28630 Zip Code Detailed Profile




Cities: Granite Falls, NC (8.39%), Sawmills, NC (6.34%), Rhodhiss, NC (0.13%), Northlakes, NC (0.12%), Lenoir, NC (0.05%), Cajah's Mountain, NC (0.04%)
Counties: Caldwell County, NC (99.42%), Alexander County, NC (0.58%)
Estimated zip code population in 2013: 20,632
Zip code population in 2010: 20,041
Zip code population in 2000: 17,116

Houses and condos: 8,453
Renter-occupied apartments: 1,863
% of renters here:

25%
State:

36%
Mar. 2013 cost of living index in zip code 28630: 86.8 (less than average, U.S. average is 100)

Land area: 60.0 sq. mi.
Water area: 2.1 sq. mi.
Population density: 344 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 28630
Zip code 28630 (Granite Falls, North Carolina) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($826)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $874 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $710 (0.8%)

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Males: 10,135  (49.1%)
Females: 10,497  (50.9%)

For population 25 years and over in 28630:

For population 15 years and over in 28630:

Zip code 28630 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 28630

  • Zip code 28630 races chart
    • 18,775White population
    • 190Black population
    • 44American Indian population
    • 109Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 19Some other race population
    • 199Two or more races population
    • 701Hispanic or Latino population

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Urban population: 11,496
Rural population: 9,135

Estimated median house/condo value in 2013: $105,800
28630:

$105,800
North Carolina:

$154,300



According to our research of North Carolina and other state lists there were 36 registered sex offenders living in 28630 zip code as of July 28, 2015.
The ratio of number of residents in zip code 28630 to the number of sex offenders is 565 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

38.9 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

2.8 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28630, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $44,738 (Individual Income Tax Returns)
Here:

$44,738
State:

$54,937

Salary/wage: $38,379 (reported on 86.4% of returns)
Here:

$38,379
State:

$46,336
(% of AGI for various income ranges: 77.5% for AGIs below $25k, 83.1% for AGIs $25k-50k, 82.7% for AGIs $50k-75k, 79.6% for AGIs $75k-100k, 75.4% for AGIs $100k-200k, 40.9% for AGIs over 200k)

Taxable interest for individuals: $990 (reported on 29.7% of returns)
This zip code:

$990
North Carolina:

$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $3,202 (reported on 11.9% of returns)
Here:

$3,202
State:

$6,213
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$6,138 (reported on 8.0% of returns)
Here:

+$6,138
State:

+$12,740
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 3.9% for AGIs over 200k)

Profit/loss from business: +$9,224 (reported on 15.0% of returns)
Here:

+$9,224
State:

+$10,311
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,576 (reported on 9.3% of returns)
28630:

$11,576
North Carolina:

$15,575
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Total itemized deductions: $20,716 (22% of AGI, reported on 26.2% of returns)
Here:

$20,716
State:

$23,438

Here:

22.2% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 8.6% for AGIs $25k-50k, 12.4% for AGIs $50k-75k, 15.3% for AGIs $75k-100k, 17.3% for AGIs $100k-200k, 13.5% for AGIs over 200k)

Charity contributions: $4,535 (reported on 21.3% of returns)
Here:

$4,535
State:

$4,687
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Taxes paid: $6,575 (reported on 26.1% of returns)
28630:

$6,575
State:

$8,823
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.9% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 6.8% for AGIs $100k-200k, 5.1% for AGIs over 200k)

Earned income credit: $2,259 (reported on 24.0% of returns)
Here:

$2,259
State:

$2,376
(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 28630, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,905 (Individual Income Tax Returns)
Here:

$37,905
State:

$45,376

Salary/wage: $33,978 (reported on 90.0% of returns)
Here:

$33,978
State:

$39,442
(% of AGI for various income ranges: 108.2% for AGIs below $10k, 83.4% for AGIs $10k-25k, 86.9% for AGIs $25k-50k, 87.2% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 55.1% for AGIs over 100k)

Taxable interest for individuals: $968 (reported on 34.4% of returns)
This zip code:

$968
North Carolina:

$1,515
(% of AGI for various income ranges: 3.6% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $2,623 (reported on 13.3% of returns)
Here:

$2,623
State:

$4,016
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$6,060 (reported on 9.8% of returns)
Here:

+$6,060
State:

+$11,152
(% of AGI for various income ranges: -1.0% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 6.1% for AGIs over 100k)

Profit/loss from business: +$7,659 (reported on 15.6% of returns)
Here:

+$7,659
State:

+$9,490
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 5.3% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.0% for AGIs over 100k)

IRA payment deduction: $2,886 (reported on 2.1% of returns)
28630:

$2,886
North Carolina:

$2,967
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,417 (reported on 0.3% of returns)
Here:

$15,417
North Carolina:

