Estimated median household income in 2007: $38,208
| This zip code: | $38,208 | | North Carolina: | $44,670 |
Nearest zip codes: 28730, 28711, 28805, 28757, 28803, 28735.
Housing units in zip code 28778 with a mortgage: 1,083 (74 second mortgage, 175 home equity loan, 6 both second mortgage and home equity loan)
Houses without a mortgage: 705
Median monthly owner costs for units with a mortgage: $1,007
Median monthly owner costs for units without a mortgage: $282
Residents with income below the poverty level in 2007:
| This zip code: | 13.9% | | Whole state: | 14.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.1% | | Whole state: | 6.0% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 5.9 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 92
- 1995 to 1998: 303
- 1990 to 1994: 310
- 1980 to 1989: 673
- 1970 to 1979: 599
- 1960 to 1969: 652
- 1950 to 1959: 395
- 1940 to 1949: 275
- 1939 or earlier: 407
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Bedrooms in owner-occupied houses in Swannanoa, NC (28778): |
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- no bedroom: 0
- 1 bedrooms: 77
- 2 bedrooms: 808
- 3 bedrooms: 1,470
- 4 bedrooms: 224
- 5 or more bedrooms: 56
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 116
- 2 bedrooms: 441
- 3 bedrooms: 263
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 28778 zip code in owner-occupied houses/condos: |
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- no vehicle: 198
- 1 vehicle: 703
- 2 vehicles: 1,110
- 3 vehicles: 435
- 4 vehicles: 134
- 5 or more vehicles: 55
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 52
- 1 vehicle: 361
- 2 vehicles: 331
- 3 vehicles: 58
- 4 vehicles: 8
- 5 or more vehicles: 10
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 28778:
- Less than $10,000: 92
- $10,000 to $14,999: 46
- $15,000 to $19,999: 47
- $20,000 to $24,999: 39
- $25,000 to $29,999: 29
- $30,000 to $34,999: 72
- $35,000 to $39,999: 61
- $40,000 to $49,999: 89
- $50,000 to $59,999: 68
- $60,000 to $69,999: 95
- $70,000 to $79,999: 103
- $80,000 to $89,999: 109
- $90,000 to $99,999: 113
- $100,000 to $124,999: 478
- $125,000 to $149,999: 562
- $150,000 to $174,999: 232
- $175,000 to $199,999: 162
- $200,000 to $249,999: 193
- $250,000 to $299,999: 163
- $300,000 to $399,999: 126
- $400,000 to $499,999: 62
- $500,000 to $749,999: 24
- $750,000 to $999,999: 1
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Rent paid by renters in 2007 in zip code 28778:
- Less than $100: 21
- $200 to $249: 42
- $250 to $299: 33
- $300 to $349: 79
- $350 to $399: 110
- $400 to $449: 126
- $450 to $499: 60
- $500 to $549: 45
- $550 to $599: 29
- $600 to $649: 28
- $650 to $699: 58
- $700 to $749: 14
- $800 to $899: 68
- $1,000 to $1,249: 33
- No cash rent: 101
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Median price asked for vacant for-sale houses and condos in 2007: $136,878.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $137,487
- Black or African American householders: $102,050
- Asian householders: $209,120
- Two or more races householders: $119,540
- Hispanic or Latino householders: $129,274
Estimated median house or condo value in 2007: $123,716 (it was $83,300 in 2000)
| 28778: | $123,716 | | North Carolina: | $145,700 |
Lower value quartile - upper value quartile: $78,154 - $145,799
Mean price in 2007:
Detached houses: $169,876| Here: | $169,876 | | State: | $217,106 |
Townhouses or other attached units: $142,625| Here: | $142,625 | | State: | $176,568 |
In 5-or-more-unit structures: $87,211| Here: | $87,211 | | State: | $169,602 |
Mobile homes: $43,968| Here: | $43,968 | | State: | $45,354 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,488
- One, attached: 86
- Two: 58
- 3 or 4: 14
- 5 to 9: 11
- 10 to 19: 6
- Mobile homes: 1,043

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Means of transportation to work
- Drove a car alone: 3,293 (72%)
- Carpooled: 852 (19%)
- Motorcycle: 48 (1%)
- Walked: 288 (6%)
- Other means: 14 (0%)
- Worked at home: 89 (2%)
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Travel time to work
- Less than 5 minutes: 229
- 5 to 9 minutes: 708
- 10 to 14 minutes: 865
- 15 to 19 minutes: 869
- 20 to 24 minutes: 944
- 25 to 29 minutes: 258
- 30 to 34 minutes: 326
- 35 to 39 minutes: 45
- 40 to 44 minutes: 42
- 45 to 59 minutes: 95
- 60 to 89 minutes: 40
- 90 or more minutes: 74
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Neighborhoods in zip code 28778:
Percentage of zip code residents living and working in this county: 94.1%
Household type by relationship
Households: 8,286
- In family households: 7,033 (1,858 male householders, 547 female householders)
1,987 spouses, 2,285 children (2,052 natural, 61 adopted, 172 stepchildren), 101 grandchildren, 43 brothers or sisters, 34 parents, 66 other relatives, 112 non-relatives
- In nonfamily households: 1,253 (361 male householders (314 living alone)), 715 female householders (621 living alone)), 177 nonrelatives
- In group quarters: 935 (228 institutionalized population)
Size of family households: 1,087 2-persons, 606 3-persons, 494 4-persons, 172 5-persons, 29 6-persons, 17 7-or-more-persons.
