- $300,000 to $399,999: 518
- $400,000 to $499,999: 397
- $500,000 to $749,999: 245
- $750,000 to $999,999: 99
- $1,000,000 or more: 87
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Rent paid by renters in 2007 in zip code 14031:
- Less than $100: 4
- $100 to $149: 11
- $150 to $199: 13
- $200 to $249: 43
- $250 to $299: 18
- $300 to $349: 14
- $350 to $399: 48
- $400 to $449: 44
- $450 to $499: 25
- $500 to $549: 57
- $550 to $599: 23
- $600 to $649: 21
- $650 to $699: 13
- $750 to $799: 17
- $800 to $899: 7
- $1,000 to $1,249: 36
- $2,000 or more: 48
- No cash rent: 30
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $317,742
- American Indian or Alaska Native householders: $200,169
- Asian householders: $653,184
- Two or more races householders: $200,169
- Hispanic or Latino householders: $289,718
Estimated median house or condo value in 2007: $306,696 (it was $144,600 in 2000)
| 14031: | $306,696 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $178,938 - $534,406
Mean price in 2007:
Detached houses: $367,331| Here: | $367,331 | | State: | $352,556 |
In 2-unit structures: $305,024| Here: | $305,024 | | State: | $482,362 |
In 3-to-4-unit structures: $264,525| Here: | $264,525 | | State: | $552,553 |
Mobile homes: $16,670| Here: | $16,670 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,456
- One, attached: 7
- Two: 222
- 3 or 4: 114
- 5 to 9: 64
- 50 or more: 144
- Mobile homes: 283

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Means of transportation to work
- Drove a car alone: 3,461 (87%)
- Carpooled: 245 (6%)
- Bus or trolley bus: 19 (0%)
- Subway or elevated: 8 (0%)
- Walked: 66 (2%)
- Other means: 7 (0%)
- Worked at home: 151 (4%)
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Travel time to work
- Less than 5 minutes: 111
- 5 to 9 minutes: 329
- 10 to 14 minutes: 607
- 15 to 19 minutes: 535
- 20 to 24 minutes: 564
- 25 to 29 minutes: 430
- 30 to 34 minutes: 743
- 35 to 39 minutes: 203
- 40 to 44 minutes: 106
- 45 to 59 minutes: 90
- 60 to 89 minutes: 61
- 90 or more minutes: 27
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Percentage of zip code residents living and working in this county: 92.8%
Household type by relationship
Households: 8,269
- In family households: 7,228 (1,924 male householders, 404 female householders)
2,049 spouses, 2,615 children (2,522 natural, 34 adopted, 59 stepchildren), 105 grandchildren, 12 brothers or sisters, 48 parents, 34 other relatives, 37 non-relatives
- In nonfamily households: 1,041 (386 male householders (305 living alone)), 544 female householders (511 living alone)), 111 nonrelatives
- In group quarters: 487 (436 institutionalized population)
Size of family households: 1,041 2-persons, 466 3-persons, 512 4-persons, 198 5-persons, 107 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 816 1-person, 99 2-persons, 15 3-persons.
1,804 married couples with children.
242 single-parent households (39 men, 203 women).
95.8% of residents of 14031 zip code speak English at home.
0.4% of residents speak Spanish at home (100% very well).
2.8% of residents speak other Indo-European language at home (88% very well, 12% well).
0.9% of residents speak Asian or Pacific Island language at home (100% well).
0.1% of residents speak other language at home (100% well).