$14,754

Total itemized deductions: $16,745 (24% of AGI, reported on 30.6% of returns)
Here:

$16,745
State:

$19,464

Here:

24.3% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 12.5% for AGIs below $10k, 6.4% for AGIs $10k-25k, 10.5% for AGIs $25k-50k, 14.9% for AGIs $50k-75k, 17.9% for AGIs $75k-100k, 18.0% for AGIs over 100k)

Charity contributions deductions: $4,335 (6% of AGI, reported on 25.1% of returns)
Here:

$4,335
State:

$4,035

Here:

5.9% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Total tax: $4,545 (reported on 74.4% of returns)
28630:

$4,545
State:

$7,257
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.5% for AGIs $75k-100k, 17.6% for AGIs over 100k)

Earned income credit: $1,722 (reported on 19.5% of returns)
Here:

$1,722
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.5%
Here:

66%
State:

62%
(% for various income ranges: 60.1% for AGIs below $10k, 68.0% for AGIs $10k-25k, 67.5% for AGIs $25k-50k, 67.2% for AGIs $50k-75k, 66.5% for AGIs $75k-100k, 73.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,200
North Carolina:

$45,906
Granite Falls, NC (28630) map Nearest zip codes: 28667, 28638, 28637, 28601, 28666, 28671.
Cajah s Mountain Zip Code Map

Percentage of family households:
This zip code:

56.2%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

5.1%
North Carolina:

5.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 968
Household did not receive Food Stamps/SNAP in the past 12 months: 6,432


Women who had a birth in the past 12 months: 229 (165 now married, 64 unmarried)
Women who did not have a birth in the past 12 months: 4,587 (2,664 now married, 1,923 unmarried)


Housing units in zip code 28630 with a mortgage: 3,613 (166 second mortgage, 453 home equity loan)
Houses without a mortgage: 1,924

Median monthly owner costs for units with a mortgage: $962
Median monthly owner costs for units without a mortgage: S289

Residents with income below the poverty level in 2013:
This zip code:

20.1%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

9.7%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

5.7
State:

6.3
Median number of rooms in apartments:
Here:

4.7
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28630: Granada Golf Course (A), Tri County Golf Course (B). Display/hide their locations on the map

    Churches in zip code 28630 include: Clove Church (A), Lovelady Church (B), Mountain Grove Church (C), Oak Grove Church (D), Pooveys Grove Church (E), Temple Hill Church (F), Lovelady Church (G), Cajah Mountain Baptist Church (H), Concord Baptist Church (I). Display/hide their locations on the map

    Cemeteries: North Catawba Cemetery (1), Pinecrest Cemetery (2), Rocky Mount Cemetery (3), Sunset Hill Cemetery (4). Display/hide their locations on the map

    Reservoirs: Rhodhiss Lake (A), Old Millpond (B), Sims Pond (C), Shuford Pond (D), Old Mill Pond (E). Display/hide their locations on the map

    Streams, rivers, and creeks: Gunpowder Creek (A), Billy Branch (B), Stafford Creek (C), Silver Creek (D), Rock Creek (E), Pilot Branch (F), Morris Creek (G), Hayes Mill Creek (H), Freemason Creek (I). Display/hide their locations on the map

Year house built

  • 272010 or later
  • 1,1322000 to 2009
  • 1,9471990 to 1999
  • 1,5761980 to 1989
  • 1,1061970 to 1979
  • 9741960 to 1969
  • 8501950 to 1959
  • 3921940 to 1949
  • 4491939 or earlier

Zip code 28630 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Granite Falls, NC (28630)

  • 38no bedroom
  • 361 bedroom
  • 1,2182 bedrooms
  • 3,5153 bedrooms
  • 5974 bedrooms
  • 1335+ bedrooms

Bedrooms in renter-occupied apartments in Granite Falls, NC (28630)

  • 0no bedroom
  • 601 bedroom
  • 9602 bedrooms
  • 6413 bedrooms
  • 1944 bedrooms
  • 85+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Granite Falls, NC (28630) in owner-occupied houses/condos

  • 127no vehicle
  • 1,2001 vehicle
  • 2,2512 vehicles
  • 1,3833 vehicles
  • 4264 vehicles
  • 1505+ vehicles

Cars and other vehicles available in Granite Falls, NC (28630) in renter-occupied apartments

  • 186no vehicle
  • 7821 vehicle
  • 6022 vehicles
  • 2933 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $633.


Median price asked for vacant for-sale houses and condos in 2013: $137,549.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $105,800
28630:

$105,800
North Carolina:

$154,300
Lower value quartile - upper value quartile: $74,000 - $162,600

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 12.3%

Percentage of zip code residents living and working in this county: 53.4%

Household type by relationship:

Households: 20,508

Size of family households: 2,457 2-persons, 1,455 3-persons, 1,081 4-persons, 303 5-persons, 63 6-persons, 15 7-or-more-persons

Size of nonfamily households: 1,769 1-person, 193 2-persons, 64 4-persons

3,060 married couples with children.
1,102 single-parent households (427 men, 675 women).