Size of nonfamily households: 935 1-person, 121 2-persons, 20 3-persons.
1,262 married couples with children.
475 single-parent households (123 men, 352 women).
94.4% of residents of 28778 zip code speak English at home.
3.5% of residents speak Spanish at home (40% very well, 25% well, 18% not well, 17% not at all).
1.4% of residents speak other Indo-European language at home (88% very well, 12% well).
0.2% of residents speak Asian or Pacific Island language at home (64% very well, 36% well).
0.6% of residents speak other language at home (100% very well).
Foreign born population: 378 (4.1%)
(40.2% of them are naturalized citizens)
| This zip code: | 4.1% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Mexico (48%)
- Germany (9%)
- United Kingdom (8%)
- India (6%)
- Other Eastern Africa (6%)
- Lebanon (4%)
- El Salvador (3%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 180
- 1990 to 1994: 39
- 1985 to 1989: 26
- 1980 to 1984: 6
- 1975 to 1979: 31
- 1970 to 1974: 41
- 1970 to 1974: 32
- 1965 to 1969: 23
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White population: 8,619
Black population: 379
American Indian population: 50
Asian population: 56
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 114
Two or more races population: 98

First ancestries reported:
|  United States or American: 1495 |
|  English: 922 |
|  Other groups: 877 |
|  German: 589 |
|  Irish: 557 |
|  Scotch-Irish: 543 |
|  Scottish: 198 |
|  Dutch: 170 |
|  Italian: 134 |
|  French (except Basque): 76 |
|  European: 55 |
|  Polish: 45 |
|  Celtic: 42 |
|  Swedish: 41 |
|  British: 36 |
|  French Canadian: 33 |
|  Subsaharan African:: 29 |
|  Hungarian: 28 |
|  Russian: 25 |
|  Northern European: 20 |
|  Zimbabwean: 18 |
|  Swiss: 18 |
|  Arab:: 16 |
|  Lebanese: 16 |
|  Finnish: 15 |
|  Lithuanian: 15 |
|  Norwegian: 15 |
|  Welsh: 15 |
|  Danish: 14 |
|  Yugoslavian: 11 |
|  Portuguese: 9 |
|  Australian: 7 |
|  Slovak: 6 |
|  Latvian: 6 |
|  South African: 6 |
|  Kenyan: 5 |
|  West Indian (excluding Hispanic groups):: 4 |
|  West Indian: 4 |

Major facitilies with environmental interests located in this zip code:
- CITY OF ASHEVILLE (1370 BEE TREE ROAD in SWANNANOA, NC)
STATE MASTER (North Carolina facility info) - UNDERGROUND STORAGE TANK PROGRAM, -115DA4YG00M29W84AY3VR72P0H, WASTEWATER FACILITY, -4411, HAZARDOUS WASTE PROGRAM
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: WATER SUPPLY; NONCLASSIFIABLE ESTABLISHMENTS
Alternative names: ASHEVILLE (CITY)-DEBRUHL WATER TREATMENT PLANT, ASHEVILLE (CITY)-DEBRUHL WTP, BEE TREE WATER PLANT
- B.V. HEDRICK- SWANNANOA QUARRY (RED BIRD ROAD in SWANNANOA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AY3W0ANV0C, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CRUSHED AND BROKEN GRANITE
Alternative names: B V HEDRICK
- CASTILLIANO, CECILIA - RES. (862 BEE TREE CREEK ROAD in SWANNANOA, NC)
STATE MASTER (North Carolina facility info) - -115DA4YG00NJYW64FBEMG12K98, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Alternative names: NEIRA RESIDENCE
- CHARLES D. OWEN MANUFACTURING COMPANY (875 WARREN WILSON COLLEGE ROAD in SWANNANOA, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: BROADWOVEN FABRIC MILLS, COTTON; BROADWOVEN FABRIC MILLS, MANMADE FIBER AND SILK
Business NAICS classification: TEXTILE AND FABRIC FINISHING (EXCEPT BROADWOVEN FABRIC) MILLS.
