17322 Zip Code (Cross Roads, PA) Detailed Profile

Estimated zip code population in 2022: 6,152
Zip code population in 2010: 6,012
Zip code population in 2000: 5,599

Houses and condos: 2,619
Renter-occupied apartments: 142
March 2022 cost of living index in zip code 17322: 92.8 (less than average, U.S. average is 100)

Land area: 38.2 sq. mi.
Water area: 0.0 sq. mi.

Population density: 161 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,242 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $3,444 (1.5%)

For population 25 years and over in 17322:

• High school or higher: 92.5%
• Bachelor's degree or higher: 27.1%
• Graduate or professional degree: 13.3%
• Unemployed: 3.6%
• Mean travel time to work (commute): 33.8 minutes

For population 15 years and over in 17322:

• Never married: 20.8%
• Now married: 66.1%
• Separated: 0.5%
• Widowed: 3.4%
• Divorced: 9.3%

• 
• • 5,82794.8%White
  • 1602.6%Two or more races
  • 791.3%Black
  • 510.8%Hispanic or Latino
  • 300.5%Asian
  • 10.02%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 17322, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $68,359 (Individual Income Tax Returns)

Here:	$68,359
State:	$75,707

Salary/wage: $61,265 (reported on 81.8% of returns)

Here:	$61,265
State:	$62,806

(% of AGI for various income ranges: 1148.7% for AGIs below $25k, 3395.3% for AGIs $25k-50k, 6218.6% for AGIs $50k-75k, 9426.7% for AGIs $75k-100k, 16840.8% for AGIs $100k-200k, 62760.0% for AGIs over 200k)

Taxable interest for individuals: $770 (reported on 32.3% of returns)

This zip code:	$770
Pennsylvania:	$1,633

(% of AGI for various income ranges: 21.7% for AGIs below $25k, 33.9% for AGIs $25k-50k, 18.3% for AGIs $50k-75k, 52.1% for AGIs $75k-100k, 44.1% for AGIs $100k-200k, 346.7% for AGIs over 200k)

Ordinary dividends: $3,600 (reported on 19.9% of returns)

Here:	$3,600
State:	$7,382

(% of AGI for various income ranges: 30.4% for AGIs below $25k, 31.8% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 97.5% for AGIs $75k-100k, 119.2% for AGIs $100k-200k, 2966.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,132 (reported on 15.8% of returns)

Here:	+$10,132
State:	+$23,522

(% of AGI for various income ranges: 13.8% for AGIs below $25k, 56.3% for AGIs $25k-50k, 86.1% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 350.0% for AGIs $100k-200k, 8760.0% for AGIs over 200k)

Profit/loss from business: +$17,063 (reported on 13.8% of returns)

Here:	+$17,063
State:	+$16,274

(% of AGI for various income ranges: 118.1% for AGIs below $25k, 166.9% for AGIs $25k-50k, 253.1% for AGIs $50k-75k, 275.0% for AGIs $75k-100k, 623.0% for AGIs $100k-200k, 5586.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,094 (reported on 12.1% of returns)

17322:	$16,094
Pennsylvania:	$18,583

(% of AGI for various income ranges: 93.0% for AGIs below $25k, 137.1% for AGIs $25k-50k, 256.4% for AGIs $50k-75k, 313.3% for AGIs $75k-100k, 798.4% for AGIs $100k-200k)

Total itemized deductions: $28,374 (reported on 6.4% of returns)

Here:	$28,374
State:	$34,850

(% of AGI for various income ranges: 94.2% for AGIs below $25k, 236.1% for AGIs $50k-75k, 274.6% for AGIs $75k-100k, 578.6% for AGIs $100k-200k, 4140.0% for AGIs over 200k)

Charity contributions: $9,977 (reported on 4.4% of returns)

Here:	$9,977
State:	$12,392

(% of AGI for various income ranges: 56.9% for AGIs $50k-75k, 135.1% for AGIs $100k-200k, 1973.3% for AGIs over 200k)

Taxes paid: $8,205 (reported on 6.4% of returns)

17322:	$8,205
State:	$8,200

(% of AGI for various income ranges: 23.2% for AGIs below $25k, 78.6% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 176.8% for AGIs $100k-200k, 986.7% for AGIs over 200k)