Foreign born population: 301 (3.4%)
(85.7% of them are naturalized citizens)
| This zip code: | 3.4% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Canada (24%)
- Philippines (20%)
- United Kingdom (11%)
- Germany (10%)
- Korea (7%)
- Poland (7%)
- Italy (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 9
- 1990 to 1994: 0
- 1985 to 1989: 25
- 1980 to 1984: 22
- 1975 to 1979: 64
- 1970 to 1974: 9
- 1970 to 1974: 0
- 1965 to 1969: 172
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White population: 8,580
Black population: 37
American Indian population: 16
Asian population: 77
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 7
Two or more races population: 52

First ancestries reported:
|  German: 2201 |
|  Italian: 1232 |
|  Irish: 1181 |
|  Polish: 891 |
|  English: 757 |
|  United States or American: 295 |
|  Scottish: 210 |
|  Other groups: 185 |
|  Hungarian: 151 |
|  French (except Basque): 144 |
|  Scotch-Irish: 110 |
|  Canadian: 87 |
|  Swedish: 73 |
|  Arab:: 67 |
|  Lebanese: 58 |
|  French Canadian: 54 |
|  Austrian: 43 |
|  Russian: 42 |
|  Ukrainian: 39 |
|  Welsh: 38 |
|  Greek: 31 |
|  Norwegian: 24 |
|  Yugoslavian: 22 |
|  Slovene: 12 |
|  Swiss: 11 |
|  Portuguese: 10 |
|  Romanian: 9 |
|  Moroccan: 9 |
|  Belgian: 9 |
|  Lithuanian: 8 |
|  Danish: 7 |
|  Dutch: 6 |

Facitilies with environmental interests located in this zip code:
- CLARENCE SR HIGH SCHOOL (9625 MAIN ST in CLARENCE, NY)
STATE MASTER (New York facility tracking) - SECTION 404 PERMITTING, 401 CERTIFICATION, HAZARDOUS WASTE PROGRAM
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: SEWERAGE SYSTEMS
Organizations: CLARENCE CENTRAL SCHOOL DIST (CONTACT/OWNER)
, CLARENCE CTL SCH DIST (LEGALLY RESPONSIBLE PARTY)
Alternative names: CLARENCE CENTRAL SCHOOLS, CLARENCE CENTRAL SCHOOL DISTRICT, CLARENCE CENTRAL SCHOOL-SENIOR H S, CLARENCE CNTR, CLARENCE T
- ARTHUR S EXECUTIVE CLEANERS & COFFE SHOP (9450 MAIN STREET in CLARENCE, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: KING CONSULTING ENGINEER & LAND SURVEYING PC, ARTHUR M FUERST (CONTACT/OWNER)
, LAUNDRY KING OF ERIE COUNTY INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: EXECUTIVE CLEANERS
- 10123 MAIN STREET INC (10123 MAIN STREET in CLARENCE, NY)
STATE MASTER (New York facility tracking) - HAZARDOUS WASTE PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SERVICES
Organizations: 10123 MAIN STREET, INC (CONTACT/OWNER)
, MENNEN-GREATBATCH ELEC INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: MENNEN MEDICAL INC
- CLASSIC CLEANERS (8925 SHERIDAN DR in CLARENCE, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - National Pollutant Discharge Elimination System Permit, AIR PROGRAM,
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Business NAICS classification: DRYCLEANING AND LAUNDRY SERVICES (EXCEPT COIN-OPERATED).
Organizations: LAURENCE & KATHLEEM HEBELER (CONTACT/OWNER)
, LAURENCE E HEBELER INC (LEGALLY RESPONSIBLE PARTY)
- INNOVATIVE CONCEPTS IN ENTERTAINMENT INC (ICE) (10123 MAIN ST in CLARENCE, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: MANUFACTURING INDUSTRIES
Organizations: INNOVATIVE CONCEPTS IN ENTERA (CONTACT/OWNER)
- CLARENCE MS ( in CLARENCE, NY)
(National Center for Education Statistics) - STATE ID-140801060008
Organizations: CLARENCE CSD (SCHOOL DISTRICT)
- CLARENCE SHS ( in CLARENCE, NY)
(National Center for Education Statistics) - STATE ID-140801060006
Organizations: CLARENCE CSD (SCHOOL DISTRICT)
- 7 - ELEVEN 16393 (10000 MAIN ST in CLARENCE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CLARENCE TOWN OF PARKS DEPT (10405 MAIN ST in CLARENCE, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- INFINITEX (10100 MAIN ST in CLARENCE, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: WILLIAM H THALMANN (CONTACT/OWNER)
Median worth of mobile homes: $19,457
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (87%)
- Electricity (7%)
- Fuel oil, kerosene, etc. (3%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 7291
- Northeast: 483
- Midwest: 210
- South: 355
- West: 85
66% of the 14031 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 56% lived in New York.
Population in 1990: 7,712. Population change in the 1990s: +1,057 (+13.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 143
| Here: | 14.7% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 85
| Here: | 15.9% | | New York: | 13.2% |
Students in private undergraduate colleges: 142
| Here: | 32.5% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (CLARENCE, NY):
- CERAMIC & MATERIAL PROCESSING, (4921 PINELEDGE DR; small business): $1,521,624 in 8 contracts from 2000 to 2006
Contracts for Ammunition -- Applied Research and Exploratory Development (R&D), Other Research and Development -- Applied Research and Exploratory Development (R&D), Ammunition -- Basic Research (R&D) by Navy Signed by year: 2000: $369,900; 2001: $303,417; 2002: $248,408; 2003: $0; 2004: $0; 2005: $0; 2006: $599,899.
Biggest contracts:
$599,899 with Navy for Ammunition -- Applied Research and Exploratory Development (R&D). Signed on 2006-05-25. Completion date: 2008-05-25.
$300,000 with Navy for Other Research and Development -- Applied Research and Exploratory Development (R&D). Signed on 2000-04-03. Completion date: 2001-04-03.