Organizations: SPRINGS INDUSTRIES INC (CONTACT/OPERATOR)
Alternative names: SPRINGS INDUS INC OWEN MFG CO, SPRINGS INDUSTRIES OWEN MFG
- ARTSPACE CHARTER (2030 US HWY 70 in SWANNANOA, NC)
(National Center for Education Statistics) - STATE ID-0
- BUNCOMBE COMMUNITY-EAST (235 OLD US 70 in SWANNANOA, NC)
(National Center for Education Statistics) - STATE ID-303
Organizations: BUNCOMBE COUNTY SCHOOLS (SCHOOL DISTRICT)
- BEACON MANUFACTURING CO (202 WITSON AVENUE in SWANNANOA, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
SUPERFUND (Superfund database)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: BROADWOVEN FABRIC MILLS, COTTON; BROADWOVEN FABRIC MILLS, MANMADE FIBER AND SILK; HOUSEFURNISHINGS, EXCEPT CURTAINS AND DRAPERIES
Business NAICS classification: BROADWOVEN FABRIC MILLS.
Alternative names: BEACON BLANKETS, BEACON MANUFACTURING PLANT FIRE
- ACCURATE ARMS CO INC (180-A OLD BEE TREE RD in SWANNANOA, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHEMTRONICS INC (CONTACT/OWNER)
- APAC - CAROLINA INC. - BLACK MOUNTAIN (HIGHWAY 70 in SWANNANOA, NC)
AIR SYNTHETIC MINOR (AIRS/AFS)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS
Alternative names: APAC ATLANTIC INC BLACK MTN, APAC CAROLINA INC-SWANNANOA, APAC OF CAROLINA SWANNANOA
- CAMPBELL MACHINERY CO (130-A BUCKEYE COVE RD in SWANNANOA, NC)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: BRUCE J CAMPBELL (CONTACT/OWNER)
- BLACK MOUNTAIN CONCRETE READY (2493 US HWY 70 in SWANNANOA, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Alternative names: BLACK MTN CNCRTE READY MIX
- BLAKES OF SWANNANOA INCORPORAT (2066 US HWY 70 in SWANNANOA, NC)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MOTOR VEHICLE PARTS, USED
Alternative names: BLAKES OF SWANNANOA, INC.
- BRISCO INC (251 BUCKEYE COVE RD in SWANNANOA, NC)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: KEN LANTER (CONTACT/OWNER)
Median worth of mobile homes: $45,672
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (40%)
- Fuel oil, kerosene, etc. (38%)
- Bottled, tank, or LP gas (10%)
- Utility gas (7%)
- Wood (4%)
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Place of birth for U.S.-born residents:
- This state: 5675
- Northeast: 596
- Midwest: 705
- South: 1565
- West: 260
56% of the 28778 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 55% lived in this county.
Out of people who lived in different counties, 34% lived in North Carolina.