Earned income credit: $1,850 (reported on 9.4% of returns)

Here:	$1,850
State:	$2,100

(% of AGI for various income ranges: 61.7% for AGIs below $25k, 39.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.6%

Here:	93%
State:	92%

(% for various income ranges: 91.5% for AGIs below $25k, 92.2% for AGIs $25k-50k, 91.8% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 93.1% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 17322, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $53,223 (Individual Income Tax Returns)

Here:	$53,223
State:	$61,346

Salary/wage: $49,979 (reported on 84.1% of returns)

Here:	$49,979
State:	$51,902

(% of AGI for various income ranges: 67.5% for AGIs below $25k, 77.7% for AGIs $25k-50k, 79.8% for AGIs $50k-75k, 83.4% for AGIs $75k-100k, 84.8% for AGIs $100k-200k, 62.1% for AGIs over 200k)

Taxable interest for individuals: $733 (reported on 35.2% of returns)

This zip code:	$733
Pennsylvania:	$1,588

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $1,408 (reported on 21.7% of returns)

Here:	$1,408
State:	$5,827

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,509 (reported on 12.1% of returns)

Here:	+$4,509
State:	+$14,495

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Profit/loss from business: +$11,438 (reported on 13.8% of returns)

Here:	+$11,438
State:	+$16,268

(% of AGI for various income ranges: 7.3% for AGIs below $25k, 3.6% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,097 (reported on 11.4% of returns)

17322:	$11,097
Pennsylvania:	$14,550

(% of AGI for various income ranges: 5.2% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)

Total itemized deductions: $19,462 (22% of AGI, reported on 37.9% of returns)

Here:	$19,462
State:	$23,538

Here:	21.9% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 11.4% for AGIs $25k-50k, 13.8% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 15.9% for AGIs $100k-200k, 10.9% for AGIs over 200k)

Charity contributions: $2,676 (reported on 27.2% of returns)

Here:	$2,676
State:	$4,025

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $7,930 (reported on 37.9% of returns)

17322:	$7,930
State:	$9,982

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 4.2% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 6.1% for AGIs $75k-100k, 7.0% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $1,808 (reported on 12.4% of returns)

Here:	$1,808
State:	$2,106

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 56.2%

Here:	56%
State:	53%

(% for various income ranges: 52.5% for AGIs below $25k, 56.1% for AGIs $25k-50k, 57.4% for AGIs $50k-75k, 59.5% for AGIs $75k-100k, 58.8% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 17322, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,117 (Individual Income Tax Returns)

Here:	$45,117
State:	$48,049

Salary/wage: $42,208 (reported on 88.0% of returns)

Here:	$42,208
State:	$42,646

(% of AGI for various income ranges: 99.5% for AGIs below $10k, 70.9% for AGIs $10k-25k, 83.9% for AGIs $25k-50k, 88.0% for AGIs $50k-75k, 90.7% for AGIs $75k-100k, 69.0% for AGIs over 100k)

Taxable interest for individuals: $842 (reported on 49.1% of returns)

This zip code:	$842
Pennsylvania:	$1,657

(% of AGI for various income ranges: 6.4% for AGIs below $10k, 2.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $1,459 (reported on 22.6% of returns)

Here:	$1,459
State:	$3,566

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$5,647 (reported on 16.9% of returns)

Here:	+$5,647
State:	+$9,716

(% of AGI for various income ranges: -0.9% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from business: +$9,469 (reported on 14.9% of returns)

Here:	+$9,469
State:	+$14,267

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 7.7% for AGIs $10k-25k, 4.9% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $3,100 (reported on 2.5% of returns)

17322:	$3,100
Pennsylvania:	$2,903

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Total itemized deductions: $15,714 (22% of AGI, reported on 40.7% of returns)

Here:	$15,714
State:	$18,804

Here:	22.5% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 12.2% for AGIs below $10k, 9.5% for AGIs $10k-25k, 14.1% for AGIs $25k-50k, 15.2% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Charity contributions deductions: $2,152 (3% of AGI, reported on 32.2% of returns)