$171,507, same as above. Signed on 2001-03-22. Completion date: 2001-12-31.
$148,820, same as above. Signed on 2002-07-22. Completion date: 2003-07-21.
- DYNABRADE INC (8989 SHERIDAN DR; small business): $111,590 in 2 contracts in 2005
$108,650 with Air Force for Office Furniture. Taking place in FL. Signed on 2005-02-24. Completion date: 2005-07-22.
$2,940 with Air Force for Disks and Stones, Abrasive. Signed on 2005-06-08. Completion date: 2005-06-15.
- KELLER INDUSTRIAL PRODUCTS INC (9132 MAIN ST; small business): $30,026 in 3 contracts in 2005
$30,026 with Defense Logistics Agency for Miscellaneous Machine Tools. Signed on 2005-05-03. Completion date: 2005-07-07.
$4,697 with Army for Machine Tool Accessories. Signed on 2005-12-13. Completion date: 2006-01-26.
$-4,697, same as above. Signed on 2005-12-19. Completion date: 2006-01-26.
- FITZSIMMONS HYDRAULICS, INC (4400 SHISLER RD STE 1; small business)
$3,578 with Army for Maintenance, Repair and Rebuilding of Equipment -- Instruments and Laboratory Equipment. Signed on 2006-03-14. Completion date: 2006-03-20.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Nursing Care Facilities (250-499 employees: 1 establishment)
- Accommodation and Food Services: Limited-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 2, 5-9: 1, 1-4: 3)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 3, 5-9: 2, 1-4: 4)
- Accommodation and Food Services: Food Service Contractors (50-99: 1, 20-49: 1)
- Other Services (except Public Administration): Religious Organizations (20-49: 2, 10-19: 1, 5-9: 2, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
428 people in nursing homes
56 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $145,696 | 357 | $229,419 | 185 | $163,268 | 61 | $52,743 | 14 | $107,077 | 15 | $76,401 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 29 | $291,799 | 37 | $253,457 | 16 | $38,026 | 3 | $108,083 | 3 | $109,800 |
| APPLICATIONS DENIED | 1 | $167,580 | 38 | $265,435 | 129 | $157,514 | 28 | $51,419 | 4 | $30,530 | 4 | $52,723 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 21 | $244,350 | 78 | $155,695 | 9 | $136,472 | 1 | $17,790 | 2 | $42,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $186,311 | 16 | $169,082 | 3 | $37,413 | 1 | $86,460 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $167,443 | 345 | $229,199 | 260 | $145,702 | 80 | $49,853 | 2 | $470,075 | 14 | $167,849 | 11 | $54,898 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 44 | $263,319 | 59 | $172,676 | 22 | $32,154 | 0 | $0 | 7 | $168,047 | 4 | $47,278 |
| APPLICATIONS DENIED | 3 | $94,467 | 38 | $227,575 | 118 | $163,969 | 43 | $42,196 | 0 | $0 | 7 | $58,747 | 5 | $14,754 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 34 | $255,453 | 89 | $161,849 | 11 | $78,417 | 0 | $0 | 4 | $101,745 | 2 | $34,310 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $209,968 | 47 | $200,598 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $194,701 | 438 | $199,974 | 190 | $150,573 | 51 | $49,914 | 1 | $2,867,750 | 24 | $126,875 | 26 | $45,193 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $180,720 | 30 | $130,953 | 16 | $28,485 | 0 | $0 | 4 | $244,888 | 4 | $76,178 |
| APPLICATIONS DENIED | 0 | $0 | 25 | $146,676 | 141 | $162,530 | 33 | $32,568 | 0 | $0 | 9 | $89,332 | 3 | $29,820 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 32 | $160,715 | 106 | $141,976 | 14 | $75,911 | 0 | $0 | 7 | $153,999 | 2 | $1,715 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $248,918 | 64 | $182,880 | 1 | $69,080 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $134,805 | 439 | $202,903 | 282 | $160,956 | 41 | $49,395 | 3 | $243,907 | 20 | $131,186 | 33 | $41,330 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 57 | $190,407 | 49 | $210,245 | 9 | $28,153 | 0 | $0 | 4 | $91,370 | 8 | $71,603 |
| APPLICATIONS DENIED | 1 | $153,510 | 29 | $230,761 | 112 | $139,509 | 32 | $56,548 | 0 | $0 | 5 | $74,498 | 13 | $39,845 |
| APPLICATIONS WITHDRAWN | 2 | $71,195 | 35 | $165,341 | 103 | $137,225 | 12 | $77,419 | 0 | $0 | 6 | $108,560 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 23 | $229,493 | 46 | $198,446 | 7 | $69,767 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $138,744 | 462 | $193,126 | 682 | $152,485 | 23 | $36,763 | 2 | $621,045 | 18 | $146,138 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $145,618 | 33 | $204,652 | 86 | $143,287 | 10 | $22,487 | 0 | $0 | 4 | $105,480 |
| APPLICATIONS DENIED | 2 | $102,575 | 22 | $107,120 | 137 | $144,553 | 16 | $25,728 | 0 | $0 | 6 | $67,628 |
| APPLICATIONS WITHDRAWN | 4 | $135,773 | 36 | $147,308 | 119 | $156,311 | 11 | $27,925 | 0 | $0 | 4 | $54,110 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $119,470 | 9 | $121,994 | 22 | $174,699 | 3 | $38,290 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $106,668 | 376 | $186,882 | 429 | $142,972 | 37 | $20,382 | 9 | $101,993 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $167,419 | 78 | $123,636 | 11 | $39,001 | 1 | $198,560 |