Population in 1990: 5,911. Population change in the 1990s: +3,410 (+57.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 73
| Here: | 7.2% | | North Carolina: | 8.2% |
Students in private schools in grades 9 to 12 (high school): 43
| Here: | 8.4% | | North Carolina: | 6.9% |
Students in private undergraduate colleges: 697
| Here: | 70.2% | | North Carolina: | 20.2% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (500-999 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 2)
- Accommodation and Food Services: Food Service Contractors (50-99: 1)
- Educational Services: Fine Arts Schools (50-99: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 559 people in college dormitories (includes college quarters off campus)
- 248 people in training schools for juvenile delinquents
- 113 people in other noninstitutional group quarters
- 24 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $138,227 | 329 | $167,097 | 414 | $152,888 | 35 | $60,865 | 4 | $311,533 | 122 | $170,115 | 41 | $74,665 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $90,277 | 38 | $138,095 | 85 | $135,580 | 6 | $30,572 | 0 | $0 | 21 | $159,515 | 14 | $70,731 |
| APPLICATIONS DENIED | 4 | $185,423 | 69 | $152,371 | 269 | $146,577 | 37 | $37,519 | 0 | $0 | 20 | $211,926 | 42 | $78,785 |
| APPLICATIONS WITHDRAWN | 4 | $110,655 | 33 | $210,384 | 91 | $162,532 | 8 | $50,721 | 0 | $0 | 16 | $116,156 | 5 | $77,210 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $111,430 | 29 | $143,691 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $150,846 | 517 | $140,394 | 364 | $149,026 | 54 | $49,366 | 1 | $209,840 | 152 | $144,248 | 52 | $85,398 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $63,968 | 89 | $105,565 | 58 | $131,361 | 5 | $37,776 | 0 | $0 | 23 | $143,272 | 31 | $78,154 |
| APPLICATIONS DENIED | 8 | $101,664 | 139 | $98,659 | 193 | $123,994 | 25 | $51,166 | 0 | $0 | 21 | $154,381 | 84 | $67,386 |
| APPLICATIONS WITHDRAWN | 3 | $128,577 | 60 | $132,759 | 122 | $135,942 | 5 | $60,798 | 0 | $0 | 8 | $168,869 | 10 | $89,707 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $119,260 | 35 | $156,206 | 2 | $81,315 | 0 | $0 | 3 | $123,120 | 4 | $77,260 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $114,975 | 538 | $142,979 | 387 | $129,595 | 49 | $45,589 | 146 | $139,929 | 64 | $73,293 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $93,070 | 71 | $127,269 | 119 | $115,714 | 10 | $41,773 | 17 | $169,737 | 24 | $55,968 |
| APPLICATIONS DENIED | 9 | $105,321 | 121 | $107,591 | 203 | $116,890 | 35 | $38,117 | 16 | $110,881 | 77 | $64,895 |
| APPLICATIONS WITHDRAWN | 1 | $97,580 | 59 | $123,105 | 180 | $136,907 | 22 | $136,954 | 15 | $108,612 | 20 | $86,078 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $99,125 | 38 | $140,961 | 1 | $49,310 | 0 | $0 | 2 | $83,740 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $94,941 | 396 | $129,381 | 427 | $119,349 | 25 | $31,527 | 1 | $230,820 | 103 | $115,368 | 52 | $75,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $75,937 | 83 | $78,500 | 88 | $110,660 | 10 | $97,978 | 0 | $0 | 19 | $102,139 | 57 | $54,616 |
| APPLICATIONS DENIED | 6 | $126,392 | 120 | $101,131 | 252 | $108,742 | 28 | $43,441 | 0 | $0 | 22 | $120,315 | 86 | $57,505 |
| APPLICATIONS WITHDRAWN | 3 | $144,527 | 54 | $114,717 | 152 | $126,855 | 5 | $39,350 | 0 | $0 | 14 | $124,374 | 17 | $92,018 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $122,939 | 26 | $143,865 | 2 | $38,820 | 0 | $0 | 1 | $90,230 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $139,896 | 331 | $123,932 | 890 | $115,853 | 26 | $41,508 | 1 | $1,521,340 | 108 | $114,017 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $22,430 | 66 | $72,735 | 125 | $100,826 | 4 | $25,920 | 0 | $0 | 4 | $154,743 |
| APPLICATIONS DENIED | 2 | $83,740 | 107 | $62,816 | 282 | $104,022 | 27 | $22,529 | 0 | $0 | 13 | $71,653 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 24 | $116,505 | 112 | $107,727 | 1 | $20,980 | 0 | $0 | 11 | $115,215 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $121,553 | 19 | $131,901 | 1 | $31,480 | 0 | $0 | 2 | $96,700 |
Aggregated Statistics For Year 2002 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $111,562 | 333 | $109,606 | 628 | $119,517 | 18 | $18,677 | 97 | $111,247 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $85,735 | 71 | $59,464 | 91 | $96,818 | 6 | $45,500 | 7 | $58,383 |
| APPLICATIONS DENIED | 0 | $0 | 124 | $59,228 | 294 | $85,312 | 30 | $18,308 | 6 | $65,463 |
| APPLICATIONS WITHDRAWN | 1 | $224,530 | 40 | $95,081 | 106 | $94,539 | 4 | $34,783 | 10 | $97,660 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $95,022 | 20 | $121,015 | 1 | $15,740 | 1 | $159,480 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $102,055 | 304 | $106,699 | 502 | $100,473 | 32 | $19,575 | 4 | $64,300 | 58 | $96,106 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 66 | $48,932 | 102 | $90,804 | 10 | $29,907 | 0 | $0 | 9 | $68,988 |