Here:	$2,152
State:	$3,337

Here:	2.9% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $5,489 (reported on 79.5% of returns)

17322:	$5,489
State:	$8,008

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,481 (reported on 9.4% of returns)

Here:	$1,481
State:	$1,643

Percentage of individuals using paid preparers for their 2004 taxes: 57.7%

Here:	58%
State:	56%

(% for various income ranges: 49.5% for AGIs below $10k, 57.2% for AGIs $10k-25k, 61.9% for AGIs $25k-50k, 63.7% for AGIs $50k-75k, 52.9% for AGIs $75k-100k, 56.0% for AGIs over 100k)

Nearest zip codes: 17356, 17366, 17309, 17352, 17363, 17317.
Winterstown Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.2% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 185
Household did not receive Food Stamps/SNAP in the past 12 months: 2,299

Women who had a birth in the past 12 months: 74 (62 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 1,179 (721 now married, 449 unmarried)

Housing units in zip code 17322 with a mortgage: 1,712 (165 second mortgage, 23 home equity loan, 127 both second mortgage and home equity loan)
Houses without a mortgage: 156

Median monthly owner costs for units with a mortgage: $1,713
Median monthly owner costs for units without a mortgage: $604

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 17322 household income distribution in 2022

• 33Less than $10,000
• 29$10,000 to $14,999
• 60$15,000 to $19,999
• 22$20,000 to $24,999
• 30$25,000 to $29,999
• 15$30,000 to $34,999
• 43$35,000 to $39,999
• 49$40,000 to $44,999
• 120$45,000 to $49,999
• 168$50,000 to $59,999
• 223$60,000 to $74,999
• 428$75,000 to $99,999
• 385$100,000 to $124,999
• 152$125,000 to $149,999
• 343$150,000 to $199,999
• 365$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 17322

• 64Less than $10,000
• 3$15,000 to $19,999
• 6$20,000 to $24,999
• 2$25,000 to $29,999
• 4$40,000 to $49,999
• 4$50,000 to $59,999
• 30$60,000 to $69,999
• 36$80,000 to $89,999
• 35$90,000 to $99,999
• 56$100,000 to $124,999
• 73$125,000 to $149,999
• 223$150,000 to $174,999
• 217$175,000 to $199,999
• 487$200,000 to $249,999
• 390$250,000 to $299,999
• 265$300,000 to $399,999
• 203$400,000 to $499,999
• 179$500,000 to $749,999
• 51$750,000 to $999,999
• 4$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 17322

• 15$400 to $449
• 7$500 to $549
• 3$550 to $599
• 32$600 to $649
• 6$750 to $799
• 11$800 to $899
• 4$900 to $999
• 23$1,000 to $1,249
• 31$1,250 to $1,499
• 5$1,500 to $1,999
• 4No cash rent

Median gross rent in 2022: $1,186.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $246,060
• Black or African American householders: $208,810
• Asian householders: $345,889
• Some other race householders: $239,461
• Two or more races householders: $163,472
• Hispanic or Latino householders: $226,264

Estimated median house or condo value in 2022: $252,446 Lower value quartile - upper value quartile: $193,155 - $332,089

Mean price in 2022:

Detached houses: $284,717

Here:	$284,717
State:	$317,202

Townhouses or other attached units: $267,347

Here:	$267,347
State:	$254,369

Mobile homes: $129,571

Here:	$129,571
State:	$92,414

Housing units in structures:

• One, detached: 2,375
• One, attached: 70
• 3 or 4: 5
• 5 to 9: 12
• 50 or more: 2
• Mobile homes: 140

Unemployment: 3.6%

• Means of transportation to work in zip code 17322

• 73.6%2,592Drove a car alone
• 8.3%292Carpooled
• 0.1%2Motorcycle
• 0.3%10Other means
• 19.2%676Worked at home

• Travel time to work (commute) in zip code 17322

• 35Less than 5 minutes
• 385 to 9 minutes
• 34310 to 14 minutes
• 27115 to 19 minutes
• 25020 to 24 minutes
• 16625 to 29 minutes
• 53430 to 34 minutes
• 25335 to 39 minutes
• 20440 to 44 minutes
• 36845 to 59 minutes
• 30860 to 89 minutes
• 10390 or more minutes