| APPLICATIONS DENIED | 2 | $73,770 | 20 | $149,390 | 85 | $100,008 | 31 | $26,599 | 1 | $54,790 |
| APPLICATIONS WITHDRAWN | 3 | $113,193 | 28 | $137,318 | 94 | $147,789 | 6 | $34,575 | 3 | $122,280 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $106,150 | 22 | $184,448 | 2 | $65,500 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $113,212 | 349 | $169,455 | 438 | $148,822 | 54 | $22,611 | 5 | $116,436 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $146,397 | 25 | $205,358 | 51 | $142,409 | 21 | $29,662 | 1 | $131,270 |
| APPLICATIONS DENIED | 0 | $0 | 21 | $90,522 | 104 | $112,700 | 22 | $24,940 | 2 | $65,205 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 21 | $165,940 | 103 | $150,015 | 8 | $98,095 | 3 | $52,103 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $144,728 | 22 | $118,295 | 6 | $28,962 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $111,163 | 364 | $164,134 | 115 | $121,536 | 38 | $21,924 | 4 | $113,255 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $164,700 | 38 | $136,243 | 27 | $114,819 | 18 | $82,218 | 2 | $129,980 |
| APPLICATIONS DENIED | 3 | $58,443 | 29 | $95,073 | 53 | $134,604 | 19 | $24,390 | 5 | $64,164 |
| APPLICATIONS WITHDRAWN | 1 | $92,750 | 20 | $170,405 | 42 | $86,401 | 13 | $49,305 | 6 | $96,057 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $184,387 | 11 | $204,664 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $101,582 | 176 | $155,744 | 125 | $122,019 | 29 | $19,865 | 0 | $0 | 8 | $67,193 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $62,640 | 15 | $210,911 | 27 | $148,157 | 8 | $19,686 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $129,870 | 13 | $64,645 | 43 | $96,577 | 11 | $19,717 | 1 | $3,657,600 | 2 | $77,175 |
| APPLICATIONS WITHDRAWN | 1 | $91,230 | 8 | $143,973 | 28 | $100,578 | 6 | $97,028 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $111,035 | 11 | $137,049 | 1 | $9,690 | 0 | $0 | 1 | $82,000 |
Detailed HMDA statistics for the following Tracts:
0146.01
, 0146.02, 0147.01, 0147.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $234,705 | 11 | $282,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $195,943 | 7 | $270,536 |
| APPLICATIONS DENIED | 4 | $516,690 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $282,165 | 2 | $140,680 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $178,588 | 11 | $230,945 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $195,083 | 8 | $222,519 | 3 | $93,787 |
| APPLICATIONS DENIED | 1 | $264,880 | 2 | $137,250 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $149,175 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $166,459 | 12 | $183,872 | 3 | $133,207 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $174,232 | 10 | $161,123 | 1 | $99,820 |
| APPLICATIONS DENIED | 1 | $174,130 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $234,035 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $182,514 | 17 | $159,765 | 1 | $174,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $153,615 | 3 | $187,687 | 1 | $102,440 |
| APPLICATIONS DENIED | 1 | $85,670 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $174,286 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $161,254 | 81 | $157,372 | 4 | $116,485 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $198,662 | 18 | $189,964 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $112,375 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $259,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $126,095 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $164,130 | 30 | $158,235 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $225,586 | 7 | $140,983 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $181,460 | 2 | $125,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 82 | $146,936 | 43 | $162,872 | 1 | $102,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $155,003 | 5 | $208,604 | 1 | $103,840 |
| APPLICATIONS DENIED | 6 | $129,397 | 1 | $87,530 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 60 | $159,399 | 4 | $207,603 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $149,923 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $112,400 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $155,311 | 9 | $149,256 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $175,275 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $81,900 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $67,050 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $87,870 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0146.01
, 0146.02, 0147.01, 0147.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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