| APPLICATIONS DENIED | 2 | $97,695 | 171 | $51,186 | 242 | $77,408 | 26 | $36,601 | 0 | $0 | 17 | $62,114 |
| APPLICATIONS WITHDRAWN | 2 | $71,775 | 19 | $96,164 | 109 | $84,308 | 8 | $10,533 | 0 | $0 | 2 | $82,885 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $79,740 | 3 | $142,387 | 23 | $96,086 | 0 | $0 | 0 | $0 | 1 | $10,490 |
Aggregated Statistics For Year 2000 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $108,787 | 326 | $85,511 | 193 | $80,138 | 25 | $32,648 | 63 | $83,163 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $46,647 | 71 | $65,179 | 68 | $87,848 | 3 | $18,330 | 2 | $93,710 |
| APPLICATIONS DENIED | 10 | $64,984 | 228 | $37,823 | 193 | $65,283 | 15 | $23,862 | 17 | $67,486 |
| APPLICATIONS WITHDRAWN | 9 | $69,816 | 31 | $94,209 | 90 | $66,030 | 8 | $20,395 | 6 | $30,673 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $64,000 | 9 | $119,964 | 9 | $124,290 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $86,502 | 155 | $132,890 | 166 | $84,346 | 10 | $34,734 | 22 | $154,615 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 60 | $52,228 | 81 | $67,128 | 4 | $16,898 | 9 | $47,557 |
| APPLICATIONS DENIED | 1 | $33,880 | 160 | $47,309 | 110 | $71,555 | 10 | $18,961 | 13 | $62,704 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 14 | $72,605 | 37 | $75,757 | 8 | $32,339 | 3 | $60,483 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $106,495 | 14 | $89,827 | 0 | $0 | 1 | $93,150 |
Detailed HMDA statistics for the following Tracts:
0030.01
, 0030.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $166,358 | 42 | $164,118 | 8 | $120,883 | 2 | $105,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $137,044 | 5 | $215,252 | 2 | $235,270 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $98,620 | 0 | $0 | 1 | $98,620 |
| APPLICATIONS WITHDRAWN | 5 | $135,446 | 1 | $138,490 | 2 | $117,635 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $154,012 | 16 | $209,906 | 12 | $134,025 | 8 | $84,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $177,724 | 1 | $113,310 | 2 | $107,665 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $94,232 | 0 | $0 | 2 | $139,565 | 1 | $52,460 |
| APPLICATIONS WITHDRAWN | 2 | $375,090 | 5 | $240,680 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $52,460 | 0 | $0 | 0 | $0 | 1 | $52,460 |
Aggregated Statistics For Year 2005 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $146,853 | 17 | $157,889 | 16 | $130,963 | 2 | $63,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $236,008 | 4 | $137,073 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 9 | $174,917 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $164,490 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 70 | $127,545 | 32 | $129,703 | 4 | $101,308 | 2 | $78,755 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $149,540 | 9 | $185,683 | 2 | $175,455 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $104,675 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $145,001 | 2 | $93,710 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 94 | $122,986 | 106 | $132,173 | 18 | $128,277 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $108,370 | 6 | $92,263 | 1 | $148,990 |
| APPLICATIONS DENIED | 4 | $91,715 | 2 | $153,525 | 2 | $87,725 |
| APPLICATIONS WITHDRAWN | 5 | $186,094 | 1 | $90,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $183,610 | 0 | $0 | 1 | $183,610 |
Aggregated Statistics For Year 2002 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $122,351 | 62 | $112,872 | 8 | $130,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $111,034 | 26 | $125,876 | 6 | $130,593 |
| APPLICATIONS DENIED | 2 | $163,150 | 6 | $111,985 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $103,570 | 1 | $126,950 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $92,710 | 0 | $0 | 2 | $92,710 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $116,242 | 51 | $114,701 | 3 | $113,777 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $113,593 | 12 | $118,752 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $82,890 | 3 | $96,957 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $117,803 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $98,473 | 13 | $93,680 | 9 | $96,431 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $142,690 | 8 | $123,865 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $74,113 | 4 | $96,700 | 2 | $97,695 |
| APPLICATIONS WITHDRAWN | 1 | $97,580 | 1 | $115,410 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $120,102 | 10 | $116,588 | 2 | $68,275 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $71,535 | 6 | $104,055 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $105,545 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $54,730 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0030.01
, 0030.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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