Percentage of zip code residents living and working in this county: 78.7%

Household type by relationship:

Households: 6,152

• Male householders: 1,410 (212 living alone), Female householders: 1,081 (162 living alone)

• 1,599 spouses (1,597 opposite-sex spouses), 186 unmarried partners, (186 opposite-sex unmarried partners), 1,473 children (1,330 natural, 24 adopted, 118 stepchildren), 173 grandchildren, 2 brothers or sisters, 45 parents, 0 foster children, 106 other relatives, 81 non-relatives

Size of family households: 1,041 2-persons, 397 3-persons, 259 4-persons, 204 5-persons, 78 6-persons, 13 7-or-more-persons

Size of nonfamily households: 374 1-person, 88 2-persons, 27 3-persons

818 married couples with children.
183 single-parent households (129 men, 54 women).

97.3% of residents of 17322 zip code speak English at home.
0.7% of residents speak Spanish at home (60% very well, 40% well).
0.8% of residents speak other Indo-European language at home (94% very well, 6% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ALBERT KUENTZLER (6296 CHURCH RD in FELTON, PA)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: OPERATORS OF DWELLINGS OTHER THAN APARTMENT BUILDINGS
  Alternative names: KUENTZLER, ALBERT

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 1.9%

Population in 1990: 3,128. Population change in the 1990s: +2,471 (+79.0%).

Place of birth for U.S.-born residents:

• This state: 3,640
• Northeast: 277
• Midwest: 131
• South: 1,827
• West: 213

70% of the 17322 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in Pennsylvania.

94% of the 17322 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 87% moved from this county.
   Out of people who lived in different houses, 8% moved from different county within same state.
   Out of people who lived in different houses, 4% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 124
Students in private schools in grades 9 to 12 (high school): 25 Students in private undergraduate colleges: 27

Companies with federal contracts located in this zip code:

• SPERO, FRANCESCA (9396 CHURCH RD in FELTON, PA; small business) : $249 in 2 contracts in 2002

  $5,000 with Army for Other Defense -- Applied Research and Exploratory Development (R&D). Taking place in MD. Signed on 2002-02-21. Completion date: 2003-02-18.
  -$4,751, same as above. Signed on 2002-09-23. Completion date: 2003-02-18.
  

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (20-49 employees: 1 establishment, 5-9 employees: 2 establishments, 1-4 employees: 3 establishments)
• Construction: Site Preparation Contractors (20-49: 1, 1-4: 1)
• Construction: Framing Contractors (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Construction: All Other Specialty Trade Contractors (5-9: 2)
• Construction: Masonry Contractors (5-9: 1, 1-4: 2)
• Professional, Scientific, and Technical Services: Engineering Services (5-9: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (5-9: 1, 1-4: 1)

Detailed HMDA statistics for the following Tracts: 0237.10 , 0237.20, 0239.00


Detailed PMIC statistics for the following Tracts: 0237.10 , 0237.20, 0239.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 28. The highest number of fires - 65 took place in 2016, and the least - 8 in 2008. The data has a constant trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (59.2%), and Outside Fires (25.5%).


• Fire incident types reported to NFIRS in Zip Code 17322
• 28659.2%Structure Fires
• 12325.5%Outside Fires
• 4910.1%Other
• 255.2%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 17322, Pennsylvania

Most common first names in zip code 17322 among deceased individuals
Name	Count	Lived (average)
Mary	23	77.3 years
Charles	21	74.6 years
William	21	72.6 years
John	20	72.3 years
Ruth	19	78.0 years
George	17	76.8 years
Robert	16	69.8 years
James	15	72.8 years
Paul	14	69.3 years
Howard	12	82.1 years

Most common last names in zip code 17322 among deceased individuals
Last name	Count	Lived (average)
Smith	27	77.8 years
Miller	23	76.7 years
Grove	23	79.2 years
Seitz	15	86.3 years
Runkle	15	76.8 years
Brown	13	72.4 years
Snyder	12	77.6 years
Anderson	11	80.2 years
Warner	11	78.9 years
Olphin	10	78.8 years