96.3% of residents of 28630 zip code speak English at home.
2.6% of residents speak Spanish at home (47% very well, 44% well, 8% not well).
0.2% of residents speak other Indo-European language at home (96% very well, 4% well).
0.1% of residents speak Asian or Pacific Island language at home (38% very well, 62% well).
0.8% of residents speak other language at home (77% very well, 23% well).

Foreign born population: 479 (2.3%)
(47.6% of them are naturalized citizens)
This zip code:

2.3%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 27%Korea
  • 17%Jordan
  • 17%Mexico
  • 9%Guatemala
  • 7%Asia,n.e.c.
  • 6%England
  • 3%Czechoslovakia (includes Czech Republic and Slovakia)

Most common first ancestries reported in 28630 (%)

  • 23%American
  • 14%Other groups
  • 10%German
  • 6%English
  • 6%Irish
  • 3%Scotch-Irish
  • 2%European

Year of entry for the foreign-born population

  • 132010 or later
  • 252000 to 2009
  • 3301990 to 1999
  • 160Before 1990

Zip code 28630 topographic map

Facilities with environmental interests located in this zip code:


Zip code 28630 marital status for males
Zip code 28630 marital status for females

Housing units lacking complete plumbing facilities: 3.6%
Housing units lacking complete kitchen facilities: 3.8%

Most commonly used house heating fuel

  • 66%Electricity
  • 11%Fuel oil, kerosene, etc.
  • 10%Utility gas
  • 8%Bottled, tank, or LP gas
  • 5%Wood
  • 1%No fuel used

Population in 1990: 17,749. Population change in the 1990s: -633 (-3.6%).

Place of birth for U.S.-born residents:


59% of the 28630 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

90% of the 28630 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 56% moved from this county.
   Out of people who lived in different houses, 34% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 109
Here:

5.5%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 38
Here:

2.7%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 48,750Health diagnosing and treating practitioners and other technical occupations
  • 46,964Management occupations
  • 45,019Transportation occupations
  • 44,083Business and financial operations occupations
  • 40,882Health technologists and technicians
  • 40,417Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 104 people in nursing facilities/skilled-nursing facilities
  • 6 people in residential treatment centers for adults
  • 2 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 168 people in nursing homes

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 1

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 3
  • Fatalities: 5
  • Persons involved in fatal accidents: 12
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED164$112,423148$163,600733$161,50828$62,2842$187,37570$155,96652$70,335
APPLICATIONS APPROVED, NOT ACCEPTED1$73,4005$153,06856$166,8895$48,3760$00$05$68,466
APPLICATIONS DENIED40$118,27738$117,245261$147,66918$33,2020$027$106,89027$76,441
APPLICATIONS WITHDRAWN18$126,62727$214,196154$147,0974$63,8150$07$141,36915$71,900
FILES CLOSED FOR INCOMPLETENESS15$108,0796$94,00549$122,5774$82,1930$02$16,35011$49,587

Detailed HMDA statistics for the following Tracts: 0308.00 , 0312.00, 0313.00, 0314.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED23$215,39115$203,6932$295,580
APPLICATIONS APPROVED, NOT ACCEPTED11$270,2206$196,7772$537,875
APPLICATIONS DENIED0$02$264,1650$0
APPLICATIONS WITHDRAWN1$113,7700$00$0
FILES CLOSED FOR INCOMPLETENESS2$62,4601$277,3200$0

Detailed PMIC statistics for the following Tracts: 0308.00 , 0312.00, 0313.00, 0314.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28630 among deceased individuals
NameCountLived (average)
James13770.4 years
William8973.1 years
Mary8176.2 years
John7772.8 years
Robert4170.6 years
George3973.3 years
Ruth3878.4 years
Charles3872.6 years
Walter3373.8 years
Ralph3271.9 years
Most common last names in zip code 28630 among deceased individuals
Last nameCountLived (average)
Smith7977.7 years
Starnes6674.0 years
Teague5777.4 years
Annas5575.1 years
Kirby5376.4 years
Bowman5076.9 years
Bumgarner4975.0 years
Keller4771.8 years
Bolick4774.6 years
Reid4675.0 years
Businesses in zip code 28630
NameCountNameCount
Advance Auto Parts1Pizza Hut1
AutoZone1RadioShack1
Domino's Pizza1Subway2
FedEx2T-Mobile1
GameStop1U-Haul1
Hardee's1UPS3
Kincaid1Walmart1
La-Z-Boy1Wendy's1
Lane Furniture2

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